GXXD Pay is a proposed revolutionary eWallet that aims to disrupt the mobile payments industry. It provides lightning fast QR/sku code payments that eliminate transaction fees for merchants. It also offers loyalty programs, exclusive offers and insights for merchants, as well as a built-in charitable component where 1% of transactions are donated. The launch strategy involves an initial test market followed by regional and national expansion to partner merchants and retailers.

1. An All Good eWallet

2. Billions Lost
Let’s Disrupt This!
Revolutionary eWallet
What Is GXXD Pay?
Speed Is A Key Differentiation
How It Works
Ecomm X GXXD Pay
Consumer Features
Merchant Features
Launch Strategy Phase One
Launch Strategy Phase Two
GXXD Pay Sample Mock-Up
Contact Information
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Contents
01

3. “—mobile payment volume at
$75 billion in 2016. That figure
should swell to $503 billion by
2020 thanks to advancements in
mobile payments technology.”
– Business Insider
02

4. 72% 0%6 Trillion
Billions
Lost
Of all Point of Sale transactions
were made with a credit/debit
card payment system.
Of those transaction fees
were given to charity.
Credit/debit card transactions
were made in 2017 which resulted
in merchants paying nearly $180
Billion in transaction fees.
Our system is old, slow, doesn’t
match up with existing technology
and we are paying way too much
in fees. And for what? To give
credit card companies 3% of mer-
chant sales while we wait forever
for authorizations.
“— in 2017 which resulted in
merchants paying nearly $180
Billion in transaction fees.”
03

5. Let’s make transaction time lightning fast. Eliminating the wait for
2X approval, signing anything, remember any pins, being denied for
whatever reason and worst of all… Risking your financial/personal
information.
Let’s enable merchants and consumers to continue the conversation
beyond their transaction by exchanging information, offering
rewards, exclusive offers, loyalty and community.
Let’s
Disrupt
This!
“Let’s dead that 3% credit/
debit processing fees bit.”

6. Lighting fast QR/sku transaction speed.
Giving merchants back the fees they were being
charged by credit/debit cards.
Providing retailers with insight, customer retention and
marketing opportunities.
Rewards programs, exclusive offers, transaction and
charity history to users.
”Giveback” built into the DNA of GXXD Pay designates
1% of all transactions from GXXD Pay will go to Tax
Exempt Non Profit charity.
This amazing component to the eWallet will make
significant differences in the world.
Revolutionary
eWallet

7. GXXD Pay is a topup styled mobile eWallet with a built-in charitable
“giveback” component. The app is a more strategic approach to the
US market for mobile payments by seeding the ability to use GXXD
Pay at influential retailers and with influential users.
It’s not your mom using Android Pay at Walgreens. It’s Lebron James
sharing how much he’s donated to charity through GXXD Pay at Kith
NYC on social media. It’s the skateshop owner encouraging the
skateboarder to pay for his new deck with GXXD Pay so that the shop
owner can offer him exclusive offers on that brand in the future and
1% of the transaction will go towards a charity dedicated to building
inner-city skateparks.
GXXD Pay is an eWallet with style, substance and soul. Qualities and
DNA make-up that other eWallets attempting to make headway here in
the US like Apple Pay, Samsung Pay, WeChat pay, Alipay and Android
Pay just don’t have. They are not connecting with retailers or
consumers and motivating them to use. There is not enough energy
or reason for merchants or consumers to get excited and motivated
to use the current eWallet offering.
We’re offering the missing link for eWallets here in the US. GXXD
Pay gives consumers multiple reasons to use and merchants multiple
reasons to accept. It’s an app that will revolutionize how we pay for
our goods and services.
What Is GXXD Pay?

8. “It’s an app that will
revolutionize how
merchants receive
money for their
sales and receive
information about
their consumers.”

9. Speed Is A Key
Differentiation
The total is determined at the POS and the POS scanner scans
the users GXXD Pay QR or sku on the app to debit the total from
the user’s GXXD Pay “Cash On Deck” (topup balance).
This happens in less than two seconds. Not in dozens of sec-
onds or even a minute with existing credit/debit card payment
processing, 2x authorization currently being used in the market.
Online retailers can also integrate GXXD Pay SDK into their
E-commerce so users can pay with their GXXD Pay balance
at check out whilst Online shopping on computers or
mobile phone.
“Lightning fast transaction
time with QR/sku code.”

10. “Digital wallets and
eWallets are expected
to overtake credit cards
globally by 2019.”
Statista Mobile
Payment Methods

11. How It
Works
The first step is topping-up your
eWallet. The app user top-ups
their GXXD Pay account with
available funds from their bank
account or debit/credit card
into tokenized money that we call
“Cash On Deck” in the app.
Now you have “Cash On Deck”
ready to spend. You see that your
coffee shop accepts GXXD Pay.
You purchase a coffee by sim-
ply showing your GXXD Pay QR
code at the POS and money is
instantly transferred to the coffee
shop’s account. You didn’t need to
remember any pins, sign anything
or wait forever for authorizations.
Now you have an order history
with the coffee shop in your app.
And the coffee shop has award-
ed you loyalty points. Just a few
more purchases and you have a
free coffee! And you don’t have
to try and find a punch card or
remember a membership number.
GXXD Pay is built with its core
function as an eWallet being
simple and easy to use. The core
functions for the GXXD Pay eWal-
let are topping-up money from
bank account to eWallet. Paying
with topped-up balance on the
eWallet. And receiving benefits,
rewards and a comprehensive
view of receipts/order history.

12. The app can be used for online shopping as well.
At checkout- the Ecomm site can have the option to pay
with GXXD Pay in the API acceptance.
A QR or sku is displayed and the user scans with their
phone to instantly purchase.
If user is on a mobile phone the app can capture the QR
code and pay the total requested from Ecomm site.
Ecomm X
GXXD Pay

13. 12
Topup style eWallet with a built-in loyalty
rewards program where you can review your
order history/receipts for all transactions.
Ability to pay with “Cash On Deck” with ACH
to merchants or peer-to-peer. Option to pay
with debit/credit as well.
1% of every transaction is contributed to
GXXD Pay’s charitable “giveback” program.
The user can view and share how much their
purchases have contributed to charity.
Consumer
Features

14. 13
Ability to receive payment without credit/debit card
processing fees via ACH.
Loyalty/rewards program that enables merchant to
market to their customers and incentivize sales.
Merchant dashboard tracking sales metrics
and marketing with dynamic reporting.
Vastly improved transaction speed, reduced check-
out friction at both brick & mortar and Ecomm POS.
1% charity for each transaction is 100% tax write-off.
Merchant
Features

15. Phase One
Develop MVP and build brand.
Launch in local market as test market (Sacramento).
Launch in a concentrated zone to increase the
intensity of merchants accepting GXXD Pay and
users for an initial test and launch.
Build a successful ecosystem for GXXD Pay in
the test market.
Tweak and work on the formula for success and
strategically select regions we can achieve the
same level or above of success as the test
market (Sacramento).
Launch
Strategy

16. Phase Two
Fan the region to reach a national level of offering
focusing on ”hot zones.” Regional markets we see
as prime targets to develop successful ecosystems.
Market and sell to online stores and chain stores
(groceries, coffee chains, clothing chains).
Begin relationships and work on larger API
integrations with national chain retailers to have
GXXD Pay accepted in a growing number of
selected national retailers.
Launch
Strategy

17. GXXD Pay
Sample Mock-Up
GXXD Pay
CASH ON DECK
$225.65
YOUR CHARITABLE CONTRIBUTION $2,342
Pay
Now
Get
Paid
Top
Up
My
Rewards
GXXD Pay
CASH ON DECK
$225.65
Pay
Now
Get
Paid
Top
Up
My
Rewards
Amount:
Tip:
GXXD Pay
STORE
SPECIAL OFFERS
INSIGHT COFFEE 50 AMOUNT____
PLA Skateshop 122 AMOUNT____
Lowbrau Halle 122 AMOUNT____
Lowbrau Halle 122 AMOUNT____
POINTS REDEEM
CASH ON DECK
$225.65
Pay
Now
Get
Paid
Top
Up
My
Rewards
40% OFF
YOUR
DRINKS
GXXD Pay
TOP UP
US BANK PERSONAL CHECKING
GOLDEN ONE SAVINGS
ACCT # ***4345
ACCT # ***5315
CHASE BUSINESS
CASH ON DECK
BANK ACCOUNT
$425.65
$200.00
Pay
Now
Get
Paid
Top
Up
My
Rewards
ACCT # ***7995

18. Contact
Information
Info@gxxdpay.com
gxxdpay.com
@gxxdpay