Classification of Mutual funds, Investment, Asset based security traded in Financial markets, Fund manager roles,

1. Asset
Fund
Manager
Bank/ Fund
house
Market Regulator
Financial Market
Customer Pool
Risk Profile
MF Scheme
Characteristic
Customization
• Taxation
• Maturity periods
• Scheme objectives
• Fees/ Performance &
management
• Tenure for investment
returns / Exit load
• Asset allocation
• Expense ratio
• Broker /Custodian
• Financial
intermediary
• Growth
• Income
• Balanced
Loan sale & Collaterals
Interest payment
Commitment fee
Participation fee
Growth
Liquidity
Value &
Stability
Credit quality
Open ended
Closed
ended
Equity Hybrid
• Large cap
• Mid cap
• Small cap
• Index linked
Secondary
market
Capital returns
MF Dividends
Lock in period
Exchange
traded
Corpus (units)
AUM
Net Asset
Value
Credit
Asset
Regulator
• Hedge
• Speculate
• Arbitrage
MUTUAL FUNDS , CLASSIFICATION &
INVESTMENTS
1Sector
T bills & short
term debt
instruments
Balanced &
income/ growth;
Money
market
Redeemability
12/12/2015 1
Refers to Banking, FMCG, etc
AUM – Asset Under Management
Credit facility
/ Asset based security
Large
borrower
Others
Owner/ shareholder funds
Depreciation funds
Pension / Insurance fund
Interest
payment &
Principal
Third
party
Individual
Companies
Others
Asset sale