The mutual fund industry in India has grown significantly since reforms began in the 1990s. Originally a state-run monopoly, the industry is now made up of 33 companies managing over Rs. 567,601 billion in assets as of 2008. Mutual funds pool the savings of individual investors and invest in capital markets and money markets according to the investment objectives of each fund. Key entities involved include the sponsor, trustees, asset management company, custodian, and depository. Trustees are responsible for protecting investor interests and overseeing fund operations.
Understand the underlying portfolio composition of fixed income investments such as liquid funds and dynamic bond funds. Also, get details into the fund objective and the process of investment
www.Quantumamc.com
Understand the underlying portfolio composition of fixed income investments such as liquid funds and dynamic bond funds. Also, get details into the fund objective and the process of investment
www.Quantumamc.com
COMPARATIVE STUDY ON FIVE MUTUAL FUNDS.RESEARCH METHODOLOGY, COMPANY PROFILE, DATA ANALYSIS, FINDING, SUGGESTION, CONCLUSION,BIBLIOGRAPHY AND QUESTIONNAIRE ALL OF IT IS HERE IN THIS PROJECT.
SORRY I CAN'T ADD THE TABLE BUT ALL YOU NEED IS HERE IN THIS PROJECT.
Mutual funds history, types, flow, and role of AIMFharshal pokaar
it contains meaning, flow of mutual fund, types of mutual fund, role played by (AIMF), history, And few industry examples of mutual fund
for example.;- sbi mutual fund,
kotak mutual funds,
etc
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
2. The era between 1963 and 1987 marked the existance of only one mutual fund company in India with Rs. 67bn Assets Under Management (AUM), by the end of its monopoly era, the Unit Trust of India (UTI). By the end of the 80s decade, few other mutual fund companies in India took their position in mutual fund market.
3. Pure growth funds/ growth oriented funds Long term gains / capital appreciation Do not offer regular income (may declare dividend, but main objective is capital appreciation) ‘Nest eggs’ investment Investment portfolio on equities with high growth potential to accumulate for the future needs
4. Nest eggs - contd High growth = high risk bearing securities Useful for salaried & business people with ability to defer liquidity
5. Balanced funds Otherwise called ‘ income cum growth fund’ Aims at regular income & capital appreciation Portfolio consists of high growth equity shares & fixed income earning securities
6. Specialised funds Offer to meet specific needs of specific categories of people like pensioners, etc,. Open doors to foreign investors in domestic securities Invested in funds of specific areas like Japan fund, South Korean fund,… Can also be confined to one particular sector like, - fertilizer, automobiles, petroleum,… High risk – invested in one industry
7. Money market funds Open ended funds Invested in highly liquid & safe securities Invested only in money market securities Used as a parking place / stop gap arrangement, till they finalise on long term investments
8. Taxation funds Growth oriented fund which offers tax rebates Covered under sec 88 of Income Tax Act 1961 20% rebate offered on an investment of Rs 10,000 Both domestic & foreign funds Eg – Tax saving SBI magnum, UTI’s USD 60million India fund based in USA
9. Importance of mutual funds CHANNELISING SAVINGS FOR INVESTMENT OFFERING WIDER PORTFOLIO INVESTMENT PROVIDING BETTER YIELDS RENDER EXPERTISE INVESTMENT SERVICE AT LOW COST FLEXIBLE INVESTMENT SCHEDULE GREATER AFFORDABILITY AND LIQUIDITY SUPPORT CAPITAL MARKET PROMOTE INDUSTRIAL DEVELOPMENT KEEPS MONEY MARKET ACTIVE
10. Organisation of the fund A sponsor (company which sets up the fund) institution to promote the fund A team of trustees to oversee the operations (safeguarding the interest of investors) An Asset Management company to actually deal with the funds (trustees guide & control AMC)
11. Operation of MF Invites investors to join the fund by offering various schemes Resources of individual investors are pooled together & invested in capital & money markets Investors are issued units For managing the funds the company gets an annual fee of max 1.25%of funds managed If funds exceed 100 crores, it is 1% (fixed by SEBI MF regulations 1993 Regular expenses like registration, custodial fee, asset management fee cannot exceed 3% of the assets each year The remaining amount is given to investors
12. NET ASSET VALUE / Intrinsic value Market price of each unit of a particular scheme in relation to all assets of the scheme This value is a true indicator of the performance of the fund NAV forms the basis for fixing the repurchase and reissue price Eg - scheme size = Rs 100 cr . Unit price = Rs 10. market value of investment = 200 cr NAV = RS 20
13. mF in India The industry has been monopolised by the UTI since 1963 Now the commercial banks, LIC, GIC, private banks (1993 ) and other financial institutions are in the field By 1995 there were nearly 25 MFs offering 80 schemes
14. mF in India ( Contd) By the end of 1993, the total AUM of the industry was Rs. 470.04 bn. The private sector funds started penetrating the fund families. In the same year the first Mutual Fund Regulations came into existance with re-registering all mutual funds except UTI. The regulations were further given a revised shape in 1996.
15. mF in India (contd) Kothari Pioneer was the first private sector mutual fund company in India which has now merged with Franklin Templeton. Just after ten years with private sector players penetration, the total assets rose up to Rs. 1218.05 bn. Today there are 33 mutual fund companies in India.
16. mF in India (contd) Total assets managed by domestic mutual funds exceeded Rs 8 lakh crore mark in May 2010, rising around 5% over the previous month, according to data by Association of Mutual Funds in India (AMFI). Future of MF in India KPMG – GROWTH 22% - 25% BETWEEN 2010 -2015 – Rs 16,000 – 18,000 billion
17. Latest trends in the world US - AVE MARIA MF (smart investing & catholic values) No load, long term funds For Investors -on Morally Responsible Securities ( in companies - do not violate core teachings of catholic church) Investment Advisor : Schwartz Investment Counsel., Inc Catholic Advisory Board – guided by the Magisterium of the church sets the criteria for screening
18. contd US dominated MF market $ 9.6 trillion – 2008 INDIA : Aggressive expansion of foreign owned companies AUM 1,01,565 cr in 2000 to 5,67,601 Ap 2008
19. Fund Structure Fund Sponsor Trustees Asset Management Company Depository Agent Custodian
20. Fund Sponsor The Fund Sponsor Any person or corporate body that establishes the Fund and registers it with SEBI. Form a Trust and appoint a Board of Trustees. Appoints Custodian and Asset Management Company either directly or through Trust, in accordance with SEBI regulations. SEBI regulations also define that a sponsor must contribute at least 40% to the net worth of the asset management company.
21. Trustees Trustees Created through a document called the Trust Deed that is executed by the Fund Sponsor and registered with SEBI. The Trust-the mutual fund may be managed by a Board of Trustees- a body of individuals or a Trust Company- a corporate body. Protector of unit holders interests.
22. Trustees Rights of Trustees: Approve each of the schemes floated by the AMC. The right to request any necessary information from the AMC. May take corrective action if they believe that the conduct of the fund's business is not in accordance with SEBI Regulations. Have the right to dismiss the AMC, Ensure that, any shortfall in net worth of the AMC is made up.
23. Trustees Obligations of the Trustees: Enter into an investment management agreement with the AMC. Ensure that the fund's transactions are in accordance with the Trust Deed. Furnish to SEBI on a half-yearly basis, a report on the fund's activities Ensure that no change in the fundamental attributes of any scheme or the trust or any other change which would affect the interest of unit holders is happens without informing the unit holders. Review the investor complaints received and the redressal of the same by the AMC.