SlideShare a Scribd company logo
Mortgage Lending: Is Now the Time for You? Spring Training Conference 2011
AGENDA ,[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object]
Target Field and Downtown
Be Like Warren
OCCU Newsletter – Mandy Jones ,[object Object],[object Object]
A “Real Number” Example ,[object Object],[object Object],[object Object],[object Object]
Home Value ,[object Object],[object Object],[object Object],[object Object],[object Object]
Refinance Opportunity ,[object Object],[object Object],[object Object],[object Object],[object Object]
Equation for Success
Equation for Success ,[object Object]
Historical Mortgage Market ,[object Object],[object Object],[object Object],[object Object]
Historical Mortgage Market ,[object Object],[object Object],[object Object]
Current Mortgage Market ,[object Object],[object Object],[object Object],[object Object],[object Object]
Mortgage Bankers  Association Forecast ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
ACUMA Forecast ,[object Object],[object Object]
Mortgage Market Today ,[object Object],[object Object],[object Object],[object Object],[object Object]
Real Life Examples ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Real Life Examples ,[object Object],[object Object],[object Object],[object Object],[object Object]
Real Life Examples ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Real Life Examples ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Mortgage Opportunities Today ,[object Object],[object Object],[object Object],[object Object],[object Object]
Mortgage Opportunities Today ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
THE MORTGAGE PROCESS
Mortgage Process Today
Mortgage Process Today ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Ask yourself these questions: ,[object Object],[object Object],[object Object]
Ask yourself these questions: ,[object Object],[object Object]
Mortgage process tomorrow
Getting Started/Growing ,[object Object],[object Object],[object Object],[object Object]
REFERRAL OR INHOUSE??
Product Suite ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Product Suite ,[object Object],[object Object],[object Object],[object Object]
Mortgage Technology ,[object Object],[object Object],[object Object]
Technology ,[object Object],[object Object],[object Object],[object Object]
Technology ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Technology ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Mortgage Technology Benefits ,[object Object],[object Object],[object Object]
MARKETING
What you don’t want to be!
Marketing  What worked for others? ,[object Object],[object Object],[object Object]
Credit Union Benefits ,[object Object],[object Object],[object Object]
Thank You ,[object Object],[object Object],[object Object],[object Object],[object Object]

More Related Content

What's hot

Bill Cheney: The economic downturn and U.S. CUs
Bill Cheney: The economic downturn and U.S. CUsBill Cheney: The economic downturn and U.S. CUs
Bill Cheney: The economic downturn and U.S. CUs
cooperatives
 
Statement ag settlement_final9feb2012
Statement ag settlement_final9feb2012Statement ag settlement_final9feb2012
Statement ag settlement_final9feb2012Century 21 Americana
 
The surprising savings from mortgage refinancing
The surprising savings from mortgage refinancingThe surprising savings from mortgage refinancing
The surprising savings from mortgage refinancing
reversemortgagelenders763
 
DirectMoney Deck - Mar 2011
DirectMoney Deck - Mar 2011DirectMoney Deck - Mar 2011
DirectMoney Deck - Mar 2011ddoust
 
Sid Co Option 1 Slideshow
Sid Co Option 1 SlideshowSid Co Option 1 Slideshow
Sid Co Option 1 Slideshow
Kris Wissing
 
July 2010 market update
July 2010 market updateJuly 2010 market update
July 2010 market update
Mark Jacobs Realtor
 
FHA's Homeownership Initiative gets Mixed Reactions
FHA's Homeownership Initiative gets Mixed ReactionsFHA's Homeownership Initiative gets Mixed Reactions
FHA's Homeownership Initiative gets Mixed Reactions
Jameson Sotheby's International Realty
 
720,000 Loan Modifications - Helping Homeowners Avoid Foreclosure Nationwide
720,000 Loan Modifications -  Helping Homeowners Avoid Foreclosure Nationwide720,000 Loan Modifications -  Helping Homeowners Avoid Foreclosure Nationwide
720,000 Loan Modifications - Helping Homeowners Avoid Foreclosure Nationwide
Kelsey Chapekis
 
2009:Overview of Bank Credit in Botswana
2009:Overview of Bank Credit in Botswana2009:Overview of Bank Credit in Botswana
2009:Overview of Bank Credit in Botswanaeconsultbw
 
Why A State Bank?
Why A State Bank?Why A State Bank?
Why A State Bank?
Tom Tresser
 
#MALG14 Workshop C - Household Budgets - Slideset
#MALG14 Workshop C - Household Budgets - Slideset#MALG14 Workshop C - Household Budgets - Slideset
#MALG14 Workshop C - Household Budgets - Slideset
Money Advice Liaison Group (conference)
 
Lending Center Overview
Lending Center OverviewLending Center Overview
Lending Center Overview
Center for Energy and Environment
 
Investors Who Do a Few Mortgages on the Side
Investors Who Do a Few Mortgages on the SideInvestors Who Do a Few Mortgages on the Side
Investors Who Do a Few Mortgages on the Side
William E. Nassour
 
St. Louis Chart of the Week
St. Louis Chart of the WeekSt. Louis Chart of the Week
St. Louis Chart of the Week
Blaise Tomazic
 
What Is an Electric Membership Cooperative?
What Is an Electric Membership Cooperative?What Is an Electric Membership Cooperative?
What Is an Electric Membership Cooperative?
Peter Heintzelman
 
Gove implements mortgage changes(finished)
Gove implements mortgage changes(finished)Gove implements mortgage changes(finished)
Gove implements mortgage changes(finished)RandyBett
 
Mni advantage presentation crystal mcatee
Mni advantage presentation  crystal mcateeMni advantage presentation  crystal mcatee
Mni advantage presentation crystal mcateeCrystal L. McAtee
 
Cooperation Between Nonprofits and Local Governments in the USA
Cooperation Between Nonprofits and Local Governments in the USACooperation Between Nonprofits and Local Governments in the USA
Cooperation Between Nonprofits and Local Governments in the USA
Center for Social Sector Leadership
 
An unfortunate misnomer
An unfortunate misnomerAn unfortunate misnomer
An unfortunate misnomer
Dan Purves
 

What's hot (20)

Bill Cheney: The economic downturn and U.S. CUs
Bill Cheney: The economic downturn and U.S. CUsBill Cheney: The economic downturn and U.S. CUs
Bill Cheney: The economic downturn and U.S. CUs
 
Statement ag settlement_final9feb2012
Statement ag settlement_final9feb2012Statement ag settlement_final9feb2012
Statement ag settlement_final9feb2012
 
The surprising savings from mortgage refinancing
The surprising savings from mortgage refinancingThe surprising savings from mortgage refinancing
The surprising savings from mortgage refinancing
 
DirectMoney Deck - Mar 2011
DirectMoney Deck - Mar 2011DirectMoney Deck - Mar 2011
DirectMoney Deck - Mar 2011
 
Sid Co Option 1 Slideshow
Sid Co Option 1 SlideshowSid Co Option 1 Slideshow
Sid Co Option 1 Slideshow
 
July 2010 market update
July 2010 market updateJuly 2010 market update
July 2010 market update
 
FHA's Homeownership Initiative gets Mixed Reactions
FHA's Homeownership Initiative gets Mixed ReactionsFHA's Homeownership Initiative gets Mixed Reactions
FHA's Homeownership Initiative gets Mixed Reactions
 
720,000 Loan Modifications - Helping Homeowners Avoid Foreclosure Nationwide
720,000 Loan Modifications -  Helping Homeowners Avoid Foreclosure Nationwide720,000 Loan Modifications -  Helping Homeowners Avoid Foreclosure Nationwide
720,000 Loan Modifications - Helping Homeowners Avoid Foreclosure Nationwide
 
2009:Overview of Bank Credit in Botswana
2009:Overview of Bank Credit in Botswana2009:Overview of Bank Credit in Botswana
2009:Overview of Bank Credit in Botswana
 
Why A State Bank?
Why A State Bank?Why A State Bank?
Why A State Bank?
 
#MALG14 Workshop C - Household Budgets - Slideset
#MALG14 Workshop C - Household Budgets - Slideset#MALG14 Workshop C - Household Budgets - Slideset
#MALG14 Workshop C - Household Budgets - Slideset
 
Lending Center Overview
Lending Center OverviewLending Center Overview
Lending Center Overview
 
Investors Who Do a Few Mortgages on the Side
Investors Who Do a Few Mortgages on the SideInvestors Who Do a Few Mortgages on the Side
Investors Who Do a Few Mortgages on the Side
 
US Subprime Crisis
US Subprime CrisisUS Subprime Crisis
US Subprime Crisis
 
St. Louis Chart of the Week
St. Louis Chart of the WeekSt. Louis Chart of the Week
St. Louis Chart of the Week
 
What Is an Electric Membership Cooperative?
What Is an Electric Membership Cooperative?What Is an Electric Membership Cooperative?
What Is an Electric Membership Cooperative?
 
Gove implements mortgage changes(finished)
Gove implements mortgage changes(finished)Gove implements mortgage changes(finished)
Gove implements mortgage changes(finished)
 
Mni advantage presentation crystal mcatee
Mni advantage presentation  crystal mcateeMni advantage presentation  crystal mcatee
Mni advantage presentation crystal mcatee
 
Cooperation Between Nonprofits and Local Governments in the USA
Cooperation Between Nonprofits and Local Governments in the USACooperation Between Nonprofits and Local Governments in the USA
Cooperation Between Nonprofits and Local Governments in the USA
 
An unfortunate misnomer
An unfortunate misnomerAn unfortunate misnomer
An unfortunate misnomer
 

Viewers also liked

Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...
Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...
Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...
George Staicu
 
Building Financial Capability to Strengthen Consumer Protection
Building Financial Capability to Strengthen Consumer ProtectionBuilding Financial Capability to Strengthen Consumer Protection
Building Financial Capability to Strengthen Consumer Protection
Swedbank Privātpersonu finanšu institūts
 
Principles of Convection II - Hodographs
Principles of Convection II - HodographsPrinciples of Convection II - Hodographs
Principles of Convection II - HodographsBen Dewell
 
Linkedin Training for Lending Professionals
Linkedin Training for Lending ProfessionalsLinkedin Training for Lending Professionals
Linkedin Training for Lending Professionals
Liberty Title & Escrow Co.
 
Kelompok reo kelas_x_perawat
Kelompok reo kelas_x_perawatKelompok reo kelas_x_perawat
Kelompok reo kelas_x_perawat
apotek agam farma
 
My Community Mortgage & Flexible Mortgage Ppt
My Community Mortgage & Flexible Mortgage PptMy Community Mortgage & Flexible Mortgage Ppt
My Community Mortgage & Flexible Mortgage PptAffinityCalvin
 
A Capability Model for Driving Customer Engagement in a Connected World
A Capability Model for Driving Customer Engagement in a Connected WorldA Capability Model for Driving Customer Engagement in a Connected World
A Capability Model for Driving Customer Engagement in a Connected World
Acxiom Corporation
 
What You Really Need to Know about Commercial Real Estate Underwriting
What You Really Need to Know about Commercial Real Estate UnderwritingWhat You Really Need to Know about Commercial Real Estate Underwriting
What You Really Need to Know about Commercial Real Estate Underwriting
Colleen Beck-Domanico
 
Sample loan application letter
Sample loan application letterSample loan application letter
Sample loan application letter
Matzilla Global Company Limited
 
Credit management of jamuna bank
Credit management of jamuna bankCredit management of jamuna bank
Credit management of jamuna bank
Nazmul Palash
 
Bank risk management
Bank risk managementBank risk management
Bank risk management
Ashima Thakur
 
How to access finance for your Small Business in Nigeria by Fayo Williams
How to access finance for your Small Business in Nigeria by Fayo Williams How to access finance for your Small Business in Nigeria by Fayo Williams
How to access finance for your Small Business in Nigeria by Fayo Williams
Fayo Williams
 
Credit Risk Management
Credit Risk ManagementCredit Risk Management
Credit Risk Managementankan84
 
Loan Information Management SystemPresentation
Loan Information Management SystemPresentationLoan Information Management SystemPresentation
Loan Information Management SystemPresentation
mattnewnhamsa
 
Loan Management System in Oracle
Loan Management System in OracleLoan Management System in Oracle
Loan Management System in Oracle
Ranojit Banerjee
 
Chapter 08 risk management in banks
Chapter 08    risk management in banksChapter 08    risk management in banks
Chapter 08 risk management in banksiipmff2
 
Credit management
Credit managementCredit management
Credit management
Hannah Rain
 
Risk management in banks
Risk management in banksRisk management in banks
Risk management in banks
eduCBA
 
Loan Origination Reference Architecture Deep Dive
Loan Origination Reference Architecture Deep DiveLoan Origination Reference Architecture Deep Dive
Loan Origination Reference Architecture Deep DiveMike Walker
 

Viewers also liked (20)

Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...
Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...
Pinnacle Training Group: SME credit masterclass - Lending & financial analysi...
 
Building Financial Capability to Strengthen Consumer Protection
Building Financial Capability to Strengthen Consumer ProtectionBuilding Financial Capability to Strengthen Consumer Protection
Building Financial Capability to Strengthen Consumer Protection
 
Principles of Convection II - Hodographs
Principles of Convection II - HodographsPrinciples of Convection II - Hodographs
Principles of Convection II - Hodographs
 
Linkedin Training for Lending Professionals
Linkedin Training for Lending ProfessionalsLinkedin Training for Lending Professionals
Linkedin Training for Lending Professionals
 
Kelompok reo kelas_x_perawat
Kelompok reo kelas_x_perawatKelompok reo kelas_x_perawat
Kelompok reo kelas_x_perawat
 
My Community Mortgage & Flexible Mortgage Ppt
My Community Mortgage & Flexible Mortgage PptMy Community Mortgage & Flexible Mortgage Ppt
My Community Mortgage & Flexible Mortgage Ppt
 
RETAIL SME PRESENTATION-BASEL
RETAIL SME PRESENTATION-BASELRETAIL SME PRESENTATION-BASEL
RETAIL SME PRESENTATION-BASEL
 
A Capability Model for Driving Customer Engagement in a Connected World
A Capability Model for Driving Customer Engagement in a Connected WorldA Capability Model for Driving Customer Engagement in a Connected World
A Capability Model for Driving Customer Engagement in a Connected World
 
What You Really Need to Know about Commercial Real Estate Underwriting
What You Really Need to Know about Commercial Real Estate UnderwritingWhat You Really Need to Know about Commercial Real Estate Underwriting
What You Really Need to Know about Commercial Real Estate Underwriting
 
Sample loan application letter
Sample loan application letterSample loan application letter
Sample loan application letter
 
Credit management of jamuna bank
Credit management of jamuna bankCredit management of jamuna bank
Credit management of jamuna bank
 
Bank risk management
Bank risk managementBank risk management
Bank risk management
 
How to access finance for your Small Business in Nigeria by Fayo Williams
How to access finance for your Small Business in Nigeria by Fayo Williams How to access finance for your Small Business in Nigeria by Fayo Williams
How to access finance for your Small Business in Nigeria by Fayo Williams
 
Credit Risk Management
Credit Risk ManagementCredit Risk Management
Credit Risk Management
 
Loan Information Management SystemPresentation
Loan Information Management SystemPresentationLoan Information Management SystemPresentation
Loan Information Management SystemPresentation
 
Loan Management System in Oracle
Loan Management System in OracleLoan Management System in Oracle
Loan Management System in Oracle
 
Chapter 08 risk management in banks
Chapter 08    risk management in banksChapter 08    risk management in banks
Chapter 08 risk management in banks
 
Credit management
Credit managementCredit management
Credit management
 
Risk management in banks
Risk management in banksRisk management in banks
Risk management in banks
 
Loan Origination Reference Architecture Deep Dive
Loan Origination Reference Architecture Deep DiveLoan Origination Reference Architecture Deep Dive
Loan Origination Reference Architecture Deep Dive
 

Similar to Mortgage Lending

Financing Programs for Energy Efficiency: Utility Roles
Financing Programs for Energy Efficiency: Utility RolesFinancing Programs for Energy Efficiency: Utility Roles
Financing Programs for Energy Efficiency: Utility Roles
HarcourtBrownEF
 
Credit Risk Summit Edition | Experian UK Business
Credit Risk Summit Edition | Experian UK Business Credit Risk Summit Edition | Experian UK Business
Credit Risk Summit Edition | Experian UK Business
Experian UK Business
 
Models for Financing Clean Energy- SWEEP 2009
Models for Financing Clean Energy- SWEEP 2009Models for Financing Clean Energy- SWEEP 2009
Models for Financing Clean Energy- SWEEP 2009
HarcourtBrownEF
 
Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...
Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...
Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...
Alliance To Save Energy
 
Earth Loans Executive Summary - Geothermal Lending & Investing
Earth Loans Executive Summary - Geothermal Lending & InvestingEarth Loans Executive Summary - Geothermal Lending & Investing
Earth Loans Executive Summary - Geothermal Lending & Investing
Joe McHugh
 
globalca-panel-final
globalca-panel-finalglobalca-panel-final
globalca-panel-finalJim Faith
 
Debt| Consumer, Government and Corporate| Debt Crisis
Debt| Consumer, Government and Corporate| Debt Crisis Debt| Consumer, Government and Corporate| Debt Crisis
Debt| Consumer, Government and Corporate| Debt Crisis
paul young cpa, cga
 
Best practices in local program design for small business survival -
Best practices in local program design for small business survival  - Best practices in local program design for small business survival  -
Best practices in local program design for small business survival -
Ellen Harpel
 
DirectMoney Slides - May 2015
DirectMoney Slides - May 2015DirectMoney Slides - May 2015
DirectMoney Slides - May 2015Stephen Porges
 
Debt and Insolvency| Global Crisis?
Debt and Insolvency| Global Crisis? Debt and Insolvency| Global Crisis?
Debt and Insolvency| Global Crisis?
paul young cpa, cga
 
Su10 ceo workshop_supporting slides
Su10 ceo workshop_supporting slidesSu10 ceo workshop_supporting slides
Su10 ceo workshop_supporting slidesmcgowaUSA
 
The Road Ahead For Credit Unions
The Road Ahead For Credit UnionsThe Road Ahead For Credit Unions
The Road Ahead For Credit Unions
Raddon Financial Group
 
The Next Recession is Coming... This is Your Survival Guide
The Next Recession is Coming... This is Your Survival GuideThe Next Recession is Coming... This is Your Survival Guide
The Next Recession is Coming... This is Your Survival Guide
Phil Argue
 
Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...
Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...
Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...
Jeff Grill
 
Marketing Plan for TD: "Express Mortgage"
Marketing Plan for TD: "Express Mortgage"Marketing Plan for TD: "Express Mortgage"
Marketing Plan for TD: "Express Mortgage"
Iryna Sytnyk
 
Corporate Profile Sample Pages
Corporate Profile Sample PagesCorporate Profile Sample Pages
Corporate Profile Sample PagesKelly Grant Moore
 
A comparative study of interest rates on housing loans
A comparative study of interest rates on housing loansA comparative study of interest rates on housing loans
A comparative study of interest rates on housing loans
Projects Kart
 
How We Got Here
How We Got HereHow We Got Here
How We Got Here
cdufault
 

Similar to Mortgage Lending (20)

Financing Programs for Energy Efficiency: Utility Roles
Financing Programs for Energy Efficiency: Utility RolesFinancing Programs for Energy Efficiency: Utility Roles
Financing Programs for Energy Efficiency: Utility Roles
 
Credit Risk Summit Edition | Experian UK Business
Credit Risk Summit Edition | Experian UK Business Credit Risk Summit Edition | Experian UK Business
Credit Risk Summit Edition | Experian UK Business
 
Models for Financing Clean Energy- SWEEP 2009
Models for Financing Clean Energy- SWEEP 2009Models for Financing Clean Energy- SWEEP 2009
Models for Financing Clean Energy- SWEEP 2009
 
Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...
Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...
Financing Policy Webinar with Congressman Israel and Matthew Brown - Matthew ...
 
Earth Loans Executive Summary - Geothermal Lending & Investing
Earth Loans Executive Summary - Geothermal Lending & InvestingEarth Loans Executive Summary - Geothermal Lending & Investing
Earth Loans Executive Summary - Geothermal Lending & Investing
 
globalca-panel-final
globalca-panel-finalglobalca-panel-final
globalca-panel-final
 
Debt| Consumer, Government and Corporate| Debt Crisis
Debt| Consumer, Government and Corporate| Debt Crisis Debt| Consumer, Government and Corporate| Debt Crisis
Debt| Consumer, Government and Corporate| Debt Crisis
 
Best practices in local program design for small business survival -
Best practices in local program design for small business survival  - Best practices in local program design for small business survival  -
Best practices in local program design for small business survival -
 
DirectMoney Slides - May 2015
DirectMoney Slides - May 2015DirectMoney Slides - May 2015
DirectMoney Slides - May 2015
 
Debt and Insolvency| Global Crisis?
Debt and Insolvency| Global Crisis? Debt and Insolvency| Global Crisis?
Debt and Insolvency| Global Crisis?
 
Wma bab 2012
Wma bab 2012Wma bab 2012
Wma bab 2012
 
Su10 ceo workshop_supporting slides
Su10 ceo workshop_supporting slidesSu10 ceo workshop_supporting slides
Su10 ceo workshop_supporting slides
 
The Road Ahead For Credit Unions
The Road Ahead For Credit UnionsThe Road Ahead For Credit Unions
The Road Ahead For Credit Unions
 
The Next Recession is Coming... This is Your Survival Guide
The Next Recession is Coming... This is Your Survival GuideThe Next Recession is Coming... This is Your Survival Guide
The Next Recession is Coming... This is Your Survival Guide
 
Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...
Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...
Bank innovation - PwC Study on When the Growing Gets Tough: How Retail Banks ...
 
Marketing Plan for TD: "Express Mortgage"
Marketing Plan for TD: "Express Mortgage"Marketing Plan for TD: "Express Mortgage"
Marketing Plan for TD: "Express Mortgage"
 
Corporate Profile Sample Pages
Corporate Profile Sample PagesCorporate Profile Sample Pages
Corporate Profile Sample Pages
 
A comparative study of interest rates on housing loans
A comparative study of interest rates on housing loansA comparative study of interest rates on housing loans
A comparative study of interest rates on housing loans
 
How We Got Here
How We Got HereHow We Got Here
How We Got Here
 
Finxpert.ca Pitch Deck
Finxpert.ca Pitch DeckFinxpert.ca Pitch Deck
Finxpert.ca Pitch Deck
 

More from Gary Hess

Vendor due diligence
Vendor due diligenceVendor due diligence
Vendor due diligenceGary Hess
 
Getting Social
Getting SocialGetting Social
Getting SocialGary Hess
 
Lifestyle Lending
Lifestyle LendingLifestyle Lending
Lifestyle LendingGary Hess
 
Web Services: It is not IF, it is WHEN!
Web Services:  It is not IF, it is WHEN! Web Services:  It is not IF, it is WHEN!
Web Services: It is not IF, it is WHEN!
Gary Hess
 
Marketing Web Portal
Marketing Web PortalMarketing Web Portal
Marketing Web Portal
Gary Hess
 
Business Services CU Conference
Business Services CU ConferenceBusiness Services CU Conference
Business Services CU ConferenceGary Hess
 
Hot Topics 2011
Hot Topics 2011Hot Topics 2011
Hot Topics 2011
Gary Hess
 

More from Gary Hess (7)

Vendor due diligence
Vendor due diligenceVendor due diligence
Vendor due diligence
 
Getting Social
Getting SocialGetting Social
Getting Social
 
Lifestyle Lending
Lifestyle LendingLifestyle Lending
Lifestyle Lending
 
Web Services: It is not IF, it is WHEN!
Web Services:  It is not IF, it is WHEN! Web Services:  It is not IF, it is WHEN!
Web Services: It is not IF, it is WHEN!
 
Marketing Web Portal
Marketing Web PortalMarketing Web Portal
Marketing Web Portal
 
Business Services CU Conference
Business Services CU ConferenceBusiness Services CU Conference
Business Services CU Conference
 
Hot Topics 2011
Hot Topics 2011Hot Topics 2011
Hot Topics 2011
 

Recently uploaded

655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf
morearsh02
 
Scope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theoriesScope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theories
nomankalyar153
 
how to sell pi coins effectively (from 50 - 100k pi)
how to sell pi coins effectively (from 50 - 100k  pi)how to sell pi coins effectively (from 50 - 100k  pi)
how to sell pi coins effectively (from 50 - 100k pi)
DOT TECH
 
when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.
DOT TECH
 
Isios-2024-Professional-Independent-Trustee-Survey.pdf
Isios-2024-Professional-Independent-Trustee-Survey.pdfIsios-2024-Professional-Independent-Trustee-Survey.pdf
Isios-2024-Professional-Independent-Trustee-Survey.pdf
Henry Tapper
 
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad,  Mandi Bah...NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad,  Mandi Bah...
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...
Amil Baba Dawood bangali
 
Introduction to Indian Financial System ()
Introduction to Indian Financial System ()Introduction to Indian Financial System ()
Introduction to Indian Financial System ()
Avanish Goel
 
how can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securelyhow can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securely
DOT TECH
 
Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1
Fitri Safira
 
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
Amil Baba Dawood bangali
 
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
Quotidiano Piemontese
 
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
ydubwyt
 
Latino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino CaucusLatino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino Caucus
Danay Escanaverino
 
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit CardPoonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
nickysharmasucks
 
The secret way to sell pi coins effortlessly.
The secret way to sell pi coins effortlessly.The secret way to sell pi coins effortlessly.
The secret way to sell pi coins effortlessly.
DOT TECH
 
how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.
DOT TECH
 
what is the best method to sell pi coins in 2024
what is the best method to sell pi coins in 2024what is the best method to sell pi coins in 2024
what is the best method to sell pi coins in 2024
DOT TECH
 
The new type of smart, sustainable entrepreneurship and the next day | Europe...
The new type of smart, sustainable entrepreneurship and the next day | Europe...The new type of smart, sustainable entrepreneurship and the next day | Europe...
The new type of smart, sustainable entrepreneurship and the next day | Europe...
Antonis Zairis
 
how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.
DOT TECH
 
一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理
一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理
一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理
ydubwyt
 

Recently uploaded (20)

655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf
 
Scope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theoriesScope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theories
 
how to sell pi coins effectively (from 50 - 100k pi)
how to sell pi coins effectively (from 50 - 100k  pi)how to sell pi coins effectively (from 50 - 100k  pi)
how to sell pi coins effectively (from 50 - 100k pi)
 
when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.
 
Isios-2024-Professional-Independent-Trustee-Survey.pdf
Isios-2024-Professional-Independent-Trustee-Survey.pdfIsios-2024-Professional-Independent-Trustee-Survey.pdf
Isios-2024-Professional-Independent-Trustee-Survey.pdf
 
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad,  Mandi Bah...NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad,  Mandi Bah...
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...
 
Introduction to Indian Financial System ()
Introduction to Indian Financial System ()Introduction to Indian Financial System ()
Introduction to Indian Financial System ()
 
how can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securelyhow can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securely
 
Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1
 
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
 
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...Turin Startup Ecosystem 2024  - Ricerca sulle Startup e il Sistema dell'Innov...
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...
 
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
 
Latino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino CaucusLatino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino Caucus
 
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit CardPoonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
 
The secret way to sell pi coins effortlessly.
The secret way to sell pi coins effortlessly.The secret way to sell pi coins effortlessly.
The secret way to sell pi coins effortlessly.
 
how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.how to sell pi coins in South Korea profitably.
how to sell pi coins in South Korea profitably.
 
what is the best method to sell pi coins in 2024
what is the best method to sell pi coins in 2024what is the best method to sell pi coins in 2024
what is the best method to sell pi coins in 2024
 
The new type of smart, sustainable entrepreneurship and the next day | Europe...
The new type of smart, sustainable entrepreneurship and the next day | Europe...The new type of smart, sustainable entrepreneurship and the next day | Europe...
The new type of smart, sustainable entrepreneurship and the next day | Europe...
 
how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.how to swap pi coins to foreign currency withdrawable.
how to swap pi coins to foreign currency withdrawable.
 
一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理
一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理
一比一原版UOL毕业证利物浦大学毕业证成绩单如何办理
 

Mortgage Lending