Money, wealth, and happiness are not directly correlated. While having money provides choices and opportunities, it does not guarantee happiness or freedom from problems. Different people have different attitudes and relationships with money depending on their upbringing and financial experiences. True wealth comes from relationships, experiences, faith and health rather than just cash or possessions. Two women who had vastly different levels of wealth and financial security found similar levels of fulfillment in life, showing that happiness is determined more by perspective and appreciation for what one has rather than desire for more money or possessions.