The document discusses 5 attitudes towards spending money:
1) Big spenders who love the latest fashionable items and gadgets.
2) Savers who are frugal and avoid unnecessary spending.
3) Shoppers who find emotional satisfaction in shopping but may overspend.
4) Debtors who don't carefully track their spending and can accumulate debt.
5) Investors who are financially aware and try to grow their money through investment.
The document advises determining your own spending personality and making small changes like focusing on saving more of your money.