This document summarizes a presentation on mobile banking innovation solutions. It discusses Barry Chan's Moby-Page Financial Series, which enables mobile banking through an intuitive portal accessible via mobile devices without additional software. Key features allow customers to view accounts, transfer funds, pay bills, and check rates. The system provides a personalized on-demand service with a dynamic CRM and real-time response monitoring. Examples are given of innovative banks like Umpqua that have grown rapidly by focusing on a retail-style customer experience through next-generation branches. The document stresses the importance of adopting a next-generation IT architecture to provide true mobile banking experiences for customers.
A view of the 3 key trends to emerge in the payments market in 2012 by Kris Hewitt (PayX International) and the implications for Nordic banks and payments institutions. This presentation was designed for the CAC Card Academy Payments Card Conference held in Oslo in November 2012
This document discusses the future of mobile commerce (m-commerce). It describes how m-commerce allows users to access business services anytime and anywhere using mobile networks. The key advantages of m-commerce include providing context-specific, time-critical, and spontaneous services. Example m-commerce applications are mobile banking, shopping, entertainment, marketing, and information services. Challenges to the growth of m-commerce include security, developing profitable business models, and bandwidth limitations on mobile networks.
The changing landscape of consumer lifestyle is one of the biggest factor in the evolution mobile commerce in the world. The fast pacing transition of payment services and systems, which are often viewed to be the “umbilical cord” of the whole financial services ecosystem that links all stakeholders; telco, banks, retailers, technology/solution providers and consumer together.
With the ubiquity of the mobile phone, there is lot of interest in using this medium to deliver financial services. This document is a white paper on this field and tries to give the reader, a general understanding of the topic
Challenges and issues of mCommerce - ecommerce solution providerVineela Kanapala
Mobile use is increasing exponential which has given a boost to mCommerce. mCommerce is trending and growing at very rapid speed. However this faces few challenges. This presentation covers issues and challenges of mCommerce.
- What is mCommerce
- mCommerce flow
- Advantages of mCommerce
- Disadvantages of mCommerce
- Challenges of mCommerce
- Issues of mCommerce
Ref - www.ifour-consultancy.com/ecommerce-solutions.aspx
Designing the future bank for the digital eraPol Navarro
The document discusses Banco Sabadell's strategy to transform into a digital bank for the future. It focuses on three key areas: 1) Mobile banking, with Banco Sabadell being pioneers in developing mobile apps. Mobile usage has increased conversions and activity. 2) Social media customer service and brand journalism. 3) Developing a new customer relationship model centered around conversations rather than transactions, using mobile and social channels to engage customers across all touchpoints. The goal is to create a more humanized, simple and integrated banking experience for customers.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_Next Generatio...spirecorporate
This document discusses the transformation of banking in emerging markets over the past 10 years. Banking channels have evolved from primarily physical branches, ATMs, and call centers to also include internet and mobile banking. This has allowed banking to become more convenient and accessible for customers anytime, anywhere. Mobile banking capability especially has grown significantly as smartphone ownership increases. Looking ahead, banks will continue integrating channels to accommodate changing customer needs and behaviors driven by technology and demographics.
This document discusses e-commerce in mobile computing. It begins with an introduction that defines commerce, e-commerce, and mobile commerce. It then provides a brief history of mobile commerce beginning in 1997. The bulk of the document covers various aspects of mobile commerce such as services and applications like mobile ticketing, payments methods including mobile wallets, and advantages and disadvantages. It concludes with references for further information.
A view of the 3 key trends to emerge in the payments market in 2012 by Kris Hewitt (PayX International) and the implications for Nordic banks and payments institutions. This presentation was designed for the CAC Card Academy Payments Card Conference held in Oslo in November 2012
This document discusses the future of mobile commerce (m-commerce). It describes how m-commerce allows users to access business services anytime and anywhere using mobile networks. The key advantages of m-commerce include providing context-specific, time-critical, and spontaneous services. Example m-commerce applications are mobile banking, shopping, entertainment, marketing, and information services. Challenges to the growth of m-commerce include security, developing profitable business models, and bandwidth limitations on mobile networks.
The changing landscape of consumer lifestyle is one of the biggest factor in the evolution mobile commerce in the world. The fast pacing transition of payment services and systems, which are often viewed to be the “umbilical cord” of the whole financial services ecosystem that links all stakeholders; telco, banks, retailers, technology/solution providers and consumer together.
With the ubiquity of the mobile phone, there is lot of interest in using this medium to deliver financial services. This document is a white paper on this field and tries to give the reader, a general understanding of the topic
Challenges and issues of mCommerce - ecommerce solution providerVineela Kanapala
Mobile use is increasing exponential which has given a boost to mCommerce. mCommerce is trending and growing at very rapid speed. However this faces few challenges. This presentation covers issues and challenges of mCommerce.
- What is mCommerce
- mCommerce flow
- Advantages of mCommerce
- Disadvantages of mCommerce
- Challenges of mCommerce
- Issues of mCommerce
Ref - www.ifour-consultancy.com/ecommerce-solutions.aspx
Designing the future bank for the digital eraPol Navarro
The document discusses Banco Sabadell's strategy to transform into a digital bank for the future. It focuses on three key areas: 1) Mobile banking, with Banco Sabadell being pioneers in developing mobile apps. Mobile usage has increased conversions and activity. 2) Social media customer service and brand journalism. 3) Developing a new customer relationship model centered around conversations rather than transactions, using mobile and social channels to engage customers across all touchpoints. The goal is to create a more humanized, simple and integrated banking experience for customers.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_Next Generatio...spirecorporate
This document discusses the transformation of banking in emerging markets over the past 10 years. Banking channels have evolved from primarily physical branches, ATMs, and call centers to also include internet and mobile banking. This has allowed banking to become more convenient and accessible for customers anytime, anywhere. Mobile banking capability especially has grown significantly as smartphone ownership increases. Looking ahead, banks will continue integrating channels to accommodate changing customer needs and behaviors driven by technology and demographics.
This document discusses e-commerce in mobile computing. It begins with an introduction that defines commerce, e-commerce, and mobile commerce. It then provides a brief history of mobile commerce beginning in 1997. The bulk of the document covers various aspects of mobile commerce such as services and applications like mobile ticketing, payments methods including mobile wallets, and advantages and disadvantages. It concludes with references for further information.
FinQloud provides a digital banking platform with various modules that allow banks to move from cost reduction to revenue generation. The platform includes modules for multichannel self-service, e-money processing, contactless payments, personalized messaging, workflow management, front-office assisted self-service, location-based services, big data analytics, and more. It utilizes open APIs, mobile and web apps, and an integration layer to connect various front-end and back-end systems in a modular, scalable architecture. The platform aims to help banks modernize operations and launch innovative digital services.
Banks education and response to the use of web 2.0 technologiesPol Navarro
Banco Sabadell is the fourth largest banking group in Spain focused on commercial banking and SME and affluent clients. The document discusses Banco Sabadell's history and expansion. It outlines how Web 2.0 has changed the web into a more social platform, impacting society through relationships and businesses through communication and customer power. The bank has begun using social technologies like blogs, RSS, and Twitter, and exploring social networks and new services. It aims to move from online to social banking and expand where customer relations occur, while personalizing services and exploring trends in online banking, marketing, and mobile.
M-commerce refers to any e-commerce done via wireless devices like mobile phones. It allows customers to access information, goods, and services anytime and anywhere. Early applications focused on information delivery, but future focus will be on revenue generation through mobile transactions, entertainment, communications, and information services. Security and appropriate payment methods are important from the customer and provider perspectives to enable widespread adoption of m-commerce. As mobile and wireless technologies continue advancing, m-commerce has the potential to replace technologies like ATMs and credit cards by delivering financial services on mobile devices.
Lecture 1. the definition of mobile businessVitaliy Pak
The document discusses the definition and history of e-business and m-business. It defines m-business as applying business relationships and selling information/services using mobile devices. Motivations for m-business include flexibility, extending functionality to customers, and increasing revenue/market share. The document outlines various m-business applications and the technology/infrastructure that supports it, but also notes there are challenges to implementing m-business like changes required to business processes, security issues, and impact on consumers and transition costs for businesses.
Sybase Mobile Commerce Guide 2011_Global Opportunities for Financial Institut...Diarmuid Mallon
This document provides an overview of the mobile commerce opportunity and landscape. It discusses how mobile payments and money transfers using mobile phones is the next evolution of payments beyond cash, checks, and electronic payments. It outlines the types of mobile payments like remote payments, mobile top ups, person to person transfers, bill payments, and physical payments. It also describes the fragmented market landscape with payments players like banks, payment brands, and non-banks, and mobile network operators, startups, and hardware providers. It discusses how mobile phones are enabling safe payments and transfers in developing countries that lack banking infrastructure. The document argues that for mobile commerce to grow, industry stakeholders need to work together to make transactions easy and engage with customers.
This document discusses different types of kiosks, their applications, and advantages/disadvantages. Key kiosks mentioned include ticketing, internet, financial services, movie/photo kiosks. Kiosks are also discussed in applications like e-government, corporate HR, banking, and retail where they can provide information, access websites, enable transactions, gather feedback, and advertise. Advantages include encouraging self-service, easy maintenance, reduced workload, and increased market reach while disadvantages include initial costs and requiring custom software.
The document discusses mobile commerce (m-commerce), including its infrastructure, applications, payment methods, limitations, and security issues. It covers topics such as wireless networks, mobile devices, m-commerce applications in various industries, and the use of technologies like WAP, Bluetooth, and mobile payment. Key security challenges addressed are related to the open nature of wireless networks, scripting vulnerabilities, and privacy concerns from location tracking.
Mobile commerce is growing rapidly and is predicted to account for 50% of all digital commerce revenue in the US by 2017. Emerging trends in mobile commerce include mobile image recognition, increased use of video content, augmented reality apps, and personalized experiences. While mobile commerce offers opportunities, challenges remain around standardization across devices and networks. Adopting a mobile-first approach and developing mobile-optimized websites and apps can help businesses prepare for continued growth in mobile commerce.
mCommerce and Mobile Banking_Michael HanleySara Quinn
Part of the Mobile Communications Resource Center, this is one of several presentations created by Michael Hanley for Ball State University's College of Communication, Information and Media. All rights are reserved.
A deck looking at what Multi-channel means, the implications for the banking industry, why its important, how to get banks from zero to multichannel, and important considerations.
The document discusses how digital transformation has accelerated for banks during the COVID-19 pandemic. It notes that customers now strongly prefer online and mobile banking over in-person transactions. Many banks have launched customized digital offerings to improve the customer experience with self-service capabilities. Going forward, banks must continue improving the customer experience through technologies like AI and delivering compelling digital service models to fully benefit from digital transformation.
The document summarizes a presentation given by Clive Woodger on retail banking trends, challenges, and strategies. It discusses how customer needs and expectations are changing with digital technology, forcing banks to reinvent physical branches. Examples are given of innovative branch designs that create a customer-focused experience through interactive technology and personalized service. The presentation also examines new competitors in banking from retailers and digital-only banks.
Smart mobility in the financial sector has helped financial institutions to reach millions of customers through mobile services. Mobility adoption has helped financial industry to provide enhanced services to their customers like mobile banking, mobile money, mobile payment of utility bills, and much more.
The document discusses the importance of omnichannel banking for financial institutions to remain competitive. Omnichannel banking involves providing customers with a seamless experience across all channels like mobile, online, branches, phones, etc. It allows customers to complete transactions from any channel in real-time. The key benefits of omnichannel banking include increased revenues, improved customer experience and acquisition, and faster time to market through expanded channels. Financial institutions need an integrated omnichannel platform to deliver personalized services to customers anytime, anywhere.
This document discusses the evolution and capabilities of electronic commerce. It has evolved from electronic data interchange over private value added networks to utilizing the public internet. The internet allows smaller companies and customers to access electronic commerce networks at a lower cost. It also enables real-time transactions instead of daily batches. Electronic commerce can be used for online shopping, payments, communication products, and business to business applications by integrating purchase orders. The capabilities of the internet for electronic commerce include speedier transactions through customer self-service, broader reach and larger customer bases, and providing richer information to businesses and customers. The document provides examples of how Lucent Technologies and In Focus use electronic commerce through websites. It also discusses how Chrysler links to suppliers through a web
The Mobile Commerce Impact – From Characteristics to ImplementationZoyabennet
The document discusses the impact of mobile commerce (m-commerce) on businesses. It defines m-commerce as commercial transactions conducted through mobile devices and networks. Key characteristics that drive adoption of m-commerce include mobility, reachability, ubiquity, and location awareness. However, m-commerce also faces issues like measurement, security, competition, and standardization that companies must address to be successful. Implementing m-commerce solutions can provide benefits and competitive advantages if potential issues are considered.
Vulnerability. A PhonepayPlus Discussion DocumentPhonepayPlus
The document discusses how vulnerable consumers, especially children, may be at risk from in-app purchases and digital content purchases on phones and tablets. It notes that while digital purchasing is now easier, vulnerable groups could unknowingly run up high bills. It discusses definitions of vulnerability and identifies children, in-app purchases, virtual currencies, and banner ads as particular risk areas. The regulator discusses current and potential future actions to address risks, including guidance, prevention of harm, and encouraging industry responsibility. It seeks stakeholder feedback on identified risks and proposed mitigation steps.
Mobile in Banking and Finance - What Make Sense and What Notr4b
In recent years, the banking & financial services industry has been undergoing rapid changes, reflecting a number of underlying developments. Internet, wireless technology, and global straight-through processing have created a paradigm shift - from brick-and-mortar banks to banking virtually across time zones, geographical locations, access points and delivery channels. Today Mobile revolution has disrupted banking industry and this presentation provides a detailed discussion about issues of Mobile Banking.
M-Commerce World Summit 2011 - IntroductionDan Armstrong
The document summarizes topics from the M-Commerce WorldSummit 2011 conference including:
- Mobile banking and payments have become mainstream with hundreds of banks offering mobile apps and services.
- Mobile payments are expected to exceed $600 billion globally by 2013 across various models like SMS, NFC, and mobile wallets.
- Questions are raised about what truly constitutes "mobile money" and banking the unbanked.
- NFC technologies are being trialed in many countries but are they ready for widespread adoption?
- The mobile phone is bringing changes like app stores challenging traditional telecom operators and banks.
This document provides strategies for effectively reading non-fiction material when the goal is to learn and retain information. It recommends reading the entire document once to get an overall understanding of the key arguments and structure, then rereading twice more with a focus on details and taking notes. Specific techniques include deciding how much time to allocate, reading actively by skipping around, focusing on high information areas like headings and figures, annotating with personal notes, understanding the author and context, and using multiple modes like discussing or visualizing to help retain the information. The overall aim is to learn as much as possible from a document in the least amount of time.
FinQloud provides a digital banking platform with various modules that allow banks to move from cost reduction to revenue generation. The platform includes modules for multichannel self-service, e-money processing, contactless payments, personalized messaging, workflow management, front-office assisted self-service, location-based services, big data analytics, and more. It utilizes open APIs, mobile and web apps, and an integration layer to connect various front-end and back-end systems in a modular, scalable architecture. The platform aims to help banks modernize operations and launch innovative digital services.
Banks education and response to the use of web 2.0 technologiesPol Navarro
Banco Sabadell is the fourth largest banking group in Spain focused on commercial banking and SME and affluent clients. The document discusses Banco Sabadell's history and expansion. It outlines how Web 2.0 has changed the web into a more social platform, impacting society through relationships and businesses through communication and customer power. The bank has begun using social technologies like blogs, RSS, and Twitter, and exploring social networks and new services. It aims to move from online to social banking and expand where customer relations occur, while personalizing services and exploring trends in online banking, marketing, and mobile.
M-commerce refers to any e-commerce done via wireless devices like mobile phones. It allows customers to access information, goods, and services anytime and anywhere. Early applications focused on information delivery, but future focus will be on revenue generation through mobile transactions, entertainment, communications, and information services. Security and appropriate payment methods are important from the customer and provider perspectives to enable widespread adoption of m-commerce. As mobile and wireless technologies continue advancing, m-commerce has the potential to replace technologies like ATMs and credit cards by delivering financial services on mobile devices.
Lecture 1. the definition of mobile businessVitaliy Pak
The document discusses the definition and history of e-business and m-business. It defines m-business as applying business relationships and selling information/services using mobile devices. Motivations for m-business include flexibility, extending functionality to customers, and increasing revenue/market share. The document outlines various m-business applications and the technology/infrastructure that supports it, but also notes there are challenges to implementing m-business like changes required to business processes, security issues, and impact on consumers and transition costs for businesses.
Sybase Mobile Commerce Guide 2011_Global Opportunities for Financial Institut...Diarmuid Mallon
This document provides an overview of the mobile commerce opportunity and landscape. It discusses how mobile payments and money transfers using mobile phones is the next evolution of payments beyond cash, checks, and electronic payments. It outlines the types of mobile payments like remote payments, mobile top ups, person to person transfers, bill payments, and physical payments. It also describes the fragmented market landscape with payments players like banks, payment brands, and non-banks, and mobile network operators, startups, and hardware providers. It discusses how mobile phones are enabling safe payments and transfers in developing countries that lack banking infrastructure. The document argues that for mobile commerce to grow, industry stakeholders need to work together to make transactions easy and engage with customers.
This document discusses different types of kiosks, their applications, and advantages/disadvantages. Key kiosks mentioned include ticketing, internet, financial services, movie/photo kiosks. Kiosks are also discussed in applications like e-government, corporate HR, banking, and retail where they can provide information, access websites, enable transactions, gather feedback, and advertise. Advantages include encouraging self-service, easy maintenance, reduced workload, and increased market reach while disadvantages include initial costs and requiring custom software.
The document discusses mobile commerce (m-commerce), including its infrastructure, applications, payment methods, limitations, and security issues. It covers topics such as wireless networks, mobile devices, m-commerce applications in various industries, and the use of technologies like WAP, Bluetooth, and mobile payment. Key security challenges addressed are related to the open nature of wireless networks, scripting vulnerabilities, and privacy concerns from location tracking.
Mobile commerce is growing rapidly and is predicted to account for 50% of all digital commerce revenue in the US by 2017. Emerging trends in mobile commerce include mobile image recognition, increased use of video content, augmented reality apps, and personalized experiences. While mobile commerce offers opportunities, challenges remain around standardization across devices and networks. Adopting a mobile-first approach and developing mobile-optimized websites and apps can help businesses prepare for continued growth in mobile commerce.
mCommerce and Mobile Banking_Michael HanleySara Quinn
Part of the Mobile Communications Resource Center, this is one of several presentations created by Michael Hanley for Ball State University's College of Communication, Information and Media. All rights are reserved.
A deck looking at what Multi-channel means, the implications for the banking industry, why its important, how to get banks from zero to multichannel, and important considerations.
The document discusses how digital transformation has accelerated for banks during the COVID-19 pandemic. It notes that customers now strongly prefer online and mobile banking over in-person transactions. Many banks have launched customized digital offerings to improve the customer experience with self-service capabilities. Going forward, banks must continue improving the customer experience through technologies like AI and delivering compelling digital service models to fully benefit from digital transformation.
The document summarizes a presentation given by Clive Woodger on retail banking trends, challenges, and strategies. It discusses how customer needs and expectations are changing with digital technology, forcing banks to reinvent physical branches. Examples are given of innovative branch designs that create a customer-focused experience through interactive technology and personalized service. The presentation also examines new competitors in banking from retailers and digital-only banks.
Smart mobility in the financial sector has helped financial institutions to reach millions of customers through mobile services. Mobility adoption has helped financial industry to provide enhanced services to their customers like mobile banking, mobile money, mobile payment of utility bills, and much more.
The document discusses the importance of omnichannel banking for financial institutions to remain competitive. Omnichannel banking involves providing customers with a seamless experience across all channels like mobile, online, branches, phones, etc. It allows customers to complete transactions from any channel in real-time. The key benefits of omnichannel banking include increased revenues, improved customer experience and acquisition, and faster time to market through expanded channels. Financial institutions need an integrated omnichannel platform to deliver personalized services to customers anytime, anywhere.
This document discusses the evolution and capabilities of electronic commerce. It has evolved from electronic data interchange over private value added networks to utilizing the public internet. The internet allows smaller companies and customers to access electronic commerce networks at a lower cost. It also enables real-time transactions instead of daily batches. Electronic commerce can be used for online shopping, payments, communication products, and business to business applications by integrating purchase orders. The capabilities of the internet for electronic commerce include speedier transactions through customer self-service, broader reach and larger customer bases, and providing richer information to businesses and customers. The document provides examples of how Lucent Technologies and In Focus use electronic commerce through websites. It also discusses how Chrysler links to suppliers through a web
The Mobile Commerce Impact – From Characteristics to ImplementationZoyabennet
The document discusses the impact of mobile commerce (m-commerce) on businesses. It defines m-commerce as commercial transactions conducted through mobile devices and networks. Key characteristics that drive adoption of m-commerce include mobility, reachability, ubiquity, and location awareness. However, m-commerce also faces issues like measurement, security, competition, and standardization that companies must address to be successful. Implementing m-commerce solutions can provide benefits and competitive advantages if potential issues are considered.
Vulnerability. A PhonepayPlus Discussion DocumentPhonepayPlus
The document discusses how vulnerable consumers, especially children, may be at risk from in-app purchases and digital content purchases on phones and tablets. It notes that while digital purchasing is now easier, vulnerable groups could unknowingly run up high bills. It discusses definitions of vulnerability and identifies children, in-app purchases, virtual currencies, and banner ads as particular risk areas. The regulator discusses current and potential future actions to address risks, including guidance, prevention of harm, and encouraging industry responsibility. It seeks stakeholder feedback on identified risks and proposed mitigation steps.
Mobile in Banking and Finance - What Make Sense and What Notr4b
In recent years, the banking & financial services industry has been undergoing rapid changes, reflecting a number of underlying developments. Internet, wireless technology, and global straight-through processing have created a paradigm shift - from brick-and-mortar banks to banking virtually across time zones, geographical locations, access points and delivery channels. Today Mobile revolution has disrupted banking industry and this presentation provides a detailed discussion about issues of Mobile Banking.
M-Commerce World Summit 2011 - IntroductionDan Armstrong
The document summarizes topics from the M-Commerce WorldSummit 2011 conference including:
- Mobile banking and payments have become mainstream with hundreds of banks offering mobile apps and services.
- Mobile payments are expected to exceed $600 billion globally by 2013 across various models like SMS, NFC, and mobile wallets.
- Questions are raised about what truly constitutes "mobile money" and banking the unbanked.
- NFC technologies are being trialed in many countries but are they ready for widespread adoption?
- The mobile phone is bringing changes like app stores challenging traditional telecom operators and banks.
This document provides strategies for effectively reading non-fiction material when the goal is to learn and retain information. It recommends reading the entire document once to get an overall understanding of the key arguments and structure, then rereading twice more with a focus on details and taking notes. Specific techniques include deciding how much time to allocate, reading actively by skipping around, focusing on high information areas like headings and figures, annotating with personal notes, understanding the author and context, and using multiple modes like discussing or visualizing to help retain the information. The overall aim is to learn as much as possible from a document in the least amount of time.
This document summarizes medical education programs offered through partnerships between Xavier University and universities located in the Philippines, China, India, and the Netherlands Antilles. Key details include:
- Xavier University has partnerships with Cebu Doctors University, South Western University, Cagayan State University, Angeles University Foundation, and Manila Central University in the Philippines to offer MD and allied health programs.
- In the Netherlands Antilles, Xavier University's campus is located on the island of Bonaire and offers an accelerated 4-year MD program as well as preparatory health science programs.
- The programs are facilitated and managed through Xavier University's education management company ALLTERE, which brings over $25 million annually in tuition
Este documento describe los pasos para configurar una nueva red WiFi. Explica cómo conectar el enrutador a la línea de entrada, asignar un nombre a la red y una contraseña de seguridad, e instalar el software del enrutador en la computadora.
Corporate Data: A Protected Asset or a Ticking Time Bomb? Varonis
Insiders with too much access are the most likely cause of data leakage. Despite a growing number of data breaches occurring under the glare of the public spotlight, 71 percent of employees in a survey conducted by the Ponemon Institute report that they have access to data they should not see, and more than half say that this access is frequent or very frequent.
The findings of this Varonis-sponsored survey are derived from interviews conducted in October 2014 with 2,276 employees in the US, UK, France, and Germany. Respondents included 1,166 IT practitioners and 1,110 end users in organizations ranging in size from dozens to tens of thousands of employees, in a variety of industries including financial services, public sector, health & pharmaceutical, retail, industrial, and technology and software.
This document discusses mercury removal from natural gas streams. It notes that mercury is naturally present in gas reservoirs and must be removed to protect health, the environment, and equipment. Non-regenerative adsorbents using sulfur are commonly used, but activated carbons can have issues with wet gas streams. Newer mercury removal solutions use engineered alumina-based adsorbents with metal sulfide active phases, which have higher mechanical strength and can handle high pressures and water-saturated gas. The document provides examples of using these solutions and compares their performance to other technologies at upstream locations.
This document summarizes approaches for preventing, managing, and remediating gas hydrates in oil and gas flowlines. It describes tools developed at the Colorado School of Mines, including CSMGem for predicting hydrate formation conditions, and CSMHyK and CSMHyFAST for simulating hydrate formation in multiphase flow. Hydrate prevention involves shifting equilibrium conditions with thermodynamic inhibitors. Hydrate management allows controlled hydrate formation using anti-agglomerants to prevent blockages. Hydrate remediation methods are needed to remove blockages during abnormal operations.
Pull or no pull - Risk based decision support for subsea blowout preventersLloyd's Register Energy
The document describes the development of a risk-based decision support model for subsea blowout preventers (BOPs). It was created in response to the 2010 Gulf of Mexico oil spill to provide a consistent, transparent way to assess risks and make pull/no-pull decisions for BOP components. A team from Lloyd's Register Energy developed the model by considering failure effects, regulations, and operational procedures. The resulting model expresses risk levels through color-coding and helps balance non-productive time against safety and compliance. It has improved decision-making and maintenance planning for BOPs.
This document outlines the development timeline for a project from October 2011 through January 2013. It shows the planning phase from October 2011 through January 2012, followed by development from January through April 2012. From April through July 2012 the focus was on scaling the project. A private beta launch occurred in July 2012, followed by a public launch of both free and paid models in January 2013.
The document discusses Temenos Connect Mobile Banking (TCMB) Retail, a mobile banking application integrated with Temenos' T24 core banking platform. TCMB Retail provides a rich user experience that looks and feels like a native mobile app across iOS, Android, and Windows devices. It utilizes Temenos' SmartHybrid technology to develop the app once and wrap it with native skins, allowing dynamic updates without app store re-distribution. This simplifies distribution and maintenance while providing a consistent user experience. Key benefits for banks include quickly delivering a superior mobile banking experience, reducing app management complexity and costs, and enabling agility to changing market and customer demands.
Reimagine Banking in 2025: How Will IT Change the Way We Do Banking?Ekaputra Sananto
Banking in 2025 will see significant changes in technology that impact how customers interact with banks. Personalized high-touch service will still be important but will be enabled through new technologies like beacon tracking and virtual/augmented reality. Customers will have more direct self-service options through improved digital and mobile banking platforms as well as next generation ATMs and smart watches. Payment systems will increasingly integrate new technologies and see the rise of digital/mobile/contactless payments and peer-to-peer transfers. Banks will need to focus on better communication and creating truly trusted relationships through always-on conversations on customers' preferred channels to maintain relevance in this changing landscape.
операторы связи, ритейл и соц.сети Wu yisheng finopolis2016_14октfinopolis
1) Retail and social networks are influencing the financial sector as target customers shift from a few high-value customers to many customers, profit models change from physical to digital, and service channels expand from physical to digital.
2) Modern technologies like mobile, cloud, and big data are changing customer behavior by providing interfaces across multiple channels and customized, rich features through mobile finance.
3) Retailers and financial companies both compete and collaborate, competing for customers through channels but cooperating through products like deposit bundles and reselling banking products.
Cards and Payments Asia presentation - Apr. 2015Wing Yuen Loon
The document discusses how contextual financial services can help banks better engage customers in today's consumer-driven world. It outlines five principles for a good customer experience: convenience, low-friction interfaces, personalization, loyalty and recognition, and context-based interactions. CIMB Bank's initiatives applying these principles with technologies like location-based offers, messaging platforms, analytics and mobile payments are described. Advanced analytics and machine learning are seen as key to providing contextual, personalized interactions and deeper customer engagement.
Mobile banking is the fastest growing banking channel. ClickX Solutions offers "all-in-one" mobile banking solutions to financial institutions focused on enhancing customer loyalty and driving business objectives. Their solutions include native apps, hybrid apps, and responsive web apps accessible across devices to provide rich customer experiences and features like account access, transfers, payments, investments, loans and more while seamlessly integrating with core banking systems.
Kiosk banking allows customers to access basic banking services from self-service kiosks located outside of traditional bank branches. The document discusses the evolution of kiosk banking in India, with major banks like ICICI, SBI, and IDBI introducing kiosks alongside ATMs to provide services like account balance checks, funds transfers, bill payments, and statement printing in a cost-effective manner. It also outlines the growth of kiosk banking in India, with over 7,000 kiosks currently in operation and the number expected to rapidly increase to 300,000 by 2007 due to expanding internet infrastructure.
Huawei provides a mobile intelligent banking solution framework to help banks accelerate their digital transformation. The framework includes a cloud infrastructure, open platform, and business services capabilities. It is designed to support all scenario services, ecosystems, and the evolution of banks' IT architectures to be more mobile-centric, cloud-based, and agile. Huawei's hybrid cloud solution supports this evolution by providing unify management of multi-cloud environments and helping banks build new cloud architectures.
Mobile Financial Services Distribution: Partnerships, Alliances & Joint-VenturesDan Armstrong
Some thoughts and examples on success factors in implementing mobile / electronic payments services in partnerships, alliances, and joint-ventures. This includes varying views on collaboration for mobile payments. Players, financial cases and implementation. Also discussed are mobile network operators, banks, intermediaries and distribution trends.
31911477 internet-banking-project-documentationSwaroop Mane
This document provides an acknowledgement and thanks various individuals who contributed to the completion of a project on an online banking system. It expresses gratitude to the college for providing the opportunity to conduct the project and thanks the project guide for their flexibility, guidance and support. An IT officer from SBI is also thanked for sharing their expertise. Finally, friends and family are thanked for their encouragement and help in completing the project.
Checklist to become customer first neo bank- 2021 proven solutionIndusNetMarketing
Neobanks need to become customer-first to succeed in the long run. While neobanks have increased customer base recently, customer switching rates remain low. To disrupt banking, neobanks must offer unique personalized experiences for customers. This requires understanding individual customer needs and behaviors through data to provide tailored solutions. The document provides a checklist for neobanks to focus on customer onboarding, engagement, omnipresence, single app features, and collaborations to deliver customer-centric experiences that build loyalty and drive sustainable growth.
Empower financial inclusion with branchless bankingNikunj Gundaniya
DigiPay began its journey in the year of 2019
under the umbrella of Peerbits, a leading mobile
application development company. DigiPay has
come up with several digital financial solutions
such as Mobile Money, Agency Banking,
Automated Fuel Solution, Parking Solution, etc.
DigiPay has earned its reputation as a technology
solution provider with a global market approach
for Fintech Solutions. DigiPay leverages
cutting-edge technologies to deliver superior
FinTech solutions that cater to Non-Banking
Financial Institutions, Enterprises, Banks, MNOs
and Telcos.
Alle ontwikkelingen van Rabo Mobiel op het gebied van Mobiel Bankieren, Mobiel Betalen, NFC Betalen, NFC toegang, Mobiel Ticketing op een rijtje.
All developmenet of Rabo Mobiel ie Mobile Banking, Mobile Payments, NFC Payments, NFC access, Mobile Ticketing in 1 summary.
This document discusses opportunities and challenges in the banking sector. It proposes the development of a financial transactional/trading platform (FTTP) as a cloud-based marketplace that would connect financial service providers and consumers. The FTTP would provide services like retail banking, payments, lending, and serve as a front office for banks. It would aim to increase access to financial services for individuals and small businesses. The company behind the FTTP has experience developing banking software and wants to build on an existing prototype platform.
Introducing CorkVSoft- Fintech. We are a joint venture between Cork Information Technology Bahrain and VSoft Corporation USA
Have a glimpse at our overview page to know about us or follow our linkedin / webpage to know about our offerings
Webcast Presentation - What's in your (e) Wallet? Transforming payments and t...GRUC
Payments and transactional services present multiple ‘moments of truth’ for demanding clients who are often interacting with us anytime and anywhere. For financial services organizations, the 24/7 nature of the industry and its intense competition have made innovation and optimization of these capabilities critical. Learn about the experiences of IBM clients in transforming their payments and transactional services with IBM Rational DevOps capabilities.
See how banks, brokerages and insurance firms are aligning the life cycles of legacy back offices with the agile sprints of the mobile payments development shops and value-added technology partners.
Presented by:
Bruce Baron, Financial Services Sector Offerings Leader, IBM
Bruce Baron serves as the Offerings Lead for IBM Rational for the Financial Services Sector. Bruce and his team set the strategy, define our offerings and work to drive a collaborative cross-functional team of sales, marketing, enablement and development in assisting clients with solving business issues by bringing to bear all product segments and IBM brands. Prior to IBM Rational Bruce was a Strategy Consultant to Financial Services clients and has years of client experience as an e-business and six-sigma consultant in Financial Services at GE Capital.
Peter Eeles, Financial Services Sector Industry Lead, IBM Rational Worldwide Tiger Team, IBM
Peter Eeles is Industry Lead for the Financial Services Sector in IBM Rational's Worldwide Tiger Team, where he helps organizations improve their software development and delivery capability. This is often in conjunction with an architecture-centric initiative such as SOA or strategic reuse, where Peter has particular in-depth knowledge. Peter comes from a delivery background and was previously Chief Architect of IBM Rational's Worldwide Solution Delivery organization. He is co-author of "The Process of Software Architecting" (2009), "Building J2EE Applications with the Rational Unified Process" (2002), and "Building Business Objects" (1998).
The document discusses the emergence of kiosk banking in India as an alternative to traditional branch banking. Kiosks provide self-service options for customers to complete non-cash banking transactions like checking balances, printing statements, and making bill payments. Major banks like ICICI, SBI, and IDBI have introduced kiosks alongside ATMs to improve customer convenience and reduce costs. Kiosk banking is seen as an important tool for financial inclusion to bring banking services to rural areas. The number of kiosks operated by banks is growing rapidly to cater to more customers across India.
This document discusses mobile commerce (m-commerce), which refers to any commercial transaction conducted through a wireless telecommunications network. M-commerce provides customers with access to information, goods, and services anytime and anywhere using their mobile devices. It benefits both businesses and customers by allowing for more flexible transactions, targeted advertising, and increased convenience. However, m-commerce also faces challenges such as small screen sizes, connectivity issues, security risks, and changing customer habits compared to traditional e-commerce. Overall, the document outlines the key concepts of m-commerce and its potential applications and advantages while also addressing some disadvantages.
With the potential to create everything from new revenue opportunities, to increased customer acquisition to cost savings, mobile is changing the landscape of banking as we know it. The rollout of foundational mobile services is already yielding tremendous success, and by increasing security while keeping a keen eye on user experience, leading banks and financial services providers can offer more advanced mobile services, which will play a key role in their growth strategies.
By broadening mobile banking offerings, financial institutions will be positioned to increase mobile transactions, shift transactions away from higher-cost channels, and retain and attract more customers.
To be successful with mobile, VASCO understands that banks need to pay close attention to the security of mobile applications and consumers, without creating challenges for the user experience.
Overview of Digital Financial Services LandscapeJohn Owens
This presentation reviews the digital financial service landscape and is a primer for regulators and policy makers wishing to better understand current market developments.
Similar to Mobypage Financiall Series Microsoft Isu 1c (20)
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
3. 对金融业务和技术的影响
MOBY-PAGE FINANCIAL SERIES
driving next generation customers
experience and new business innovation for financial CARE …
3 I Design : Instantly CONNECTED / Truly INTERACTIVE
and Totally INTEGRATED WIN Mobile Solutions …
Barry Chan Founder & CEO
扬州实是科技发展有限公司
4. Investing in Innovation
Trends, Challenges and Opportunity
Mobile Service On Demand for Financial Services Solution Area
Next Generation Online Banking CARE Service with FAST Speed
Resources
TRUE ON-LINE FINANCIAL TOOL – MOBY ATM
5. Investing in INNOVATION
Converting knowledge and ideas into
A ALL-IN-ONE HANDY TERMINAL WHICH CAN
PROVIDE
new or improved products and services
improved efficiency and effectiveness
enhanced customer experiences
better ways of doing business to gain a
competitive advantage
The more reach ,
more user friendly,
more interactive,
better understanding
of your customers,
The better the
Bottom line !
6. new and improved products and services
Hassle free! No need to download any new software.
All-in-one personalized customers’ communication system
that increases bank and financial institutions profitability to
provide better services.
Enhancing customers' satisfaction, capturing user loyalty while
increasing “internal” sales and driving down operational costs.
True Mobile Unify Communication Terminal with multiple
tiers for security control:
- Pay your bill, check your balance, review your recent
transaction, wherever you are on the go…
7. improved efficiency and effectiveness
Inbuilt Moby-Page Financial System a 24 x 7 Customer
CARE Centre.
Intuitive and easy to use touch screen device with multi-
media and multilingual capability featuring Dynamic CRM
Contact Point running on SQL server.
Moby-Page provides preset ATM function instantly
connecting you direct to all banking / financial services
available.
8. enhanced customer experiences
Personalize Service-on-Demand – streamlined with the most
advance Digital Contents Management System (DCMS).
Truly Interactive real time response and service level monitor
system.
No more barriers! - Moby Page Financial Series is a
universal device to help local banks acquire more foreign
customers based locally.
9. Targeted true-Multimedia content
and service directory
Service Request
Inquiry Support
Interactive Dealing Channel
Inter-Group communicator
Access Control /PMS
Unify Communicators
C/R/H : Dedicated Bank counter/private offices
L /G :Digital Content Display / Virtual ATM
S: Back Office
G VIP Self Service Private Kiosk
Mobile communication with bank’s staff
Targeted multimedia ads and news
Messages Campaign Generator
Bank Architecture Scheme
10. better ways of doing business to gain a
competitive advantage
Optimal banking service and maintenance activities
Eliminate "miscommunication cases" and costly gestures derived.
Reduce the queues at service points like reception, bank queues,
ATM kiosk, etc…
On-going low cost update of all marketing material while reducing
the printing costs - including the service directory book, the
banking service menus and the “MOBY” order form.
Ever-updated information on customers’ behavior and transactions.
11. CONFIRMED - in a preview of Microsoft Windows
Phone 7 will include:
• Multi-touch will be a core feature
• Targeted at high-end market as current android
phones
• competing phones will be "knocked in the different
realm" of Microsoft's new platform.
Trends, Challenges and Opportunity
12. Increase in mobile banking:
• Biggest mobile phone trends taking off in 2009 has been developments in
mobile banking.
• People are not just using the mobile web to access their accounts or
receiving text message alerts from their banks!
• Technology improvements means you can actually use your phone to
make payments at the point of purchase.
• This is going to be something that we start to see implemented in more
and more places in 2010
1
2
Mobile coupon use will become commonplace.
• As more and more people start to use their phones to make payments
they will also start looking at ways to decrease the cost of their spending
• Using mobile phones, people are already starting to get mobile coupons
which are accessed right on the phone and used at various stores.
13. Smart Phones will truly become the norm.
• Touch-screen smart phones will likely continue to rise in popularity.
• The coming of Microsoft Win Mobile 7 will lead to an increase in
purchases in this area specifically.
Mobile broadband speeds will increase.
• People want fast mobile web access on their phones just like they do
on their home computers or laptops.
• This means that the new LTE systems allowing for faster mobile
broadband will be something that gets a lot of attention
3
4
14. 5
Attention will be given to improving battery power and network
capabilities.
• As mobile phones do more and more things they are draining their
batteries more quickly.
• They’re also taxing the network.
• Creating new technology that can handle our modern use of mobile
phones is going to be a key aspect of the mobile industry in the years
to come.
15. Mobile Service On Demand for Financial Services
Moby-Page Financial Series now enables a portal solution for
Mobile Banking which is more intuitive. Making it easier, more
convenient and secure for financial institution / bank to serve their
customers to navigate and handle banking transactions wherever
they are.
We’ve also enhanced the user interface, email notification and
delink function.
16. MOBY-PAGE Financial / Mobile Banking Series
With Moby-Page Financial Mobile Banking Series bank customers can easily access
online banking anytime, anywhere via wireless , GPRS or 3G on your mobile phone
without having to download additional software, it is safe, secure, easy to use, convenient
and peace-of-mind.
17. Moby-Page Financial /
Mobile Banking Series Features:
Allows bank customers to view account
information easily, with navigation customized
to mobile phone.
Perform fund transfers to personal accounts
and third party accounts.
Bank customers can pay their utility and
credit card bills – anytime – anywhere.
Bank customers can check latest foreign currency
rates, personal account and make investments online.
19. MOBY MLS/PG
Overview
Internet TPC / IP Web Based
OS : Windows, Mac, Linux /
Unix Browser : Internet
Explorer, Netscape, Mozilla,
Fire-Fox
Intranet (VPN) - TPC / IP
Web Based OS : Windows
XP / Win 7 + Internet
Explorer 6 or the latest
20. Bank MOBY-PAGE
User Role
Supplier (Multiple)
Agency (Multiple)
Member (Company & Individual)
User Role
Supplier (Banks and partners services and
products )
Member (Company & Individual)
Web Portal
Supplier Portal
Agency Portal
Member Portal
Web Portal
Supplier Portal
Member Portal
Security Level
Multi-tier
Security Level
2-tier
Membership Loyalty System (MLS)
21. Portal &
Integration Layer
(Developed by
ASP .NET & .NET
Framework)
Application Layer
(Developed by
CRM SDK & .NET
Framework)
Foundation Layer
(CRM , SQL
Reporting &
Analysis Services)
Database Layer
(SQL Server )
External Systems
e.g. POS, COS, BO
China Union-Pay,
Credit Cards &
Banks
Current MLS / PG Architecture
22. Product Bundling Across Multiple Suppliers
Cost & Price (Individual Item and Bundle)
Loyalty & Redemption Point (Individual Item and Bundle)
Supplier EDI (Electronic Data Interchange) Connector
Multiple Suppliers – Purchasing
Cost/Price Update
Banking Product Categorization
Deposits
Foreign Exchange
Securities
Bullion, Metals and Commodities
Insurance
Remittance
Product Knowledgebase
Check List
Reminder
Digital Content Management System (DCMS)
Research Report ,
Buy and Sell
signal
recommendation;
hot news…
23. SQL Server
Active Node
SQL Server
Passive Node
`
Staff Portal
SQL Cluster (Virtual SQL Server)
CRM Server
Reporting Services
CRM Server
Reporting Services
NLB Cluster (Virtual CRM Server)
Portal Server
Integration Server
Portal Server
Integration Server
NLB Cluster (Virtual Portal Server)
Load
Balanced
Cluster
Load
Balanced
SAN
Optical
Fiber
MOBY MLS/PG
High Availability Environment
24. Bank MOBY-PAGE
Exchange (Buy/Sell) and Reservation
Platform
Deposit Request
Foreign Exchange Currency
Security
Commodities
Insurance, Accessory, etc
Dealing Platform
Dedicated Bank / Department
Interface
Web Portal - DIY
Customer Service Center
Agency Portal (Branch) – Serve Customers
Interface
Web Portal - DIY
Customer Service Center
Product Knowledgebase
Comprehensive (multiple products)
Multi-level Mix-and-match
Product Knowledgebase
Instant (Banking Products)
Single-level
Packaging
Standard Bundle (such as Swap Deposit )
Tailor-made Package (such as Standard Bundle
+ Insurance + Suitcase)
Packaging
TBD
Central Dealing System (CBS)
25. Settlement Management System (SMS)
Consolidate Transaction Request (form Tailor-made Package)
for Delivery
Portfolio Management
Warehouse Management
Settlement Connector
Multiple Interbank Clearance (e.g. Interbank system,
CUP, Jetco, Visa, Master and Amex )
On-line Tracking# and Log
35. Thanks you !
For inquiry :
Please contact me at 18605229977 or
Drop me an email at barry@mobypage.com
Editor's Notes
True mobile design, it’s not a mobile phone, it’s a mobile service platform, it serves you at anytime at your instruction.
3i Design,truly innovated, innovation in service content…. “ Service Oriented “
Spirit : Success Inspires Success…
Trend :More mobile request, all in one solution request,
Communication system, stability, and security
Exponential market share… and mobility of business platform
Most user friendly…. Multiple touch points, … simple flick-direct access to designated page
The latest CRM concept has been upgraded to CERM , we must understand the “ expectation “ and “Experience” of customers then we will be able to serve them better…
Integrate technology and knowledge into one piece of service platform…
Upgrade service level. And increase customer satisfaction level
Cut down lots of current redundant costs and operational costs
Induce more business opportunities
Dig out more VIP and supreme customers
Thin and Thick client conceptual design….
Regular content and info made it available always with the machine – preloading it…
Current one and active and dynamic data, make it available by direct flick….
Most of the back-end are in microsoft platform, most users are familiar happy to use IE and Win Office solution…
Fastest way to access to the most expected features
The true terminal allows you to direct interact with customers... With Dynamic CRM, we are able to track and trace and mine all the users details and data for on-going development
May be the most secure banking solution….
Hardware and software pin plus sim pin and system generated member’s pin
Bankers are about time to develop more loyalty programs to retain and acquire old and new prime customers… respectively.
Most commonly used platform nowsaday…. Dot net technology and MS database and analysis platform…
One to multiple design, centralized the management of the advertisement content and also the ad-horc msg required to broadcast to customer…. Like research study and report, buy and sell signals
Able to deploy the banking settlement system into the platform for the safty and customer services leverl
Fully IP capable, with multi-channel interaction capability, truly multimedia effect, able to grasp and provide data and services ( B.I.)
Particularly for those VIP customers, self access control, self services VIP kiosk and with VIP Service Rep always available on demand , more privacy and more efficient ….
Home Feeling … Warm and Safe … , High tech and programmable tailor-made service provides the feel and service level and content…
Rich media display available with multiple touch effect…