The document discusses the mobile money landscape in Benin. It notes that mobile money has significantly increased financial inclusion in Benin, where mobile penetration is around 87% but banking penetration is only around 10%. Mobile money facilitates around 8 billion CFA francs in deposits and 7 billion CFA francs in withdrawals daily. The goal is to increase use of digital financial services like mobile money to 12% of Benin's adult population by 2019. Currently, mobile network operators generally require partnerships with banks to provide mobile money services, but some operators are seeking direct licenses to become electronic money issuers and distribute payment means independently.
For the full report download of “Future of Mobile Value Added Services (VAS) in India”, Go to
http://www.bdaconnect.com/WebUI/ContactUs.aspx?dl_id=B714C0AFB863A41E3E5377BCF18A3D81
Digital ethiopia iad 2018 addis ababa ethiopiaMyles Freedman
Ethio telecom's document outlines their vision, mission, infrastructure, services, and strategic goals. It discusses:
- Their vision to provide world-class telecom services accessible to all Ethiopians.
- Their extensive mobile and fixed network infrastructure including mobile capacity of 62 million, fiber backbone of over 21,000 km, and international gateway capacity of 42.6 Gbps.
- Their core service offerings including mobile, fixed, internet, and advanced IT services to support diversified customer needs.
- Their strategic goals outlined in their "Promise 2020" plan to connect 100% of the population with mobile and 10% with fixed lines, achieve revenues of 100 billion Birr, and evolve their customer
This document is a “distilled” version of the much larger report that Analysys Mason and IAMAI have prepared. The detailed report is available for purchase on IAMAI’s website – www.iamai.in and is an in-depth guide to each of the specific sub-segments within the mobile value added services ecosystem.
This summarised version of the report covers the following areas: The Indian mobile VAS opportunity, policy and market enablers, key trends in the mobile VAS industry in India, key growth areas in services and applications and mobile VAS industry growth forecasts
The key takeaways from this report summary are as follows:
• The Indian non-voice market is at an inflexion point, and the growth opportunity remains significant
• Similar to other mobile-first markets, mobile internet (handset plus dongles / CCDs) will drive growth in non-voice revenues while traditional services stabilize
• However, various market and policy enablers are required in on-deck VAS, off-deck VAS and SMS channels to realize this growth opportunity
• From a market perspective, a self-regulating body for settling issues between market participants can be an effective way to address on-deck challenges
• From a policy perspective, we believe that following a model of market determined revenue share with no special VAS license is the best route
• We recommend establishing an agency under the direction of TRAI to help address off-deck adoption issues and facilitate the allocation and management of a central short code registry system
• It is also recommended that a common standard for local language characters should be mandated on all handsets sold in India to facilitate growth in SMS
• Resolution of above issues also becomes imperative for maintaining market efficiency and balance of power in the evolving VAS value chain
• Among the emerging services, we believe that mobile commerce and utility services will have a significant social impact
• Finally, we believe that mobile internet adoption will result in a proliferation of data enabled services and applications around video, advertising, community, entertainment and enterprise mobility
Mobile value added services (VAS) are growing rapidly and enhancing the utility of mobile phones, assuming significant importance in the mobile industry. To shape the future of the industry, VAS will require creative and innovative approaches. The document discusses worldwide growth in mobile data service revenues and non-voice revenues across different countries. It also outlines some basic and special VAS currently offered by Azercell and proposes ideas for the future of VAS, including mobile commerce, mobile governance, mobile health, and mobile education.
The document summarizes the key challenges facing the mobile VAS industry in India and how some of these challenges may be addressed going forward. The major challenges discussed include operators focusing on subscriber acquisition over VAS promotion, spectrum constraints limiting high-end VAS, high costs of GPRS handsets, ongoing revenue sharing disputes between operators and VAS players, lack of localized content, and low user awareness of VAS offerings. The document suggests that new opportunities like mobile advertising, partnerships between VAS players and handset makers, and solutions like IVR may help address some of these challenges in the future.
1. Voice-based services (VAS) currently make up 7-10% of total telecom revenue in India, with digital music services accounting for 35% of VAS revenue.
2. Half of mobile users in India have ultra-low-cost handsets and 30% have used caller tune services, but VAS is currently limited to urban areas driven by entertainment content.
3. Rural India presents a major opportunity for VAS through services like IVR and mobile payments, but developing content in various local languages and dialects is challenging.
The document discusses the mobile money landscape in Benin. It notes that mobile money has significantly increased financial inclusion in Benin, where mobile penetration is around 87% but banking penetration is only around 10%. Mobile money facilitates around 8 billion CFA francs in deposits and 7 billion CFA francs in withdrawals daily. The goal is to increase use of digital financial services like mobile money to 12% of Benin's adult population by 2019. Currently, mobile network operators generally require partnerships with banks to provide mobile money services, but some operators are seeking direct licenses to become electronic money issuers and distribute payment means independently.
For the full report download of “Future of Mobile Value Added Services (VAS) in India”, Go to
http://www.bdaconnect.com/WebUI/ContactUs.aspx?dl_id=B714C0AFB863A41E3E5377BCF18A3D81
Digital ethiopia iad 2018 addis ababa ethiopiaMyles Freedman
Ethio telecom's document outlines their vision, mission, infrastructure, services, and strategic goals. It discusses:
- Their vision to provide world-class telecom services accessible to all Ethiopians.
- Their extensive mobile and fixed network infrastructure including mobile capacity of 62 million, fiber backbone of over 21,000 km, and international gateway capacity of 42.6 Gbps.
- Their core service offerings including mobile, fixed, internet, and advanced IT services to support diversified customer needs.
- Their strategic goals outlined in their "Promise 2020" plan to connect 100% of the population with mobile and 10% with fixed lines, achieve revenues of 100 billion Birr, and evolve their customer
This document is a “distilled” version of the much larger report that Analysys Mason and IAMAI have prepared. The detailed report is available for purchase on IAMAI’s website – www.iamai.in and is an in-depth guide to each of the specific sub-segments within the mobile value added services ecosystem.
This summarised version of the report covers the following areas: The Indian mobile VAS opportunity, policy and market enablers, key trends in the mobile VAS industry in India, key growth areas in services and applications and mobile VAS industry growth forecasts
The key takeaways from this report summary are as follows:
• The Indian non-voice market is at an inflexion point, and the growth opportunity remains significant
• Similar to other mobile-first markets, mobile internet (handset plus dongles / CCDs) will drive growth in non-voice revenues while traditional services stabilize
• However, various market and policy enablers are required in on-deck VAS, off-deck VAS and SMS channels to realize this growth opportunity
• From a market perspective, a self-regulating body for settling issues between market participants can be an effective way to address on-deck challenges
• From a policy perspective, we believe that following a model of market determined revenue share with no special VAS license is the best route
• We recommend establishing an agency under the direction of TRAI to help address off-deck adoption issues and facilitate the allocation and management of a central short code registry system
• It is also recommended that a common standard for local language characters should be mandated on all handsets sold in India to facilitate growth in SMS
• Resolution of above issues also becomes imperative for maintaining market efficiency and balance of power in the evolving VAS value chain
• Among the emerging services, we believe that mobile commerce and utility services will have a significant social impact
• Finally, we believe that mobile internet adoption will result in a proliferation of data enabled services and applications around video, advertising, community, entertainment and enterprise mobility
Mobile value added services (VAS) are growing rapidly and enhancing the utility of mobile phones, assuming significant importance in the mobile industry. To shape the future of the industry, VAS will require creative and innovative approaches. The document discusses worldwide growth in mobile data service revenues and non-voice revenues across different countries. It also outlines some basic and special VAS currently offered by Azercell and proposes ideas for the future of VAS, including mobile commerce, mobile governance, mobile health, and mobile education.
The document summarizes the key challenges facing the mobile VAS industry in India and how some of these challenges may be addressed going forward. The major challenges discussed include operators focusing on subscriber acquisition over VAS promotion, spectrum constraints limiting high-end VAS, high costs of GPRS handsets, ongoing revenue sharing disputes between operators and VAS players, lack of localized content, and low user awareness of VAS offerings. The document suggests that new opportunities like mobile advertising, partnerships between VAS players and handset makers, and solutions like IVR may help address some of these challenges in the future.
1. Voice-based services (VAS) currently make up 7-10% of total telecom revenue in India, with digital music services accounting for 35% of VAS revenue.
2. Half of mobile users in India have ultra-low-cost handsets and 30% have used caller tune services, but VAS is currently limited to urban areas driven by entertainment content.
3. Rural India presents a major opportunity for VAS through services like IVR and mobile payments, but developing content in various local languages and dialects is challenging.
The document provides a SWOT analysis of Egypt's telecom industry. It notes strengths like Egypt's large population and young demographics, as well as opportunities like potential revenue from triple play licenses and mobile banking opportunities from expat workers. Weaknesses include the prepaid-focused mobile market and low internet usage. Threats include the potential for political unrest disrupting the industry.
Malaysia; Multimedia Development Corporation (MDeC), Datuk Badlisham Ghazali Assespro Nacional
Malaysia's Digital Transformation Programme aims to transform Malaysia into a developed nation by 2020 through digital technologies. The presentation outlines Malaysia's progress in infrastructure development, ICT supply and consumption. However, more needs to be done to meet aspirational 2020 goals of 17% ICT contribution to GDP and a top 20 global digital economy ranking.
The Digital Malaysia programme focuses on three strategic thrusts - tapping demand for digital products/services, increasing citizen income through entrepreneurship, and nurturing IT-savvy youth. It will create an ecosystem promoting widespread digital technology use to connect communities, increase GNI, boost productivity and improve standards of living.
The indigenous Telecoms, Internet, Media & Edutainment (TIME) sector
has grown its international footprint over the last six years. The continued adoption of high-speed internet (fixed and mobile) as a direct channel opens up a significant revenue opportunity.
India telecom revenues is primarily driven by voice which constitutes to 90% of total revenues leaving only a smaller portion for data. Aegis LeadCap Research & Consulting predicts that in next 5 years share of revenue from voice will reduce down to 60% from its current state of 90%. 40% revenue from data also includes the revenue from BWA service providers like Reliance Infotel, Tikona etc. Most prominent value add services which drives data revenues include mobile internet, mobile broadband, games, location based services, video calls, mobile adverts, music, video and mobile TV.
The Indian telecom industry has grown rapidly in recent decades due to liberalization and increasing competition. The mobile subscriber base has increased from 13 million in 2003 to over 165 million in 2007. While this growth has increased industry revenues, it has also decreased operator margins and average revenue per user (ARPU). As voice services become commoditized, operators are looking to mobile value added services (MVAS) as an important new revenue stream. MVAS revenues in India are expected to grow from $43.8 million in 2004 to $348.8 million in 2009. The MVAS industry value chain includes content creators, aggregators, technology providers and operators. Currently operators receive the largest revenue share of around 60%, but this is expected
Indonesia has the 4th largest mobile market in the world with 278 million subscribers. It also has a large 3G market, with many users skipping fixed broadband for mobile. The mobile operators Telkomsel, Indosat, and XL Axiata dominate the market, though they have significant foreign ownership. Mobile internet usage is growing rapidly, with internet users expected to more than quadruple by 2016, driven primarily by smartphones and mobile data usage. The telecommunications industry provides many opportunities around enterprise services, e-commerce, digital advertising, and increasing data consumption.
China has over 1 billion mobile subscribers, with the three main carriers (China Mobile, China Unicom, China Telecom) dominating the market. 3G adoption is still low, accounting for under 10% of subscribers. SMS and basic feature phones are still widely used, even among youth. The market is fragmented across China's 31 provinces, and most users are prepaid with little subscriber data available. Mobile internet use is growing rapidly along with larger phone screens. Future revenue growth is expected from mobile data and applications, though monetization remains a challenge.
The Indian telecommunications sector has experienced rapid growth in recent years and become the third largest market globally. A PESTEL analysis was conducted to analyze the key political, economic, social, technological, legal and environmental factors influencing the industry. Politically, reforms since the 1980s have opened the sector to private players. Economically, revenue and GDP contribution have increased significantly. Socially, changing lifestyles and rural connectivity have impacted demand. Technologically, advances like 3G and new standards have been adopted. Legally, regulations have evolved with the Telecom Regulatory Authority of India now overseeing the sector. Environmentally, operators are focusing more on reducing electronic waste and emissions.
Value Added Services in Rural India - Mobile VAS Asia 2009Rajamanohar (Raj)
This document discusses opportunities for mobile value-added services (VAS) in rural India. It notes that by 2012, 60% of India's 650 million mobile subscribers will be rural. Popular existing rural VAS include astrology, Bollywood, and cricket content delivered via SMS, WAP sites, and voice portals. Challenges include low awareness of VAS, literacy issues, and lack of contextual innovation. Moving forward, companies should focus on voice-based services in local languages, collaborate locally, and lower entry barriers to empower rural users and fuel the ecosystem.
Thailand’s Development towards Sustainable Foundation of IOTCheck Digital
TIME Consulting has given a presentation about "Thailand’s Development towards Sustainable Foundation of IOT" to senior executives and honorable delegates from APEC countries in the “Workshop on Internet of Things (IOT) Development for the Promotion of Information Economy” at the APEC TEL51 Meeting, Boracay Island, the Philippines on 14 May 2015.
It is a workshop focusing on addressing the ways to solve main problems restricting or deterring the long term development of IOT in the Asia-Pacific region. The topics of discussion include e.g. defining the gaps of IOT infrastructure development between developed economies and developing economies, the stage of industrialization and maturity of business model of IOT in APEC region, the regional cooperation and collaboration related to IOT in APEC region etc.
Telecommunication industry in Sri Lanka (Group presentation ) 2016Nirasha Nissanka
The document discusses the telecommunication industry in Sri Lanka. It notes that the industry provides services like voice calls, text messages, internet access, and other data services. The telecommunication sector has two categories - mobile service providers which operate in an oligopoly market with a few main providers. The business environment is influenced by factors like political stability, fiscal policy, industrial policies, technology adoption, consumer demographics and preferences shaped by society. Areas for improvement include expanding signal coverage, offering new phones, carrying out corporate social responsibility campaigns, and developing relationships among service providers.
This Presentation is all about Environmental Analysis of a Telecom Company. I have included both the factors i.e. Micro and Macro Environment. I have taken a example of Vodafone Company in the slides.
I am not putting any restrictions on this PPT. But, it will be very great, if you acknowledge my work. It will cost nothing. And, of course you can appreciate my work :) .Surprisingly, it also costs NOTHING. Happy to help you :)
I tried to acknowledge everything ,(not usually cut,copy and paste and then forgetting..) that helped me to make this ppt. May be why I ended up with a job in a research co. because of this.
The document reports on the state of the global mobile economy in 2014. It outlines that the mobile industry has scaled dramatically over the last decade, with global unique subscribers growing from just over 1 billion in 2003 to 3.4 billion in 2013. However, despite this success, mobile operator revenue growth is expected to slow going forward as they face increasing competitive pressures and regulatory challenges in many markets. The report examines key trends in the industry and their implications.
This document provides a SWOT analysis of the telecom boom in Pakistan. It discusses the strengths, weaknesses, opportunities, and threats involved. The strengths include rapid growth from investment by major players, affordable prices, and accessibility compared to landlines. Weaknesses include lack of coverage in remote areas, cost being a barrier to data usage, and network/signal issues. Opportunities include utilizing new technologies, expanding to uncovered areas, and value-added services. Threats include competition from improving landline services, power issues affecting quality, and unpredictable government policies.
Inhibitors and catalysts for Successful Mobile Services Growth in Africa: The...Tendai Marengereke
The document discusses mobile service growth in Kenya. It identifies supportive government policies, private sector investment, and technology incubators as key catalysts. Mobile networks also played a role by expanding infrastructure and lowering costs. A key reason for Kenya's success is its regulator allowing innovation to lead over strict regulation. The government created policies supporting competition and infrastructure sharing, which helped services grow and reach more populations.
DEVELOPMENT OF MOBILE FINANCIAL SERVICES IN THAILANDIAEME Publication
Thailand is seeing a rapid technology transformation to mobile broadband networks and the increased adoption of smart mobile devices. The increasing use of mobile broadband-enabled smartphones has changed consumer experiences and behaviors in many aspects of daily life, as well as creating new business opportunities and services. With spectrum licensing in mobile service and supportive telecommunications regulatory framework, the mobile industry will continue to grow and drive positive impacts on national economy. In Thailand, mobile banking enrollment rose steadily between 2010 and 2013. To accelerate adoption of mobile financial services and to ensure that they fulfil their promise, it is important to put in place supportive policies and regulations. Furthermore, the supportive policies will require collaboration between regulators and policy-makers in both financial and mobile communications industries. The objective of this paper is to study mobile financial services in Thailand.
This document is a thesis submitted by Adedamola A. Layade to the University of Ibadan in partial fulfillment of a Masters of Business Administration degree. It examines how mobile commerce (m-commerce) can drive future business growth in Nigeria. The thesis provides background on m-commerce and the mobile technology sector in Nigeria. It aims to understand characteristics of potential m-commerce users and factors influencing m-commerce usage. The thesis will also analyze how m-commerce can aid economic growth in Nigeria through improved marketing, advertising and sales on mobile devices.
The global mobile market continues to grow rapidly, with over 3.6 billion unique mobile subscribers in 2014, up from 2.3 billion in 2008. By 2020, there will be around 4.6 billion subscribers, representing around 60% of the world's population. Growth is slowing in developed markets but increasing in developing regions. Total mobile connections reached over 7 billion in 2014 and will reach over 9 billion by 2020, driven by increasing multi-SIM ownership. There is a rapid shift to mobile broadband networks underway, with mobile broadband connections expected to account for almost 70% of all connections by 2020, up from under 40% in 2014.
The document summarizes key findings about the mobile economy in 2015:
- The mobile industry continues to rapidly scale with over 3.6 billion subscribers globally and is expected to reach 4.7 billion by 2020. Mobile broadband and smartphone adoption are also growing rapidly.
- Mobile contributes significantly to the global economy, generating 3.8% of GDP or over $3 trillion in economic value. This contribution is expected to grow faster than the overall economy to 4.2% of GDP by 2020.
- The mobile ecosystem directly employs nearly 13 million people globally and supports nearly 12 million indirect jobs. It also generates around $410 billion annually in tax revenues for governments.
- Mobile is driving innovation in digital services
The document provides a SWOT analysis of Egypt's telecom industry. It notes strengths like Egypt's large population and young demographics, as well as opportunities like potential revenue from triple play licenses and mobile banking opportunities from expat workers. Weaknesses include the prepaid-focused mobile market and low internet usage. Threats include the potential for political unrest disrupting the industry.
Malaysia; Multimedia Development Corporation (MDeC), Datuk Badlisham Ghazali Assespro Nacional
Malaysia's Digital Transformation Programme aims to transform Malaysia into a developed nation by 2020 through digital technologies. The presentation outlines Malaysia's progress in infrastructure development, ICT supply and consumption. However, more needs to be done to meet aspirational 2020 goals of 17% ICT contribution to GDP and a top 20 global digital economy ranking.
The Digital Malaysia programme focuses on three strategic thrusts - tapping demand for digital products/services, increasing citizen income through entrepreneurship, and nurturing IT-savvy youth. It will create an ecosystem promoting widespread digital technology use to connect communities, increase GNI, boost productivity and improve standards of living.
The indigenous Telecoms, Internet, Media & Edutainment (TIME) sector
has grown its international footprint over the last six years. The continued adoption of high-speed internet (fixed and mobile) as a direct channel opens up a significant revenue opportunity.
India telecom revenues is primarily driven by voice which constitutes to 90% of total revenues leaving only a smaller portion for data. Aegis LeadCap Research & Consulting predicts that in next 5 years share of revenue from voice will reduce down to 60% from its current state of 90%. 40% revenue from data also includes the revenue from BWA service providers like Reliance Infotel, Tikona etc. Most prominent value add services which drives data revenues include mobile internet, mobile broadband, games, location based services, video calls, mobile adverts, music, video and mobile TV.
The Indian telecom industry has grown rapidly in recent decades due to liberalization and increasing competition. The mobile subscriber base has increased from 13 million in 2003 to over 165 million in 2007. While this growth has increased industry revenues, it has also decreased operator margins and average revenue per user (ARPU). As voice services become commoditized, operators are looking to mobile value added services (MVAS) as an important new revenue stream. MVAS revenues in India are expected to grow from $43.8 million in 2004 to $348.8 million in 2009. The MVAS industry value chain includes content creators, aggregators, technology providers and operators. Currently operators receive the largest revenue share of around 60%, but this is expected
Indonesia has the 4th largest mobile market in the world with 278 million subscribers. It also has a large 3G market, with many users skipping fixed broadband for mobile. The mobile operators Telkomsel, Indosat, and XL Axiata dominate the market, though they have significant foreign ownership. Mobile internet usage is growing rapidly, with internet users expected to more than quadruple by 2016, driven primarily by smartphones and mobile data usage. The telecommunications industry provides many opportunities around enterprise services, e-commerce, digital advertising, and increasing data consumption.
China has over 1 billion mobile subscribers, with the three main carriers (China Mobile, China Unicom, China Telecom) dominating the market. 3G adoption is still low, accounting for under 10% of subscribers. SMS and basic feature phones are still widely used, even among youth. The market is fragmented across China's 31 provinces, and most users are prepaid with little subscriber data available. Mobile internet use is growing rapidly along with larger phone screens. Future revenue growth is expected from mobile data and applications, though monetization remains a challenge.
The Indian telecommunications sector has experienced rapid growth in recent years and become the third largest market globally. A PESTEL analysis was conducted to analyze the key political, economic, social, technological, legal and environmental factors influencing the industry. Politically, reforms since the 1980s have opened the sector to private players. Economically, revenue and GDP contribution have increased significantly. Socially, changing lifestyles and rural connectivity have impacted demand. Technologically, advances like 3G and new standards have been adopted. Legally, regulations have evolved with the Telecom Regulatory Authority of India now overseeing the sector. Environmentally, operators are focusing more on reducing electronic waste and emissions.
Value Added Services in Rural India - Mobile VAS Asia 2009Rajamanohar (Raj)
This document discusses opportunities for mobile value-added services (VAS) in rural India. It notes that by 2012, 60% of India's 650 million mobile subscribers will be rural. Popular existing rural VAS include astrology, Bollywood, and cricket content delivered via SMS, WAP sites, and voice portals. Challenges include low awareness of VAS, literacy issues, and lack of contextual innovation. Moving forward, companies should focus on voice-based services in local languages, collaborate locally, and lower entry barriers to empower rural users and fuel the ecosystem.
Thailand’s Development towards Sustainable Foundation of IOTCheck Digital
TIME Consulting has given a presentation about "Thailand’s Development towards Sustainable Foundation of IOT" to senior executives and honorable delegates from APEC countries in the “Workshop on Internet of Things (IOT) Development for the Promotion of Information Economy” at the APEC TEL51 Meeting, Boracay Island, the Philippines on 14 May 2015.
It is a workshop focusing on addressing the ways to solve main problems restricting or deterring the long term development of IOT in the Asia-Pacific region. The topics of discussion include e.g. defining the gaps of IOT infrastructure development between developed economies and developing economies, the stage of industrialization and maturity of business model of IOT in APEC region, the regional cooperation and collaboration related to IOT in APEC region etc.
Telecommunication industry in Sri Lanka (Group presentation ) 2016Nirasha Nissanka
The document discusses the telecommunication industry in Sri Lanka. It notes that the industry provides services like voice calls, text messages, internet access, and other data services. The telecommunication sector has two categories - mobile service providers which operate in an oligopoly market with a few main providers. The business environment is influenced by factors like political stability, fiscal policy, industrial policies, technology adoption, consumer demographics and preferences shaped by society. Areas for improvement include expanding signal coverage, offering new phones, carrying out corporate social responsibility campaigns, and developing relationships among service providers.
This Presentation is all about Environmental Analysis of a Telecom Company. I have included both the factors i.e. Micro and Macro Environment. I have taken a example of Vodafone Company in the slides.
I am not putting any restrictions on this PPT. But, it will be very great, if you acknowledge my work. It will cost nothing. And, of course you can appreciate my work :) .Surprisingly, it also costs NOTHING. Happy to help you :)
I tried to acknowledge everything ,(not usually cut,copy and paste and then forgetting..) that helped me to make this ppt. May be why I ended up with a job in a research co. because of this.
The document reports on the state of the global mobile economy in 2014. It outlines that the mobile industry has scaled dramatically over the last decade, with global unique subscribers growing from just over 1 billion in 2003 to 3.4 billion in 2013. However, despite this success, mobile operator revenue growth is expected to slow going forward as they face increasing competitive pressures and regulatory challenges in many markets. The report examines key trends in the industry and their implications.
This document provides a SWOT analysis of the telecom boom in Pakistan. It discusses the strengths, weaknesses, opportunities, and threats involved. The strengths include rapid growth from investment by major players, affordable prices, and accessibility compared to landlines. Weaknesses include lack of coverage in remote areas, cost being a barrier to data usage, and network/signal issues. Opportunities include utilizing new technologies, expanding to uncovered areas, and value-added services. Threats include competition from improving landline services, power issues affecting quality, and unpredictable government policies.
Inhibitors and catalysts for Successful Mobile Services Growth in Africa: The...Tendai Marengereke
The document discusses mobile service growth in Kenya. It identifies supportive government policies, private sector investment, and technology incubators as key catalysts. Mobile networks also played a role by expanding infrastructure and lowering costs. A key reason for Kenya's success is its regulator allowing innovation to lead over strict regulation. The government created policies supporting competition and infrastructure sharing, which helped services grow and reach more populations.
DEVELOPMENT OF MOBILE FINANCIAL SERVICES IN THAILANDIAEME Publication
Thailand is seeing a rapid technology transformation to mobile broadband networks and the increased adoption of smart mobile devices. The increasing use of mobile broadband-enabled smartphones has changed consumer experiences and behaviors in many aspects of daily life, as well as creating new business opportunities and services. With spectrum licensing in mobile service and supportive telecommunications regulatory framework, the mobile industry will continue to grow and drive positive impacts on national economy. In Thailand, mobile banking enrollment rose steadily between 2010 and 2013. To accelerate adoption of mobile financial services and to ensure that they fulfil their promise, it is important to put in place supportive policies and regulations. Furthermore, the supportive policies will require collaboration between regulators and policy-makers in both financial and mobile communications industries. The objective of this paper is to study mobile financial services in Thailand.
This document is a thesis submitted by Adedamola A. Layade to the University of Ibadan in partial fulfillment of a Masters of Business Administration degree. It examines how mobile commerce (m-commerce) can drive future business growth in Nigeria. The thesis provides background on m-commerce and the mobile technology sector in Nigeria. It aims to understand characteristics of potential m-commerce users and factors influencing m-commerce usage. The thesis will also analyze how m-commerce can aid economic growth in Nigeria through improved marketing, advertising and sales on mobile devices.
The global mobile market continues to grow rapidly, with over 3.6 billion unique mobile subscribers in 2014, up from 2.3 billion in 2008. By 2020, there will be around 4.6 billion subscribers, representing around 60% of the world's population. Growth is slowing in developed markets but increasing in developing regions. Total mobile connections reached over 7 billion in 2014 and will reach over 9 billion by 2020, driven by increasing multi-SIM ownership. There is a rapid shift to mobile broadband networks underway, with mobile broadband connections expected to account for almost 70% of all connections by 2020, up from under 40% in 2014.
The document summarizes key findings about the mobile economy in 2015:
- The mobile industry continues to rapidly scale with over 3.6 billion subscribers globally and is expected to reach 4.7 billion by 2020. Mobile broadband and smartphone adoption are also growing rapidly.
- Mobile contributes significantly to the global economy, generating 3.8% of GDP or over $3 trillion in economic value. This contribution is expected to grow faster than the overall economy to 4.2% of GDP by 2020.
- The mobile ecosystem directly employs nearly 13 million people globally and supports nearly 12 million indirect jobs. It also generates around $410 billion annually in tax revenues for governments.
- Mobile is driving innovation in digital services
Gsma global mobile_economy_report_2015ntc thailand
The document summarizes key findings about the mobile economy in 2015:
- The mobile industry continues to rapidly scale with over 3.6 billion subscribers globally and is expected to reach 4.7 billion by 2020. Mobile broadband and smartphone adoption are also growing rapidly.
- Mobile contributes significantly to the global economy, generating 3.8% of GDP or over $3 trillion in economic value. This contribution is expected to grow faster than the overall economy to 4.2% of GDP by 2020.
- The mobile ecosystem directly employs nearly 13 million people globally and supports nearly 12 million indirect jobs. It also generates around $410 billion annually in tax revenues for governments.
- Mobile is driving innovation in digital services
Globally, there were 3.4 billion unique mobile
subscribers and 6.9 billion SIM connections in 2013, with an average of 1.8 active SIM cards per unique subscriber.
The number of mobile broadband connections has also grown astoundingly to well over two billion in 2013 from 364 million in 2009. This growth is expected to continue and India is predicted to be the second largest mobile broadband market by 2016, with 367 million connections, following China with 639 million connections.
Digital possibilities in international development_SoundbiteFreddy Bob-Jones
The document discusses the potential benefits of digital technologies in international development as well as challenges to realizing that potential. Key benefits include mobile phones improving access to markets and services for farmers, reducing travel needs through e-government services, and delivering education and health information via mobile apps. However, affordability, literacy, lack of local content, and limited physical access continue to constrain digital's impact. Moving forward, focus is needed on expanding connectivity, developing relevant local content, increasing affordability, and strengthening real-world foundations to support digital growth.
Politics And Reality Of Telephone Subscriber RegistrationConrad Taylor
This document summarizes the politics and realities of telephone subscription growth in emerging markets. It discusses the successes and challenges of expanding mobile access, including rapid subscription growth but also infrastructure barriers. It examines perspectives on the ethical role of governments in improving communications and considers policies around provision of telephony as a public good. It recommends that governments establish broad ICT strategies to deliver telephony as a public service and create an environment conducive to increased subscription.
The document reports on the state of the global mobile economy in 2014. It outlines that the mobile industry has scaled dramatically over the last decade, with global unique subscribers growing from just over 1 billion in 2003 to 3.4 billion in 2013. However, despite this success, mobile operator revenue growth is expected to slow going forward as they face increasing competitive pressures and regulatory challenges in many markets. The report examines key trends in the industry and their implications.
Six in ten people in Asia Pacific subscribed
to mobile services in 2015
At the end of 2015, 62% of the population in Asia
Pacific (2.5 billion individuals) subscribed to mobile
services. The region’s four dominant markets
– China, India, Indonesia and Japan – together
accounted for more than three-quarters of the
region’s total subscriber base. Growth rates in the
region are set to remain above the global average,
with Asia Pacific adding more than 600 million new
subscribers by 2020. The focus of growth will shift
to South and South-East Asia; India alone is set to
add just under 250 million new subscribers by the
end of the decade.
This project x-rays the contribution of the mobile sector to employment creation in Nigeria. The introduction of GSM in Nigeria created an entirely new industry and avenue for employment. Today the telecommunication sector is one of the highest employer of labour in Nigeria in both the formal and informal sector. The intended audience for this project/presentation is anyone interest in knowing the impact of GSM/Mobile in the youth employment in Nigeria.
Presentation given by Santanu Sengupta, Board Member, African Centre for Mobile Financial Inclusion on August 1st, 2011 at eWorld Forum (www.eworldforum.net) in the session Telecentres: Effective Approaches and Best Practices
Deloitte's Technology, Media, Telecom Center of Excellence (TCOE) was established in China to leverage Deloitte's experience in the TMT sector and provide thought leadership to companies in the China TMT industry. The document discusses the global MVNO market and analyzes strategies used by successful MVNOs, including leveraging existing resources like brands, distribution channels, or content. Key elements for MVNO success include having an advantage like these resources, clearly differentiating services, and targeting specific customer segments with tailored offerings rather than direct price competition with telecom operators.
Almost half the population of the earth now uses mobile communications.
A billion mobile subscribers were added in the last 4 years to leave the total standing
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Mobile in ethiopia 1
1. Mobile in Ethiopia
1
December 2016
Digital Resource
MSED
GSMA Capacity Building
Aynalem Aregawi (Mr./Eng.)
Senior Standards & Regulation Expert
Ministry of Communication and IT, Ethiopia
2. Mobile is transforming Africa’s economy and
society. This is an attempt to briefly assess the
case of Ethiopia in line with the course format of
MSED.
2
3. Telecommunication Sector in Ethiopia
Surprisingly, Ethiopia is an early adopter of the telephone and telegraph.
Telephone was introduced in 1894 which is only 17 years after Alexander Graham Bell’s famous trial of
the phone.
Telegraph was introduced along the Ethio-Djibouti rail in 1897.
In adopting Mobile, Ethiopia trails some African countries, but is among early adopters.
Mobile was first rolled out in 1999 in the capital Addis Ababa with a subscriber capacity of 40,000.
Its growth has been slow compared to Other African countries. However, recently, with massive
investment and reorganization, it has scored impressive improvements in coverage, subscriber
number, generation of technology, offered services, customer care, etc.
However, the mobile sector performance is still lower than many African countries in the
development level of its ecosystem, and in its ability to drive growth of the digital economy of the
nation.
3
4. Mobile Sector
The market structure of Ethiopian communication sector is monopoly. ethio telecom is the
monopoly network operator(MNO).
It describes itself as an ‘Integrated Telecommunication Solutions Provider’. It provides mobile,
fixed, internet services.
ethio telecom launched
⁻ 2G (GSM900) in April 1999,
⁻ 3G (WCDMA & HSPA 2100) in January 2009, and
⁻ 4G (LTE 1800) in March 2015
Its aggregate mobile network area coverage has now reached 92% of the country. The population
coverage is even higher than this and is close to 100%.
The subscriber number has been growing at a rate of 49% CAGR for the last decade. It reached
38.8m in 2015 [National Bank of Ethiopia]
4
6. The Mobile Ecosystem
There is no strong collaboration and coordinated (symbiotic)
evolution among the mobile ecosystem components. However, the
following businesses could be considered constituting the
ecosystem.
Following the MNO, The second most visible component of the
mobile ecosystem are handset manufacturers or more precisely
assemblers.
There are now 8 mobile assembly plants in the country, out of
which three-Tecno [TV Report of Expansion] , Tana and Smadl- are
the dominant ones.
Companies that specialize in Software development are less than
500. Further, those that have proven mobile native or hybrid
development capabilities are even less.
An emerging trend of collaboration between handset manufacturers
and developers is the mobile App challenge like the one sponsored
by Tecno.
mobile retailers: according to the operator there are 75,000 device
and accessory retailors all over the country.
6
7. Contribution of Mobile to the Economy
The government is the sole owner of the MNO. As a result
the total revenue of the company is appropriated by the
government and used to finance development projects.
Direct contribution of the MNO hovers around 1.6% of
GDP. This is not far from the aggregate contribution of
MNO for Sub-Sharan Africa which was 1.7% in 2016.
Official account for the contribution of other components
of the mobile ecosystem is not available.
Similarly, official account for the indirect contribution of
the mobile industry through productivity enhancement
and innovation is not available. A look at the aggregate for
SSA from the GSMA Mobile Economy Report 2016 (p32)
indicates that it is significant and by far higher than the
direct contribution. (See also side fig.)
Qualitatively, it can be assumed that the indirect
contribution of the mobile industry in Ethiopia would be
higher than the direct contribution
7
9. Mobile Access and Regulation
Due to the monopoly market structure, the MNO in
Ethiopia faces little regulatory hurdles. The policy
objective is also supportive of telecom infrastructure
development.
However, the MNO is dependent on foreign aid to
finance its investments. It also depends on turnkey
arrangements by foreign firms as it lacks the technical
and managerial capacity to run its projects.
The MNO lacks the incentive for efficiency and
innovation that comes from competition.
Mobile voice tariff in Ethiopia is among the lowest in
Africa. On the contrary, internet tariff is substantially
higher. Especially on PPP basis.
As mobile broadband (MBB) is becoming mainstream
with growing utility, the MNO and other components
of the mobile ecosystem need to address the
affordability of mobile internet and smartphones.
9
10. Mobile Services
•There are several initiatives in almost every sector of the economy and social services. But
except for mobile financial services and mFarm, none has emerged with definite success and
visibility.
•A partial list of Mobile services and applications may include
⁻ Financial Sector - M-Birr, HelloCash, Bank Owned Mobile Banking
⁻ Agriculture Sector - ECX mFarm, EATA various initiatives
⁻ Education Sector - National Exam Result , High school mobile education management
system, etc.
⁻ Health Sector - maternal information delivery, Health Agents Education, etc.
⁻ Labor Market– mEmployment (mJobs)
⁻ Etc.
• Substantial number of mobile services (or other ICT solutions) are initiated mainly by foreign
NGO’s.
10
11. Mobile Financial Services
Financial services of any kind are restricted to financial
institutions only (meaning banks and microfinance
institutions)
However, according Directive No. FIS /01/2012[NBE] which
regulates ‘Mobile and Agent Banking Services’, financial
institutions can procure the technological services from a
third party and provide mobile banking
As a result some banks have their own mobile banking
service while others use a service provider to provide
mobile banking service.
There are now two successful mobile banking technology
service providers: M-Birr and HelloCash.
M-Birr plans to reach #### agents and 1.5 million active
accounts by 2016
HelloCash estimates to build a customer base with active
accounts of 2-3 million by 2016 and 10 million by 2018.
11
12. Mobile Financial Services
OPPORTUNITIES AND STRENGTHS
Interoperability between different financial institutions
enables smooth transaction between the unbanked
and the banked.
No major intrinsic problem has been reported. This will
enhance the confidence of financial sector
stakeholders on the technology.
Existence of competition in MFS is good for efficiency
and innovation.
The financial regulator, NBE, has built on best practices
in MFS in its directive including (KYC, Tx Limit, etc.)
Mobile subscriber number is growing at high double
digit figures. Similarly, Mobile geographical cover
which is practically 100% would create huge potential
market for the service providers.
CHALLENGES
Weak digital culture promotion in the country may not
drive rapid adoption of mobile financial services.
Lack of continuous and proactive collaboration within
the mobile ecosystem is also reflected in mobile
financial services.
Mobile financial service has huge potential as the
country goes forward in digitalization. The financial
regulator, NBE, does not however publish separate
data and report on MFS. That makes it difficult for
industry researchers and other players.
It is not clear whether the regulator is ready and has a
working mechanism for the review and update of
regulatory issues in the MFS
12
13. mAgriculture
Various technologies are implemented in the agriculture
sector that are based on mobile. To enhance productivity,
and benefit smallholder farmers.
One developed by the exchange market called ECX has
been lauded as successful by several experts.
This application uses mobile IVR, SMS and website to
provide live market information to farmers.
About 60,000 farmers use the App daily [GSMA mFarm].
Overall, 1.365 million farmers have subscribed to the
service.
The App is initiated and developed by ECX in cooperation
with USAID & Melinda Gates Foundation.
It aims to benefit farmers set their price right and avoid
middlemen. Earning good price is also expected to be an
effective incentive in enhancing farm productivity.
13
14. Other Mobile Services
MGOV
Mobile Apps for 20 government offices were specified
by the Ministry of Communication and Information
Technology and a contract awarded to a private
company called Avado.
This is a decisive move by the government to employ
the advantage of mobile prevalence for the benefit of
citizens.
Some of the existing eGov services also function on
mobile. But dedicated mobile Apps have the advantage
of better performance both on mobile and desktop.
Developments of mobile governance or mGov is bound
to expand in the future.
To produce impact on the socioeconomic progress of
the country, the government needs to ensure reliable
operation of the platforms & avoid frequent
unavailability.
MLEARNING / MEDUCATION
The governments main thrust has been to ensure 100%
basic education enrollment through traditional school
expansion. To date the nation has achieved basic
education net enrollment of 80%+.[Ministry of Education]
Thus there is no big scale mLearning development.
However, many private schools and the government use
several mobile based education management services. In
addition, evaluation of the education sector lists some
major challenges such as teacher quality, teaching material
shortage, etc. Mobile can help overcome this problems.
Thus the government should give due attention to
mLearning services development.
The national examination agency has for example
deployed an SMS App for result notification. That has been
particularly useful to people in remote areas to easily and
instantly know their results and get ready to the next level.
14
15. Other Mobile Services
MHEALTH
A number of services are initiated in the health sector
which are either public sponsored or market oriented
One good example is the maternal advise provided
through mobile. This pilot project was initiated by
Dutch Health[e]Foundation and TTC Mobile in
cooperation with Ministry of Health and Medical
Professional Associations. Initially, it planned to reach
4,000 expectant mothers.
Maternal health is one of the priority policy areas
because of international commitments and national
goals.
Market oriented health advisory services provide
medical advise for a certain charge by calling with a
short code 8896 on the mobile. One example is
HelloDoctor.
15
16. Conclusion and Recommendation
As the foregoing discussion point out, Ethiopia is slowly but surely moving towards digitalization. To
meet its own development goals and to be a respectable part of the future, for digital is the future, it
needs to accelerate its digitalization.
Facts on the ground clearly show that Mobile is the indispensable and in some cases irreplaceable
platform for digitalization in Africa including Ethiopia. Therefore, the government should pivot on
mobile.
In line with this, the government should promote digital culture of the public proactively to accelerate
mobile services uptake.
On the supply side, the government has to promote collaboration and linkage among the various
components of the mobile ecosystem.
To match at least the SSA aggregate contribution of MNO to GDP, ethio telecom should strengthen its
infrastructure upgrade and expansion with clear goals of broadband coverage.
The ICT industry structure, mobile based or otherwise, favors capability more than number. However,
it is important to foster local entrepreneurship in all components of the mobile ecosystem.
16
17. Thank You
17
ACKNOWLEDGEMENT
I would like to thank my course leader Julia Burchell, Senior Insights Manager, Mobile for Development Program at the GSMA; and my course moderator Andrea
Guajardo, Engagement Manager for the Capacity Building program at the GSMA. Their assistance and direction has been valuable in the preparation of this
material and during the course.
I would also like to thank my course mates from the regulators and related industries of Tanzania, Kenya, Côte d’Ivoire, Turkey, India, Pakistan, and Philippines. I
have benefitted from their questions and opinions in the live sessions of the course.