PayPal represents 18% of global e-commerce. The document discusses the growth of mobile commerce (m-commerce) and how PayPal is positioned to capitalize on this trend. Key points include that m-commerce is projected to account for 20% of all e-commerce by 2015, PayPal had $2 billion in m-commerce transactions in 2010, and PayPal plans to expand its mobile payment solutions to allow embedded payments across different platforms and devices.
How to do Online Payment: Keynote by David Mountain, Ogone (MD of Tunz.com) at the NOAH 2012 Conference in London, Old Billingsgate on the 7th of November 2012.
Presented during the High Performance Marketing Conference 2012, organized by Accenture on February 9th 2012. This presentation was given by Jarno Zange of ABN Amro, and discussed Multi channel transformation and the boost of mobile.
How to do Online Payment: Keynote by David Mountain, Ogone (MD of Tunz.com) at the NOAH 2012 Conference in London, Old Billingsgate on the 7th of November 2012.
Presented during the High Performance Marketing Conference 2012, organized by Accenture on February 9th 2012. This presentation was given by Jarno Zange of ABN Amro, and discussed Multi channel transformation and the boost of mobile.
Case Study: Launching Your Brand's Game with OpenFeint
Presented by: David Chu, Senior Product Marketing Manager, OpenFeintOpenFeint is the largest mobile social gaming network with over 115 million players and 6,900 games. Keith will showcase how different brands—movies, TV shows, sports teams, musicians, and more—use OpenFeint’s platform and marketing promotions to distribute games and grow brand presence. He’ll share tips for how you can leverage games and partnerships to increase distribution and visibility for your company in the rapidly growing gaming world.
www.bdionline.com
Towards Recovery - What Sales Managers and Consumers Tell Us, February 2010Amarach Research
A presentation of findings from recent surveys of sales managers and directors in Ireland about prospects for 2010. As well as details of recent consumer surveys relating to spending drivers and intentions.
OMMA Display 2011 -- Transformation of the Measurement Industry: How Much Can...Linda Gridley
OMMA Display 2011
Presentation by Linda Gridley
Transformation of the Measurement Industry: How Much Can be Attriibuted to M&A? Learn more about Gridley & Company at http://www.gridleyco.com
Handling the boom in international commerceX.commerce
The world’s two billion Internet consumers are accessing U.S. markets through the web more than ever. In fact, one in ten U.S. ecommerce transactions already comes from international consumers. How have retailers been responding to this lucrative change in the landscape? What APIs, development languages, and payment technologies work best when dealing with foreign terms, currencies, and shipping implications?
El evento mas importante sobre ecommerce y negocios por internet.
Material de apoyo utilizado por el expositor presente en el eCommerce Latam, el cual es el evento más importantes de América Latina sobre: eCommerce -mCommerce – banca online y emprendedorismo y negocios por internet.
Para mas informacion sobre el evento ingresar en www.colombia.ecommercelatam.com.
Toda la informacion disponible sobre el eLabTour 2010 que se compuso por los 5 eCommerce Day culminando con el eCommerce Latam en www.ecommerceday.org
Mobile vision - Conference at Comeos 4/10/2011Mobilosoft
This presentation was given on the 4th of October at Comeos, the Belgian federation for Retail and Services.
It describes Mobilosoft's vision on how to simply start with mobile Marketing: we believe a Mobile Site is the first thing retailers have to do!
Case Study: Launching Your Brand's Game with OpenFeint
Presented by: David Chu, Senior Product Marketing Manager, OpenFeintOpenFeint is the largest mobile social gaming network with over 115 million players and 6,900 games. Keith will showcase how different brands—movies, TV shows, sports teams, musicians, and more—use OpenFeint’s platform and marketing promotions to distribute games and grow brand presence. He’ll share tips for how you can leverage games and partnerships to increase distribution and visibility for your company in the rapidly growing gaming world.
www.bdionline.com
Towards Recovery - What Sales Managers and Consumers Tell Us, February 2010Amarach Research
A presentation of findings from recent surveys of sales managers and directors in Ireland about prospects for 2010. As well as details of recent consumer surveys relating to spending drivers and intentions.
OMMA Display 2011 -- Transformation of the Measurement Industry: How Much Can...Linda Gridley
OMMA Display 2011
Presentation by Linda Gridley
Transformation of the Measurement Industry: How Much Can be Attriibuted to M&A? Learn more about Gridley & Company at http://www.gridleyco.com
Handling the boom in international commerceX.commerce
The world’s two billion Internet consumers are accessing U.S. markets through the web more than ever. In fact, one in ten U.S. ecommerce transactions already comes from international consumers. How have retailers been responding to this lucrative change in the landscape? What APIs, development languages, and payment technologies work best when dealing with foreign terms, currencies, and shipping implications?
El evento mas importante sobre ecommerce y negocios por internet.
Material de apoyo utilizado por el expositor presente en el eCommerce Latam, el cual es el evento más importantes de América Latina sobre: eCommerce -mCommerce – banca online y emprendedorismo y negocios por internet.
Para mas informacion sobre el evento ingresar en www.colombia.ecommercelatam.com.
Toda la informacion disponible sobre el eLabTour 2010 que se compuso por los 5 eCommerce Day culminando con el eCommerce Latam en www.ecommerceday.org
Mobile vision - Conference at Comeos 4/10/2011Mobilosoft
This presentation was given on the 4th of October at Comeos, the Belgian federation for Retail and Services.
It describes Mobilosoft's vision on how to simply start with mobile Marketing: we believe a Mobile Site is the first thing retailers have to do!
This presentation was given on the 4th of October at Comeos, the Belgian federation for Retail and Services.
It describes Mobilosoft's vision on how to simply start with mobile Marketing: we believe a Mobile Site is the first thing retailers have to do!
As the European eCommerce market is growing robustly, more and more international retailers become enthusiastic over the sales opportunities in Europe.
The proposal reveals what else beside language translation and currency conversion is necessary to enter each country market in Europe by presenting relevant market specifications and proposing suitable solutions.
MobiU2011 Forrester Keynote: STRAT 101 Industry OverviewKimberly-Clark
Mobile is everywhere. Stats on the numbers and the size of the industry change constantly but it’s common knowledge that it will be big. Now that 75% of brands have tried mobile what are the key stats that will help guide future decisions? Julie’s state of the industry will provide insights into what’s currently happening in the mobile space and a five-year forecast. She will also provide best practices in developing an outstanding, transactional mobile experience. Her expertise in mobile commerce will give you insights into what to expect and how to prepare for the future of mobile.
Games Passport: Taking advantage of the economic crisis: serving advertisemen...DevGAMM Conference
With the ever-increasing number of online casual players all around the world, the gaming market has become a very attractive source of traffic for advertisers, especially in these current times of economic crisis. At the same time, players are more then ever reluctant to pay for playing. As such, advertisement has become a very important revenue generator for game developers and publishers. In this session we will make the detailed analysis of this situation and will look into the main metrics and advertisement tools available.
Turkey'internet users got a great growth since 2005, increasing from 15% of penetration rate to 45%. With a total amount of 35M users, it is the 4th largest country... Anyway it is still in a early stage.
This presentation shows a summarization of the development stage of Internet in Turkey, giving a preview of actual trends in usage and demographics.
The State Of Mobile Commerce – Are You Meeting Your Mobile Customers’ Expecta...Compuware APM
Are you meeting your customers’ mobile experience expectations?
According to Forrester Research*, mobile commerce is booming: sales via mobile devices, such as smartphones and tablets, will grow 40 percent per year for the next five years, capturing $31 billion by 2016. With mobile your websites and applications are literally in your customers’ hands. But are you meeting their expectations? According to Compuware research 75% of the top US retailers are not meeting mobile end-users’ web performance expectations.
Speed and availability are key requirements of the mobile channel. Customers on tablets and smartphones expect quick transactions that work flawlessly anytime, anywhere. Failure to identify and resolve a slow – or worse, malfunctioning – mobile site or application will result in lost revenue, rising operational costs and irreparable brand damage.
Join our featured speakers, Sucharita Mulpuru, Vice President, Principal Analyst from independent research firm Forrester Research, Inc., and Compuware APM CTO, Steve Tack to learn:
• The current state of mobile commerce and key mobile trends
• Why tablet owners are a key component of mobile success
• Common mistakes that prohibit companies from capitalizing on the mobile opportunity
• Best practices to deliver quality mobile web and application experiences to smartphone and tablet users
*Mobile Commerce Forecast 2011 to 2016", Forrester Research Inc, June 17, 2011
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Mobile Convention Amsterdam - PayPal - Eelco van Wijk
1. m-Commerce is here, now!
Eelco van Wijk, Head of Merchant Services, PayPal Benelux
4/19/2011
€ $
£
2. PayPal represents 18 % of global e-commerce
224 millions accounts worldwide
110 Incl. 67 millions in Europe
2
26
3
12
10
2010 Key figures
Created in 1998, part of since 2002 5
$92B in total payment volume (+28%)
$3B in stored value (PayPal balance) spent
3
every 2 weeks
Bank License in Europe
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 2
3. How PayPal works
Credit Card
Direct Debit Bank transfer
Bank Transfer
PayPal Balance
Local scheme 2 Withdrawing methods
$ $
PayPal Balance Buyer account Seller account
Funding method
1
3
1 Buyer pays with PayPal – as easy as sending an e-mail
2 PayPal credits the amount
3 Seller sends the shipment / delivers the good or service
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 3
3
4. m-Commerce is here, now
TRENDS NEW OPPORTUNITIES
224 million total
accounts worldwide
available in 190
• Rakuten (Japan) sales already markets
20% via mobile2 supports payments
• m-Commerce to represent
in 24 currencies
20% of e-commerce by 20151
• eBay $2bn m-Commerce in
2010 (vs $600m in 2009)
• Mobile devices will „close the
loop„ by getting customers
• PayPal 2011 mobile forecast:
back into the stores
$2bn (vs $750m in 2010)
1) ABI Reserach; 2) Morgan Stanley
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 4
5. Shopping is the fastest growing usage area on mobile in EU
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 5
6. 24% of iPhone users already buy on mobile today
“Which of the following activities do you do on a mobile phone at least monthly?
Receive SMS alerts 41% 61%
Send/receive MMS (picture messaging) 55%
33%
Send/receive Instant messages (e.g. MSN) 46%
19%
Check news/sports/weather 62%
17%
Taking/recording video 28%
16%
Look up directions or maps 58%
14%
Download applications 63%
13%
Send/receive work email 33%
10%
14% iPhone
Enter a contest or vote via SMS 8%
Average
Watch mobile video/TV 35%
8%
Check flight, bus or train status 30%
7%
Check financial accounts 31%
7%
Research products for purchase 38%
6%
Receive coupons/promotions 15%
5%
Make video calls 9%
4%
Purchase products 24%
4%
None of these 4% 32%
Base: 13, 504 European online consumers aged 16+
Source: Forrester, European Technographics® Online Consumer Technology Survey, Q4 2010
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 6
7. If EU follows US trends, m-Commerce will double
m-Commerce adoption in US twice as high as in Europe, and still growing…
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 7
8. Is European e-Commerce markt ready for the mobile channel?
WEBSHOPS are SMARTPHONE ADOPTION
implementing now no longer a barrier
• 52% (!) of devices sales in EU in Q4
• 41% of top 200 PayPal merchants 2010 were smartphones
expect to have an m-Commerce
proposition EOY
• Demand for Mobile Payments huge
e-COMM FACILITATORS
Verticals: are live or close to it
• Highest m-Commerce engagement:
• Fresh food delivery • All large EU PSP‟s integrating PayPal
• Cinema, Concert & Event Mobile, or already live. i.e. Ogone
tickets
• Flight tickets
• Postcards & flowers
• Fashion
• Digital goods & gaming
• Bottom of the interest curve:
• Most shopping carts
• Tour operators
explore mobile, Magento
• White goods & household
appliances leading way with “instant
app”
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 8
9. m-Commerce will evolve into new areas
Apps Remote commerce Online2offline
Global Mobile Apps
Revenues ($B)
29.0
19.0
11.8
6.8
•Portion of $700B+ e- • Mobile driving store
Commerce migrating to m- traffic with deals
Commerce • Mobile key enabler for
2010 2011 2012 2013 •LBS, time sensitive sales & redemption
ubiquity create incremental • Estimated $1T
Gartner
sales opportunities opportunity
•eBay sold $2B+ in 2010
•Japan showing the way
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 9
10. Mobile will revolutionize (highstreet) retail
Search and decide Pay: when and where Experience the best
it is convenient post shopping journey
Product reviews, prices,
in-store availability Wallet Real time Receipt, CRM
notification
Red Laser
Store Offers Contactless
check-in & Loyalty
Self Checkout
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 10
11. Japan showing the way in “Blurring the line”
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 11
12. How does PayPal act in this new world?
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 12
12
13. Open Platform lets developers embed at will
Pay with remote control on Philips & Chained payments for Dutch
Samsung connected TV‟s charity org SOS Kinderdorpen
Social Commerce startups 1-click payment for paid content
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 13
13
14. A separate payment method for every single use case?
THEORY REALITY
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 14
15. PayPal Mobile today & tomorrow
From a smartphone …to a multichannel
application… Wallet
5m consumers engaged
Apps available on iPhone, Android, RIM
All that you have in your leather
Key Features: Send/Request Money, Check wallet: Cash, payments cards, loyalty
balance/History, Bank Transfer, Split Check,
Charity Donation, Mobile Check Capture, Local cards, receipts
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 15
16. From a mobile solution, to a „Wallet in the Cloud‟
From m-commerce… …to any connected devices
500+ merchants live
Android & Navigation
other tablets
Parking
Check Log Review Complete
out in
Available on iPhone, Android, iPad, more in Q2
In-app, mobile web, API
Key Features: Pay, Guest, Subscription, Pre- Kiosk
approved, Auto-redirect
Samsung & Philips TV POS: Bling Nation,
California
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 16
17. But, today is about Mobile…
..and taking away the hurdles in mobile payments is a
key factor for succesfull m-Commerce models
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 17
18. Taking away the m-commerce hurdles
User experience
• Consumers have less patience on mobile devices.
Experience has to be better than the web FAST
• Users are not willing to fill forms on a mobile
device for billing and shipping information
CONVENIENT
• Entering credit card info on a phone still a hassle
Trust & security perception
• Mobile is like the web: open to fraudsters and SECURE
attacks
• Consumers perception is at risk when requesting
to enter financial info into an unknown TRUSTWORTHY
environment
4/19/2011
4/21/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 18
19. How PayPal addresses need for speed & convenience
LOGIN REVIEW
Expands to list Expands to change
purchase details funding source
Expands to change
shipping address
Log In using email and
password or phone and pin
Login Review
4/19/2011
4/21/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 19
20. Successful m-Commerce example 1: Pathe Cinema‟s in NL
Proposition:
• See all listings, trailers
• Select your movie,
cinema & time
• Pay
• Get QR-code as ticket
Advantages:
• Buy ticket anyplace,
anytime
• No more waiting in line
• Show up last minute
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 20
21. Successful m-Commerce examples 2 & 3: eBay & Nike
Consumers
asked for buying
functionality in
the app
Time sensitive
component
crucial for
auction model
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 21
22. What m-Commerce track should your company choose?
1. Don‟t wait too long…
* learn now
* cherish your most engaged & innovative users
* beat your competitor
2. Phone is the new e-mail
* start collecting customer mobile data now
3. App vs Mobile webshop?
* Go for result, not for ubiquity: iPhone & Android
cover > 90% of usage
* Mobile engagement rules: mobile app > mobile web
4. Think how mobile channel differs from PC
* Lot of focus on Location Based
* „Always On‟ & „Always Close‟ opportunities undervalued
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 22
23. CONCLUDING…
1.M-Commerce is here, now
2.Think before you start… but don‟t think for
too long
3.The lines are blurring, build for openness
4.Guarantee a fast, convenient & secure
user experience
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 23
24. www.x.com www.paypal.com
4/19/2011 THANK YOU
€ $
£
25. PAYPAL MOBILE CONFIDENTIAL AND 25
4/19/2011 PAYPAL MOBILE CONFIDENTIAL AND PROPRIETARY 25
PROPRIETARY