AIA Thailand was established in 1938 and offers various insurance products and services. It has over 55,000 agents and covers 30% of life insurance in the country. In March 2020, AIA Thailand launched its Digital Face to Face program to allow agents and customers to meet and purchase insurance policies remotely during the COVID-19 pandemic without physical contact. The program uses voice recordings, email, and photo ID verification to complete insurance applications safely online. It saw policy applications double during another outbreak in January 2021, showing the effectiveness of the remote service for customers during the pandemic.
- Sara posted pictures from a business trip to Dubai on social media that went viral and received negative comments, causing her trauma. Her employer asked for an explanation.
- Alex and Sara are examples of people with significant personal cyber exposure due to their active online presence and travel.
- Hannover Re offers modular personal cyber protection plans that reimburse for expenses from incidents like identity theft, cyber bullying, and online purchase fraud. The plans also include assistance services.
Neosurance is an insurtech start-up that provides an AI and machine learning platform enabling insurance companies to engage with communities and individuals. The platform uses behavioral data, psychographics, and other data sources to build customer profiles and identify protection needs. This allows insurance companies to send push notifications with instant micro-policies tailored to the context and needs of each customer. Customers can then activate coverage with just a few taps on their smartphone. The goal is to close the insurance protection gap by delivering the right insurance product to the right person at the right time and place.
Mobile trading is set to launch soon in India allowing stock brokers to provide securities trading using wireless technology. The same unique identification number used for internet trading can be used for mobile trading. Mobile trading will help increase the investor base over the long run. SEBI has also cleared smart order routing for all investors, which will help them get the best prices for buying and selling shares by determining the best exchange prices at any given time. Panasonic plans to invest Rs. 1400 crore over the next 3 years in India to establish itself as a leader in home appliances by setting up a new tech park.
The On Demand/Instant Insurance Proposition - Webinar DeckThe Digital Insurer
Listen to an experienced, global panel of insurance professionals present, discuss and answer your questions on the theme of “The On Demand/Instant Insurance Proposition”.
Brought to you by The Digital Insurer and sponsored by KPMG.
Neosurance: the first Virtual Insurance Agent which sells micro policies. Andrea Silvello
Insurance Worth Buying
Neosurance is an insurtech startup that helps you engage and monetize your digital customers, delivering the best insurance experience where and when it matters most.
With our help the insurer is capable of coming up with the right insurance proposition precisely when the client needs it, without even having ask for it. A highly personalized push offer on one's smartphone according to the single individual and its context. Imagine you’re a tourist landing in London and you forgot to previously buy a travel insurance: no problem, a personalized notification arrives on your device asking if you want to get insured in a few steps directly from your device. Easy, fast, comfortable
The push notifications are sent to the users in an intelligent way thanks to our AI machine learning system which bases its knowledge on contextual data. Our approach is B2B2C, based on IoT data and Artificial Intelligence in order to apply the nudges theory to the insurer’s needs - that is, micro insurance delivered via push offers that are highly personalized according to the single individual’s context. The AI component perfects the knowledge on insurable moments and on personal behavior in order to sell the right cover at the right moment in the most effective way.
Integrated killer applications for connected insurance Andrea Silvello
DigitalTech International was founded to leverage on the experience of the Italian innovative telematics cluster and design a new generation of disruptive digital solutions. Founded by Andrea Silvello, 15 years of experience in strategy consulting, including Bain & Co. and BCG and Luciano Pezzotta, Lead Consultant of Blue Ocean Strategy in the Asia-Pacific. Incubated by Business Support SpA, a high-growth European “boutique” strategy consulting and financial advisory firm and ECSI Consulting a global innovation consultancy.
We are the first connected insurance service provider for the insurance carriers at a global level on all the personal lines (car, home, health and life). Our solution is a plug & play SaaS which enables Insurers to manage the insurance IoT value chain from data gathering to service delivery with a smartphone-based cross-business line customer-centric solution. Such solution relies on an ecosystem of partners that are connected to the different lines of the “Connected Insurance”.
Our solution transforms old insurance institutions in insurtech players
The creation of an efficient insurance IoT use-case requires a great suite of services and our platform is able to orchestrate different modules and all the ecosystem of partners required by each insurer.
The document describes Kapital Life Insurance's Electronic Doctor diagnostic service. It provides an overview of Kapital Life's leadership in the Russian life insurance market and innovation strategy. The Electronic Doctor uses artificial intelligence to identify health risks, collect patient data, and act as a substitute for an initial doctor consultation. It is integrated into customers' accounts for risk assessment, prevention, and renewing insurance products. Both customers and the insurance company benefit from the convenient, affordable diagnostic tool.
AIA Thailand was established in 1938 and offers various insurance products and services. It has over 55,000 agents and covers 30% of life insurance in the country. In March 2020, AIA Thailand launched its Digital Face to Face program to allow agents and customers to meet and purchase insurance policies remotely during the COVID-19 pandemic without physical contact. The program uses voice recordings, email, and photo ID verification to complete insurance applications safely online. It saw policy applications double during another outbreak in January 2021, showing the effectiveness of the remote service for customers during the pandemic.
- Sara posted pictures from a business trip to Dubai on social media that went viral and received negative comments, causing her trauma. Her employer asked for an explanation.
- Alex and Sara are examples of people with significant personal cyber exposure due to their active online presence and travel.
- Hannover Re offers modular personal cyber protection plans that reimburse for expenses from incidents like identity theft, cyber bullying, and online purchase fraud. The plans also include assistance services.
Neosurance is an insurtech start-up that provides an AI and machine learning platform enabling insurance companies to engage with communities and individuals. The platform uses behavioral data, psychographics, and other data sources to build customer profiles and identify protection needs. This allows insurance companies to send push notifications with instant micro-policies tailored to the context and needs of each customer. Customers can then activate coverage with just a few taps on their smartphone. The goal is to close the insurance protection gap by delivering the right insurance product to the right person at the right time and place.
Mobile trading is set to launch soon in India allowing stock brokers to provide securities trading using wireless technology. The same unique identification number used for internet trading can be used for mobile trading. Mobile trading will help increase the investor base over the long run. SEBI has also cleared smart order routing for all investors, which will help them get the best prices for buying and selling shares by determining the best exchange prices at any given time. Panasonic plans to invest Rs. 1400 crore over the next 3 years in India to establish itself as a leader in home appliances by setting up a new tech park.
The On Demand/Instant Insurance Proposition - Webinar DeckThe Digital Insurer
Listen to an experienced, global panel of insurance professionals present, discuss and answer your questions on the theme of “The On Demand/Instant Insurance Proposition”.
Brought to you by The Digital Insurer and sponsored by KPMG.
Neosurance: the first Virtual Insurance Agent which sells micro policies. Andrea Silvello
Insurance Worth Buying
Neosurance is an insurtech startup that helps you engage and monetize your digital customers, delivering the best insurance experience where and when it matters most.
With our help the insurer is capable of coming up with the right insurance proposition precisely when the client needs it, without even having ask for it. A highly personalized push offer on one's smartphone according to the single individual and its context. Imagine you’re a tourist landing in London and you forgot to previously buy a travel insurance: no problem, a personalized notification arrives on your device asking if you want to get insured in a few steps directly from your device. Easy, fast, comfortable
The push notifications are sent to the users in an intelligent way thanks to our AI machine learning system which bases its knowledge on contextual data. Our approach is B2B2C, based on IoT data and Artificial Intelligence in order to apply the nudges theory to the insurer’s needs - that is, micro insurance delivered via push offers that are highly personalized according to the single individual’s context. The AI component perfects the knowledge on insurable moments and on personal behavior in order to sell the right cover at the right moment in the most effective way.
Integrated killer applications for connected insurance Andrea Silvello
DigitalTech International was founded to leverage on the experience of the Italian innovative telematics cluster and design a new generation of disruptive digital solutions. Founded by Andrea Silvello, 15 years of experience in strategy consulting, including Bain & Co. and BCG and Luciano Pezzotta, Lead Consultant of Blue Ocean Strategy in the Asia-Pacific. Incubated by Business Support SpA, a high-growth European “boutique” strategy consulting and financial advisory firm and ECSI Consulting a global innovation consultancy.
We are the first connected insurance service provider for the insurance carriers at a global level on all the personal lines (car, home, health and life). Our solution is a plug & play SaaS which enables Insurers to manage the insurance IoT value chain from data gathering to service delivery with a smartphone-based cross-business line customer-centric solution. Such solution relies on an ecosystem of partners that are connected to the different lines of the “Connected Insurance”.
Our solution transforms old insurance institutions in insurtech players
The creation of an efficient insurance IoT use-case requires a great suite of services and our platform is able to orchestrate different modules and all the ecosystem of partners required by each insurer.
The document describes Kapital Life Insurance's Electronic Doctor diagnostic service. It provides an overview of Kapital Life's leadership in the Russian life insurance market and innovation strategy. The Electronic Doctor uses artificial intelligence to identify health risks, collect patient data, and act as a substitute for an initial doctor consultation. It is integrated into customers' accounts for risk assessment, prevention, and renewing insurance products. Both customers and the insurance company benefit from the convenient, affordable diagnostic tool.
From cure to care: the disruptive opportunity of connected health insuranceAndrea Silvello
Multiple innovations are radically changing the insurance sector business profile.
Client expectations:
- Customer satisfaction has improved significantly
- 3 clients out of 4 expect to be able to interact via multiple channels with the insurance company
- International studies prove a high availability to share personal information when presented with discounts or aditional services
- Growing request for transparency
Product structure:
- Connected insurance is more and more present (Oscar for health, Cardif for home, RCIS in crop insurance)
- Pay per use (e.g. Metromile)
- Digital insurance snack (e.g. temporary coverage offered by - - Tokyo Marine via mobile, the agreement between Generali and Obi Worldphones)
- Cash back linked to “exemplary” behavior (e.g. Vitality Drive)
Spellpoint - Securing Access for MicroservicesUbisecure
Spellpoint presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018. How Customer IAM (CIAM) principles and technology can be applied to identities for microservices to provide authentication and authorization of APIs.
Insurance Industry leveraging Affinity ChannelsVasuGupta98
Affinity channels involve partnerships between companies and organizations to expand consumer bases. Insurance companies are leveraging affinity channels by partnering with e-commerce platforms like Paytm, PhonePe, Amazon, and Flipkart to offer insurance products. These partnerships allow for quick and easy online purchase of insurance plans without medical exams. Customers can buy policies and pay premiums directly through the e-commerce platforms.
Krungthai-AXA Life Insurance partnered with LINE Pay to allow customers to access insurance products, get quotes, and purchase policies directly through LINE's mobile payment platform. This represented the first partnership between an insurance company and LINE globally. Through the integration, users can access an exclusive insurance menu on LINE Pay's main screen to learn about, price, and instantly buy life insurance products using their LINE Pay account without needing to download any additional apps.
Bandboo is an insurance technology platform that enables people to form digital mutual help communities to enjoy insurance protection. It focuses on underserved areas and uses blockchain technology and smart contracts to provide transparent insurance coverage to everyone at the lowest possible cost. Members pay monthly fees and only the exact amount needed for claims is collected, with unused premiums refunded at 100%.
Fintech in Indonesia refers to the application of technology within the financial industry and covers activities like financing, payments, operations, risk management, and customer interfaces. There are over 150 fintech startups in Indonesia providing services like payments, lending, investment and insurance. The Indonesian government through institutions like the Financial Services Authority (OJK) and Bank Indonesia regulates and supervises the growing fintech sector, which is expected to increase in lending from $2.5 billion in 2017 to $35 billion by 2023.
The document describes an IoT Insurance Observatory initiative that connects insurance companies and technology players to share knowledge about using IoT data in insurance. The Observatory runs research on IoT insurance use cases and holds workshops and symposiums for its members. It covers various insurance lines and focuses on how IoT impacts risk assessment, claims, customer engagement, and privacy/data issues. Members benefit from gaining insights into global best practices and innovations to help address opportunities in using IoT data.
Aditro - IAM as part of Cloud Business strategyUbisecure
Identity & Access Management (IAM) as a part of Cloud Business strategy and information security - Aditro presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
Inside Security - Strong Authentication with SmartphonesUbisecure
Strong Authentication with Smartphones - Convenience, capabilities, compliance. Inside Security presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
Artificial intelligence has the potential to modernize and streamline the insurance industry by enhancing automation, reducing costs, lowering risks, and facilitating faster decision-making. Key reasons for the expected growth of AI use within insurance is the large amount of data available to train systems. While AI can benefit insurance through improved customer experiences, pricing, and claims processing, challenges to adoption include high costs, reliability issues, and increasing regulatory concerns around privacy and automated decision-making.
Keynote presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018. Digital Identity in the style of an age-old wedding rhyme, how digital identity in 2018 can be explained through something old (Facebook), something new (GDPR, AI, Blockchain Identity), something borrowed (Consent Receipts), something blue (Ubisecure!).
Matteo Carbone has advised over 110 organizations in more than 15 countries on IoT insurance projects. He has worked with players accounting for over 80% of IoT insurance volumes and debated IoT opportunities at over 110 conferences. Carbone has also authored 5 papers on Insurance IoT with international organizations. Some relevant IoT insurance success stories include products sold through current channels, fees paid for services including device rental, usage of data for multiple uses like risk selection and pricing, value shared with customers through discounts, and insurers providing devices and apps. Insurers can create a bundle between insurance and IoT services by using data to improve underwriting while delivering services to create value that can be shared with customers.
GSMA - How To Combine Cross-border eID Recognition With Convenience For Users...Ubisecure
eIDAS - Mobile Connect Pilot: How To Combine Cross-border eID Recognition With Convenience For Users And Online Services. GSMA presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
The IoT Insurance Observatory has continued to grow both in Europe and North America.
More than 50 prestigious organizations – Insurers, Reinsurers and Tech players – have joined this think tank and contributed with their thoughts to the activities. Together with the production of the most pragmatic insights about the IoT adoption in the insurance sector (auto telematics, connected properties, connected health and life, IoT workers' compensation), the onboarding of new members is going to continue in the next months.
Incubating Profits: Hot Ideas, Cool StartupsAkshay Labroo
The document discusses the Indian startup ecosystem, key sectors and companies. It outlines government initiatives to support startups such as recognizing startups, simplifying rules, incentives like tax exemptions, creating incubation networks, and promoting innovation in educational institutes. Some notable Indian startups mentioned include Nextdrop, Simplilearn, Map My Genome, PayTM, CropIn, Bikxie, Glance, Grey Orange, Mu Sigma, and Team Indus working in areas like water management, education, healthcare, fintech, agriculture, transportation, robotics and aerospace. The government aims to further develop the startup ecosystem through various schemes and policies.
Our application enabled users to select their vehicle, view detailed information on quotes from different insurers, compare using applied intelligence and generate an automated customized instant quotation for themselves.
IoT is a terrific opportunity for the insurance sector.
But the average understanding of this opportunity in the different markets is low, and it is common to hear superficial comments by analysts in the various markets.
Let's demystify some myths!
The paper provides a concrete and pragmatic view of the smart home opportunity for insurers: a deep-dive into key aspects of the smart home trend, the implications for the US home insurance market, and into customer preferences. The paper concludes with a list of “must-have” elements for an insurer in order to deliver the promise of a smart home value proposition.
The Indonesian economy has been able to withstand the effects of the global crisis with growth still above 4 percent. Domestic demand has been the main strength due to Indonesia's large domestic market. Growth has lacked quality as the tradable sector has struggled. Monetary and fiscal policies need improvement. Opportunities remain open for foreign direct investment to balance short-term capital flows.
This document discusses the issue of countries becoming trapped in the middle-income level and unable to advance to high-income status. It notes that different Asian countries may face this risk due to country-specific factors like their initial conditions, comparative advantages, and the evolving global economic environment. The document outlines structural reforms needed by various Asian countries to sustain growth and avoid the middle-income trap, such as investments in infrastructure, education, and developing competitive small- and medium-sized enterprises. It indicates the session will focus on issues like human capital development, infrastructure, innovation, institutions, and policies to promote productivity-led growth and macroeconomic stability.
From cure to care: the disruptive opportunity of connected health insuranceAndrea Silvello
Multiple innovations are radically changing the insurance sector business profile.
Client expectations:
- Customer satisfaction has improved significantly
- 3 clients out of 4 expect to be able to interact via multiple channels with the insurance company
- International studies prove a high availability to share personal information when presented with discounts or aditional services
- Growing request for transparency
Product structure:
- Connected insurance is more and more present (Oscar for health, Cardif for home, RCIS in crop insurance)
- Pay per use (e.g. Metromile)
- Digital insurance snack (e.g. temporary coverage offered by - - Tokyo Marine via mobile, the agreement between Generali and Obi Worldphones)
- Cash back linked to “exemplary” behavior (e.g. Vitality Drive)
Spellpoint - Securing Access for MicroservicesUbisecure
Spellpoint presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018. How Customer IAM (CIAM) principles and technology can be applied to identities for microservices to provide authentication and authorization of APIs.
Insurance Industry leveraging Affinity ChannelsVasuGupta98
Affinity channels involve partnerships between companies and organizations to expand consumer bases. Insurance companies are leveraging affinity channels by partnering with e-commerce platforms like Paytm, PhonePe, Amazon, and Flipkart to offer insurance products. These partnerships allow for quick and easy online purchase of insurance plans without medical exams. Customers can buy policies and pay premiums directly through the e-commerce platforms.
Krungthai-AXA Life Insurance partnered with LINE Pay to allow customers to access insurance products, get quotes, and purchase policies directly through LINE's mobile payment platform. This represented the first partnership between an insurance company and LINE globally. Through the integration, users can access an exclusive insurance menu on LINE Pay's main screen to learn about, price, and instantly buy life insurance products using their LINE Pay account without needing to download any additional apps.
Bandboo is an insurance technology platform that enables people to form digital mutual help communities to enjoy insurance protection. It focuses on underserved areas and uses blockchain technology and smart contracts to provide transparent insurance coverage to everyone at the lowest possible cost. Members pay monthly fees and only the exact amount needed for claims is collected, with unused premiums refunded at 100%.
Fintech in Indonesia refers to the application of technology within the financial industry and covers activities like financing, payments, operations, risk management, and customer interfaces. There are over 150 fintech startups in Indonesia providing services like payments, lending, investment and insurance. The Indonesian government through institutions like the Financial Services Authority (OJK) and Bank Indonesia regulates and supervises the growing fintech sector, which is expected to increase in lending from $2.5 billion in 2017 to $35 billion by 2023.
The document describes an IoT Insurance Observatory initiative that connects insurance companies and technology players to share knowledge about using IoT data in insurance. The Observatory runs research on IoT insurance use cases and holds workshops and symposiums for its members. It covers various insurance lines and focuses on how IoT impacts risk assessment, claims, customer engagement, and privacy/data issues. Members benefit from gaining insights into global best practices and innovations to help address opportunities in using IoT data.
Aditro - IAM as part of Cloud Business strategyUbisecure
Identity & Access Management (IAM) as a part of Cloud Business strategy and information security - Aditro presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
Inside Security - Strong Authentication with SmartphonesUbisecure
Strong Authentication with Smartphones - Convenience, capabilities, compliance. Inside Security presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
Artificial intelligence has the potential to modernize and streamline the insurance industry by enhancing automation, reducing costs, lowering risks, and facilitating faster decision-making. Key reasons for the expected growth of AI use within insurance is the large amount of data available to train systems. While AI can benefit insurance through improved customer experiences, pricing, and claims processing, challenges to adoption include high costs, reliability issues, and increasing regulatory concerns around privacy and automated decision-making.
Keynote presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018. Digital Identity in the style of an age-old wedding rhyme, how digital identity in 2018 can be explained through something old (Facebook), something new (GDPR, AI, Blockchain Identity), something borrowed (Consent Receipts), something blue (Ubisecure!).
Matteo Carbone has advised over 110 organizations in more than 15 countries on IoT insurance projects. He has worked with players accounting for over 80% of IoT insurance volumes and debated IoT opportunities at over 110 conferences. Carbone has also authored 5 papers on Insurance IoT with international organizations. Some relevant IoT insurance success stories include products sold through current channels, fees paid for services including device rental, usage of data for multiple uses like risk selection and pricing, value shared with customers through discounts, and insurers providing devices and apps. Insurers can create a bundle between insurance and IoT services by using data to improve underwriting while delivering services to create value that can be shared with customers.
GSMA - How To Combine Cross-border eID Recognition With Convenience For Users...Ubisecure
eIDAS - Mobile Connect Pilot: How To Combine Cross-border eID Recognition With Convenience For Users And Online Services. GSMA presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
The IoT Insurance Observatory has continued to grow both in Europe and North America.
More than 50 prestigious organizations – Insurers, Reinsurers and Tech players – have joined this think tank and contributed with their thoughts to the activities. Together with the production of the most pragmatic insights about the IoT adoption in the insurance sector (auto telematics, connected properties, connected health and life, IoT workers' compensation), the onboarding of new members is going to continue in the next months.
Incubating Profits: Hot Ideas, Cool StartupsAkshay Labroo
The document discusses the Indian startup ecosystem, key sectors and companies. It outlines government initiatives to support startups such as recognizing startups, simplifying rules, incentives like tax exemptions, creating incubation networks, and promoting innovation in educational institutes. Some notable Indian startups mentioned include Nextdrop, Simplilearn, Map My Genome, PayTM, CropIn, Bikxie, Glance, Grey Orange, Mu Sigma, and Team Indus working in areas like water management, education, healthcare, fintech, agriculture, transportation, robotics and aerospace. The government aims to further develop the startup ecosystem through various schemes and policies.
Our application enabled users to select their vehicle, view detailed information on quotes from different insurers, compare using applied intelligence and generate an automated customized instant quotation for themselves.
IoT is a terrific opportunity for the insurance sector.
But the average understanding of this opportunity in the different markets is low, and it is common to hear superficial comments by analysts in the various markets.
Let's demystify some myths!
The paper provides a concrete and pragmatic view of the smart home opportunity for insurers: a deep-dive into key aspects of the smart home trend, the implications for the US home insurance market, and into customer preferences. The paper concludes with a list of “must-have” elements for an insurer in order to deliver the promise of a smart home value proposition.
The Indonesian economy has been able to withstand the effects of the global crisis with growth still above 4 percent. Domestic demand has been the main strength due to Indonesia's large domestic market. Growth has lacked quality as the tradable sector has struggled. Monetary and fiscal policies need improvement. Opportunities remain open for foreign direct investment to balance short-term capital flows.
This document discusses the issue of countries becoming trapped in the middle-income level and unable to advance to high-income status. It notes that different Asian countries may face this risk due to country-specific factors like their initial conditions, comparative advantages, and the evolving global economic environment. The document outlines structural reforms needed by various Asian countries to sustain growth and avoid the middle-income trap, such as investments in infrastructure, education, and developing competitive small- and medium-sized enterprises. It indicates the session will focus on issues like human capital development, infrastructure, innovation, institutions, and policies to promote productivity-led growth and macroeconomic stability.
The document outlines Indonesia's agenda to address the risks of falling into the middle-income trap. It discusses Indonesia's economic growth and development goals, including becoming a high-income country by 2025. Two key masterplans are highlighted: MP3EI focuses on accelerating economic growth through infrastructure development and other strategies. MP3KI aims to accelerate poverty alleviation through expanding social programs, improving livelihoods, and ensuring inclusive growth. Macroeconomic stability through managing inflation and exchange rates is also emphasized as important for sustaining growth.
This document outlines Indonesia's development of tourism. It discusses the government's vision to improve welfare and quality of life through tourism and the creative economy. Tourism development focuses on seven special interests, including cultural/historical attractions, nature/ecotourism, sports, sightseeing cruises, culinary/shopping, health/fitness travel, and conventions. The number of foreign tourists visiting Indonesia has doubled in 10 years, positively impacting accommodation, travel agencies, transportation, food services, and other industries. Domestic tourism and the food and beverage business have also experienced growth.
Dokumen tersebut membahas kekosongan hukum perlindungan konsumen dan pengusaha dalam bisnis e-tourism di Indonesia. Ia menganalisis landasan hukum yang ada, masalahnya, dan menyarankan solusi berupa penerbitan Permen oleh Menteri Pariwisata untuk mengatur e-tourism.
Prepared to fulfill immersion program in Prasetiya Mulya School of Business and Economics. In collaboration with students from William & Mary school of business, USA.
Silicon Valley Bank presents its eighth annual Startup Outlook report, capturing the sentiment of about 1,000 tech and healthcare entrepreneurs at a time of rapid transitions around the globe.
U.S. startups are emerging from a healthy recalibration, and tech and healthcare entrepreneurs tell SVB that while they are less optimistic about future business conditions compared to recent years, they expect to hire, see improved exit paths and plan to tap venture capital to grow.
This document provides an overview and salary ranges for jobs in Indonesia in 2017. It discusses the joint venture between Temp Holdings and Kelly Services to form TS Kelly Asia Pacific, the largest workforce solutions company in Asia Pacific. It then provides details on the economic outlook for Indonesia and trends in its labor market. The bulk of the document consists of salary ranges for a wide variety of jobs in industries such as banking and finance, consumer goods, engineering, life sciences, and technology. The salaries are broken down by qualification, experience, job role, and company division or department.
Dokumen tersebut membahas delapan segmen konsumen kelas menengah di Indonesia berdasarkan tiga dimensi yaitu sumber daya, pengetahuan, dan koneksi sosial. Delapan segmen tersebut adalah Performer, Aspirator, Expert, Climber, Busy Bee, Socialite, Family First, dan Traditionalist.
Indonesia Middle Class Millennial Trends 2016Yuswohady
Dokumen tersebut merangkum 13 tren perilaku dan gaya hidup generasi milenial Indonesia kelas menengah, termasuk tren berbagi ekonomi, kecenderungan menjadi wirausaha daring, ketergantungan pada alat digital, dan kebutuhan akan perhatian sosial media.
Dokumen tersebut membahas tentang berbagai startup dan teknologi digital yang berkembang di Indonesia, termasuk di bidang transportasi, e-commerce, teknologi keuangan, internet of things, dan pendidikan. Beberapa startup transportasi Indonesia telah berkembang menjadi perusahaan besar dengan valuasi miliaran dolar AS, sementara startup-startup serupa dari Singapura dan California juga berkembang pesat. Teknologi digital dan startup baru berupaya meningkatkan efisiensi, transaksi, dan p
The Ultimate Guide to using Social Media Media AnalyticsSocialmetrix
How to get insights from quantitative data to improve your
social media performance.
-How do you measure social media?
-How to use quantitative data to improve your Audience.
-How to use your social analytics to create a Content MKT Strategy for social media.
-How to use quantitative data to improve your engagement.
-How to get valuable insights from your Competitors Analytics.
-How to get valuable insights from your Campaign Analytics.
Indonesia Digital Landscape Study 2012 by IdeosourceAndi Boediman
Indonesia Digital Landscape Study 2012 is a document to understand about Indonesian mobile and Internet potential.
Ideosource is a venture capital for Indonesian startup focusing on content, media, ecommerce and its digital infrastructure.
The document summarizes Indonesia's economic outlook for 2017. It projects Indonesia's GDP growth to be 5.0% in 2017. It also discusses trends in the broader Asian and world economies. Key points include that ASEAN's total economy is valued at $2.2 trillion USD and Indonesia contributes 35% of this as the core economic driver. The Asian Development Bank projects Indonesia's growth to be 5.1% in 2017. The World Bank also projects Indonesia's growth to be 5.3% in 2017. The document also discusses Indonesia's ongoing tax amnesty program and regulatory changes aimed at attracting more investment.
While most organizations embrace the idea of Big data, they are yet to figure out how to solve the implications brought about by the big data explosion from social media. In this presentation we highlighted some of the key challenges that organizations face while implementing big data
The Damage Protection Plan is an all-risk insurance solution offered by PolicyStreet that protects online purchases for up to 6 months. It is designed to be easily accessible to Malaysian online shoppers by being embedded into the checkout process. A simplified claims platform also allows for easy claims management. PolicyStreet partners with large e-commerce platforms like Shopee to offer this coverage, and it has seen over a million policies sold monthly. The protection plan aims to promote financial inclusion and protect Malaysians from risks.
The Gig Workers Claims Platform is an insurtech solution that allows gig workers to monitor insurance coverage from various employers and submit claims through a simple mobile platform. It was created by PolicyStreet to complement their partnership with foodpanda, insuring over 50,000 delivery partners in Malaysia. The platform aims to combine different insurance policies into a single portal for gig workers and simplify the claims process through an intuitive mobile design.
Most emerging market consumers face insurable risks like loss of income, agricultural risks, sickness, and property damage, yet many do not use insurance as a coping mechanism due to lack of access and trust in traditional insurance products. Inclusivity Solutions is an African insurtech company that aims to close this protection gap by developing innovative digital and embedded insurance solutions that make insurance more accessible, affordable, and relevant for emerging market consumers. Their platform allows partners to offer simple and appropriately priced insurance products directly to consumers through digital channels integrated within the partners' existing services and ecosystems. Inclusivity Solutions has already helped over 1 million African customers obtain insurance coverage embedded in services like mobile payments, remittances, and loans.
Assurify Technology Pvt Ltd - InsurTech Innovation Award 2023The Digital Insurer
This document provides information about Assurify Technology Pvt Ltd, a startup that uses blockchain smart contracts and embedded APIs to redefine the insurance industry. It has an experienced team and collaborates with insurance companies to create smart contracts on Hyperledger Blockchain and distribute them through APIs. This improves efficiency, transparency, and claims processing in insurance. Assurify has partnerships with major insurance companies in India and provides protection plans for various consumer electronics and other categories. It aims to sell 10,000 protection plans its first year and scale up to 50,000 units in five years, targeting a valuation of 100 crores.
The document discusses opportunities in the trillion dollar global insurance market as new digital users and technologies emerge. It introduces Coverplus, an end-to-end solution that enables insurance providers to develop and distribute embedded insurance products digitally to meet rising customer expectations. The goal of Coverplus is to close the large insurance protection gap in Southeast Asia by promoting innovative embedded insurance solutions that make coverage more accessible and relevant.
MyFIG is an insurtech platform that harnesses automated processes to provide fast and seamless access to life insurance company and product information. It is the first licensed independent digital broker on the Ghana market and aims to improve customers' experience, financial literacy, and economic well-being through connecting consumers and insurers. The platform provides instant information on customer investments, insurance, and pensions as well as the ability to purchase new policies through personalized recommendations.
This document summarizes a panel discussion on accelerating digital transformation in the insurance industry in Indonesia. The panel included representatives from an Indonesian insurer and an Insurtech company. They discussed trends like the urgency of digital change, different speeds of digital adoption, and the need for an omni-channel approach. The insurer representative discussed their focus on digital distribution and a seamless online customer journey. The Insurtech representative discussed how their platform provides various insurance products and aims to improve insurance literacy. The panel saw the most attractive areas for Insurtech in Indonesia being new digital business models and value chain innovations in sales and marketing.
This document discusses the potential of mobile insurance in Africa. It provides examples of MicroEnsure's experience partnering with mobile network operators to provide affordable insurance products to low-income customers. Mobile insurance has seen rapid growth in Africa by using a "freemium" model where customers earn free basic life insurance by topping up their mobile accounts. This offers benefits to both customers and mobile operators by increasing customer loyalty and reducing churn. The document examines considerations for demand and supply of microinsurance and provides case studies of mobile insurance programs in countries like Ghana, Tanzania, and Zimbabwe.
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1) PolicyStreet's Digital HR Portal allows small and medium enterprises to manage employee benefits such as group medical insurance from multiple insurers through a single online portal, simplifying an otherwise tedious manual process.
2) The Digital HR Portal digitizes insurance processes for SMEs and is part of PolicyStreet's offering of customized group medical insurance plans as an employee benefit.
3) By streamlining benefits administration, the Digital HR Portal is intended to increase insurance uptake among SMEs and reduce gaps in employee protection.
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This document discusses bolttech's goal of supercharging its tech-enabled ecosystem for embedded insurance. It provides an overview of bolttech's global insurance exchange platform that connects insurers, distributors, and customers, allowing partners to easily embed insurance. The summary highlights examples of bolttech collaborating with partners in Europe, such as developing device protection services for WINDTRE and embedding insurance into loyalty cards for Amplifon's hearing aid customers.
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Trustininsurance.com.ng is a digital platform that aims to increase insurance awareness and coverage among Nigeria's large informal sector. It will collect demographic data on informal communities to help insurance companies design suitable policies. The platform will allow informal workers to easily register and pay premiums using their mobile phones. It will also provide up-to-date research and information on insurance companies in Nigeria to build trust. The founders have over 50 years of combined experience in insurance, research, and technology.
- Bolttech partnered with dtac, one of Thailand's largest telcos, to launch dSurance, an embedded insurance platform using Bolttech's technology.
- dSurance allows dtac customers to browse and purchase insurance products directly from dtac's platform, with seamless payment integration.
- The platform launched in under two months and now offers 10 products from 8 carriers, seeing promising early conversion rates for dtac to expand into insurance.
The document describes an underwriting engine software that helps insurers streamline their life insurance application processes. Some key points:
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- It has been implemented by insurers in Asia, Australia, UK and Ireland, writing over 40% of Australian protection business.
- Case studies show how the software helped insurers like FWD and Prudential enhance customer experience by offering instant underwriting decisions.
- The software adapted during COVID-19 by adding new questions and allowing offline use so advisers could continue serving customers.
This document presents on InsurTech in microinsurance. It discusses key topics like an overview of InsurTech, importance of InsurTech, technologies used like mobile/digital platforms, blockchain, satellites etc. It discusses InsurTech platforms, factors impacting platforms, role of InsurTech in premium collection and claim settlement. It finds benefits like fraud prevention, efficiency but also risks like focus risk, cyber risk, lack of knowledge. Recommendations include knowledge sharing, training, structured laws and responsibility sharing with tech companies. The conclusion is that microinsurance is an emerging sector for financial inclusion but faces challenges that InsurTech can help address.
SecureNow is an insurance broking firm focused on commercial insurances. It provides multiple quotes, dedicated claims support, bespoke insurance designs, and single point servicing contact. It has over 7,000 clients, a presence in multiple locations, and over 100 employees. The document discusses SecureNow's products like group health, engineering, construction, workmen compensation, commercial general liability, group personal accident, fire, professional indemnity, errors and omissions, directors and officers liability, home, family health, marine, term life and keyman, and office insurances. It also discusses SecureNow's technological tools for disrupting the insurance industry, its management team, clientele, claims management capabilities, associations
Etiqa Life and General Assurance Philippines, Inc. offers a range of life and non-life insurance products including gadget insurance. It has a vision to be a leading ASEAN insurer in the Philippines. In 2022, Etiqa Philippines partnered with Insurtech company Igloo to offer affordable gadget insurance through popular platforms like Shopee and GCash. This has helped Etiqa reach over 5.2 million policyholders and be recognized with awards. Gadget insurance allows the company to expand its customer base and operations.
Neosurance is a mobile insurance solution that delivers personalized insurance coverage to customers on their mobile devices. It uses location and context to offer short-term, on-demand insurance policies. Neosurance's technology was developed by Neosperience, a leading mobile platform, and aims to close the protection gap by meeting customer needs anywhere. It has partnerships with communities and plans to offer its software development kit to insurers to boost their mobile cross-selling. Neosurance is seeking a 1 million euro investment to expand its use cases and partner with more insurers and communities globally.
Similar to Mitra Micro, providing IT platform to boost micro insurance for people with low income in Indonesia (20)
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UiPath integration with generative AI
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5. Micro Insurance Definition
1. Designed for people with low income
2. Simple
3. Low value
4. Low coverage
5. Pre underwritten
6. How
Micro Insurance Suppliers;
• Produce quality and relevant products
• Training field agents
Micro Insurance IT Platform Provider
• Providing end to end IT solution
• Creating strategic partnership to boost
distribution channel
Sell to end customer
Purchase product, get better protection
7. How big is the market?
Based on Allianz and GTZ research, the potential
market for micro insurance in Indonesia is 25 million 35 micro insurance policy holders are expected by
2015.
8. Mobile Application
With our mobile application, micro insurance products will be more
accessible and sales can be done even at closer location to where
potential customers live (e.g., their home).
9. In this application, field agents are enable to;
1. Check detail information of the products
2. Input customer data and review it
3. Check commission
4. Set the application
10. Our mobile application can be utilize to give additional income for many people
by enabling them to; get details of micro insurance product information, selling
the product and get commission. Mobile phone penetration is already reached
124 million users*, and we strongly believe this will help in distributing the
products.
*(http://blog.nielsen.com/nielsenwire/global/mobile-phone-penetration-in-indonesia-triples-in-five-years/)
11. Business Model
1. We offer subscription model
2. For distribution channel we will partner with;
Ruma.co.id and mig33.com
3. Our revenue model will be coming from commision
based on premium sold to the market
12.
13. Who
Hendra Suryakusuma, 2010 Cannes Advertising Festival Gold award
winner , 2010 Spikes Gold Award winner. CMO of Elitery (PT Data
Sinergitama Jaya) the first Tier 3 Data Center in Indonesia, strongly
believe that people who work in informal sector has the right to protect
their family better by having microinsurance products.
http://id.linkedin.com/pub/hendra-suryakusuma/2a/243/308
David Piesse (Micro Insurance Adviser), Ambassador for Asia Pacific at
International Insurance Society, micro insurance expert
http://www.linkedin.com/pub/dir/David/Piesse
Kresna Adiprawira, CTO of www.inotechindo.com, a very experienced Network
Engineer with tons of experience in implementing systems
http://www.linkedin.com/profile/view?id=11843698&locale=en_US&trk=tyah
14. Who
Deden Bayu Sumandani, his deep knowledge and wide network in
insurance industry both in Indonesia and the world are very crucial
factor in the success of launching Mitra Micro in indonesia.
Guillermo Turk, owner of www.salixis.com his great technical knowledge has
contributed in producing one of the most innovative core insurance system in
the world called Pharos