This document discusses mechanics lien coverage requirements for title insurance policies during construction projects. It outlines various requirements including obtaining owner affidavits, financial statements, construction loan mortgages, waivers of lien from contractors, sworn construction statements, visual inspections, and date down searches to ensure priority of coverage over any mechanics liens as construction progresses and funds are disbursed. Disbursements must be made directly to contractors and reconciled in an escrow account. Additional requirements apply if any work commenced prior to the initial loan disbursement.