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Me & My FinanceJ.KarthikeyanDirector, Finerva
Agenda for the DayMoney – Concept Behind ItValue of MoneyMoney CreationLeveraging ConceptsUnderstanding a Business NewspaperYour Way Ahead
Money – Concept Behind ItMoney is a measure of value exchangedMore Money is not a Sin. It is greed for money which leads to Sins.Money can help us Have Immediate PleasureAchieve Goals
Time Value of MoneyPower of CompoundingPower of Regular Investment
Money CreationMoney Creation = Value CreationValue CreationBy Being Employed (Employees)Offering a Service (Professionals)Running a Business (Business People)Owning a Business (Investors)
Leveraging…To Increase Value CreationBorrowing – Taking a LoanBanksWhere do Banks get their Money from?Regular payouts irrespective of profitsRam borrow from Sam Rs.100,000 @ 8%
…Leveraging…Sharing OwnershipPartnersPayout Only When In ProfitsRam partners with Sam both invest Rs.100,000 each
…LeveragingHigher Level of Leverage – SharesTransferabilityHigher LiquidityHigher SafetyRuns on Fundamentals – Long TermSwayed by Emotions – Short Term
Understanding a Business NewspaperInterest RatesWhy did TATA Chemicals share price drop when there was good news?Who are FIIs?What is an Index? Nifty, Sensex, Others?How do I Invest? (Why a Mutual Fund?)
Road Ahead…Indian Financial Markets is huge Rs.4000 crores Per Month Life Insurance, Rs.91,000 crores turnover in Shares Per Day, Rs. 5,50,000 crores in Mutual Fund Assets1,00,000 Opportunities to be EmployedOpportunity to Excel – Abundant FieldsExcellent Salaries, Business Opportunities
…Road AheadAcquire KnowledgeDevelop SkillsDevelop a Professional AttitudeLearn Decision Making in Abstract SituationsLook Before You LeapLook at the Whole PictureBe InnovativeTake RisksBe Positive
SummaryValue for MoneyValue Creation – Leverage MethodsUnderstanding Business papersOpportunities For YouExpectations From You
Me and my_finance

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Me and my_finance

  • 1. Me & My FinanceJ.KarthikeyanDirector, Finerva
  • 2. Agenda for the DayMoney – Concept Behind ItValue of MoneyMoney CreationLeveraging ConceptsUnderstanding a Business NewspaperYour Way Ahead
  • 3. Money – Concept Behind ItMoney is a measure of value exchangedMore Money is not a Sin. It is greed for money which leads to Sins.Money can help us Have Immediate PleasureAchieve Goals
  • 4. Time Value of MoneyPower of CompoundingPower of Regular Investment
  • 5. Money CreationMoney Creation = Value CreationValue CreationBy Being Employed (Employees)Offering a Service (Professionals)Running a Business (Business People)Owning a Business (Investors)
  • 6. Leveraging…To Increase Value CreationBorrowing – Taking a LoanBanksWhere do Banks get their Money from?Regular payouts irrespective of profitsRam borrow from Sam Rs.100,000 @ 8%
  • 7. …Leveraging…Sharing OwnershipPartnersPayout Only When In ProfitsRam partners with Sam both invest Rs.100,000 each
  • 8. …LeveragingHigher Level of Leverage – SharesTransferabilityHigher LiquidityHigher SafetyRuns on Fundamentals – Long TermSwayed by Emotions – Short Term
  • 9. Understanding a Business NewspaperInterest RatesWhy did TATA Chemicals share price drop when there was good news?Who are FIIs?What is an Index? Nifty, Sensex, Others?How do I Invest? (Why a Mutual Fund?)
  • 10. Road Ahead…Indian Financial Markets is huge Rs.4000 crores Per Month Life Insurance, Rs.91,000 crores turnover in Shares Per Day, Rs. 5,50,000 crores in Mutual Fund Assets1,00,000 Opportunities to be EmployedOpportunity to Excel – Abundant FieldsExcellent Salaries, Business Opportunities
  • 11. …Road AheadAcquire KnowledgeDevelop SkillsDevelop a Professional AttitudeLearn Decision Making in Abstract SituationsLook Before You LeapLook at the Whole PictureBe InnovativeTake RisksBe Positive
  • 12. SummaryValue for MoneyValue Creation – Leverage MethodsUnderstanding Business papersOpportunities For YouExpectations From You