The document discusses various types of insurance and financial planning. It recommends calculating income replacement needs through life, health, and home insurance. Specifically, it notes that Rs. 60 lakhs of term life insurance for a 34-year old male costs only Rs. 20,000 per year. The document also recommends starting pension planning early through a pension planner. Finally, it discusses opportunities to earn tax-free income through owning a farm house engaged in agricultural activities or becoming an angel investor in businesses.

1. The Yeah, Yeahs Of Personal Finance

2. Risk Management Life Insurance, Health, House InsuranceCalculate Your Income Replacement CoverAdd your liabilitiesAdd your milestone requirementsInsurance need calculator

3. Life Insurance Comes Cheap!!!Rs.60 Lakhs of Term Life Insurance cost only Rs.20,000/- per year for a 34 year old male.Compare this with a new Ford Icon of value about Rs.6 Lakhs requiring the same premium

4. Cover your Health / House The same way… Remember you may not have spent – on day-to-day ailments since birth Rs.10,000/-, if you are an average Indian.

5. Cover your Health…Compare this with ICUs in leading hospitals in Coimbatore which may cost you as much as Rs.5000/- per day.

6. Pension Planning Enjoy not Endure RetirementStart Early – As early as your first salaryIts not late even if you missed your early years.Pension Planner

7. A Farm House Relax, Earn, Zero Tax TooTechnically a farm house is one which is 25km from the nearest Corporation, Municipality, etc. Relax and Party on holidays.Earn 100% Tax free income from agricultural activities.

8. Business IncomeBe an Angel InvestorBusinesses pay taxes and then give you a dividend or a profit share – The income will be tax free.When you dilute your stake, you pay capital gains tax not income tax.