The document discusses how organizations like banks are moving away from traditional siloed structures and adopting a "composite enterprise" model with discrete business capabilities. It argues that businesses need to look at their core capabilities rather than technology layers and take advantage of hybrid cloud environments. The banks are given as an example of organizations that have recognized this approach.

1. Unbundling the Bank (and any other organisation) OR The rise of the Composite Enterprise Matt Deacon Chief Architectural Advisor, Developer & Platform Group, Microsoft UK www.twitter.com/mattdeacon blogs.msdn.com/matt_deacon

3. The Banks will never use the cloud !

4. Copyright Freeform Dynamics, March 2008 202 respondents, research conducted on behalf of Microsoft

5. Oh no! We live in a … Hybrid multi-sourced Software + Service (Hybrid Cloud) World and we didn’t know it!

6. But hold on SOA’s dead isn’t it! SOA failed to deliver didn’t it?

7. Anyway we’re too silo’d and project and opportunity driven to consider adding cloud to the mix! Yes that’s true … but the problem is SOA is driven by the SOA Junkies …

8. We think too much like Adam Smith and his division of labour or Henry Ford and his assembly line ! We’re too Task oriented

9. We think of Separation of Concerns, abstractions, and ah … yes Re-Use, the holy grail of Re-use!

10. How many times have we tried to deliver the “Single view of the Customer?”

11. These approaches breed complexity and like the fourth bridge, never end, adding little business value

12. The problem is the approach is based on technology principles instead of the principles of business !

13. We need to look above the “HOW” . Above the layers of people , process and technology

14. And at the “WHAT” – the Business Capabilities . That are stable , self-contained , and measurable

15. So let’s step back and ask what is the Enterprise?

16. Customers Business Partners Enterprise Develop Demand Fulfil Plan

17. Customers Business Partners The business Develop Demand Fulfil Plan

18. Enterprise Capability Heat Maps tell you what’s important and if it’s healthy or not

19. Capabilities allow you to decompose the enterprise into discrete self contained units of specialisation

20. In this way you can unlock a new strategy . One that is Service Centric

21. And take advantage of the Hybrid multi-sourced Software + Service (Hybrid Cloud) we live in.

22. Don’t believe me ? Well Just ask the banks …