The document outlines the benefits and income opportunities available through Modicare's Azadi Plan. Key benefits include earning from self-use, sharing, and team development. The plan offers 8 areas of income, including savings on consumption up to 20%, retail profit up to 20%, and various bonus structures up to 22% based on business and team volume. Titles such as Director can be achieved through meeting certain qualification criteria like personal and group business volumes. Higher titles unlock additional bonus and reward structures.

1. SAMIR MODI
AZADI PLAN

2. Key Benefits
• You benefit /earn from the 3 most important
behaviors – Self Use, Share and team development
• Better opportunity for new consultants & business
builders
• Rewards developing your team in Width and Depth
• Rewards developing your team’s competency

3. Modicare Plan offers you
8 Areas of Income
1 Savings on consumption – upto 20%
2 Retail profit – Upto 20%
3 Accumulative Performance Bonus – 7% - 22%
4 Director Bonus - 14%
5 Leadership Productivity Bonus - 15%
6 Outbound Travel Fund- 3%
7 Dream Vehicle Fund - 5%
8 Dream Home Fund - 3%

4. Savings on Consumption Upto 20%
• Modicare offers products in 9 categories that are of
regular use for the entire family. As a Modicare
consultant you buy products on a discount upto 20%
on the MRP (maximum retail price) which means
savings in your household expenses month on month

5. Retail Profit Upto 20%
• Sharing products to your customers is the first step in building
a strong foundation for your business. As a Modicare
Consultant you purchase products at Consultant price and can
share the products with your Customers at Retail price/MRP.
The difference between the price that you pay and the price
at which the products are sold is the Retail profit that you
earn. You can earn Retail profits of upto 20%.
• Example: You share products worth Rs. 2500 at MRP at an
upto 20% markup on consultant price. The consultant price of
these products is Rs. 2000. Hence, you will earn upto Rs. 500
as the Retail Profit

6. Accumulative Performance Bonus
• Earn bonus right from word go… no waiting, no minimum
purchase… practically any product purchase would qualify for
a cheque
• You never start with zero… accumulation helps you grow your
and team’s level and thereby continuous growth in level /
titles and more income, more rewards…

7. Accumulative Performance Bonus (APB) Slabs – 7%- 22%
Performance Bonus
Level
Accumulative
PV
Accumulative
BV %
Range Range
Consultant 1-300 25-7,524 7%
Senior Consultant
301-1,200 7,525-30,024 10%
Associate Supervisor
1,201-2,700 30,025-67,524 13%
Deputy Supervisor 2,701-4,500 67,525-1,12,524 16%
Supervisor 4,501-6,000
1,12,525-
1,50,024
19%
Director 6,001+ 1,50,025+ 22%
•To qualify for performance bonus, a distributor must have a minimum personal purchase of 300 BV till
the level of Supervisor and 600 BV from Director Level upwards.
•If in any case a consultant fails to make the required minimum personal purchase, the bonus earned in
that month is carried forward and is released in the month, the distributor makes the required
minimum personal purchase.
CurrentPV:BVRatio-1:25**
**:Subjecttochange

8. Modicare Fast Start Program
Single Month Fast Start
240 PV (6,000 GBV) in a single
month before hitting 10%
Granted a special growth and level of
10% PLUS Free Accidental Insurance
worth Rs 1 Lac
• Applicable to consultants who have still not
qualified for 10% level

9. Example 1:
Performance Bonus Calculation
• Let’s assume that in month 1 when you have joined,
• You have sponsored 4 of your friends as your downline distributors.
You
PBV-6000
A
PBV-4000
B
PBV-3000
C
PBV-2000
D
PBV-20000

10. Your Group Business Volume (GBV) 35,000
Your Group is entitled to 13% performance bonus = 35,000 X 13% = Rs. 4550
Rs. 4550 are to be divided amongst your downlines and you according to the levels of their
achievement.
A is qualified for 7% and gets 4,000 X 7% = Rs. 280
B is qualified for 7% and gets 3000 X 7% = Rs. 210
C is qualified for 7% and gets 2000 X 7% = Rs. 140
D is qualified for 10% and gets 20000 X 10% = Rs. 2000
Rs. 2630 is distributed to your downlines and the balance Rs. 1920 is your performance
bonus for the month.
Example 1:
Performance Bonus Calculation

11. Example 2: Performance Bonus
• Let’s assume that in month 2 you and your downlines have done the following
business:
You
PBV-5000
Accumulated BV-6000
Total-11000
A
PBV-10000
Accumulated
BV-4000
Total-14000
B
PBV-15000
Accumulated
BV-3000
Total-18000
C
PBV-5000
Accumulated
BV-2000
Total-7000
D
PBV-20000
Accumulated
BV-20000
Total-40000
Your Group Business Volume (GBV) for Month 2 is 55,000
Your Last month Group Business Volume (GBV) was 35,000
Your accumulative GBV is 90000

12. • You are paid on the Business Volume (BV) which you have generated in the
current month whereas previous month BV is added to determine the
performance bonus levels
• Your Group is entitled to 16% performance bonus = 55000 X 16% = Rs. 8800
• Rs. 8800 is to be divided amongst you and your downlines according to the levels of
their achievement. Let's see how your downlines earn their bonuses:
Consultant A
• Last month BV 4,000
• This month BV 10,000
• Cumulative BV 14,000
• A is now qualified for 10 % on this month's BV gets Rs. 1000
Consultant B
• Last month BV 3,000
• This month BV 15000
• Cumulative BV 18000
• B is now qualified for 10% on this month's BV gets Rs. 1500
Example 2: Performance Bonus

13. Consultant C
• Last month BV 2000
• This month BV 5000
• Cumulative BV 7000
• C is now qualified for 7 % on this month's BV and gets Rs. 350
Consultant D
• Last month BV 20000
• This month BV 20000
• Cumulative BV 40000
• D is now qualified for 13% on this month's BV and gets Rs. 2600
Total bonus distributed in your team is Rs. 5450
Your APB earning = 8800-5450 = Rs. 3350/-
• This way your Business Volume gets accumulated month after month.
• In Modicare, everyone can achieve the Director level and there are no demotions in
titles
• These are mathematical examples only for illustration purposes. Incentives are paid
out only when personal targets are met
Example 2: Performance Bonus

14. How do you progress with Modicare
TITLE
No. of Qualified
DIRECTOR Legs
QUALIFYING CONDITIONS
Director NA PBV≥ 600, PGBV≥31250
Senior Director 1 PBV≥ 600, PGBV≥27500
Executive Director 2 PBV≥ 600, PGBV≥22500
Senior Executive
Director
3
PBV≥ 600, PGBV≥15000
Platinum Director 4 PBV≥ 600, PGBV≥7500
Presidential Director 6 PBV≥ 600
Crown Diamond
Director
8
PBV≥ 600
Royal Black Diamond
Director
11
PBV≥ 600
Global Black Diamond
Director
≥ 14
PBV≥ 600
PBV is included in PGBV

15. Qualified Director
Month-1
You
PBV-600+
Total team vol.
6001+ PV / 1,50,025
PGBV (Fresh or
accumulated)
Qualified Director
Month-2
You
PBV-600+
Total team vol.
Min. 1250 PV or
31,250 PGBV
(current month
fresh PGBV)
Qualified Director

16. Fast Start Director
• If any distributor achieves 4800 PV (120000 GBV) in a single business month before
hitting 22% level, then he / she qualify as Fast Start Director

17. Scenario1: QualifiedTitles in May 2015
• In this Example A,B, C &D are Qualified Directors
• “X” is a Qualified Platinum Director (4 Qualified Director Legs and PGBV of ≥ 7500
• “X” would qualify for Accumulative Performance Bonus, Director Bonus, Leadership
Productivity Bonus, OTF and DVF
• A,B,C,D would qualify for Accumulative Performance Bonus and Director Bonus
X
PBV≥ 600
PGBV-20000
A
PBV≥ 600
PGBV-50000
B
PBV≥ 600
PGBV-40000
C
PBV≥ 600
PGBV-40000
D
PBV≥ 600
PGBV-35000

18. Scenario2: QualifiedTitles in June 2015
• In this Example A,B, C &D are Valid Directors , but due to non achievement of min. PGBV of
31250, B, C, D would not be Qualified Directors in June. However A is a Qualified Director
• “X” is a Valid Platinum Director , but only one leg A is a Qualified Director and B, C, and D
are not… and “X” does not have any PGBV, hence “X” would not qualify for any title in June
and thereby looses on income – makes 22% APB on his/her PBV
• Why would “X” want to loose and can adopt 2 routes. First, put his/her PGBV of min. 27500
and qualify as Sr. Director and earn applicable bonuses. Alternatively, he/she can make B,C,
D put min. PGBV of 31250 and put his/her own PGBV of ≥ 7500 to re-qualify as Platinum
Director and earn all applicable bonuses
X
PBV≥ 600
PGBV-0
A
PBV≥ 600
PGBV-50000
B
PBV≥ 600
PGBV-10000
C
PBV≥ 600
PGBV-10000
D
PBV≥ 600
PGBV-5000

19. Scenario 3: Disqualified Title
• In this case A, B, C, D are Qualified
Directors
• “X” has four Qualified Directors Legs
• In the absence of PGBV “X” doesn’t
qualify for any title and hence looses
on all bonuses and benefits. However
he/she will be entitled only for the
APB on his PBV
• To get the title of Platinum Director
“X” only needs a PGBV of ≥ 7500
X
PBV≥ 600
PGBV-0
A
PBV≥ 600
PGBV-
50000
B
PBV≥ 600
PGBV-
40000
C
PBV≥ 600
PGBV-
35000
D
PBV≥ 600
PGBV-
32000

20. Director Bonus (14% Pool)
• Modicare TO SET ASIDE 14% of Company's monthly BV as Director Bonus (DB) Pool.
• This is computed by a "Point System" based on the Director Bonus points earned by
all qualifying Director and above achievers.
• DB point index would be allotted basis the monthly computation and is likely to vary
from month to month and would be determined and announced post month closing.
• The formula of determining DB points is as mentioned below:
• Modicare’s total monthly BV = A
• Director Bonus Pool (14% of A) = B
• Sum Total of DB points collected by
all DB qualifiers in a month = C
• DB Point index (Rupees) = B/C

21. Status
Qualified
Director Leg
Qualifying
Conditions
Qualified Director Generation in %
You 1 2 3 4 5 6 7 8 9
Director
PBV≥ 600BV
PGBV≥31250 BV
7
Senior Director 1
PBV≥ 600BV
PGBV≥27500 BV
7 6 5
Executive
Director
2
PBV≥ 600BV
PGBV≥22500 BV
7 6 5 4
Senior Executive
Director
3
PBV≥ 600BV
PGBV≥15000 BV
7 6 5 4 3
Platinum
Director
4
PBV≥ 600BV
PGBV≥7500 BV
7 6 5 4 3 2
Presidential
Director
6 PBV≥ 600BV 7 6 5 4 3 2 1
Crown Diamond
Director
8 PBV≥ 600BV 7 6 5 4 3 2 1 0.5
Royal Black
Diamond
Director
11 PBV≥ 600BV 7 6 5 4 3 2 1 0.5 0.5
Global Black
Diamond
Director
≥ 14 PBV≥ 600BV 7 6 5 4 3 2 1 0.5 0.5 0.5
Director Bonus (14% Pool)

22. • In the example an illustration is shown how the
Director Bonus points are calculated. Please
note that these examples are assumptions only
and mentioned for the purpose of concept
clarity.
• There is a distributor X who has a downline X1
and X1 also has a downline A
X(PBV 600BV)
PGBV - 35000
X1(PBV 600BV)
PGBV - 35000
A(PBV 600BV)
PGBV - 155000
Director Bonus (14% Pool)

23. X is a Senior Director and is eligible to get Director Bonus on 2 generations.
DB Points computation for X:
7% on his own PGBV = 7% of 35000 = 2450 points
6% on X1’s PGBV = 6% of 35000 = 2100 points
5% on A’s PGBV = 5% of 155000 = 7750 points
Total Points collected by Senior Director X = 2450+2100+7750 = 12300
In the above example X1 is also a qualified Senior Director and is eligible to receive
Director Bonus points:
DB Points computation for X1:
7% on his own PGBV = 7% of 35000 = 2450 points
6% on A’s PGBV = 6% of 155000 = 9300 points
Total Points collected by Senior Director Director X1 = 2450+9300= 11750
In the above example A is a qualified Director and is eligible to receive Director Bonus points:
DB Points computation for A:
7% on his own PGBV = 7% of 155000 = 10850 points
Total Points collected by Director A = 10850
Director Bonus (14% Pool)

24. For illustration purposes we assume that the company’s Business Volume for the
month is 1 Crore and DB points collected by all Director and above achievers are 17 Lacs:
Modicare’s total monthly BV = A = 10000000
Director Bonus Pool (14% of A) = B = 1400000
Sum Total of DB points collected by
All DB qualifiers in a month = C = 1700000
DB Point index (Rupees) = B/C = 0.82
Basis the above DB point index the Director Bonus earnings would be as follows:
Distributor DB Points DB Point Index
DB Earning
(Rs.)
X 12300 0.82 10086
X1 11750 0.82 9635
A 10850 0.82 8897
Director Bonus (14% Pool)

25. Dynamic Compression
• To qualify for DB, all qualifiers have to have a personal purchase
of 600 PBV.
• DB will be paid on all qualified director groups
• If your direct director downline has not qualified, then the PGBV
of non qualified directors is clubbed down till a qualified director
irrespective of the generation. However, If no Qualified Director is
found then the PGBV of non qualified directors is clubbed to the
PGBV of the first Qualified Director above.

26. Senior Exec Director
600 PBV, PGBV 27500
600 PBV, PGBV 28000
PGBV 10000
PGBV 5000
600 PBV, PGBV 30000
600 PBV, PGBV 35000
PGBV 20000
PGBV 15000
A
D
E
Non Qualified DirectorQualified Director
You
B
C
F
G
Generation 3
35000+20000+
15000= 70000
Generation 2
10000+5000+
30000 =
45000
Generation 1
PGBV 28000
Dynamic Compression- Example
Since E is a qualified director,
and F and G are not, the
PGBV of F and G will be
added to the PGBV of E.

27. Leadership Productivity
Bonus (15% Pool)
• This bonus as the name suggests is paid as a reward to create leaders in
your Line Of Sponsorship.
• Modicare would set aside 15% of Company's monthly BV as Leadership
Productivity Bonus (LPB).
• It is paid to all Qualified Senior Director and above. The percentage of the
LPB and no. of generations paid would depend on your own title and that of
downline’s and is paid upto 8 generations deep.
• In order to get paid LPB all Qualified Senior Director and above distributors
must complete 600 PBV and 90000 GBV excluding PBV that must come from
a single downline group.

28. STATUS
Qualified
Director
Groups
QUALIFYING
CONDITIONS
GENERATION PAID IN %
You 1 2 3 4 5 6 7 8
Senior Director 1 GBV 90000 6 6
Executive Director 2 GBV 90000 6 6 5
Senior Executive
Director
3 GBV 90000 6 6 5 5
Platinum Director 4 GBV 90000 6 6 5 5 4
Presidential
Director
6 GBV 90000 6 6 5 5 4 3
Crown Diamond
Director
8 GBV 90000 6 6 5 5 4 3 2
Royal Black
Diamond Director
11 GBV 90000 6 6 5 5 4 3 2 1
Global Black
Diamond Director ≥ 14 GBV 90000 6 6 5 5 4 3 2 1 0.5
If your Director downline does not have a GBV of 90,000 then GBV of
qualified/unqualified Director distributors is rolled up till 90,000 GBV is achieved.
Leadership Productivity Bonus

29. Rules:
• You can earn upto 8 generations deep depending upon your title and that of your
downline’s
• A qualifying up-line Senior Director and above can earn LPB only on all Director and
above down-lines upto 8 generations
• This is computed by a "Point System" based on the LPB points earned by all
qualifying Senior Director and above achievers.
• LPB point index would be allotted basis the monthly computation and is likely to
vary from month to month and would be determined and announced post month
closing.
• All Senior Director and above distributors who are eligible to earn LPB must give a
“Guarantee” of 90000 BV to the next qualifying Senior Director and above up-line
• In order to earn on all the qualifying generations in your depth (as mentioned in
LPB table) you must maintain a title equal or higher than all qualifying downlines,
however
– If your title is lower than any LPB qualifier downline; then you would get paid only on the
PGBV of such downline and all the generations below would be blocked
Leadership Productivity Bonus

30. LPB Point Index would be computed as mentioned below:
Modicare’s total monthly BV = A
Leadership Productivity Bonus Pool (15% of A) = B
Sum Total of LPB points collected by
All LPB qualifiers in a month = C
LPB Point index (Rupees) = B/C
In the below example an illustration is shown how the Leadership Productivity
Bonus points are calculated. Please note that these examples are assumptions
only and mentioned for the purpose of concept clarity.
Leadership Productivity Bonus

31. Example-1
1 generation deep
Sr. Director
“X”-Sr. Director
PGBV-30000
“A”-Sr. Director
PGBV-30000
“B”-DIRECTOR
PGBV-60000
Guarantee of
5400 points
1 generation deep
In the above example we shall calculate the LPB points of Senior Director “X”
1. As per rules Senior Director “X” would get LPB on a first generation Senior Director “A”
2. Though “A” is also a qualifying Senior Director, but he would not qualify for LPB as his downline “B”
is Director with less than 90000 GBV
3. BV of A+B would be rolled up
Points Calculation:
A+B (Generation-1) @6% = 90000*6% = 5400 LPB points
X’s PGBV @ 6% = 30000*6% = 1800 LPB points
X would give Guarantee of 5400 LPB points to upline Senior Director.
X’s LPB points =(5400+1800)-5400 = 1800 LPB POINTS
Leadership Productivity Bonus

32. • Example-2: Ex. Director
“X”-Ex. Director
PGBV-30000
“A”-Sr. Director
PGBV-90000
“B”-Sr. Director
PGBV-90000
Guarantee of
5400 points
2 generations deep
“C”-Sr. Director
PGBV-32000
“D”-DIRECTOR
PGBV-60000
In the above example we shall calculate the LPB points of Executive Director “X”
1. As per rules EXECUTIVE DIRECTOR “X” would get LPB on 2 generations i.e Senior
Director “A” & “B” and SENIOR DIRECTOR “C”
Leadership Productivity Bonus

33. Points Calculation:
A+B (Generation-1) @6% = (90000+90000)*6% = 10800 LPB points
C (Generation-2) @ 5% = 32000 *5% = 1600 LPB Points
X’s PGBV @ 6% = 30000* 6% = 1800 LPB points
X would give Guarantee of 5400 LPB points to upline Executive Director.
X’s LPB points =(10800+1600+1800)-5400 = 8800 LPB POINTS
Leadership Productivity Bonus

34. Modicare Outbound Travel Fund 3%
Rules:
1. The OTF is to be used for travel trips announced by the company
2. Director Bonus points to be used for the OTF calculation
Qualified Senior Director and above
OTF Point Value =
3% x Total Company BV
Total OTF Points collected

35. Rules:
1. Maintain Qualified Senior Executive Director or higher for 3 consecutive months and earn the DVF from fourth
month onwards
2. A consultant qualifying for the Dream Vehicle Fund has to purchase a car after getting approval from the company
3. Rs 1,00,000/month is maximum you can earn in DVF
4. Director Bonus points to be used for the DVF calculation
5. Once a distributor qualifies for DVF ; then He / She can keep earning this even after qualifying as > Senior Director
Achiever
Qualified Senior Executive Director and above
DVF Point Value
5% x Total Company BV
Total DVF Points collected
=
Modicare Dream Vehicle Fund 5%
=

36. Rules:
1. Maintain Qualified Presidential Director or higher for 3 consecutive months and earn DHF from fourth month
onwards
2. The Dream Home Fund will be released by Modicare in the following month along with the Bonus Cheque
3. Rs 1,20,000/month is the maximum you can earn in DHF
4. Director Bonus points to be used for the DHF calculation
5. Once a distributor qualifies for DVF ; then He / She can keep earning this even after qualifying as > Senior
Director Achiever
Qualified Presidential Director and above
DHF Point Value
3% x Total Company BV
Total DHF Points collected=
Modicare Dream Home Fund 3%

37. Other Rules
• To earn bonus, minimum PBV required is :
– 300 PBV (Consultant to Supervisor)
– 600 PBV (Director and above)
• Renewals
– No Renewal required
• All Bonuses are subject to TDS as per rules

38. Glossary of Important Terms
PV : Point Value is a unit amount assigned to each product. The
total PV associated with your monthly sales volume is tracked to
determine your performance bonus level %.
BV : Business Volume is the value the Company assigns to each
product and is used to calculate the Consultants’ bonus and status
for any particular month. Currently the PV BV ratio is 1: 25 and is
subject to change by the company from time to time
PBV : Personal Business Volume. This is the sum total of BV of all
products bought by you personally in any particular month
PGBV : Personal Group Business Volume, is the business volume
of your entire group & does not include the business volume of
Director group/groups. PGBV includes your personal business
volume

39. Glossary of Important Terms
GBV : Group Business Volume, is business volume generated by your
entire group in any particular month and includes your personal
business volume
CummBV : Cumulative Business Volume, is Business volumes
accumulated by your group
Downline: Those people directly sponsored by an Independent
Consultant, plus the people sponsored by these Independent
consultant and so on
Leg: Each personally sponsored Independent Consultant on your first
level is part of your total Downline and is a separate “leg.” You and your
entire organization (Downline) are one “leg” to your sponsor.
Level: The people you personally sponsor are your first level. The ones
they sponsor are your second level. The ones your second level
sponsors are your third level, etc.

40. Glossary of Important Terms
Qualified Director: A consultant can become a director through the
accumulation of the GBV over a period of time. However for him/her to
be qualified director in any given calendar month, he/she has to do the
required PGBV. Monthly bonuses for Director require the Director to be
qualified for the same. For all titles, monthly payouts will be determined
basis “Qualified” directors in the team.
Generation: The first Qualified Director or above in your enrolment legs
will be your first Generation and so on