Senior Life magazine, which I created and edited myself. Forgive the awkward layouts - the ads were sold in "pre-fab" blocks. I built the ads per client requests.

1. Senior Life
PUBLICATIONS
MARCH 2016
From Your Friends At:
Marching
Into
Spring...
SEE INSIDE FOR:
• GUIDES ON WHAT TO DO, WHERE TO GO AND HOW
TO GET THERE... • ARE YOU A VETERAN? SEE THE
“VETERANS’ POST” FOR VET NEWS... • SAVINGS FOR
SENIORS THROUGHOUT!
• PUZZLES!

2. www.WestminsterRetirement.com
GREAT CHOICES FOR
SENIOR LIVING IN BRADENTON
Westminster Communities of Florida has two great communities to choose from in Bradenton!
Make a choice that’s right for you: quiet neighborhood streets or waterfront living on the Manatee
a range of supportive services like assisted living, skilled nursing therapy and rehabilitation. No
matter what choice you make, residents enjoy a maintenance-free lifestyle emphasizing wellness
and lifelong learning, all backed by the assurance of a full range of healthcare services.
Westminster Manor
A Strong Foundation For Your Future
(941) 748-4161
Westminster
Towers & Shores
Gracious Waterfront Living
(941) 749-6760
Westminster
Communities
of Florida
Active Living | Assisted Living | Skilled Nursing | Therapy & Rehabilitation
2

3. • WHAT IS A “SENIOR MOVE
MANAGER”?...................... P. 4
• WHY DO I NEED A HEARING
AID?.................................. P. 6
• NOW HERE’S A TIP.............. P. 7
• EVENTS CALENDAR FOR FEBRUARY
by Renaissance 9..................... P. 8
• OUT & ABOUT
by Renaissance 9..................... P. 9
• King Puzzle Page............. P. 10
• TO YOUR GOOD
HEALTH.......................... P. 11
• ST. PATRICK’S DAY
BLUE (?)........................... P. 11
• VETERANS’ POST........ P. 12
• MOMENTS IN
TIME............................. P. 13
• CMS LOCAL STAR RATINGS
RELEASED........................ P. 13
• Senior News Line........ P. 14
• KING PUZZLE PAGE
ANSWERS......................... P. 15
• ASK A PHARMACIST........... P. 16
IN THIS
MONTH’S
ISSUE OF
Senior Life
Seniors on the Go
Transportation for Everyone
on the Sun Coast FOR HIRE
The Friendliest Ride in Town!
941-444-0569
There are many reasons to get out of the house,
and we’re glad to be the ones that give you a lift.
• Airport Drop-Off & Pick-up
• Cruiseline Drop-Off & Pick-up
• Medical and Dental appointments
• Treatment Center appointments
• Hospital / Emergency Room Discharge
• Nursing Homes • Prescription Drug Pick-up
• Optometrist Visits
• Shopping
• Attending Religious Services
• Weddings or Family Events • Local Events
• Eating Out at Restaurants
• Chauffeur Services Available
We Travel
24/7/365
a family-run business • seniorsotg@att.net • www.seniorsotg.com
WHAT WE PROVIDE:
Our service is designed around the needs of the client, and our personnel are
highly qualified to meet those needs. Our vehicles are modern & safe, comfort-
able & dependable, with the most up-to-date safety features. We meet state
requirements for insurance minimums. Our staff understands the signifigance of
patient confidentiality and knows how to maintin it. Family members & caregivers
may ride with the patient at no additional charge
For Advertising Rates Call Howard At
941-251-7057

4. What Is A “Senior Move Manager”?A Senior Move Manager specializes in
assisting older adults and their fam-
ilies with the emotional and physical
aspects of relocation and/or “aging
in place”. Many senior move manag-
ers have backgrounds in social work
and psychology. TLC SENIOR MOVE
EXPERTS owner WENDY WICKS has a
master’s degree in counseling.
TLC SENIOR MOVE EXPERTS services are personal-
ized to meet your needs, delivered with compassion,
integrity, and tender loving care. We can help with
the following services:
• Developing an overall move or “age in place” plan
• Organizing, sorting, and downsizing
• Customizing a floor plan
• Packing for a move, unpacking and setting up your
new home
• Arranging for the disposal of unwanted or uneeded
items
• Scheduling and overseeing mover
TLC SENIOR MOVE EXPERTS is one of only 5
nationally certified senior move managers in the
state of Florida. Choose a highly qualified profes-
sional to assist you with your move!
Wendy,
Congratulations for being awarded the Senior Move
Manager-Certified credential by the National Associa-
tion of Senior Move Managers. Floridians like you are
helping to make our state the best place in the world
to raise a family and have a great career.
- Governor Rick Scott
WENDY WICKS
Office: 941-554-4746
Cell: 941-356-9850
We’re
Nationally
Certified!
EMERGENCY NUMBERS:
Cut them out and keep them in a handy place!
Courtesy of Senior Living Publications
FIRE POLICE MEDICAL

5. Locally Owned &
Operated Neighborhood
Assisted Living Facility
Since 2008
• Respite Care - Senior Day
Care
• 36 Years of Nursing
Experience
• Home-like Atmosphere
• 2 1/2 Acres of Private
Lake-view Surroundings
• Assistance with Medication &
Meals
• Daily, Weekly, & Monthly
Plans
• Independent Living
• Assisted Living
• Close to Manatee Memorial &
Blake Hospitals
941-746-7711
2211 29th Ave. West
Bradenton • 34205
LIC # AL11603
Respite Care:
Temporary relief for those who are caring
for family members. Often, the physical,
emotional and financial responsibilities can be
overwhelming.
Adult Day Care:
Offers programs for the health, safety and
well-being of adults with impairments.
Provides a protective environment for activities
and services that often include exercise,
health screens, education & socialization/
camaradarie. Programs also may include arts,
crafts & hobbies, music & day trips as well as
other social activities.
For more information or an
appointment to tour the facility, call:
www.serenitygardensofbradenton.com

6. 6
WHY DO I NEED HEARING AIDS? - The Answer May Not Be What You Think!
by Mark Krywko
In the 40 years plus
that I have fit hearing
aids I usually hear the
same question. Why
do I need hearing
aids? I hear fine,
Sometimes I just
don’t understand.
The simple answer is
hearing is not your problem. Clarity is your problem.
Hearing loss presents an interesting scenario. You
hear part of a word and miss the other resulting in
misunderstanding of what others are saying. Your
only option is to try and patch together what you’ve
heard. You guess at what was said, ask people to
repeat, or retreat from the conversation altogether.
In every case, the person talking to you feels as if
you are not interested in them, or worse yet, they
feel that you do not care.
You may not feel that hearing loss is your problem.
But it is a very real issue for your loved ones and
friends that want to communicate with you!
Are you lacking clarity? Take the first step.
Let EarTech Hearing Aids perform a simple
no cost hearing exam. All hearing aids com
with a 30 day trial and up to a 4 year factory
warranty and you will never pay an office call
or service fees.
Mark Krywko
Licensed Hearing Aid Specialist,
ACA
Established 1988
3904 9th Avenue West
Bradenton, FL 34205
(941)747-8193
www.eartechinc.com
“That’s All You Need
To Hear!”
SATURDAY NIGHT FEVER
March 16th
Based on the movie, SATURDAY NIGHT FEVER is packed with
hits from the Bee Gees, including “Stayin’ Alive,” “Night
Fever,” “Jive Talkin’” and “How Deep is Your Love,” plus
new songs written especially for this production.
THE PEKING ACROBATS
March 20th
The Peking Acrobats, China’s most gifted tumblers,
contortionists, jugglers, cyclists, and gymnasts,
make a return to the Van Wezel with their Gala
30th Anniversary North American Tour and
Year of the Monkey Celebration!
MILLION DOLLAR QUARTET
March 26th
Inspired by the true story behind the impromptu
collaboration between Elvis Presley, Johnny Cash,
Jerry Lee Lewis, and Carl Perkins, the Tony Award-
winning Broadway musical MILLION DOLLAR QUARTET
brings that legendary night to the stage.
Senior Life
SUBSCRIPTION FORM
ONLY $15 FOR A FULL YEAR, POSTAGE PAID! WE MAIL
TO 2,000 AREA HOMES, SO MAKE SURE THAT YOU SECURE
YOUR GUARANTEED MONTHLY COPY TODAY!
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7. NOW HERE’S A TIP By JoAnn Derson
* Protect poochie’s paws with petroleum jelly.
Clean off your dog’s feet and rub a small
amount of petroleum jelly into the pads. This
is especially important in winter, as outside
conditions can really do a number on their paws!
* “I’ve been purging this year as a part of
new year resolutions. I can’t believe how
overwhelmed with “stuff” I am. After having this
realization, I have made another resolution:
This year I am giving only gifts that can be
experienced or consumed. A beauty salon trip,
a nice bottle of wine, a car wash/oil change
combo, overnight stay at a beach hotel, etc.”
-- Y.P. in California
* Cords that you don’t use regularly (say, a
device cord for a digital camera) can be hung up
on the inside of your desk or computer cabinet.
* You can use Borax (a common household
cleaner, found in the laundry aisle) to unclog a
toilet, among many other uses. Try adding a half
cup of Borax and letting it sit 10-20 minutes,
followed by a few cups of boiling water.
* “I walk past my recycling bin after getting the
mail. Junk mail goes straight in, and doesn’t
even make it into the house.”
-- E.C. in Pennsylvania
* “Used tea bags are fantastic for treating skin
irritations, such as razor burn, mild sunburn
and windburn. Save your tea bags in a small
container or sealable bag in the refrigerator. They
also soothe insect bites. And after you’ve used
them to soothe your skin, pitch them right into
your compost bin.” -- K.G. in Florida
Send your tips to Now Here’s a Tip,
628 Virginia Drive, Orlando, FL 32803.
(c) 2015 King Features Synd., Inc.

11. TO YOUR GOOD HEALTH ☤ By
Keith Roach, M.D.
DEAR DR. ROACH: I am an 86-year-old male in good
health. I take a 40-mg simvastatin and a 150-mcg
levothyroxine. I exercise three times a week -- one hour
with weights and one hour of aerobics (elliptical and
treadmill). On the treadmill, I go from a speed of 3.5 for
25 seconds to 6.0 for 25 seconds. My heart rate goes
from 89 to 170 (sometimes 165 to 178) but drops back
to about 89 when I return to the slower speed. I have
heard that your exercise heart rate should be 212 minus
your age times 80 percent. That would be 101. Does my
170 for 25 seconds sound OK? -- E.N.W.
ANSWER: No, that sounds too fast for an 86-year-old.
The formula you mention is one frequently stated, and
it isn’t particularly accurate, since there is a great
deal of individual variation. But 170 is very fast for an
86-year-old. I wonder if it’s accurate. A pulse monitor,
using electrical impulses, is the most accurate, but
even these can be fooled by electrical interference. If it
really is so fast, I would worry about an exercise-induced
tachycardia, and a visit to your doctor or cardiologist
would be a good idea, especially if you are having
symptoms of chest discomfort or shortness of breath.
DEAR DR. ROACH: Do peanuts (which are not nuts, but
legumes) afford the same health benefits as nuts? -- A.
ANSWER: Most of the studies showing benefits of nuts
included peanuts as well. Peanuts probably have the
same benefits as tree nuts.
Unfortunately, many people are allergic to nuts, and
many to peanuts. Those people can’t get the benefits
of eating nuts, as it is unsafe, even life-threatening on
occasion.
Dr. Roach regrets that he is unable to answer individual
letters, but will incorporate them in the column
whenever possible. Readers may email questions to
ToYourGoodHealth@med.cornell.edu. To view and order
health pamphlets, visit www.rbmamall.com, or write to
Good Health, 628 Virginia Drive, Orlando, FL 32803.
(c) 2016 King Features Synd., Inc.
www.absofsarasota.com
SARASOTA/MANATEE
2831 Ringing Blvd. #F-124, Sarasota, FL • 34237
941.906.1881
Homemaking/Housekeeping • Companionship • Laundry/Linens • Transportation • Meal Planning, Preparation And Serving • Wardrobe
Assistance • Organization • Coordination With Other Facilities & Agencies • Alzheimer’s Care • Hourly Rates • 24/7 Availability
Traci Ganong & Barbara Cogswell
Pasta And The Color Blue For St Patrick’s Day?As an Italian American growing up in New York, I can remember
being told that St. Patrick was not Irish but Italian! As is the case
with many things is life, I later discovered it really isn’t that simple. St
Patrick is one of Ireland’s patron saints that is what we know for sure.
However, he was born in what is now England, Scotland or Whales.
Many would say that this makes him a Brit but just hold on. He is be-
lieved to have lived from around the year 400AD. During that period
the British Isles were occupied by the Romans. Does this make him
Italian? Well, maybe. Although his parents were Roman it is unknown
whether they were indigenous Celtic decent or from modern day
Italy.
We do know that St Patrick was kidnapped by Irish raiders at the age
of 16. He was enslaved and taken to Ireland where he worked as a
herder for the next six years. He had a dream where a voice told him
to get to the shore. He escaped and was reunited with his family.
Once home he studied for priesthood and was ordained a bishop.
Once again he heard voices but this time it was of Irishmen begging
him to return. He did so but this time he arrived as a missionary.
What is the green for? The knights in the Order of St. Patrick actually
wore a color known as St. Patrick’s blue! It is believed that green be-
came associated with the holiday during the 18th century when the
supporters of Irish independence began to use the color to repre-
sent their cause.
Regardless of the origin or changes through the years, I love the St.
Patrick’s Day festivities! I believe it is a holiday that all Americans can
take pride in and enjoy! I say serve the Pasta, fish and chips or the
corned beef. All that matters is that you enjoy the holiday with friends
and family. I don’t know that I would swap your green for blue; you
might just get pinched!
By Barbara Cogswell of A Better Solution.
Please call A Better Solution for all your non-medial home healthcare needs!
941-906-1881 FREE ASSESSMENTS.

12. Funerals • Cremations • Call941-377-1060 for important information
No DD-214? Call for FREE Replacement Assistance!
VETERANS! Make sure you receive your benefits: burial with honors, presentation of the
American Flag and more. In-home arrangements are always available at no additional fee.
Call Don Terry - Funeral Director- today to help guide you through the process during a difficult time.
Cremations • Burials • Transfers • Urns • Memorials • Highly Cost Effective
We can make all arrangements for Sarasota National Cemetary
40 Sarasota Center Blvd., Sarasota • 34240 • www.AllVetsUSA.com
VETERANS’ POST
When the VA Wants Its
Money Back
Taking any type of monetary payment from the
Department of Veterans Affairs means that at any
time, it can ask for the money back. If that happens,
you’re at risk of having all your benefits canceled until
the debt is paid.
A Washington veteran recently went through the
process of the VA trying to collect money it said he
owed. Fortunately for him, he had kept every single
piece of paper and receipt, and a copy of every letter
he’d written to the VA. That inches-high stack of
copies was helpful to the attorney he had to hire.
One document was a letter he’d sent to the VA saying
he was in prison but needed the money to take care of
his family. The VA kept the payments coming. Once
he got out, the VA suddenly wanted all its money
back -- either in one big bite or they’d cut off all his
benefits until that amount was repaid. Multiple letters
sent by the attorney were ignored until suddenly,
without fanfare, the veteran received a waiver of the
debt.
Direct overpayment isn’t the only way a veteran can
end up with cash that needs to be returned.
Temporary 100-percent disability payments can be
a problem when the illness goes into remission or
is cured. The VA is supposed to ask for a follow-up
medical exam to track progress, but often it doesn’t
and the checks just keep arriving. At some point the
VA realizes its error and demands all the money back.
Another problem happens when a VA claim number
is used to process one payment and a Social Security
number is used to process an identical one.
If you get monetary benefits from the VA, keep track
of it. If it asks for any money back, go online to www.
va.gov/debtman, or call 800-827-0648.
(c) 2016 King Features Synd., Inc.
By
Freddy Groves

13. Hello Members, I hope this month’s article finds you well. If you recall, at our seminars this year I spoke about how
hospitals and doctors would soon be evaluated under the Star rating system, just like the insurance companies.
Well, the results are out. I have included the overall rating for
hospitals in our area (some are not very impressive), and also
the web page link so you can look up different hospitals for
yourselves:
http://www.medicare.gov/hospitalcompare/
*VENICE REGIONAL 2 STARS; *DOCTORS
HOSPITAL 3 STARS; *SARASOTA MEMORIAL 4
STARS; *MANATEE 2 STARS; *LAKEWOOD RANCH
3 STARS; *BLAKE 2 STARS; *FAWCETT HOSPITAL
2 STARS; *BAYFRONT PORT CHARLOTTE 1 STAR;
*ENGLEWOOD HOSPITAL 2 STARS
Since this is the hospitals’ first go-round with the star ratings
process I expect numbers to get better in the future as they
understand the process.Also, as with insurance companies,
the results are driven by patient experience. So take a look,
and email me your thoughts
Da Costa
Insurance
Services
Choosing an insurance plan can be quite confusing.With all
of the different plans, questions of “Can I keep my doctor?”,
hospitals, costs, etc., it’s hard for anyone to understand!
I can help you untangle the mess. I work with most major
insurance companies in your area to hand-select the ones
that are right for YOU.Visit my website to get your FREE
copy of my book:
“How To Compare Advantage Plans”.
www.PaulsFreeBook.com
Paul J. DaCosta
Licensed Insurance Agent
941-716-2597
PJDaCosta@comcast.net
CMS HAS RELEASED LOCALSTAR RATINGS
* On Feb. 22, 1732, George Washington is born in
Westmoreland County, Virginia, the second son of
a plantation owner. Initially a loyal British subject,
Washington eventually led the Continental Army in the
American Revolution and became known as the father of
the United States.
* On Feb. 27, 1827, a group of masked and costumed
students dance through the streets of New Orleans,
marking the beginning of the city’s Mardi Gras
celebrations. Though early French settlers had brought the
tradition of Mardi Gras, Spanish governors later banned
the celebrations.
* On Feb. 25, 1870, Hiram Rhoades Revels, a Republican
from Natchez, Mississippi, is sworn into the U.S. Senate,
becoming the first black American ever to sit in Congress.
During the Civil War, Revels, a college-educated minister,
served as a chaplain for the Union army.
* On Feb. 26, 1935, Nazi leader Adolf Hitler signs a
secret decree authorizing the founding of the Reich
Luftwaffe as a third German military service. The
Versailles Treaty that ended World War I had prohibited
military aviation in Germany.
* On Feb. 23, 1958, five-time Formula One champion
Juan Manuel Fangio of Argentina is kidnapped in Cuba by
a group of Fidel Castro’s rebels. Fangio was released the
next day after the Cuba Grand Prix ended.
* On Feb. 28, 1964, Thelonious Monk makes the cover
of Time magazine. Beatlemania was at its peak, but
contemporary jazz music had captured the imagination of
a significant number of American music fans.
* On Feb. 24, 1988, the U.S. Supreme Court votes
8-0 to overturn the $200,000 settlement awarded to
the Reverend Jerry Falwell for his emotional distress at
being parodied in Hustler magazine. The court ruled that
Hustler’s parody, although in poor taste, fell within the
First Amendment’s protection of freedom of speech and
the press.
(c) 2016 King Features Synd., Inc.

14. Give Us A Call Today!
(941) 724-4020
Call Glenn Barich, Sr. Mortgage Banker specializing
in Reverse Mortgages, NMLS# 1064156 Today At:
• Government Insured Loans
• No Payment Required* • You May Never Lose Your Home!
• Available To Homeowners 62 & Older • Tax Free Money • Fixed Rates
• More Equity = MORE MORE MONEY
2716 Fruitville Rd. • Sarasota, FL • 34237
BOEflorida.com
* You must continue to pay your property taxes, insurance, and other property related fees, or you will lose your home.
This is not a commitment to lend or extend credit. All loans are subject to credit approval including credit worthiness,
insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. A
reverse mortgage is a loan that must be repaid when the home is no longer the primary residence, is sold, or if the
property taxes or insurance are not paid. This loan is not a government benefit. Borrower(s) must be 62 or older. The
home must be maintained to meet FHA Standards Bank of England Mortgage and Bank of England are not affiliated
with any government agency. Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC
Senior News Line
By
Matilda
Charles
Senior Hunger Options
There are 9 million seniors who are at risk for
hunger every day in America, statistics show.
If you’re a senior over age 60 and you don’t
get enough to eat, there are options.
The Supplemental Nutrition Assistance
Program (SNAP) can provide an average $126
each month to go toward food. Check the
government section of your phone book for
the local office, or see www.fns.usda.gov/
snap.
In some states, as part of SNAP, you also
might be eligible for The Senior Farmers
Markets Nutrition Program (SFMNP), which will
provide a coupon booklet that can be used
at farmers markets to buy fresh fruit and
vegetables. Information is available on the
USDA.gov website.
More and more senior centers are providing
food programs. Ask about a Senior Grocery
Program in your state, or the local food
bank. The center also might host a monthly
luncheon, or perhaps a weekly get-together
lunch. You’ll make contacts at any of these
events that can steer you to other local food
programs.
Contact the Council on Aging (www.ncoa.org)
branch in your state for a full list of programs
you can apply for. Or search online for “senior
hunger resources” in your state.
If you were turned down for food benefits,
apply again, especially if your situation has
changed in any way. If Meals on Wheels in
your area isn’t taking new clients (many of
them don’t have enough resources nowadays),
get put on the waiting list anyway.
Contact churches in your area to ask about
senior meal programs. Ask your doctor for
resources.
Remember: It’s not only OK to ask for help
when you need it, it’s imperative. To maintain
your health, you need proper nutrition.
(c) 2016 King Features Synd., Inc.

15. MAGIC
MAZE
KEY:
CryptoQuip Answer:
When lambs discover love and become married,
could you say that their two hearts bleat as one?

16. ASK THE PHARMACIST! - DIABETES AND ITS CHALLENGES
3633 CORTEZ RD. WEST • BRADENTON • 34210 • 941-914-9991 • FREE DELIVERY
All Major Insurances Accepted • BEST CASH PRICES IN TOWN!VISHAL DOSHI, R. PH (AL) PIC
1. What is the first and foremost question patient wants
to ask a pharmacist?
Patients usually ask for pharmacists help choosing
a blood glucose meter and test strips...especially
now that there are more options than ever.
The bottom line is usually the cost of the strips...
NOT the meter. Lancets are generally less
expensive.
2. So why are strips So important ?
Because they are bought every month, the reputed
companies with very good meters that are now
in form of USB etc ,For example, OneTouch Verio
Sync wirelessly sends glucose results to some
smart devices...and iBGStar’s mobile app tracks
glucose, insulin, carbs all can be detected and
needs no manual recording. But these strips are
expensive and not all Medicare services cover all
meters and advanced technology.
3. How should a patient find out about which strips and
supplies are covered under their plan?
Pharmacist has to look into which strips are
preferred by the patient’s insurance...and help
with switches if needed,
considering store-brand meters and strips
(TRUEtrack, etc) if cost is a concern. They meet the
same FDA standards as other meters. Pharmacist
has to
“Universal” Or “Third-Party” Strips (Genstrip50,
Unistrip1) may cost less...but don’t work with most
meters.
Pharmacist can Point out other meter features to make
testing easier. For example, larger buttons (Breeze 2,
etc) for those with limited dexterity...or audio (Gmate
Voice, etc) for the visually impaired.