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www.lyra.com
CONNECT & COLLECT
Trusted Partner for Payment
ABOUT
LYRA GROUP
Presentation
2
LYRA NETWORK
 Created in 2001
 French Company
 100% independent
 16 years of growth
 Head Office located in Toulouse
Offices in Paris, Sao Paulo, Frankfurt, Mumbai,
Santiago, Alger, Barcelona, Buenos Aires, Mexico
3
TRUSTED PARTNER FOR PAYMENT
350 employees53 Million €
Turnover in 2016
2.5 Million POS
terminals
60 000 connected
e-merchants
9 billion
payments
4
GLOBAL COMPANY
5
COMMITTED TO SECURITY
 Redundant systems
 PCI DSS 3.1 Approval
 CertificationVisa Merchant Agent
 Certification GIE CB
 ACPR Approval
6
PAYMENT AND DATA SERVICES PROVIDER
7
OUR CLIENTS & PARTNERS
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POS GATEWAY
POS GATEWAY
POS GATEWAY - GPRS SOLUTION
 Lyra Network has developed a simple and powerful GPRS offer for mobile solutions. As a
complete offer, we manage the entire supply chain for SIMs and related services on behalf of
our clients (no double billing).
 Provision of SIM cards
 Data usage plans (monthly allowance)
 Network services: data routing
 Access to web portal free of charge
 SIM card services: activation, cancellation, hold, suspension, cancellation,
 Data export from web portal
 Online monitoring and reports
 Major benefits
 Permanent connection in full mobility (no synchronization required)
 High performance
 Roaming services: best network available
11
KEY FEATURES OF LYRA GPRS CONNECTIVITY SOLUTION
12
Sr. Heads Details
1 Sim Management Portal 1. Real time portal, used for technical troubleshooting, monitoring, tracking of sim cards
etc.
2. Sim card can be suspended using the portal, transaction can be immediately stopped if
fraud is suspected.
3. Sim card latching on the network is seen in the portal.
4. Sim card and device id can be tagged.
2 Single APN 1. Single Private APN Configuration on the POS for all telcos.
2. No config changes required while replacing the sim on the device, ease of use.
3. No need of technical person to visit the device for sim replacement, it can be couriered,
thus cost saving.
3 Multiple Routing 1. Using same sim card transaction can be routed to multiple hosts.
2. Same device and same sim can be used to rum multiple application on the device.
4 Data Control 1. Voice, SMS, MMS, other data is blocked on Lyra solution sim cards.
2. Only transaction related data would pass through Lyra setup, no misuse of the sim card.
5 One Stop Solution 1. Lyra is one stop solution provider for connectivity through multiple telcos.
2. Lyra will manage billing and technical support.
3. Lyra is recognized as solution partner by telcos.
4. Lyra is connected with Airtel, Vodafone, Idea, Reliance, Aircel and BSNL.
6 Static IP 1. Ensures higher availability since dynamic hunting of IPs is not required in this case.
2. Sim cards would work with no issues during peak traffic hours.
7 PCI DSS 1. LYRA GPRS solution is PCI DSS certified.
GPRS WEB PORTAL
13
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PAYZEN PLATFORM
E & M-commerce
15
PAYZEN PLATFORM
5000+ e-shops / year
60000 e-shops
10+ white labels
70+ Banks & acquirers
>99.99%
SLA
250+ Payment means
40+ Payment plug-ins
13 millions of e-payments / year
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# CONVERT
CINEMATIC
Merchant checkout Payment checkout Payment confirmation
Redirection
Pop in
Server to server or
Silent URL
Embedded
payment fields
iFrame
17
CUSTOMIZATION
Full responsive for web, mobile & tablet
19
Customization tools for your payment pages &
payment e-mails
Total autonomy on the personnalization with the
« embedded payment fields » option
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# IMPROVE YOUR
ACCEPTANCE RATE
23
PAYMENT TYPES
E-commerce
 Single payment / Installment payment
 Differed payment
 Recurrent payments
 One click payment (enrolment requested by merchant or
accepted by customer on the payment page)
 Split payment
 Payment by e-mail / SMS
 Payment per file (after tokenization of the card)
 Charity payment
24
PAYMENT METHODS
Europe
Confidential Document
25
PAYMENT METHODS
North & South America
26
PAYMENT METHODS
Asia Pacific
Confidential Document
27
PAYMENT CARDS & SDD
A perfect solution for the management of subscriptions & BtoB business.
 No maximum amount
 Simple management
 No expiration date
 International payment mean
28
OUR ACQUIRERS ACROSS THE WORLD
29
HANDLE « ON-US » TRANSACTIONS
For a distribution of bank fees
Optimization of
acceptance rate
Up to 20%
Cost savings
CONNECT
COLLECT
Local Bank 1
Local Bank 2
Local Bank 3
30
OUR CURRENCIES ACROSS THE WORLD
 20 currencies in settlement
 90+ currencies in processing
 International acquirers
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# PROTECT YOURSELF
AGAINST FRAUD
TOOLS AGAINST FRAUD
3 risk management tools:
 Plug-in configurable from the PayZen Back Office
 Custom-made Support & Implementation
 Complementary & external scoring system (Cybersource, Konduto…)
32
33
Risk assessmentConversion Rate
Increase your
conversion rate
 Custom-made risk
assessment tools
 +80 criterias at your
disposal
 5 different payment status
 Selective 3D Secure
Triggering
 Real time data analysis
EASIER EXPERIENCE FOR YOUR RECURRENT CUSTOMERS
Block any fraudsters

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Lyra company profile 2018

  • 1. Modifiez les styles du texte du masque www.lyra.com CONNECT & COLLECT Trusted Partner for Payment
  • 3. LYRA NETWORK  Created in 2001  French Company  100% independent  16 years of growth  Head Office located in Toulouse Offices in Paris, Sao Paulo, Frankfurt, Mumbai, Santiago, Alger, Barcelona, Buenos Aires, Mexico 3
  • 4. TRUSTED PARTNER FOR PAYMENT 350 employees53 Million € Turnover in 2016 2.5 Million POS terminals 60 000 connected e-merchants 9 billion payments 4
  • 6. COMMITTED TO SECURITY  Redundant systems  PCI DSS 3.1 Approval  CertificationVisa Merchant Agent  Certification GIE CB  ACPR Approval 6
  • 7. PAYMENT AND DATA SERVICES PROVIDER 7
  • 8. OUR CLIENTS & PARTNERS
  • 9. Modifiez les styles du texte du masque POS GATEWAY
  • 11. POS GATEWAY - GPRS SOLUTION  Lyra Network has developed a simple and powerful GPRS offer for mobile solutions. As a complete offer, we manage the entire supply chain for SIMs and related services on behalf of our clients (no double billing).  Provision of SIM cards  Data usage plans (monthly allowance)  Network services: data routing  Access to web portal free of charge  SIM card services: activation, cancellation, hold, suspension, cancellation,  Data export from web portal  Online monitoring and reports  Major benefits  Permanent connection in full mobility (no synchronization required)  High performance  Roaming services: best network available 11
  • 12. KEY FEATURES OF LYRA GPRS CONNECTIVITY SOLUTION 12 Sr. Heads Details 1 Sim Management Portal 1. Real time portal, used for technical troubleshooting, monitoring, tracking of sim cards etc. 2. Sim card can be suspended using the portal, transaction can be immediately stopped if fraud is suspected. 3. Sim card latching on the network is seen in the portal. 4. Sim card and device id can be tagged. 2 Single APN 1. Single Private APN Configuration on the POS for all telcos. 2. No config changes required while replacing the sim on the device, ease of use. 3. No need of technical person to visit the device for sim replacement, it can be couriered, thus cost saving. 3 Multiple Routing 1. Using same sim card transaction can be routed to multiple hosts. 2. Same device and same sim can be used to rum multiple application on the device. 4 Data Control 1. Voice, SMS, MMS, other data is blocked on Lyra solution sim cards. 2. Only transaction related data would pass through Lyra setup, no misuse of the sim card. 5 One Stop Solution 1. Lyra is one stop solution provider for connectivity through multiple telcos. 2. Lyra will manage billing and technical support. 3. Lyra is recognized as solution partner by telcos. 4. Lyra is connected with Airtel, Vodafone, Idea, Reliance, Aircel and BSNL. 6 Static IP 1. Ensures higher availability since dynamic hunting of IPs is not required in this case. 2. Sim cards would work with no issues during peak traffic hours. 7 PCI DSS 1. LYRA GPRS solution is PCI DSS certified.
  • 14. Modifiez les styles du texte du masque PAYZEN PLATFORM E & M-commerce
  • 15. 15 PAYZEN PLATFORM 5000+ e-shops / year 60000 e-shops 10+ white labels 70+ Banks & acquirers >99.99% SLA 250+ Payment means 40+ Payment plug-ins 13 millions of e-payments / year
  • 16. Modifiez les styles du texte du masque # CONVERT
  • 17. CINEMATIC Merchant checkout Payment checkout Payment confirmation Redirection Pop in Server to server or Silent URL Embedded payment fields iFrame 17
  • 18. CUSTOMIZATION Full responsive for web, mobile & tablet 19 Customization tools for your payment pages & payment e-mails Total autonomy on the personnalization with the « embedded payment fields » option
  • 19. Modifiez les styles du texte du masque # IMPROVE YOUR ACCEPTANCE RATE
  • 20. 23 PAYMENT TYPES E-commerce  Single payment / Installment payment  Differed payment  Recurrent payments  One click payment (enrolment requested by merchant or accepted by customer on the payment page)  Split payment  Payment by e-mail / SMS  Payment per file (after tokenization of the card)  Charity payment
  • 22. 25 PAYMENT METHODS North & South America
  • 24. 27 PAYMENT CARDS & SDD A perfect solution for the management of subscriptions & BtoB business.  No maximum amount  Simple management  No expiration date  International payment mean
  • 26. 29 HANDLE « ON-US » TRANSACTIONS For a distribution of bank fees Optimization of acceptance rate Up to 20% Cost savings CONNECT COLLECT Local Bank 1 Local Bank 2 Local Bank 3
  • 27. 30 OUR CURRENCIES ACROSS THE WORLD  20 currencies in settlement  90+ currencies in processing  International acquirers
  • 28. Modifiez les styles du texte du masque # PROTECT YOURSELF AGAINST FRAUD
  • 29. TOOLS AGAINST FRAUD 3 risk management tools:  Plug-in configurable from the PayZen Back Office  Custom-made Support & Implementation  Complementary & external scoring system (Cybersource, Konduto…) 32
  • 30. 33 Risk assessmentConversion Rate Increase your conversion rate  Custom-made risk assessment tools  +80 criterias at your disposal  5 different payment status  Selective 3D Secure Triggering  Real time data analysis EASIER EXPERIENCE FOR YOUR RECURRENT CUSTOMERS Block any fraudsters

Editor's Notes

  1. Site de démo inAPP: https://www-eu-payzen.lyra-labs.fr/demo/
  2. SDD: SEPA Direct Debit
  3. To handle "on-us" transactions/payments (clearing and settlement takes place within the same bank)