Lisa Vasquez
304 North 20th
Street | Kansas City, KS 66102 | 913.280.4755
lisaannvv@gmail.com
UNDERWRITING PROFILE
LOAN PROCESSOR / DE UNDERWRITING / ACCOUNT EXECUTIVE / OPERATIONS MANAGER
Well-qualified and results-oriented Mortgage Professional with 15 years experience in loan
processing, underwriting, sales and management. Works exceptionally well in fast paced
environment driven by tight deadlines. Proficient at financial and credit analysis with a
high level of customer service. Top performer with track record of consistently meeting or
exceeding goals and customer expectations. Team player with polished communication
skills; verbal, written, interpersonal and rapport building.
PROFESSIONAL EXPERIENCE
ď‚· CenterPoint Energy / Kansas City, Missouri
Regional Client Representative (August 2014 – Currently Employed)
ď‚· AMG Services / Overland Park, Kansas
Collection Agent (May 2008-May 2014)
ď‚· First Magnus Financial Corporation / Overland Park, Kansas
DE and Conventional Underwriter, Account Executive, Operations Manager (September 2003 –
August 2008)
ď‚· First National Mortgage / Overland Park, KS
DE and Conventional Mortgage Underwriter (November 2002- September 2003)
ď‚· Countrywide Home Loans / Overland Park, KS
DE and Conventional Underwriter (August 2001-November 2002)
ď‚· James B. Nutter and Company / Kansas City, MO
FHA/VA Loan Processor, DE and Conventional Underwriter (September 1993 -August 2001)
.
RESPONSIBILITIES AND ROLES
ď‚· Responsible for the timely review and disposition of FHA, Conforming and
Non-Conforming loan applications.
ď‚· Responsible for the ordering of credit, title reports, appraisal report and
liasing with third parties for reports and documents as necessary
ď‚· Responsible for maintaining a working knowledge of FHA and Conventional
guidelines
ď‚· Reviewed borrower files to verify regulatory compliance and internal policy
guidelines were upheld
ď‚· Underwrite conforming, non-conforming conventional and FHA mortgage
loans to investor’s and government’s specific and individual guidelines while
maintaining the highest moral and ethical standards when making any and all
underwriting decisions
ď‚· Provided accurate and timely loan processing through efficient compilation of
borrowers information and loan documentation by communicating between
loan originator, borrower, lender and underwriter
ď‚· Prepare commitment and denial letters and cancel applications as necessary
ď‚· Operations Manager, reviewed matrixes of all products to ensure that all loan
production met the criteria for secondary market purchase Reviewed and
made certain that all State, Federal and Lender compliance procedures were in
place and being followed along with internal guidelines
ď‚· Responsible for day to day management and training of operations in each
department. In charge of all staffing decisions dependent upon market
conditions and company requirements
ď‚· Leveraged knowledge of loan products to help restructure denied loans for
subsequent approvals. Maintained compliance with lending, underwriting and
government requirements
ď‚· Demonstrated excellent follow through with borrowers, loan processors, loan
originators and management throughout all phases of the underwriting
process

lisavasquez67yahoo comresume (2)

  • 1.
    Lisa Vasquez 304 North20th Street | Kansas City, KS 66102 | 913.280.4755 lisaannvv@gmail.com UNDERWRITING PROFILE LOAN PROCESSOR / DE UNDERWRITING / ACCOUNT EXECUTIVE / OPERATIONS MANAGER Well-qualified and results-oriented Mortgage Professional with 15 years experience in loan processing, underwriting, sales and management. Works exceptionally well in fast paced environment driven by tight deadlines. Proficient at financial and credit analysis with a high level of customer service. Top performer with track record of consistently meeting or exceeding goals and customer expectations. Team player with polished communication skills; verbal, written, interpersonal and rapport building. PROFESSIONAL EXPERIENCE  CenterPoint Energy / Kansas City, Missouri Regional Client Representative (August 2014 – Currently Employed)  AMG Services / Overland Park, Kansas Collection Agent (May 2008-May 2014)  First Magnus Financial Corporation / Overland Park, Kansas DE and Conventional Underwriter, Account Executive, Operations Manager (September 2003 – August 2008)  First National Mortgage / Overland Park, KS DE and Conventional Mortgage Underwriter (November 2002- September 2003)  Countrywide Home Loans / Overland Park, KS DE and Conventional Underwriter (August 2001-November 2002)  James B. Nutter and Company / Kansas City, MO FHA/VA Loan Processor, DE and Conventional Underwriter (September 1993 -August 2001) . RESPONSIBILITIES AND ROLES  Responsible for the timely review and disposition of FHA, Conforming and Non-Conforming loan applications.
  • 2.
     Responsible forthe ordering of credit, title reports, appraisal report and liasing with third parties for reports and documents as necessary  Responsible for maintaining a working knowledge of FHA and Conventional guidelines  Reviewed borrower files to verify regulatory compliance and internal policy guidelines were upheld  Underwrite conforming, non-conforming conventional and FHA mortgage loans to investor’s and government’s specific and individual guidelines while maintaining the highest moral and ethical standards when making any and all underwriting decisions  Provided accurate and timely loan processing through efficient compilation of borrowers information and loan documentation by communicating between loan originator, borrower, lender and underwriter  Prepare commitment and denial letters and cancel applications as necessary  Operations Manager, reviewed matrixes of all products to ensure that all loan production met the criteria for secondary market purchase Reviewed and made certain that all State, Federal and Lender compliance procedures were in place and being followed along with internal guidelines  Responsible for day to day management and training of operations in each department. In charge of all staffing decisions dependent upon market conditions and company requirements  Leveraged knowledge of loan products to help restructure denied loans for subsequent approvals. Maintained compliance with lending, underwriting and government requirements  Demonstrated excellent follow through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process