This document summarizes a webinar about using Payoneer's services to enable e-commerce and online businesses through cross-border payments. The webinar introduces Miguel Warren from Payoneer Philippines and discusses the growth of global e-commerce markets and challenges with traditional cross-border payments. Payoneer's offerings including global receiving accounts, billing services, and payout partners are presented as solutions for businesses to receive international payments more efficiently.

1. KICKSTART YOUR AMAZON SELLING CAREER
Learn the Secrets to Building a Profitable Marketplace Store
from Southeast Asia
August 2016

2. Payoneer Premium Webinars
Featured Expert: Miguel Warren
Q&A & Chat Features
Twitter - #PayoneerLive
WEBINAR AGENDA

3. INTRODUCING MIGUEL WARREN
Country Manager of Payoneer Philippines
Involved with financial services technology since 2003
Payoneer is a leading cross-border payments company for small
businesses and professionals worldwide
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4. THE GLOBAL OPPORTUNITY FOR E-COMMERCE AND ONLINE BUSINESS
By 2020, cross-border
e-commerce market will grow
to $1 trillion and 900 million
people will be international
online shoppers
In 5 years, online shopping
will see compound annual
growth of 27.4 percent
China is expected to drive
much of the growth of
cross-border e-commerce
in coming years
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5. Cross Border Payments:
Enabling Ecommerce and
Online Businesses

6. GLOBAL ONLINE BUSINESS: CROSS-BORDER PAYMENTS
Cross-Border Payments Need to Connect Countries,
Currencies, Businesses and Professionals
Emerging Online Businesses Need A Way to Receive
Payments from Clients Globally
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7. TRADITIONAL CROSS-BORDER PAYMENTS
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8. TRADITIONAL CROSS-BORDER PAYMENTS
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CORRESPONDENT BANKING
Cross-border payments are complex because national payments systems do not
generally support direct participation by banks in other countries. In cases where one
bank does not belong to the payment system, a domestic correspondent bank is
used to act on its behalf.
Correspondent
Bank
Initiator
Bank
Initiator
Bank
Corresponding
Bank
Relationship
Sender
Remitting Country
Receiver
Beneficiary Country
Correspondent
Bank
Payment System
(Settlement Banks)
Payment System
(Settlement Banks)

9. TRADITIONAL CROSS-BORDER PAYMENTS
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Traditional Cross Border Payment Considerations:
Time for funds to become available in local currency
Lack of transparency for currency conversion
Compliance with Know Your Customer (KYC)
Limited ways to access the funds
COST

10. TRADITIONAL CROSS-BORDER PAYMENTS
Debit/Credit Cards Remittance Services
Low payment thresholds
High fees
More suited to consumer P2P transactions
Challenges of merchant accreditation
Low payment thresholds
High forex fees
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11. INNOVATION IN CROSS-BORDER B2B PAYMENTS
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According to McKinsey,
B2B payment
infrastructure and
technology hasn’t changed
in decades.
Around 60% of B2B
payments require time-
consuming manual
intervention.

12. A LITTLE ABOUT

13. PAYONEER OVERVIEW
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14. PAYONEER’S OFFERING
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BILLING
SERVICE
GET PAID BY
YOUR PEERS
LOCAL BANK
WITHDRAWAL
GLOBAL RECEIVING
ACCOUNTS
PAY OTHER
FREELANCERS
WITHDRAW CASH
AT ATMS
ONLINE & IN-STORE
PURCHASES

15. PAYONEER GLOBAL MASS PAYOUT PARTNERS
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16. GLOBAL COLLECTION ACCOUNTS IN USD/EURO/GBP/JPY
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Provides you with international receiving accounts
Allows global companies to conveniently send you a payment
in their local currency – as if you had a local bank account!
Receive funds from your Amazon Store!

18. SEAMLESSLY MANAGE YOUR PAYMENTS FROM AMAZON
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20. THE CHALLENGES OF WORKING WITH DIRECT CLIENTS
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Global Payment
Service
Billing Service
Complexity
The international payments industry is
overwhelming for service providers & clients
Cost
Current payment methods are not cost-
effective for both parties
Late Payments
58% of service providers have had or will have
issues receiving payment on time

21. PAYONEER’S NEW BILLING SERVICE
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Bill your international clients directly & get paid via secure & cost-effective
payment methods. Your clients do not need to register with Payoneer
Send a payment
request to your client
Track and manage
requests
Get Paid

22. PAYONEER VALUE PROPOSITION
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Source: Unveiling the true cost of cross-border b2b payments (2016) by Let’s Talk Payments
Sending Country: Receiving Country: Transferred Amount:
$1,000
Final Amount
Transferred (PHP)
Time of Processing
(no. of working days)
Conversion Fee
Charged
(% Above the Mid-Market
Rate)
Fess ChargedCases
42,154.832-35.5%Wire Transfer Fee ($35)
Case I
43,379.224-72.5%
4.4% of the Amount
Transferred
+ 0.30 Cents
Case II
44.707.602-42%
2% (Fee Waived Based
on Volume of Payments
Received)
Case III

23. REFER A FRIEND PROGRAM
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Refer a Friend Friend Applies for
Payoneer Account
You and Your
Friend Get $25!

24. REACHING OUT TO MIGUEL
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Get in touch with Miguel!
Miguel Warren @ miguelwa@payoneer.com

25. Q&A
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Time for your Questions
?

26. THANK YOU