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HAC




       Rural Seniors and Their Homes:
Senior Housing Trends and Conditions
                 across Rural America
HAC
        www.ruralhome.org

The mission of the Housing Assistance Council
is to improve housing conditions for the rural
poor, with an emphasis on the poorest of the
poor in the most rural places.



                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Rural and Small Town Census Tracts                                                                HAC




                                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                      senior characteristics


                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Population Age 65 or Over
                                                                                                                                   HAC
                            14.0%

                                                                    13.7%

                            13.5%



                            13.0%
Percent of the Population




                                                                                                    12.8%
                                         12.7%

                            12.5%



                            12.0%                                                                                    11.9%



                            11.5%



                            11.0%
                                          U.S.                Rural & Small Town              Suburban & Exurban     Urban

                                                   U.S.   Rural & Small Town       Suburban & Exurban       Urban
                                                                Source: ACS Data, 2006-2010

                                                                          Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                                                 Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
 Where do Seniors Live?


Population by Residence, 2010                              Senior Population by Residence, 2010



                               Rural and
                                                                                            Rural and
                                 Small
                                                                                              Small
                              Town, 21.0%
                                                                                           Town, 24.6%
          Urban, 29.9%                                                    Urban, 30.3%

                           Suburban                                                        Suburban
                             and                                                             and
                         Exurban, 49.1                                                   Exurban, 44.9
                              %                                                               %




                                            Source: ACS Data, 2006-2010

                                                     Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                            Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
Senior Poverty By Residence & Gender
                     16%


                                                                                                               13.8%
                     14%


                                                          11.8%
                     12%
                                                                                            10.9%

                                         9.8%
                     10%
Percent in Poverty




                                                                                                        7.9%
                     8%
                                                  7.2%


                     6%


                     4%


                     2%


                     0%
                                                  U.S.                                          Rural & Small Town

                           All Elderly   Elderly Male    Elderly Female   Source: ACS Data, 2006-2010

                                                                    Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                                           Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Percent of Seniors in Poverty, Rural & Small Town
                                                                                                     HAC




           100%
            90%
            80%
            70%
            60%                                                   White, non-
            50%                                                   Hispanic
            40%                                                   Minority Status
            30%
            20%
            10%
             0%
                        Overall              In Poverty


                                  Source: ACS Data, 2006-2010

                                            Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                   Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                 housing characteristics


                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Housing Tenure, Persons Aged 65 and Over                                                            HAC

 100%

                11.2%                                       21.2%
 90%


 80%


 70%


 60%


 50%                                                                                  Renter Occupied
                88.8%                                       78.8%
                                                                                      Owner Occupied
 40%


 30%


 20%


 10%


  0%
                  Rural                                       US

                              Source: ACS Data, 2006-2010

                                        Kansas Housing Conference; September 13th, 2012; Manhattan, KS
               Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




               Source: ACS Data, 2006-2010

                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Owned Households with Mortgages, Persons 65 and Over                                                  HAC


100%


90%


80%


70%
                71.7%                                           67.5%
60%


50%                                                                                        Without Mortgage
                                                                                           With Mortgage
40%


30%


20%


                28.2%                                           32.5%
10%


 0%
                 Rural                                           US
                                  Source: ACS Data, 2006-2010

                                            Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                   Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Cost-Burdened Households, Persons Aged 65 and Over                                                                HAC
80%



70%



60%


                                               22.8%
50%


                                                                      % of homeowners that spend 35% or more of gross
40%                                                                   income on owner costs
          19.7%                                                       % of renters that spent 35% or more of gross income
                                                                      on rent
30%



20%

          30.3%                                44.6%
10%



0%
            Rural                                 US
                                   Source: ACS Data, 2006-2010

                                             Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                    Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Year Moved into Unit, Persons Aged 65 and Over                                                                     HAC

70%




60%




50%




40%

                                                                                       Rural & Small Town Renter
                                                                                       Rural & Small Town Owner
30%




20%




10%




0%
        2000 or later                  1999-1980                     1979-or earlier

                                       Source: ACS Data, 2006-2010

                                                 Kansas Housing Conference; September 13th, 2012; Manhattan, KS
                        Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




federally assisted housing programs


                               Kansas Housing Conference; September 13th, 2012; Manhattan, KS
      Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
Federal Programs                                                                              HAC




• HUD Section 202
  – Supportive Housing for the Elderly Program
• USDA Section 515
  – Rural Rental Housing Program
• USDA Section 504
  – Housing Repair and Rehabilitation Loan/Grant
    Program


                                     Kansas Housing Conference; September 13th, 2012; Manhattan, KS
            Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC




         Conclusion




                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
HAC
   www.ruralhome.org


                         Kansas Housing Conference; September 13th, 2012; Manhattan, KS
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America

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Kansas Housing Conference 2012 - senior housing - hac

  • 1. HAC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 2. HAC www.ruralhome.org The mission of the Housing Assistance Council is to improve housing conditions for the rural poor, with an emphasis on the poorest of the poor in the most rural places. Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 3. Rural and Small Town Census Tracts HAC Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 4. HAC senior characteristics Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 5. Population Age 65 or Over HAC 14.0% 13.7% 13.5% 13.0% Percent of the Population 12.8% 12.7% 12.5% 12.0% 11.9% 11.5% 11.0% U.S. Rural & Small Town Suburban & Exurban Urban U.S. Rural & Small Town Suburban & Exurban Urban Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 6. HAC Where do Seniors Live? Population by Residence, 2010 Senior Population by Residence, 2010 Rural and Rural and Small Small Town, 21.0% Town, 24.6% Urban, 29.9% Urban, 30.3% Suburban Suburban and and Exurban, 49.1 Exurban, 44.9 % % Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 7. HAC Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 8. HAC Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 9. HAC Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 10.
  • 11. HAC Senior Poverty By Residence & Gender 16% 13.8% 14% 11.8% 12% 10.9% 9.8% 10% Percent in Poverty 7.9% 8% 7.2% 6% 4% 2% 0% U.S. Rural & Small Town All Elderly Elderly Male Elderly Female Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 12. Percent of Seniors in Poverty, Rural & Small Town HAC 100% 90% 80% 70% 60% White, non- 50% Hispanic 40% Minority Status 30% 20% 10% 0% Overall In Poverty Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 13. HAC Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 14. HAC housing characteristics Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 15. Housing Tenure, Persons Aged 65 and Over HAC 100% 11.2% 21.2% 90% 80% 70% 60% 50% Renter Occupied 88.8% 78.8% Owner Occupied 40% 30% 20% 10% 0% Rural US Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 16. HAC Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 17. Owned Households with Mortgages, Persons 65 and Over HAC 100% 90% 80% 70% 71.7% 67.5% 60% 50% Without Mortgage With Mortgage 40% 30% 20% 28.2% 32.5% 10% 0% Rural US Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 18. Cost-Burdened Households, Persons Aged 65 and Over HAC 80% 70% 60% 22.8% 50% % of homeowners that spend 35% or more of gross 40% income on owner costs 19.7% % of renters that spent 35% or more of gross income on rent 30% 20% 30.3% 44.6% 10% 0% Rural US Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 19. Year Moved into Unit, Persons Aged 65 and Over HAC 70% 60% 50% 40% Rural & Small Town Renter Rural & Small Town Owner 30% 20% 10% 0% 2000 or later 1999-1980 1979-or earlier Source: ACS Data, 2006-2010 Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 20. HAC federally assisted housing programs Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 21. Federal Programs HAC • HUD Section 202 – Supportive Housing for the Elderly Program • USDA Section 515 – Rural Rental Housing Program • USDA Section 504 – Housing Repair and Rehabilitation Loan/Grant Program Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 22. HAC Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 23. HAC Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 24. HAC Conclusion Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America
  • 25. HAC www.ruralhome.org Kansas Housing Conference; September 13th, 2012; Manhattan, KS Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America