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11/20/2012




                                                                                                   HAC




          Rural Seniors and Their Homes: 
   Senior Housing Trends and  Conditions 
                    across Rural America




                                 HAC
                        www.ruralhome.org

                The mission of the Housing Assistance Council 
                is to improve housing conditions for the rural 
                poor, with an emphasis on the poorest of the 
                poor in the most rural places.



                                  National Rural Housing Conference; December 6th, 2012; Washington, DC
                Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




Rural and Small Town Census Tracts                                                                 HAC




                                  National Rural Housing Conference; December 6th, 2012; Washington, DC
                Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                      1
11/20/2012




                                                                                                                                                 HAC




                                                                                  senior characteristics


                                                                            National Rural Housing Conference; December 6th, 2012; Washington, DC
                                                          Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                Population Age 65 or Over
                                                                                                                                                 HAC
                                14.0%

                                                                              13.7%

                                13.5%




                                13.0%
    Percent of the Population




                                                                                                              12.8%
                                               12.7%

                                12.5%




                                12.0%                                                                                                    11.9%



                                11.5%




                                11.0%
                                                   U.S.                Rural & Small Town               Suburban  & Exurban              Urban
                                                            U.S.    Rural & Small Town      Suburban  & Exurban         Urban
                                                                          Source: ACS Data, 2006‐2010

                                                                            National Rural Housing Conference; December 6th, 2012; Washington, DC
                                                          Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                                                 HAC
 Where do Seniors Live?


Population by Residence, 2010                                                            Senior Population by Residence, 2010



                                                            Rural and 
                                                                                                                                   Rural and 
                                                           Small Town, 
                                                                                                                                  Small Town, 
                                                             21.0%
                                                                                                                                    24.6%
                                    Urban, 29.9%                                                            Urban, 30.3%


                                                    Suburban                                                                     Suburban 
                                                   and Exurban,                                                                 and Exurban, 
                                                      49.1%                                                                        44.9%




                                                                          Source: ACS Data, 2006‐2010

                                                                            National Rural Housing Conference; December 6th, 2012; Washington, DC
                                                          Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                                                                2
11/20/2012




                                                                                   HAC




                  National Rural Housing Conference; December 6th, 2012; Washington, DC
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                   HAC




                  National Rural Housing Conference; December 6th, 2012; Washington, DC
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                   HAC




                  National Rural Housing Conference; December 6th, 2012; Washington, DC
Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                      3
11/20/2012




                                                                                                                                HAC
 Living Alone by Gender,                                                                          U.S.
 Persons Aged 65 and Over

                                                                                                             28.2%


                                 Rural & Small Town
                                                                                            71.8%



                                                    32.2%
                                                                                      Males
                                                                                      Females

                                           67.8%




                                                              Source: ACS Data, 2006‐2010

                                                               National Rural Housing Conference; December 6th, 2012; Washington, DC
                                             Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                                HAC
 Senior Poverty By Residence & Gender
                      16%


                                                                                                                   13.8%
                      14%


                                                          11.8%
                      12%
                                                                                                10.9%

                                          9.8%
                      10%
 Percent in Poverty




                                                                                                            7.9%
                      8%
                                                   7.2%


                      6%


                      4%


                      2%


                      0%
                                                   U.S.                                             Rural & Small Town
                            All Elderly    Elderly Male   Elderly Female      Source: ACS Data, 2006‐2010

                                                               National Rural Housing Conference; December 6th, 2012; Washington, DC
                                             Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




Percent of Seniors in Poverty, Rural & Small Town
                                                                                                                                HAC




                               100%
                                90%
                                80%
                                70%
                                60%                                                                   White, non‐
                                50%                                                                   Hispanic
                                40%                                                                   Minority Status
                                30%
                                20%
                                10%
                                 0%
                                                  Overall                  In Poverty


                                                              Source: ACS Data, 2006‐2010

                                                               National Rural Housing Conference; December 6th, 2012; Washington, DC
                                             Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                                                   4
11/20/2012




                                                                                                     HAC




                                 National Rural Housing Conference; December 6th, 2012; Washington, DC
               Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                     HAC




                                 housing characteristics


                                 National Rural Housing Conference; December 6th, 2012; Washington, DC
               Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




Housing Tenure, Persons Aged 65 and Over                                                             HAC

100%

                11.2%                                        21.2%
 90%


 80%


 70%


 60%


 50%                                                                                   Renter Occupied
                88.8%                                        78.8%
                                                                                       Owner Occupied

 40%


 30%


 20%


 10%


 0%
                 Rural                                        US
                               Source: ACS Data, 2006‐2010

                                 National Rural Housing Conference; December 6th, 2012; Washington, DC
               Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                     5
11/20/2012




                                                                                                                           HAC




                                               Source: ACS Data, 2006‐2010

                                                 National Rural Housing Conference; December 6th, 2012; Washington, DC
                               Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




  Owned Households with Mortgages, Persons 65 and Over                                                                     HAC


100%


90%


80%


70%
                          71.7%                                                   67.5%
60%


50%                                                                                                           Without Mortgage
                                                                                                              With Mortgage

40%


30%


20%

                          28.2%                                                   32.5%
10%


 0%
                           Rural                                                     US
                                               Source: ACS Data, 2006‐2010

                                                 National Rural Housing Conference; December 6th, 2012; Washington, DC
                               Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




        Year Moved into Unit, Persons Aged 65 and Over                                                                     HAC

       70%




       60%




       50%




       40%

                                                                                               Rural & Small Town Renter
                                                                                               Rural & Small Town Owner
       30%




       20%




       10%




       0%
               2000 or later                  1999‐1980                      1979‐or earlier
                                               Source: ACS Data, 2006‐2010

                                                 National Rural Housing Conference; December 6th, 2012; Washington, DC
                               Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                                         6
11/20/2012




                                                                                               HAC




                      Conclusion




                              National Rural Housing Conference; December 6th, 2012; Washington, DC
            Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




           HAC’s RSH                                                                           HAC




Rural Senior Housing Initiative 
  Building and preserving housing for seniors in rural communities

                ‐   Grant Funds
                ‐   Loans
                ‐   Training and Technical Assistance
                ‐   Research and Information


              Become a stakeholder: 
   Contact Janice Clark at janice@ruralhome.org

               www.ruralhome.org

                              National Rural Housing Conference; December 6th, 2012; Washington, DC
            Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America   




                                                                                                                  7

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A1 Eric Oberdorfer PPT - Housing the Elderly

  • 1. 11/20/2012 HAC Rural Seniors and Their Homes:  Senior Housing Trends and  Conditions  across Rural America HAC www.ruralhome.org The mission of the Housing Assistance Council  is to improve housing conditions for the rural  poor, with an emphasis on the poorest of the  poor in the most rural places. National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    Rural and Small Town Census Tracts HAC National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    1
  • 2. 11/20/2012 HAC senior characteristics National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    Population Age 65 or Over HAC 14.0% 13.7% 13.5% 13.0% Percent of the Population 12.8% 12.7% 12.5% 12.0% 11.9% 11.5% 11.0% U.S. Rural & Small Town Suburban  & Exurban Urban U.S. Rural & Small Town Suburban  & Exurban Urban Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    HAC Where do Seniors Live? Population by Residence, 2010 Senior Population by Residence, 2010 Rural and  Rural and  Small Town,  Small Town,  21.0% 24.6% Urban, 29.9% Urban, 30.3% Suburban  Suburban  and Exurban,  and Exurban,  49.1% 44.9% Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    2
  • 3. 11/20/2012 HAC National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    HAC National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    HAC National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    3
  • 4. 11/20/2012 HAC Living Alone by Gender, U.S. Persons Aged 65 and Over 28.2% Rural & Small Town 71.8% 32.2% Males Females 67.8% Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    HAC Senior Poverty By Residence & Gender 16% 13.8% 14% 11.8% 12% 10.9% 9.8% 10% Percent in Poverty 7.9% 8% 7.2% 6% 4% 2% 0% U.S. Rural & Small Town All Elderly Elderly Male Elderly Female Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    Percent of Seniors in Poverty, Rural & Small Town HAC 100% 90% 80% 70% 60% White, non‐ 50% Hispanic 40% Minority Status 30% 20% 10% 0% Overall In Poverty Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    4
  • 5. 11/20/2012 HAC National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    HAC housing characteristics National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    Housing Tenure, Persons Aged 65 and Over HAC 100% 11.2% 21.2% 90% 80% 70% 60% 50% Renter Occupied 88.8% 78.8% Owner Occupied 40% 30% 20% 10% 0% Rural US Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    5
  • 6. 11/20/2012 HAC Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    Owned Households with Mortgages, Persons 65 and Over HAC 100% 90% 80% 70% 71.7% 67.5% 60% 50% Without Mortgage With Mortgage 40% 30% 20% 28.2% 32.5% 10% 0% Rural US Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    Year Moved into Unit, Persons Aged 65 and Over HAC 70% 60% 50% 40% Rural & Small Town Renter Rural & Small Town Owner 30% 20% 10% 0% 2000 or later 1999‐1980 1979‐or earlier Source: ACS Data, 2006‐2010 National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    6
  • 7. 11/20/2012 HAC Conclusion National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    HAC’s RSH HAC Rural Senior Housing Initiative  Building and preserving housing for seniors in rural communities ‐ Grant Funds ‐ Loans ‐ Training and Technical Assistance ‐ Research and Information Become a stakeholder:  Contact Janice Clark at janice@ruralhome.org www.ruralhome.org National Rural Housing Conference; December 6th, 2012; Washington, DC Rural Seniors and Their Homes: Senior Housing Trends and Conditions across Rural America    7