This document summarizes a study on the characteristics and service performance of agricultural cooperatives in Bac Ninh province, Vietnam. The key findings are:
1) Most cooperatives in Bac Ninh are small, village-based organizations with limited capital and staff. Staff generally have low education levels.
2) Cooperatives provide services like irrigation, extension, and seed/crop supply, but few offer marketing or credit. Farmers rate cooperatives highly for irrigation, field protection, and extension services.
3) The study recommends improving cooperative staff management skills, accessing financial resources, and enhancing marketing services to strengthen their role in supporting farmers.
SMALLHOLDER FARMERS’ CREDIT PARTICIPATION: THE CASE OF OMO MICROFINANCE INSTI...Premier Publishers
This study was conducted with specific objectives to examine households’ participation in credit services of Omo Microfinance Institution and identify the determinants of credit participation and loan amount received in the Gimbo district of Kaffa zone, Southern Ethiopia. The study was based on the data collected from 200 sample households selected through two-stage sampling technique. Both descriptive statistics and econometric model were used to analyze the data. A double hurdle model was employed to assess the determinants of households’ credit participation and the amount of loan received. Econometric model result showed that sex, education level, family size, land size, distance from service provision center, extension contact, perception on group lending, and perception on loan provision time were found to be significant in influencing the probability of credit participation. Furthermore, sex, education, family size, land size, livestock holding, and extension contact were found to be significantly affecting loan amount received. The result suggests the need for improvement on delayed loan disbursement time for credit service in order to increase households’ participation in the services.
Bio-Resources Market Chain Linkages and an Opinion for its Sustainable Utiliz...CrimsonAlternativemedicine
Bio-Resources Market Chain Linkages and an Opinion for its Sustainable Utilization in India by Suresh Jagtap in Advances in Complementary &Alternative Medicine
Throughout the world, there is large demand of the bio-resources and many people are still dependant on it. Medicinal plants are one of the parts of these bio-resources. More than 7,000 species from India are considered as medicinal plants. However, all these species do not have high market demands. Many of them are used by local people and tribal by traditional ways. Few people are well practicing commercial use of medicinal plants for various purposes. As per the reports of Planning Commission in 2000, it has been estimates that, there are over 7,800 manufacturing units in India related to the bio-resources, indicating consistently increasing demand since last decade.
For more open access journals in Crimson Publishers please click on link: https://crimsonpublishers.com/
For more articles in open access Complementary Medicine journals please click on link: https://crimsonpublishers.com/acam/index.php
Agricultural Cooperatives and Rural Poverty Reduction among Rural Farmers in ...ijtsrd
This study assessed the nexus between agricultural cooperative and rural poverty reduction in Anambra State. The study utilised primary data, which were extracted from the questionnaire distributed to 213 rural farmers in Anambra State. Descriptive statistics were used to present and discuss data, while inferential statistics such as Paired sample T Test were employed to test hypothesis at the 5 level. The results study reveal that cooperative credit, cooperative farm inputs, cooperative farm extension services and agricultural cooperative marketing have significant positive relationships with rural poverty reduction among farmers in Anambra State at 5 level of significance. The study recommends among others, that government should complement the efforts of cooperatives by evolving a favourable credit policy which would lead to entrepreneurial development in the rural areas and that government at the three levels and all stake holders should endeavour to assist in providing adequate farm input supplies, crop varieties, good storage facilities among others because of their multiplier effects on poverty reduction, food security, job and wealth creation. Francis O Nwankwo | Stephanie Chidiogo Akonu "Agricultural Cooperatives and Rural Poverty Reduction among Rural Farmers in Anambra State, Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-1 , December 2019, URL: https://www.ijtsrd.com/papers/ijtsrd29879.pdf Paper URL: https://www.ijtsrd.com/engineering/agricultural-engineering/29879/agricultural-cooperatives-and-rural-poverty-reduction-among-rural-farmers-in-anambra-state-nigeria/francis-o-nwankwo
The implication of farmers’ behavior to the household economic income through...inventionjournals
ABSTRACT : This research is intended to identify, analyze, and theoretically and empirically explain: the effect of farmers’ behavior and farmers’ economic decision; the effect of farmers’ behavior with farmers’ household income; farmers’ economic decision with farmers’ household income; and farmers’ behavior with farmers’ household income through farmers’ economic decision.This research is an explanation (explanatory research), which explain the causal relationship among the research variables by the testing of hypothesis. The population in this research is farmers’ household in Minahasa regency. With samples of this research are 120 respondents. Purposive sampling is used to collect the data and the data analysis of this research using path analysis. The results of the research showed that: farmers’ behavior directly and significantly effect to the economic decision. farmers’ behavior directly effect to farmers household income; economic decision is directly and significantly effect to the farmers household income; farmers behavior is indirectly and significantly to the farmers household with economic decision as intervening variable.
Sustainability of Microfinance: A Case of Tea SACCOs in Kericho, Buret and Bo...World-Academic Journal
Tea SACCOs are tea based rural SACCOs formed by tea growers, whose functions are to keep member’s savings in form of shares, savings accounts and deposit accounts among others. Little is known about the factors influencing financial sustainability of Tea SACCOs. The study covered all six Tea SACCOs in Kericho, Bomet and Buret districts in the Rift valley province of Kenya. Analysis involved evaluating growth in net worth, administrative efficiency, loan portfolio quality, staff productivity and transaction costs. The study found that the growth of net assets had been on the decline over the years, loan portfolio was poor and default rates were high. According to the indicators evaluated, Tea SACCOs had not yet reached their full potential in outreach and that high transaction costs hindered their financial sustainability.
Article 7 A STUDY ON WOMEN EMPOWERMENTTHROUGH SUSTAINABLE ORGANIC FARMING D...Dr UMA K
UMA .K
Assistant professor in commerce
Reference: 6. UMA. K & Dr. RECHANNA (2020) “A STUDY ON WOMEN EMPOWERMENT THROUGH SUSTAINABLE ORGANIC FARMING”, AEGAEUM JOURNAL, ISSN NO: 0776-3808, http://aegaeum.com/, Volume 8, Issue 8, 2020, Page No 1474- 1486.
This document discusses factors that contribute to success in life such as hard work, knowledge, love, and luck but argues that they only account for a portion of success. It asserts that attitude is the most important factor, achieving a score of 100% when its letters are summed, and that changing one's attitude can change one's life. The document encourages sharing this message with others.
SMALLHOLDER FARMERS’ CREDIT PARTICIPATION: THE CASE OF OMO MICROFINANCE INSTI...Premier Publishers
This study was conducted with specific objectives to examine households’ participation in credit services of Omo Microfinance Institution and identify the determinants of credit participation and loan amount received in the Gimbo district of Kaffa zone, Southern Ethiopia. The study was based on the data collected from 200 sample households selected through two-stage sampling technique. Both descriptive statistics and econometric model were used to analyze the data. A double hurdle model was employed to assess the determinants of households’ credit participation and the amount of loan received. Econometric model result showed that sex, education level, family size, land size, distance from service provision center, extension contact, perception on group lending, and perception on loan provision time were found to be significant in influencing the probability of credit participation. Furthermore, sex, education, family size, land size, livestock holding, and extension contact were found to be significantly affecting loan amount received. The result suggests the need for improvement on delayed loan disbursement time for credit service in order to increase households’ participation in the services.
Bio-Resources Market Chain Linkages and an Opinion for its Sustainable Utiliz...CrimsonAlternativemedicine
Bio-Resources Market Chain Linkages and an Opinion for its Sustainable Utilization in India by Suresh Jagtap in Advances in Complementary &Alternative Medicine
Throughout the world, there is large demand of the bio-resources and many people are still dependant on it. Medicinal plants are one of the parts of these bio-resources. More than 7,000 species from India are considered as medicinal plants. However, all these species do not have high market demands. Many of them are used by local people and tribal by traditional ways. Few people are well practicing commercial use of medicinal plants for various purposes. As per the reports of Planning Commission in 2000, it has been estimates that, there are over 7,800 manufacturing units in India related to the bio-resources, indicating consistently increasing demand since last decade.
For more open access journals in Crimson Publishers please click on link: https://crimsonpublishers.com/
For more articles in open access Complementary Medicine journals please click on link: https://crimsonpublishers.com/acam/index.php
Agricultural Cooperatives and Rural Poverty Reduction among Rural Farmers in ...ijtsrd
This study assessed the nexus between agricultural cooperative and rural poverty reduction in Anambra State. The study utilised primary data, which were extracted from the questionnaire distributed to 213 rural farmers in Anambra State. Descriptive statistics were used to present and discuss data, while inferential statistics such as Paired sample T Test were employed to test hypothesis at the 5 level. The results study reveal that cooperative credit, cooperative farm inputs, cooperative farm extension services and agricultural cooperative marketing have significant positive relationships with rural poverty reduction among farmers in Anambra State at 5 level of significance. The study recommends among others, that government should complement the efforts of cooperatives by evolving a favourable credit policy which would lead to entrepreneurial development in the rural areas and that government at the three levels and all stake holders should endeavour to assist in providing adequate farm input supplies, crop varieties, good storage facilities among others because of their multiplier effects on poverty reduction, food security, job and wealth creation. Francis O Nwankwo | Stephanie Chidiogo Akonu "Agricultural Cooperatives and Rural Poverty Reduction among Rural Farmers in Anambra State, Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-1 , December 2019, URL: https://www.ijtsrd.com/papers/ijtsrd29879.pdf Paper URL: https://www.ijtsrd.com/engineering/agricultural-engineering/29879/agricultural-cooperatives-and-rural-poverty-reduction-among-rural-farmers-in-anambra-state-nigeria/francis-o-nwankwo
The implication of farmers’ behavior to the household economic income through...inventionjournals
ABSTRACT : This research is intended to identify, analyze, and theoretically and empirically explain: the effect of farmers’ behavior and farmers’ economic decision; the effect of farmers’ behavior with farmers’ household income; farmers’ economic decision with farmers’ household income; and farmers’ behavior with farmers’ household income through farmers’ economic decision.This research is an explanation (explanatory research), which explain the causal relationship among the research variables by the testing of hypothesis. The population in this research is farmers’ household in Minahasa regency. With samples of this research are 120 respondents. Purposive sampling is used to collect the data and the data analysis of this research using path analysis. The results of the research showed that: farmers’ behavior directly and significantly effect to the economic decision. farmers’ behavior directly effect to farmers household income; economic decision is directly and significantly effect to the farmers household income; farmers behavior is indirectly and significantly to the farmers household with economic decision as intervening variable.
Sustainability of Microfinance: A Case of Tea SACCOs in Kericho, Buret and Bo...World-Academic Journal
Tea SACCOs are tea based rural SACCOs formed by tea growers, whose functions are to keep member’s savings in form of shares, savings accounts and deposit accounts among others. Little is known about the factors influencing financial sustainability of Tea SACCOs. The study covered all six Tea SACCOs in Kericho, Bomet and Buret districts in the Rift valley province of Kenya. Analysis involved evaluating growth in net worth, administrative efficiency, loan portfolio quality, staff productivity and transaction costs. The study found that the growth of net assets had been on the decline over the years, loan portfolio was poor and default rates were high. According to the indicators evaluated, Tea SACCOs had not yet reached their full potential in outreach and that high transaction costs hindered their financial sustainability.
Article 7 A STUDY ON WOMEN EMPOWERMENTTHROUGH SUSTAINABLE ORGANIC FARMING D...Dr UMA K
UMA .K
Assistant professor in commerce
Reference: 6. UMA. K & Dr. RECHANNA (2020) “A STUDY ON WOMEN EMPOWERMENT THROUGH SUSTAINABLE ORGANIC FARMING”, AEGAEUM JOURNAL, ISSN NO: 0776-3808, http://aegaeum.com/, Volume 8, Issue 8, 2020, Page No 1474- 1486.
This document discusses factors that contribute to success in life such as hard work, knowledge, love, and luck but argues that they only account for a portion of success. It asserts that attitude is the most important factor, achieving a score of 100% when its letters are summed, and that changing one's attitude can change one's life. The document encourages sharing this message with others.
This document outlines different national soccer "plans" in a humorous way. The English plan notes the striker's position may vary depending on the wind. The German plan describes their style as radical, efficient, and unstoppable, with balls reaching 297 km/h. The Italian plan focuses on an iron defense, small ideas in midfield, and passing to the striker for a potential penalty. The Brazilian plan offers no comments. The Swiss plan jokes that they can lose on their own without needing help. The French plan notes they try all possible hypotheses but forget the goal. The Turkish plan features a note that a red dot in their plan represents the referee, not the ball. It directs the reader to a website for more soccer
A son or daughter's perspective of their father changes dramatically over time. As a young child, they see their father as all-knowing and great. As they become teenagers, they view their father as outdated and not understanding the modern world. In adulthood, they appreciate all the hardships their father endured to raise them and bring order to the family, realizing how difficult it was for him to manage and control things as they grew older.
The document discusses performance appraisals in organizations. It defines performance appraisals as a system to review and evaluate job performance to assess accomplishments and develop plans for improvement. It also discusses performance management, where managers and employees work together to set expectations, review results, and reward performance. The document outlines the performance appraisal process, including planning goals, communicating them, establishing criteria, conducting reviews, and anticipating problems. It also discusses methods, responsibilities, legal implications, and ensuring effective appraisal systems.
This document poses a series of rhetorical questions contrasting the treatment of religious minorities between India and Muslim-majority countries. It questions whether secularism is equally applied, noting examples where Hindus face discrimination or have fewer rights than Muslims in some regions of India and in Muslim-majority nations. The document argues Hindus in India practice tolerance despite being a majority, while implying Muslims do not return the same tolerance in Muslim-majority locations.
The document attempts to argue that chocolate is a vegetable by noting that it comes from cocoa beans and sugar comes from sugar beets. It then illogically claims that chocolate bars are healthy because they contain milk and that eating chocolate is good for stress management and weight loss by forwarding an email.
The poem expresses the love and sacrifices a mother makes for her child from birth through adulthood. It describes how the mother was always there to care for the child when sick, celebrate milestones, provide for needs and wants, and bless relationships. It encourages the reader to appreciate the mother while she is still alive by spending time with her and expressing love and care in return for all she has given.
The document provides 10 tips for relaxation and avoiding work. It advises living to relax and treating your bed as a temple. It suggests relaxing during the day so you can sleep at night, and only doing work that can't be postponed. The tips encourage working as little as possible and letting others do tasks, and not worrying since no one has died from doing nothing but work can be dangerous. It concludes working is healthy so it should be left to sick people.
This document discusses the importance and benefits of training for employees. It defines training as a systematic process that improves corporate performance by developing employee skills and knowledge through instruction and practical activities. The document outlines differences between training, education, and development. It also describes principles of learning and a systematic approach to developing a training plan, including assessing needs, specifying objectives, designing programs, and evaluating training effectiveness.
AGRICULTURAL COOPERATIVE AND RURAL DEVELOPMENT IN ANAMBRA STATE.pdfLori Head
This document summarizes a study that investigated the effect of agricultural cooperative societies on rural development in Anambra State, Nigeria. The study found that socioeconomic factors like age, education, household size, farm size, farming experience, and cooperative membership had significant effects on rural income. It also found that there were significant differences in annual output, income, and value of productive assets for farmers before and after joining cooperatives. The study concludes that cooperatives positively impact rural development indicators and recommends encouraging more rural poor to join cooperatives.
Impacts of Sectoral Restructuring on Agricultural Service Delivery in NepalPremier Publishers
The agricultural sector is under a restructuring process in Nepal as per the Federal constitutional provision (schedule 6, 8 and 9). Constitutionally, the agricultural service delivery is provisioned to the Local level (Municipalities and rural Municipalities). In this context, the purpose of this study was to analyse the impact of sectoral restructuring in agricultural service delivery in Nepal. This study was done during 2019 and 2020 in Karnali Province and 3 Local levels. 8 Focused Group Discussions (FGD) were done along with in depth Key Informants Interviews (KII) (n=50), and direct observation to collect the data. Findings revealed that within a span of three years, each Municipality deputed technical staff, formulated legal framework, developed and implemented plans and programmes for agricultural service delivery. However, there was consensus among key informants that the Federal, Province and the Local levels have weak linkages and coordination in information flow, planning, implementation and monitoring of programmes in the existing institutional arrangement. Furthermore, it is observed that overlapping functions in agricultural services has created confusions for service delivery. The findings also revealed strong need for clarification on the jurisdiction and roles of each tier of the new government structure to avoid such confusions. The Federal level, with its higher percentage of sectoral allocation and human resources involvement shows tendency of holding power and centralised mind set. Hence, respecting the constitutional mandate and its translation into policies and programme is necessary to strengthen the agricultural service delivery at Local level.
Research on the Development of Rural Collective Economy: The Case of Chun'anDr. Amarjeet Singh
The implementation of the rural revitalization strategy in the new era is the overall starting point for doing a good job in the "three rural" work. Research on the development of the rural collective economy has promoted the overall upgrading of agriculture, the overall progress of the countryside, and the overall development of farmers. It has promoted the implementation of the rural revitalization strategy. It is also the focus and difficulty of rural grassroots construction. This paper analyzes the development status of the rural collective economy in Mochuan Village, Chun'an County, uses the operating income data of Mochuan Village from 2014 to 2019, uses statistical analysis methods to explore the existing problems and their causes, and manages different subjects and agricultural production from rural society From the two perspectives of the elements, the countermeasures for the development of the rural collective economy are proposed.
Current Changes in the Role of Agriculture and Agri-Farming Structures in Tha...AI Publications
The objective os this study is to present Current Changes in the Role of Agriculture and Agri-Farming Structures in Thailand and Vietnam with SLM practices. Farmer’s adoption and investment in SLM is a key for controlling land degradation, enhancing the well-being of society, and ensuring the optimal use of land resources for the benefit of present and future generations (World Bank, 2006; FAO, 2018). And agriculture remains an essential element of lives of many farmers in term of the strong cultural and symbolic values that attach current working generation to do and to spend time for it but not intern of income generating.
Multifunctionality of Peri-Urban Agriculture: A Case Study in Trau Quy Commun...AI Publications
The emergence of the concept of multifunctionality responds to a wide range of concerns about significant, worldwide changes in agriculture, particularly in peri-urban areas. Multifunctionality at farm level means that farms not only provide agricultural goods and food, but also services to the community as well as public goods. For two recent decades, rapid urbanization in peri-urban area of Vietnam has strongly impacted on livelihood of people whose livelihood used to be farm-based. The peri-urban residents have been facing with food insecurity and underemployment, particularly those who could not seek new jobs and constructed new livelihood strategies. Based on data collected from a survey of 60 peri-urban households who continue farming together with other off-farm economic activities in Trau Quy commune, this paper showed that farmers’ maintenance of farming at different scales make agriculture play multifunctional roles such as income diversification, job creation, land conservation, food security, food safety, social network maintenance, greening and scenic services. In order to enhance the multi-functions of agriculture in peri-urban areas, governmental policy need to create the proper framework conditions for optimal development.
The Role of Cooperatives in Marketing of Agricultural Produce in Ushongo Loca...Premier Publishers
This study was designed to determine the role of cooperatives in the marketing of agricultural produce in a rural community. A structured interview schedule was used to collect data from a random sample of 115 respondents drawn from five of the eleven Council Wards in the Local Government Area. It was found that respondents’ socio-economic characteristics had no significant influence on farmers’ participation in cooperatives. The study showed further that cooperatives were able to regulate only a small proportion of the volume of produce farmers took to the market. However, three quarters (74.8%) of respondents believed that cooperatives determined prices of produce. Some of the constraints facing cooperatives identified included the large number of middlemen (75.5), inadequate storage (67.0%) and low literacy of members (67.8). It is concluded that cooperatives would better impact farmers if identified constraints are addressed by both governmental and non-governmental stakeholders.
Determinants of Income Inequality Among Cooperative Farmers in Anambra Stateijtsrd
This study examines determinants of income inequality among cooperative farmers in Anambra State. The study, modeled variables like farmers efficiency, technology, market proximity, credit obtained, farm size, soil fertility, crop type, input supply and agric extension services using descriptive and inferential statistics. The population of this study was made up of 298 members of selected cooperative societies in Anambra State and a sample of 171 was determined for the study using Taro Yamane formula. A structured questionnaire was administered to 171 respondents but only 115 responded to the questionnaire. The data collected using the questionnaires were analyzed using descriptive and inferential statistics. Findings revealed that apart from market proximity which was not significant, all other factors farmers' efficiency, technology, credit obtained, farm size, soil fertility, crop type, input supply and agric extension services contributed significantly to the farmers' income. This study therefore recommends that The government should carry out a public enlightenment campaign on the potentials of agricultural cooperatives as sustainable approach for reducing income inequality through synergy and emphasis should be placed more on cooperative education as requirement for growth and development since most of the people in the target areas has low educational background. The agricultural cooperative subsector should be adequately financed to help improve the farmers' income and also reduce income inequality. Agricultural technology transfer through extension services should be encouraged to help create awareness and increase adoption of better ways farming so as to increase the farmers' income and reduce income inequality among others. Anigbogu, Theresa Ukamaka | Uzondu, Chikodiri Scholastica ""Determinants of Income Inequality Among Cooperative Farmers in Anambra State"" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-3 | Issue-3 , April 2019, URL: https://www.ijtsrd.com/papers/ijtsrd23149.pdf
Paper URL: https://www.ijtsrd.com/humanities-and-the-arts/economics/23149/determinants-of-income-inequality-among-cooperative-farmers-in-anambra-state/anigbogu-theresa-ukamaka
Impact of access to agricultural advisory services on rural development in th...AI Publications
Agriculture, the main activity in rural areas, is the real driver of economic growth. Agricultural growth through resulting from advisory services plays an important role in rural development by building and disseminating knowledge, to farmers including the diffusion of new technologies that they can adopt to increase productivity, and their income levels to improve upon their quality of life. Access to advisory services therefore contributes to raising the standard of living of producers through increased production, higher prices, or the combined effect of these two elements. In this perspective, the main objectives to be given in terms of rural development are dictated by the quantitative elements of growth, including increasing income, creating jobs, and diversifying services. Access to agricultural advice also brings beneficial changes in the way of life through the renewal of working conditions and the development of the producer. In this sense, it is no longer a question of controlling growth, but of orienting it differently in order to influence the quality of life.
The document discusses Maine's local agriculture industry. It notes that local agriculture is the third largest industry in Maine, creating wealth and economic opportunities especially for rural communities. The industry includes farming, farmers markets, CSAs, and sales directly to restaurants and grocers. Local foods produced in Maine include potatoes, apples, milk, blueberries, eggs, and maple syrup. The local agriculture industry generates over $1 billion in annual sales and supports thousands of jobs. For the industry to continue growing, efforts are needed to increase consumer education, access to higher-value markets, and availability of locally grown products.
The purpose of this study is to know the sociology of farming farmer’s cassava in
Muting District. Research needs to be done because by knowing the pattern and life
expectancy of the community at the village level can be the basis for the preparation
of planning action of tapioca flour factory development in Merauke. The type of
research is field survey research using the method of data acquisition purposive
sampling. Results of field data and information indicate that the community in Muting
District consists of local and non-local communities. Most people have livelihoods as
farmers. Agricultural system applied that is agriculture traditionaltheir daily life have livelihoods from hunting, fishing and farming in the garden or
yard. The results of hunting, fishing, and cultivation are used for family consumption
needs, but if there is a new residue will be sold to the home environment. While nonlocal
farmers have the main livelihood as fruit farmers other than currently farmers
working in oil palm plantations that operate the Muting area. Farmers in Muting
cultivate cassava in small areas, cassava is only cultivated in the yard and more in
family consumption and the largest land area of 1 ha. With 1 ha of planting area,
farmers are still experiencing marketing constraints. The marketing constraints of
cassava ie the distance to the market center is very far and the cost of transportation
is high. If marketed to Muting and the surrounding environment, the low purchasing
power of people, because the people in general have a cassava plant even in the yard
and was quite consumed by the family. Cassava consumption by the community in
Merauke is not a staple food but only as a side food and food diversification efforts
are still very low.
The Management of the Village Fund Allocation as an Instrument towards Econom...IOSR Journals
National and regional development is inseparable part of village development activities, given the concentration of population is still dominant in the village; considering the concentration of the population still dominant located in the village, so that the village is the power base of the social economic and political need to get serious attention from the government. Construction of the village is realized in one of the forms of allocation of funds for the village. The allocation of funds village is funds given to the village of financial equalization funds of the central government and regions. This research was carried out in Siak Regenciy, Riau Province, Indonesia with two villages selected the village of Rawang White Water Bay and the villages of Siak District Merbau Dayun Subdistrict. This type of research was designed using the format verification and qualitative design approach of phenomenology (Burhan Bungin, 2007). The process of implementation of the program the allocation of funds for the village is divided into four main lines: The Process of Allocation Planning of Village funds, The process of the Allocation Management of Funds Village, The Process of Administering the Program ADD, The Process of Reporting Allocation Program of Funds Village.
Assigment on rural banking and infrastructureMahesh Kadam
The document discusses the importance of rural infrastructure and banking for rural development in India. It notes that rural infrastructure plays a key role in increasing agricultural yields and market access for farmers, as well as enabling non-farm employment opportunities. Specific types of rural infrastructure discussed include roads, storage facilities, irrigation, and electricity. The document also examines the role of regional rural banks in mobilizing savings and providing credit to rural communities. An example is provided of a rural banking initiative in Assam that built bridges to connect remote villages to city markets, improving farmers' access to sell their produce. The conclusion emphasizes the need for continued investment in rural infrastructure and banking to reduce rural poverty and encourage agricultural and economic growth.
Myanmar’s Rural Economy: A Case Study in Delayed TransformationIFPRI-PIM
CGIAR Research Program on Policies, Institutions, and Markets Workshop on Rural Transformation in the 21st Century (Vancouver, BC – 28 July 2018, 30th International Conference of Agricultural Economists). Presentation by Nilar Aung, Duncan Boughton, Ben Belton, Mateusz Filipski and Ellen Payongayong.
This document outlines different national soccer "plans" in a humorous way. The English plan notes the striker's position may vary depending on the wind. The German plan describes their style as radical, efficient, and unstoppable, with balls reaching 297 km/h. The Italian plan focuses on an iron defense, small ideas in midfield, and passing to the striker for a potential penalty. The Brazilian plan offers no comments. The Swiss plan jokes that they can lose on their own without needing help. The French plan notes they try all possible hypotheses but forget the goal. The Turkish plan features a note that a red dot in their plan represents the referee, not the ball. It directs the reader to a website for more soccer
A son or daughter's perspective of their father changes dramatically over time. As a young child, they see their father as all-knowing and great. As they become teenagers, they view their father as outdated and not understanding the modern world. In adulthood, they appreciate all the hardships their father endured to raise them and bring order to the family, realizing how difficult it was for him to manage and control things as they grew older.
The document discusses performance appraisals in organizations. It defines performance appraisals as a system to review and evaluate job performance to assess accomplishments and develop plans for improvement. It also discusses performance management, where managers and employees work together to set expectations, review results, and reward performance. The document outlines the performance appraisal process, including planning goals, communicating them, establishing criteria, conducting reviews, and anticipating problems. It also discusses methods, responsibilities, legal implications, and ensuring effective appraisal systems.
This document poses a series of rhetorical questions contrasting the treatment of religious minorities between India and Muslim-majority countries. It questions whether secularism is equally applied, noting examples where Hindus face discrimination or have fewer rights than Muslims in some regions of India and in Muslim-majority nations. The document argues Hindus in India practice tolerance despite being a majority, while implying Muslims do not return the same tolerance in Muslim-majority locations.
The document attempts to argue that chocolate is a vegetable by noting that it comes from cocoa beans and sugar comes from sugar beets. It then illogically claims that chocolate bars are healthy because they contain milk and that eating chocolate is good for stress management and weight loss by forwarding an email.
The poem expresses the love and sacrifices a mother makes for her child from birth through adulthood. It describes how the mother was always there to care for the child when sick, celebrate milestones, provide for needs and wants, and bless relationships. It encourages the reader to appreciate the mother while she is still alive by spending time with her and expressing love and care in return for all she has given.
The document provides 10 tips for relaxation and avoiding work. It advises living to relax and treating your bed as a temple. It suggests relaxing during the day so you can sleep at night, and only doing work that can't be postponed. The tips encourage working as little as possible and letting others do tasks, and not worrying since no one has died from doing nothing but work can be dangerous. It concludes working is healthy so it should be left to sick people.
This document discusses the importance and benefits of training for employees. It defines training as a systematic process that improves corporate performance by developing employee skills and knowledge through instruction and practical activities. The document outlines differences between training, education, and development. It also describes principles of learning and a systematic approach to developing a training plan, including assessing needs, specifying objectives, designing programs, and evaluating training effectiveness.
AGRICULTURAL COOPERATIVE AND RURAL DEVELOPMENT IN ANAMBRA STATE.pdfLori Head
This document summarizes a study that investigated the effect of agricultural cooperative societies on rural development in Anambra State, Nigeria. The study found that socioeconomic factors like age, education, household size, farm size, farming experience, and cooperative membership had significant effects on rural income. It also found that there were significant differences in annual output, income, and value of productive assets for farmers before and after joining cooperatives. The study concludes that cooperatives positively impact rural development indicators and recommends encouraging more rural poor to join cooperatives.
Impacts of Sectoral Restructuring on Agricultural Service Delivery in NepalPremier Publishers
The agricultural sector is under a restructuring process in Nepal as per the Federal constitutional provision (schedule 6, 8 and 9). Constitutionally, the agricultural service delivery is provisioned to the Local level (Municipalities and rural Municipalities). In this context, the purpose of this study was to analyse the impact of sectoral restructuring in agricultural service delivery in Nepal. This study was done during 2019 and 2020 in Karnali Province and 3 Local levels. 8 Focused Group Discussions (FGD) were done along with in depth Key Informants Interviews (KII) (n=50), and direct observation to collect the data. Findings revealed that within a span of three years, each Municipality deputed technical staff, formulated legal framework, developed and implemented plans and programmes for agricultural service delivery. However, there was consensus among key informants that the Federal, Province and the Local levels have weak linkages and coordination in information flow, planning, implementation and monitoring of programmes in the existing institutional arrangement. Furthermore, it is observed that overlapping functions in agricultural services has created confusions for service delivery. The findings also revealed strong need for clarification on the jurisdiction and roles of each tier of the new government structure to avoid such confusions. The Federal level, with its higher percentage of sectoral allocation and human resources involvement shows tendency of holding power and centralised mind set. Hence, respecting the constitutional mandate and its translation into policies and programme is necessary to strengthen the agricultural service delivery at Local level.
Research on the Development of Rural Collective Economy: The Case of Chun'anDr. Amarjeet Singh
The implementation of the rural revitalization strategy in the new era is the overall starting point for doing a good job in the "three rural" work. Research on the development of the rural collective economy has promoted the overall upgrading of agriculture, the overall progress of the countryside, and the overall development of farmers. It has promoted the implementation of the rural revitalization strategy. It is also the focus and difficulty of rural grassroots construction. This paper analyzes the development status of the rural collective economy in Mochuan Village, Chun'an County, uses the operating income data of Mochuan Village from 2014 to 2019, uses statistical analysis methods to explore the existing problems and their causes, and manages different subjects and agricultural production from rural society From the two perspectives of the elements, the countermeasures for the development of the rural collective economy are proposed.
Current Changes in the Role of Agriculture and Agri-Farming Structures in Tha...AI Publications
The objective os this study is to present Current Changes in the Role of Agriculture and Agri-Farming Structures in Thailand and Vietnam with SLM practices. Farmer’s adoption and investment in SLM is a key for controlling land degradation, enhancing the well-being of society, and ensuring the optimal use of land resources for the benefit of present and future generations (World Bank, 2006; FAO, 2018). And agriculture remains an essential element of lives of many farmers in term of the strong cultural and symbolic values that attach current working generation to do and to spend time for it but not intern of income generating.
Multifunctionality of Peri-Urban Agriculture: A Case Study in Trau Quy Commun...AI Publications
The emergence of the concept of multifunctionality responds to a wide range of concerns about significant, worldwide changes in agriculture, particularly in peri-urban areas. Multifunctionality at farm level means that farms not only provide agricultural goods and food, but also services to the community as well as public goods. For two recent decades, rapid urbanization in peri-urban area of Vietnam has strongly impacted on livelihood of people whose livelihood used to be farm-based. The peri-urban residents have been facing with food insecurity and underemployment, particularly those who could not seek new jobs and constructed new livelihood strategies. Based on data collected from a survey of 60 peri-urban households who continue farming together with other off-farm economic activities in Trau Quy commune, this paper showed that farmers’ maintenance of farming at different scales make agriculture play multifunctional roles such as income diversification, job creation, land conservation, food security, food safety, social network maintenance, greening and scenic services. In order to enhance the multi-functions of agriculture in peri-urban areas, governmental policy need to create the proper framework conditions for optimal development.
The Role of Cooperatives in Marketing of Agricultural Produce in Ushongo Loca...Premier Publishers
This study was designed to determine the role of cooperatives in the marketing of agricultural produce in a rural community. A structured interview schedule was used to collect data from a random sample of 115 respondents drawn from five of the eleven Council Wards in the Local Government Area. It was found that respondents’ socio-economic characteristics had no significant influence on farmers’ participation in cooperatives. The study showed further that cooperatives were able to regulate only a small proportion of the volume of produce farmers took to the market. However, three quarters (74.8%) of respondents believed that cooperatives determined prices of produce. Some of the constraints facing cooperatives identified included the large number of middlemen (75.5), inadequate storage (67.0%) and low literacy of members (67.8). It is concluded that cooperatives would better impact farmers if identified constraints are addressed by both governmental and non-governmental stakeholders.
Determinants of Income Inequality Among Cooperative Farmers in Anambra Stateijtsrd
This study examines determinants of income inequality among cooperative farmers in Anambra State. The study, modeled variables like farmers efficiency, technology, market proximity, credit obtained, farm size, soil fertility, crop type, input supply and agric extension services using descriptive and inferential statistics. The population of this study was made up of 298 members of selected cooperative societies in Anambra State and a sample of 171 was determined for the study using Taro Yamane formula. A structured questionnaire was administered to 171 respondents but only 115 responded to the questionnaire. The data collected using the questionnaires were analyzed using descriptive and inferential statistics. Findings revealed that apart from market proximity which was not significant, all other factors farmers' efficiency, technology, credit obtained, farm size, soil fertility, crop type, input supply and agric extension services contributed significantly to the farmers' income. This study therefore recommends that The government should carry out a public enlightenment campaign on the potentials of agricultural cooperatives as sustainable approach for reducing income inequality through synergy and emphasis should be placed more on cooperative education as requirement for growth and development since most of the people in the target areas has low educational background. The agricultural cooperative subsector should be adequately financed to help improve the farmers' income and also reduce income inequality. Agricultural technology transfer through extension services should be encouraged to help create awareness and increase adoption of better ways farming so as to increase the farmers' income and reduce income inequality among others. Anigbogu, Theresa Ukamaka | Uzondu, Chikodiri Scholastica ""Determinants of Income Inequality Among Cooperative Farmers in Anambra State"" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-3 | Issue-3 , April 2019, URL: https://www.ijtsrd.com/papers/ijtsrd23149.pdf
Paper URL: https://www.ijtsrd.com/humanities-and-the-arts/economics/23149/determinants-of-income-inequality-among-cooperative-farmers-in-anambra-state/anigbogu-theresa-ukamaka
Impact of access to agricultural advisory services on rural development in th...AI Publications
Agriculture, the main activity in rural areas, is the real driver of economic growth. Agricultural growth through resulting from advisory services plays an important role in rural development by building and disseminating knowledge, to farmers including the diffusion of new technologies that they can adopt to increase productivity, and their income levels to improve upon their quality of life. Access to advisory services therefore contributes to raising the standard of living of producers through increased production, higher prices, or the combined effect of these two elements. In this perspective, the main objectives to be given in terms of rural development are dictated by the quantitative elements of growth, including increasing income, creating jobs, and diversifying services. Access to agricultural advice also brings beneficial changes in the way of life through the renewal of working conditions and the development of the producer. In this sense, it is no longer a question of controlling growth, but of orienting it differently in order to influence the quality of life.
The document discusses Maine's local agriculture industry. It notes that local agriculture is the third largest industry in Maine, creating wealth and economic opportunities especially for rural communities. The industry includes farming, farmers markets, CSAs, and sales directly to restaurants and grocers. Local foods produced in Maine include potatoes, apples, milk, blueberries, eggs, and maple syrup. The local agriculture industry generates over $1 billion in annual sales and supports thousands of jobs. For the industry to continue growing, efforts are needed to increase consumer education, access to higher-value markets, and availability of locally grown products.
The purpose of this study is to know the sociology of farming farmer’s cassava in
Muting District. Research needs to be done because by knowing the pattern and life
expectancy of the community at the village level can be the basis for the preparation
of planning action of tapioca flour factory development in Merauke. The type of
research is field survey research using the method of data acquisition purposive
sampling. Results of field data and information indicate that the community in Muting
District consists of local and non-local communities. Most people have livelihoods as
farmers. Agricultural system applied that is agriculture traditionaltheir daily life have livelihoods from hunting, fishing and farming in the garden or
yard. The results of hunting, fishing, and cultivation are used for family consumption
needs, but if there is a new residue will be sold to the home environment. While nonlocal
farmers have the main livelihood as fruit farmers other than currently farmers
working in oil palm plantations that operate the Muting area. Farmers in Muting
cultivate cassava in small areas, cassava is only cultivated in the yard and more in
family consumption and the largest land area of 1 ha. With 1 ha of planting area,
farmers are still experiencing marketing constraints. The marketing constraints of
cassava ie the distance to the market center is very far and the cost of transportation
is high. If marketed to Muting and the surrounding environment, the low purchasing
power of people, because the people in general have a cassava plant even in the yard
and was quite consumed by the family. Cassava consumption by the community in
Merauke is not a staple food but only as a side food and food diversification efforts
are still very low.
The Management of the Village Fund Allocation as an Instrument towards Econom...IOSR Journals
National and regional development is inseparable part of village development activities, given the concentration of population is still dominant in the village; considering the concentration of the population still dominant located in the village, so that the village is the power base of the social economic and political need to get serious attention from the government. Construction of the village is realized in one of the forms of allocation of funds for the village. The allocation of funds village is funds given to the village of financial equalization funds of the central government and regions. This research was carried out in Siak Regenciy, Riau Province, Indonesia with two villages selected the village of Rawang White Water Bay and the villages of Siak District Merbau Dayun Subdistrict. This type of research was designed using the format verification and qualitative design approach of phenomenology (Burhan Bungin, 2007). The process of implementation of the program the allocation of funds for the village is divided into four main lines: The Process of Allocation Planning of Village funds, The process of the Allocation Management of Funds Village, The Process of Administering the Program ADD, The Process of Reporting Allocation Program of Funds Village.
Assigment on rural banking and infrastructureMahesh Kadam
The document discusses the importance of rural infrastructure and banking for rural development in India. It notes that rural infrastructure plays a key role in increasing agricultural yields and market access for farmers, as well as enabling non-farm employment opportunities. Specific types of rural infrastructure discussed include roads, storage facilities, irrigation, and electricity. The document also examines the role of regional rural banks in mobilizing savings and providing credit to rural communities. An example is provided of a rural banking initiative in Assam that built bridges to connect remote villages to city markets, improving farmers' access to sell their produce. The conclusion emphasizes the need for continued investment in rural infrastructure and banking to reduce rural poverty and encourage agricultural and economic growth.
Myanmar’s Rural Economy: A Case Study in Delayed TransformationIFPRI-PIM
CGIAR Research Program on Policies, Institutions, and Markets Workshop on Rural Transformation in the 21st Century (Vancouver, BC – 28 July 2018, 30th International Conference of Agricultural Economists). Presentation by Nilar Aung, Duncan Boughton, Ben Belton, Mateusz Filipski and Ellen Payongayong.
The Role of Community Economic Empowerment to Social Capital and the Implicat...Iwan Kurniawan Subagja
This study to purpose the success of the community economic empowerment program (PNPM Independent
Rural) to social capital and its implications for the welfare of the community, especially the disadvantaged
community in Karawang Regency, West Java Province Indonesia. Selection of Karawang Regency with the
consideration of Karawang Regency has the largest number of pre-prosperous families in West Java Province
Indonesia.This research is explanatory with research population using PNMN Independent Rural profile data in
West Java Province 2013-2015 with 23 districts and 242 villages as well as village research samples with a
research analysis tool using Path Analysis with of LISREL.The results prove that there is a relationship between
community economic empowerment, social capital, and community welfare. Economic empowerment of society
has a positive effect directly on the welfare of society, social capital positively affects the welfare of society and
economic empowerment of society related directly and positive to society prosperity through social capital.
1) The document outlines key opportunities and challenges for rural revitalization from global and Chinese perspectives based on a presentation by Shenggen Fan.
2) China has made great progress in rural development through policies like land reform and the Household Responsibility System but still faces challenges like poverty and stunting in rural areas.
3) Global experiences provide lessons for an integrated approach including improving rural services and connectivity, developing niche rural industries, and strengthening rural-urban linkages.
The document summarizes changes in agriculture in Southern New England, specifically Connecticut, Massachusetts, and Rhode Island. Key points include:
- The number of farms has increased slightly but average farm size has decreased in all three states between 1997-2012.
- Agriculture contributes billions to the economies of each state and employs tens of thousands of people.
- Challenges include balancing agriculture with other land uses and regulations, farmland preservation, and supporting new/beginning farmers.
- Opportunities include recognizing agriculture as economic development and ensuring local regulations consider production agriculture needs.
This document summarizes a study on the socioeconomic characteristics of farmers who benefit from rural credit in Pakistan. The study collected primary data through surveys of 320 farmers using stratified sampling. Statistical analyses including descriptive statistics, ANOVA, and linear regression were used to analyze the data. The results found that younger, more educated farmers who visited agricultural information centers benefited more and were better able to improve their standard of living through the use of rural credit. Education level and visits to information centers were the most significant factors determining benefit from rural credit.
Guaranteed farm income through payment for ecosystem servicesIndia Water Portal
Agriculture has been supplying food, fibre and fuel as provisioning services, but is under severe distress due to low incomes. The farms also regulate climate, surface water flows, ground water levels, and waste assimilation and breakdown besides offering water purification. But there’s currently no mechanism to compensate the farmers for these services. However, modern agriculture with its excessive groundwater extraction, over use of chemical fertilizers and pesticides and straw burning is also causing a number of disservices.
In this scenario, a mechanism to pay the farmers for ecological services they offer can work on two levels: it will ensure a guaranteed income to the farmers and it will prompt them to adopt sustainable farming practices like organic farming which will fetch higher incentives.
Relationship of agricultural credit with agricultural growth and economic dev...RashidLatief3
The document analyzes the relationship between agricultural credit and regional agricultural growth and economic development in Jiangsu Province, China using data from 51 rural commercial banks from 2012-2016. Regression models show that overall agricultural loans and loans to farmers have a positive significant impact on regional agricultural growth. Loans to rural organizations also have a positive significant impact. Additional models find agricultural loans positively impact regional economic development as well.
The document discusses different types of interviews used in hiring and performance evaluation, including selection interviews, appraisal interviews, and exit interviews. It also describes structured vs unstructured interview formats and different types of interview questions. Key factors that can influence interviews are discussed, such as first impressions, misunderstanding the job, order effects, and personal characteristics of the interviewee. Guidelines are provided for designing effective interviews, including basing questions on job duties and using the same questions for all candidates.
This document discusses employee testing and selection. It covers the importance of careful selection, basic testing concepts like reliability and validity, different types of tests including cognitive, personality, and honesty tests. It also discusses test validation methods, legal guidelines regarding equal employment opportunities, and considerations for background checks, reference checks, and substance abuse screening in the selection process. The overall purpose is to provide an overview of how testing and assessment can be used to select the right employees.
Job analysis is the process of studying jobs to gather information about job duties, responsibilities, and requirements. This information is used to create job descriptions, which provide a summary of tasks and qualifications, and job specifications, which detail qualifications. Job analysis involves methods like observation, interviews, and questionnaires. Regularly updating job documentation ensures accuracy over time as jobs change.
This PowerPoint presentation provides an overview of key concepts in human resource management. It defines HRM as policies and practices related to recruiting, screening, training, rewarding and appraising employees. The presentation outlines the responsibilities of line managers in HRM. It also discusses high-performance work systems, measuring HR's contribution, certifications for HR professionals, and the scope of HRM. The overall presentation serves as an introduction to fundamental aspects of human resource management.
This document provides an overview of performance management objectives and processes. It aims to teach effective methods for creating constructive performance evaluations, communicating with employees, and using performance management forms and tools. The key points covered include: setting objectives and expectations with employees, providing ongoing feedback, conducting a formal annual performance evaluation with no surprises, linking individual performance to organizational goals, and developing measurable performance goals.
This PowerPoint presentation discusses establishing strategic pay plans. It covers topics such as determining pay rates based on factors like internal equity, conducting salary surveys, job evaluation methods, grouping jobs into pay grades, using wage curves to price grades, and fine-tuning pay rates. It also addresses issues like compensation for managers and professionals, competency-based pay, broadbanding, the gender pay gap, and automating compensation administration. The overall presentation provides an overview of developing compensation systems aligned with business strategy.
This document discusses compensation and incentive plans. It begins by defining incentives as financial rewards paid to workers for exceeding production standards. It then examines various types of individual, team, and organization-wide incentive plans. Individual plans discussed include piece-rate plans, merit pay, and recognition awards. The document also summarizes theories related to motivation, needs, and rewards. It concludes by identifying reasons why incentive plans may fail, such as when performance pay replaces good management practices.
This document outlines the session plan for a course on Management of Cooperatives. It covers 4 modules that discuss the concept and principles of cooperation, types of cooperatives, an overview of specific cooperatives, and management functions in cooperatives. The modules will cover topics like the history and development of the cooperative movement in India, classification of cooperatives, roles of credit and marketing cooperatives, and challenges facing the cooperative sector. The session plan lists the lecture contents to be covered over 38 lectures.
This document provides an assignment for a Masters in Applied Management program requiring students to give seminar presentations on various types of cooperatives. It lists the 17 topics that students are assigned, including cotton, sugar, dairy, oilseeds, credit and banking, fisheries, housing, and marketing cooperatives. Students must present on their assigned cooperative topic after December 30th, 2014 and notes their assignment number and seminar title.
NCDC provides financial assistance for establishing agro-processing units, food grain processing facilities, oilseed processing units, and other processing cooperatives. It also supports service cooperatives involved in agricultural credit, labor, water conservation, animal health, rural sanitation, and agricultural insurance. Additionally, NCDC aids industrial cooperatives focused on cottage and village industries, handicrafts, and rural crafts through establishing production facilities, expanding existing units, constructing marketing infrastructure, and strengthening cooperatives' capital bases.
A cooperative is an organization owned and controlled by its members, who share in the benefits. Cooperatives operate according to principles of democracy, equality, equity and solidarity. There are various types of cooperatives including consumer cooperatives, worker cooperatives, housing cooperatives and agricultural cooperatives. Cooperatives originated in Europe in the 18th century and were influenced by ideas of economic democracy and mutual aid.
The cooperative movement began in the 19th century in Europe in response to the poor working conditions and economic challenges resulting from the Industrial Revolution. The first documented consumer cooperative was founded in 1769 in Scotland when local weavers began bulk-buying and reselling goods. Robert Owen is considered the father of the cooperative movement, establishing early cooperatives in Scotland and the US. In 1844, the Rochdale Society of Equitable Pioneers established the Rochdale Principles that became the basis for the modern cooperative movement, including practices like democratic voting and sharing profits. Over the following decades, cooperatives spread across Europe and to other parts of the world.
Dairy cooperatives in India engage in milk production, procurement, processing and marketing. The document lists district cooperative unions statewise and provides basic information about some of them, such as the number of primary societies covered and quantity of milk procured in 1996. Most unions also provide extension services like artificial insemination and animal health services including vaccination and mobile clinics.
Cooperatives are autonomous associations that are owned and controlled by their members. They operate for the mutual benefit of their members. There are various types of cooperatives including consumers' cooperatives owned by customers, producers' or workers' cooperatives owned and controlled by employees, and housing cooperatives owned by residents. Cooperatives have principles of voluntary and open membership, democratic member control, member economic participation, autonomy and independence, education and training, cooperation among cooperatives, and concern for the community.
Consumer cooperatives are businesses owned and run by their members for their mutual benefit. They operate democratically, with each member having one vote. Consumer cooperatives often take the form of retail stores like grocery stores. They can also operate in areas like insurance, housing, and banking. The first modern consumer cooperative was the Rochdale Society of Equitable Pioneers established in 1844 in England. It established principles of democratic member control and distribution of surplus that became the model for consumer cooperatives worldwide.
Capitalism and socialism differ in their views on the role of government and economic equality. Socialists believe the government should reduce inequality through programs that benefit the poor, while capitalists argue the free market is more efficient. Schumpeter theorized that advanced capitalism would lead to the election of socialist governments and restrictions on entrepreneurship, eventually replacing capitalism with socialism through democratic means rather than revolution. Intellectuals would play a role in criticizing capitalism and supporting socialism. However, Schumpeter did not foresee the failure of socialism in Eastern Europe or technology fostering innovation in Western societies.
A banking cooperative is a financial institution that is owned and controlled by its members, who are both customers and owners. Banking cooperatives are formed by people within a local community or professional group to provide members with loans, deposits, and other banking services. Unlike stockholder banks, cooperatives are organized democratically and aim to meet members' needs rather than maximize profits. Banking cooperatives are also deeply involved in and support the development of their local communities.
This document outlines an assignment for a Masters in Applied Management course on the management of cooperatives. It instructs students to write a minimum of 15 pages on the contemporary issues facing cooperative sectors in various Indian states, with each student focusing on a different state, and to submit their assignments by December 30th, 2014.
The document contains internal marks data for two academic terms - MAM Semester 3 and MAM Sem-4. For Semester 3, it lists the roll numbers of 19 students, their internal marks out of 50 and out of 30. For Sem-4, it provides the daily test marks for 19 students across 10 tests, with marks ranging from 11 to 16 out of a maximum of 20.
1. The document discusses problems facing credit and saving cooperatives today and proposes a new conceptual approach. It analyzes the nature and functions of credit cooperatives, including encouraging savings, providing loans from accumulated savings, and acting as a credit channel for productive purposes.
2. Many cooperatives fail to properly understand their nature and purpose. Interest is often only paid on shares at year-end instead of on savings balances. Managers also lack incentives to reduce costs. Additionally, inflation often erodes the real value of members' savings.
3. A new conceptual approach is needed that takes local realities into account, pays interest on savings balances, incentivizes cost reduction, and protects savings from inflation.
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
How to Manage Your Lost Opportunities in Odoo 17 CRMCeline George
Odoo 17 CRM allows us to track why we lose sales opportunities with "Lost Reasons." This helps analyze our sales process and identify areas for improvement. Here's how to configure lost reasons in Odoo 17 CRM
Physiology and chemistry of skin and pigmentation, hairs, scalp, lips and nail, Cleansing cream, Lotions, Face powders, Face packs, Lipsticks, Bath products, soaps and baby product,
Preparation and standardization of the following : Tonic, Bleaches, Dentifrices and Mouth washes & Tooth Pastes, Cosmetics for Nails.
বাংলাদেশের অর্থনৈতিক সমীক্ষা ২০২৪ [Bangladesh Economic Review 2024 Bangla.pdf] কম্পিউটার , ট্যাব ও স্মার্ট ফোন ভার্সন সহ সম্পূর্ণ বাংলা ই-বুক বা pdf বই " সুচিপত্র ...বুকমার্ক মেনু 🔖 ও হাইপার লিংক মেনু 📝👆 যুক্ত ..
আমাদের সবার জন্য খুব খুব গুরুত্বপূর্ণ একটি বই ..বিসিএস, ব্যাংক, ইউনিভার্সিটি ভর্তি ও যে কোন প্রতিযোগিতা মূলক পরীক্ষার জন্য এর খুব ইম্পরট্যান্ট একটি বিষয় ...তাছাড়া বাংলাদেশের সাম্প্রতিক যে কোন ডাটা বা তথ্য এই বইতে পাবেন ...
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বিসিএস ও ব্যাংক এর লিখিত পরীক্ষা ...+এছাড়া মাধ্যমিক ও উচ্চমাধ্যমিকের স্টুডেন্টদের জন্য অনেক কাজে আসবে ...
A workshop hosted by the South African Journal of Science aimed at postgraduate students and early career researchers with little or no experience in writing and publishing journal articles.
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Journal issaas-v17n1-10-mau dung
1. J. ISSAAS Vol. 17, No. 1:68-79 (2011)
68
CHARACTERISTICS OF THE AGRICULTURAL COOPERATIVES AND
ITS SERVICE PERFORMANCE IN BAC NINH PROVINCE, VIETNAM
Nguyen Mau Dung
Faculty of Economics and Rural Development
Hanoi University of Agriculture, Vietnam
Email: maudung@hua.edu.vn or hau_2000@yahoo.com
(Received: February 7, 2010; Accepted: February 22, 2011)
ABSTRACT
The current characteristics of agricultural cooperatives in Bac Ninh province of Vietnam
were investigated and the performance of their service activities were empirically assessed.
The study found that most of the agricultural cooperatives in Bac Ninh province were
village-based transformed cooperatives with very small capital. All agricultural cooperatives there
provided multiple services to farm households. However, most of them focused on irrigation,
extension, seed supply and field protection services while very few provided marketing and credit
services. Farmers’ comparative opinions on services offered by the cooperatives and the private
individuals proved that the cooperatives played the important role in providing irrigation, field
protection, extension, and crop varieties supply services, but only a small role in land preparation,
fertilizers and pesticide supply, and a very infinitesimal role in marketing and credit services. The
lack of qualified staff and shortage of capital were currently serious problems in most of the
agricultural cooperatives in Bac Ninh. The improvement of the management capacity of the
cooperative staff and accessibility of the cooperatives to financial sources as well as the enhancement
of their marketing services to support farm households would be the essential ways to fortify the
cooperative’s roles in the future.
Key words: Service activities, farm households, agricultural production, agricultural services, Red
River delta.
INTRODUCTION
Agricultural cooperatives are part of a dynamic environment (Dunn, 2002). Agricultural
cooperatives have played an important role in rural development through development of agriculture
(Aref, 2011). The agricultural cooperatives are considered to be the most important organizations that
pay attention and try to support the rural development in general and the agricultural development in
particular, through the activities and services offered for farmer welfare.
The International Cooperative Alliance defines a cooperative as “an autonomous association
of persons united voluntarily to meet their common economic, social, and cultural needs and
aspirations through a jointly-owned and democratically-controlled enterprise” (ICA, 2009).
Agricultural cooperatives have also taken steps to implement new strategies to enter the 21st century
(Prakash, 2000). Cooperatives are user-driven businesses that have contributed greatly to the
development of one of the world’s most productive and scientific-based agricultural systems.
Cooperatives, as distinct forms of business, rely upon members to work together towards collective
goals (Lasley et al., 1997). They have played an important role in strengthening market access and
competitive returns for independent farm operators during the 20th century. They adapted their
operations to agricultural technological innovations, such as the use of fertilizers, plant and livestock
2. Characteristics of agricultural cooperatives and its service performance.....
69
breeding, agricultural mechanization, electricity and other new sources of energy, and to new
information systems (Aref, 2011).
In Vietnam, agricultural cooperatives have been established and developed since the end of
the 1950’s. The existence and development of agricultural cooperatives have undoubtedly contributed
a significant role to agricultural production and rural development (Dinh, 2005; Dung and Le, 2007).
Under the central planning economy, agricultural cooperatives used to directly manage the land,
organise production activities and the input supply as well as the marketing of the products. However,
the launch of a series of renovated agricultural policies since 1988 has placed the vigorous effects on
the agricultural cooperatives. Since then, the cooperatives have changed from the direct production
managers into the rural economic organization that has the task of only supporting agricultural
production of farm households (Wolz, 2000).
Located in the Red River delta, Bac Ninh is considered as an agricultural province as more
than 75% of its population and around 70% of its labor force depend on agriculture and other related
activities (Bac Ninh Statistical Office, 2008). Similar to other northern provinces in Vietnam,
cooperative movement in Bac Ninh had taken place strongly under the collectivization of agricultural
production before 1981. However, after the agricultural renovation, agricultural cooperatives in Bac
Ninh province have had fundamental changes in its organization and business activities. Most of the
former cooperatives were transformed into the new style cooperatives and several cooperatives were
newly established in accordance to the Cooperative Law in 1996, and Revised Cooperative Law in
2003 (Bac Ninh DARD, 2008). At present, most agricultural cooperatives focus on providing the
farmers with agricultural services such as irrigation, input supplies, etc. However, the opinions on
roles of agricultural cooperatives are nowadays quite different. While many people allege that
agricultural cooperatives still play the important role in agricultural production, there are also those
who disagree. How important are agricultural cooperatives in helping farmers in Bac Ninh province,
is thus a rising question which needs to be answered. Under such a situation, this study was designed
to investigate the characteristics of current agricultural cooperatives and to assess empirically the
performance of service activities in agricultural cooperatives in Bac Ninh provinces. Most past
studies of agricultural cooperatives in Vietnam which usually described or investigated the
agricultural cooperatives in Vietnam at macro-level (Kirsch, 1997; Wolz, 2000; Rankin and Russell
2005; Nghiem, 2006). This study however focused more on the service performance of agricultural
cooperatives with the support of survey micro-data gathered both from local staffs and farm
households. The strong and weak points of cooperative service performance were investigated and
described in detail through the assessments of cooperative staffs and farmers who used cooperative
services.
RESEARCH METHODS
Both secondary data and primary data were gathered for this study. The secondary data on
general information of Bac Ninh province, agricultural cooperatives and their activities were gathered
from the statistical yearbooks of Bac Ninh province, the reports released by Department of
Agriculture and Rural Development in Bac Ninh province and other related publications. In addition,
the focus group discussions with staffs of 12 representative agricultural cooperatives in Bac Ninh
province were held to get their assessments on the weaknesses and strengths of the cooperative
service performances, and their suggestions for better service performances. Furthermore, the direct
interviews of 240 farm households in these representative cooperatives using the questionnaire
template were implemented in January 2007 to collect the necessary data and information to assess
the performance of service activities of agricultural cooperatives in Bac Ninh province. These data
and information include the profile of the households, their agricultural production,, the households’
current use of agricultural services, and the respondents’ comparative assessments on agricultural
3. J. ISSAAS Vol. 17, No. 1:68-79 (2011)
70
services provided by cooperatives and individuals in term of payment type, service price and quality.
The methods of descriptive statistics and comparative analyses were employed mainly for this study.
RESULTS AND DISCUSSION
Bac Ninh is an agricultural province in the Red River delta. It consists of 7 districts and Bac
Ninh town with the total natural areas of 80.5 thousand ha, of which agricultural land accounts for
57.1% or around 46 000 ha. It has a total population of 1 024 000 persons, of which rural population
accounts for 76.5%. The majority of its labor force (around 70%) still engages in agricultural sector
despite recent reduction. In recent years the Bac Ninh province experienced the sound economic
development under the impact of urbanization and industrialization. Its GDP growth reached at 13.5%
per annum during 2001-2007 and its agricultural GDP growth recorded at 6.0% (Bac Ninh Statistical
Office, 2008) while these figures for the whole of Vietnam were around 7.5% and 3.5%, respectively
(General Statistical Office, 2008).
Characteristics of Agricultural Cooperatives in Bac Ninh province
As a result of the decollectivization in agricultural production and cooperative law in 1996
and the Revised Cooperative Law in 2003 (Dung, 2006), the agricultural cooperatives (AC) in Bac
Ninh province as well as all over Vietnam have undergone drastic change. In accordance to the Law,
all old style or “state-managed style” cooperatives in Bac Ninh had to be transformed into share-
holding co-operatives with individual shares. Several old style cooperatives were dissolved or
liquidated due to the economic and management problems. In addition, several agricultural
cooperatives were also newly established in some locations. There were a total of 579 agricultural
cooperatives in Bac Ninh province in 2008. The data revealed that the number of cooperatives varied
greatly among the districts (Table 1). This is probably due to the different number of administrative
units (villages and communes) among the districts. Most of the cooperatives were transformed ones
(93.6%). Only 37 cooperatives or 6.4% were newly established since the cooperative law came into
effect in 1997. Most of the agricultural cooperatives (96.3%) were formed based on the village
boundaries or were village-based cooperatives. In addition, there were 17 commune-based
cooperatives (3.1%) and 3 inter-villages cooperatives (0.6%). In the past, cooperatives existed in all
communes or villages. However, due to the dissolution or liquidation of several cooperatives after the
launch of the cooperative law, currently there were around 10 villages having no agricultural
cooperatives in Bac Ninh.
Table 1. Number of agricultural cooperatives by districts.
Transformed Agricultural Cooperatives
PercentageDistricts Total
number
of ACs
No. of newly
established
ACs
No. of
transformed
ACs
Village
ACs
Commune
ACs
Inter-village
ACs
1. Bac Ninh town 61 1 60 96.7 3.3 0
2. Yen Phong 81 9 72 100 0 0
3. Thuan Thanh 61 4 57 86.0 14.0 0
4. Que Vo 110 6 104 100 0 0
5. Gia Binh 75 1 74 100 0 0
6. Luong Tai 87 0 87 96.6 3.4 0
7. Tien Du 69 12 57 94.7 1.8 3.5
8. Tu Son 35 4 31 87.1 9.7 3.2
Total 579 37 542 96.3 3.1 0.6
Source: Department of Agriculture and Rural Development, Bac Ninh, 2008
4. Characteristics of agricultural cooperatives and its service performance.....
71
Before the effects of the Cooperative Law in 1996, the members of all cooperatives in Bac
Ninh were farm households. However, the transformation and new establishment of the cooperative
after the law diversified the membership. At present, agricultural cooperatives in Bac Ninh could be
categorized into two groups according to their membership. The first group included cooperatives
whose members were laborers of farm households. The second group consisted of the cooperatives
with farm households as members. In general, the second groups accounted for majority (84.4%) of
all cooperatives since most transformed cooperatives still retained farm households as members.
However, all transformed cooperatives in Thuan Thanh district renewed its member to be laborers, no
longer farm households, reflecting the fundamental change in cooperative organization in that district.
Table 2. Membership profile of agricultural cooperatives.
Membership-
laborer
Membership-
households
Percentage (%) of ACs
Districts
No.
of
ACs
No. of
members
per AC
No. of
ACs
No. of
members
per AC
7-50
members
51-100
members
Over 100
members
1. Bac Ninh town 1 19 60 260 1.6 0 98.4
2. Yen Phong 9 10 72 227 11.1 2.5 86.4
3. Thuan Thanh 61 37 0 - 3.3 96.7 0
4. Que Vo 1 14 109 235 5.5 1.8 92.7
5. Gia Binh 1 132 74 265 1.3 2.7 96.0
6. Luong Tai 1 15 86 327 1.1 0 98.9
7. Tien Du 12 8 57 274 17.4 4.3 78.3
8. Tu Son 4 202 31 210 11.4 0 88.6
Total 90 38 489 261 6.3 11.7 82.0
Source: Department of Agriculture and Rural Development, Bac Ninh, 2008
The number of members was very different among the cooperatives (Table 2). In general,
the laborer-member cooperatives had a small number of members than the household member ones.
The transformed cooperative had more members as nearly all their old members still remained in the
transformed cooperatives as before. The cooperative with over 100 members accounted for majority
(82%) while the cooperative with 50-100 members and with less than 50 members occupied small
proportions of just 11.70% and 6.3%, respectively. Only in Thuan Thanh district, did the
cooperatives of between 50-100 members account for majority (96.7%).
Agricultural Cooperative’s Staff
Generally, one agricultural cooperative consists of 4 sections for management, control,
accounting, and assistance. On average, one cooperative in Bac Ninh has currently 5 staff, a quite
small number if compared with the cooperatives in past (before the cooperative law 1996 took
effects). This small number of staff was a result of the loss of subsidy from local government as
before. Usually the management section had only 2 or 3 staff including the cooperative chairman and
vice chairman while the controlling section had 1 or 2 staff including the chief controller, and the
accounting section had 1 or 2 staff including the chief accountant. The number of staff in each section
was decided in the meeting of all cooperative members organized once every three years
5. J. ISSAAS Vol. 17, No. 1:68-79 (2011)
72
Table 3. Agricultural cooperative staff (average).
Number of staff
Districts Total
staff
Management
section
Controlling
section
Accounting
section
Assistance
1. Bac Ninh town 4 2 1 1 0
2. Yen Phong 5 2 1 1 1
3. Thuan Thanh 4 2 1 1 0
4. Que Vo 6 2 2 1 1
5. Gia Binh 4 2 1 1 0
6. Luong Tai 6 3 1 1 1
7. Tien Du 5 2 1 1 1
8. Tu Son 7 2 2 2 1
Total 5 2 1 1 1
Source: Department of Agriculture and Rural Development, Bac Ninh, 2008
The cooperative staff in Bac Ninh had quite low educational levels (Table 4). Only 9.7% of
cooperative chairmen, 10.2% of chief controllers and chief accountants graduated from universities.
Most of the cooperative chairmen (56.5%) finished high schools while a significant ratio of them
completed just secondary school (31.8%). The similarity was found with chief controllers and
accountants. The cooperative staffs were mainly trained through short training courses on their special
fields. Therefore, the managerial capacity of cooperative staffs was still limited resulting in many
difficulties in cooperative’s servicing activity organization and management.
Table 4. Educational attainment of major cooperative staff (%).
Staff Secondary school High school College University
1. Cooperative chairman 31.8 56.5 1.9 9.7
2. Cooperative chief controller 40.3 48.2 1.2 10.2
3. Cooperative chief accountant 32.0 54.8 3.0 10.2
Source: Department of Agriculture and Rural Development, Bac Ninh, 2008
In parallel with management staff, the capital of cooperatives plays a very decisive role in
formulating the business activities and degree of the activities in cooperatives. However, the data in
Table 5 show that the capital of cooperatives in Bac Ninh province was very small as one cooperative
had the capital of only 334.6 million VND in average. Moreover, the average capital of cooperative
varied greatly among districts. While the average capital of one cooperatives in Bac Ninh town was
just around 90.8 million VND, the figure in Yen Phong district was 563 million VND and in Tu Son
district was more than 1 billion VND.
The data reveals that the flowing capital for running service activities is too little as it
accounted for only 17.7% of total capital or just 59.2 million VND. The fixed capital or the value of
fixed assets in cooperatives like cooperative office, working facilities, etc., accounted for 82.3% of
total capital. The structure of the capitals in cooperatives was therefore unbalanced. Too little
flowing capital was currently considered as one of main problems impeding the implementation of
service activities in cooperatives.
6. Characteristics of agricultural cooperatives and its service performance.....
73
In general, the capital of cooperatives was derived from three sources: from old cooperatives
transferred (for the transformed cooperatives), from members’ share and from cooperative’s
accumulation of their annual profits, and from members’ contribution. Of these, the capital
transformed from old cooperatives accounted for the majority or 57.8% (Table 5). The capital from
accumulation accounted for 38.9%. The cooperative members’ contribution made up very little
proportion (0.8%) of its total capital in the average. This very little proportion from cooperative
members’ contribution came from the fact that only several cooperatives had the contributions from
their members (only in Thuan Thanh and Tien Du districts).
Table 5. Capital profile of agricultural cooperatives.
Type of Capital Capital sources
Districts
Total
capital per
coopertive
(mil VND)
Fixed
capital
(%)
Flowing
capital
(%)
From
old coop
(%)
Contri-
bution
(%)
Accumulation
and share
(%)
1. Bac Ninh town 90.8 75.1 24.9 58.5 0 41.4
2. Yen Phong 563.9 79.1 20.9 51.0 0 49.0
3. Thuan Thanh 239.3 78.1 21.9 52.8 9.6 5.0
4. Que Vo 176.3 87.2 12.8 74.1 0 25.9
5. Gia Binh 424.3 81.6 18.4 75.9 0 24.1
6. Luong Tai 207.3 84.2 15.8 66.0 0 34.0
7. Tien Du 328.3 84.0 16.0 72.1 0.6 27.3
8. Tu Son 1028.6 85.1 14.9 30.6 0 69.4
Total 334.6 82.3 17.7 57.8 0.8 38.9
Source: Department of Agriculture and Rural Development, Bac Ninh, 2008.
Service Activities Performed by Agricultural Cooperatives in Bac Ninh Province
Overview of services currently performed
During the collectivisation of agricultural cooperatives, the agricultural production
cooperatives used to directly manage the land, to organise production activities and the input supply
as well as the marketing of the products. However, since the de-collectivisation of agriculture in 1981,
especially after 1988 with the launch of agricultural renovated policies, the role of agricultural
cooperatives had been much reduced. The farm households, not agricultural cooperative any more,
were recognized as the primary units of agricultural production. Cooperative land was allocated to
households. The cooperative therefore had the function of only supporting or providing the services
for the agricultural production in farm households. Due to the de-collectivisation, the formers
agricultural cooperatives had either to focus on service activities to promote agricultural production of
farm households or to cease to exist. Nowadays, cooperatives have consequently become the business
units and they have to be economically successful to be of a lasting nature.
As suggested in the cooperative law 2003 that cooperatives could provide as many services
as possible in order to support agricultural production of farm households (Dung, 2006). It is also
understood that all costs have to be covered by prices. The cooperatives also have to compete with the
private sector in providing the services for farmers. Hence, most cooperatives concentrate on a few
services only and will gradually expand once they have gained more experience. Usually, the
7. J. ISSAAS Vol. 17, No. 1:68-79 (2011)
74
respective services offered are managed by specialised groups comprising several members of the
cooperative. These members are specialised in certain fields. The main services provided by
agricultural cooperatives to farm households include the irrigation management, input supplies,
extension activities or technology transfers, land preparation, field protection, veterinary service, and
marketing service.
Participation of agricultural cooperatives in service activities
The cooperatives in Bac Ninh province provided farm households with quite diversified
services (Table 6). However, most of the cooperatives concentrated on irrigation, extension, varieties
supply, and field protection services. The management of the irrigation systems was the most
important activity because without a certain level of cooperation, irrigation systems could not be
maintained properly. To operationalize the service, the cooperatives bought water from the irrigation
companies of respective districts, then provided water to every internal channel for farmer’s use, and
finally collected the irrigation fee from farmers. Irrigation service was practiced by nearly all
cooperatives (88.9%) in Bac Ninh province.
Many of the cooperatives (93.6%) in Bac Ninh were actively supporting extension services
to farmers. For this service, an extension group of the cooperatives was responsible to acquire up-to-
date information about improvements in production technologies, e.g. adoption of new high-yielding
varieties, seed multiplication, plant protection, or animal husbandry, then the group would pass on this
information to farmers through training courses. The extension services usually received the financial
and technical supports from the Department of Agriculture and Rural Development of the respective
districts.
Table 6. Participation of agricultural cooperatives in service activities (%).
Districts
Services Bac
Ninh
Yen
Phong
Thuan
Thanh
Que
Vo
Gia
Binh
Luong
Tai
Tien
Du
Tu
Son
Total
1. Irrigation 93.4 88.9 55.7 93.6 98.7 100 82.6 88.6 88.9
2. Field protection 21.3 88.9 55.7 90.9 94.7 20.7 73.9 77.1 66.7
3. Land preparation 16.4 4.9 59.0 12.7 60.0 87.4 55.1 77.1 43.2
4. Veterinary 3.3 79.0 18.0 16.4 29.3 3.4 30.4 40.0 26.8
5. Fertilizer and
pesticides
3.3 7.4 16.4 23.6 65.3 1.1 42.0 88.6 26.6
6. Agricultural
extension
98.4 88.9 93.4 94.5 98.7 100 82.6 88.6 93.6
7. Marketing 4.9 0 8.2 0.9 16.0 5.7 7.2 2.9 5.5
8. Crop varieties 88.5 88.9 57.4 93.6 88.0 98.9 85.5 88.6 87.4
9. Credit 0 2.2 0 0 0 0 0 0 0.4
Source: Department of Agriculture and Rural Development, Bac Ninh, 2008.
Nearly 70% of cooperatives offered the field protection service. The responsible group of the
cooperatives would protect the farmers’ field from the damage caused by cattle or from thieves during
the crop growth and harvest time. The farmers would pay for that service according to their growing
areas. In addition, the reliable supply of necessary inputs used to be an important activity since many
years.
8. Characteristics of agricultural cooperatives and its service performance.....
75
In general, the cooperatives concentrated on the timely supply of fertilizers, pesticides, and
seeds to strengthen crop production at their members' farms. Many cooperatives were linked by
contract to input producing factories which are supplying the inputs on a credit basis. The
cooperatives themselves could sell or offer the inputs to farm households in need as a credit-in-kind as
well. After harvest, the farm households would pay their cooperatives and the cooperatives would
repay the companies. However, in recent years, due to the vigorous competition from individuals, the
cooperatives have faced difficulties in providing fertilizers and pesticides. Therefore, only 26.6% of
cooperatives have remained to supply fertilizers and pesticides to farmers. The cooperatives now
could actively supply only crop varieties to farm households because they could more easily link with
seed companies or with District Extension Department to get the new crop varieties. The farmers also
more believed in the quality of crop varieties provided by cooperatives than by individuals. Thus, crop
varieties supply was serviced by almost all cooperatives (87.4%).
In case the cooperative owns the necessary machines, they could provide farmers the land
preparation. However, this service was challenged by the very fierce competition from individuals,
and the individuals seemed to get advantages over cooperatives in practicing this service. As a result,
currently only 43.2% of cooperatives still provided land preparation service to farmers. In addition,
several cooperatives (26.8%) provided the veterinary service to farmers. When farmer’s animals had
diseases, a specialized group in those cooperatives would diagnose the diseases, then recommended
the way to treatment or sell farmers the medicines for treatment.
Although support for farmers to market their agricultural products or marketing service was
admitted to play a very important role in promoting agricultural production of farm households, it was
nowadays performed by very few cooperatives in Bac Ninh. The data show that only 5.5 % of
cooperatives performed this service. The main reason of this situation was that most of the
cooperatives hardly find any company or partner who could buy or process the farmers’ agricultural
products. The weakness of this service in the cooperatives resulted in the uncertainty of agricultural
product price. Consequently, the farmers in Bac Ninh have encountered many difficulties in their
agricultural production.
Monetary credit has become more and more important as the cash needs of the farmers for
their production and life. However, under the present conditions, shortage of capital or monetary
credit seems to be the most serious constraints for both individual farmers and agricultural
cooperatives. As reported the cooperatives could not borrow from the banks due to their lack of
collateral. Consequently, credit service was left by nearly all cooperatives in Bac Ninh as only two
(0.4%) of all cooperatives practiced this service.
Economic efficiency of service performance
The de-collectivization of agricultural production has turned agricultural cooperative into
more or less an economic organization in rural areas. Nowadays, the existence and development of
agricultural cooperatives mostly depend upon the economic efficiency of their service activities.
However, the data shows that the average revenue of one cooperative in Bac Ninh, in 2008, was quite
small, just 94.2 million VND (Table 7). Only 67.7% of the cooperatives profited from their services,
but this amounted to only 20.8 million VND per cooperative. Cooperatives in Tu Son district even
gained a very small profit of just 1.4 million VND in 2008.
Many agricultural cooperatives in Bac Ninh (31.4%) were just break even from their service
activities. Some cooperatives (0.9%) even lost. Improved efficiency of services activity performed by
agricultural cooperatives in Bac Ninh was therefore very essential at present.
9. J. ISSAAS Vol. 17, No. 1:68-79 (2011)
76
Table 7. Agricultural cooperative’s profit and loss from service activities
Profit received Loss incurred Break even
Service
Total
Revenue
per AC
(mil. VND)
No.
of
ACs
Ratio
(%)
Profit per
AC (mil.
VND)
No.
of
ACs
Ratio
(%)
Loss per
AC (mil.
VND)
No.
of
ACs
Ratio
(%)
1. Bac Ninh
town 29.5 30 49.2 26.7 0 0 0 31 50.8
2. Yen Phong . 148.5 63 77.8 21.3 0 0 0 18 22.2
3. Thuan Thanh 106.9 25 41.0 14.4 0 0 0 36 59.0
4. Que Vo 167.2 96 87.3 23.0 0 0 0 14 12.7
5. Gia Binh 53.3 75 100 20.0 0 0 0 0 0
6. Luong Tai 51.6 70 80.5 26.0 0 0 0 17 19.5
7. Tien Du 74.7 24 34.8 4.2 5 7.2 1.1 40 58.0
8. Tu Son 61.3 9 25.7 1.4 0 0 0 26 74.3
Total 94.2 392 67.7 20.8 5 0.9 1.1 182 31.4
Source: Department of Agriculture and Rural Development, Bac Ninh, 2008.
Farmers’ use of agricultural cooperative services
In order to understand the farmers’ current use of services provided by agricultural
cooperatives, an interview of 240 farmers from 12 cooperatives in various districts of Bac Ninh
province was implemented. The interview results show that almost all cooperatives provided
irrigation service and 90.9% of the farmer respondents utilized this service provided by the
cooperative for over 90% their needs (Table 8). The farmers in the cooperatives which did not
provide this service purchased water from private irrigation teams. The field protection service
provided by cooperatives was used by 90.9% of the farmer respondents. However, only 45% of
farmer respondents reported that this cooperative service met over 90% of their needs. Other farmer
respondents revealed this cooperative service met only 50-90% their needs. Only 61.3% of farmer
respondents used or accessed the extension service provided by cooperatives. However, 30.3%
reported extension service by cooperatives met only 50% of their needs. Farmers also received the
extension information from other sources, not only from cooperatives.
For material supply services such as fertilizers, pesticides and crop varieties, and land
preparation service, the cooperatives encountered vigorous competition from other suppliers. Many
cooperatives therefore stopped providing these services. Of the twelve surveyed cooperatives,
several still retained these services. The farmers thus had alternatives as they could purchase
fertilizers, pesticides, crop seeds not only from cooperatives, but also from private stores in the free
markets. The data shows that farmers who used these services from cooperatives accounted only for
12.9% and 34.5% of the farmer respondents purchased fertilizers and pesticides from cooperatives,
respectively. Moreover, these farmers did also not purchase wholly from cooperatives, but only a part
of their total needed quantities. In case of crop varieties, more farmer respondents (71.3%) purchased
from cooperatives as they believed more in quality, but only 23.7% bought more than 90% of their
needs. The cooperatives could not supply enough seeds to the farmers, while these seeds sold by the
cooperatives were expensive thus preventing farmers from buying more.
The marketing of the farm products is one of the most important activities on which great
hope has been placed by farmers and society as well (Cho, 1999). However, it seemed very hard for
agricultural cooperatives in Bac Ninh province to enter and develop marketing activities. Only one
cooperative provided marketing service or procured farmers’ agricultural products to sell them to a
10. Characteristics of agricultural cooperatives and its service performance.....
77
processing company and only 6.7% of the farmer respondents benefited from this service. However,
these farmers could only sell a small volume of their products to cooperatives.
Table 8. Percent of farmer respondents using cooperative services.
Service
No. of
ACs
providing
service
Farmers
using AC
service
Farmers using
AC service for
over 90% of
their needs
Farmers using
AC service for
50-90% of their
needs
1. Irrigation 11 90.9 90.9 0
2. Field protection 11 90.9 45.0 39.7
3. Land preparation 3 17.7 0 11.5
4. Fertilizer 2 12.9 2.7 7.8
5. Pesticide 5 34.5 15.2 14.6
6. Agricultural extension 8 61.3 30.3 30.3
7. Crop varieties supply 8 71.3 23.7 31.6
8. Marketing and prod. sale 1 6.7 0 0
9. Credit 0 0 0 0
Source: Field survey, 2007.
Farmers’ assessment of cooperative services
In order to have a better understanding of the efficiency of service activities provided by
cooperatives, the farmers were encouraged to compare services provided by cooperatives and
individuals or others, in terms of payment schemes, selling price and quality of service. The data
indicate that cooperatives organized better the services of irrigation, field protection, extension, and
crop varieties supply as almost farmers (over 70%) reported that for these services the cooperatives
offered better payment schemes, cheaper price and better quality of service (Table 9). On the other
hand, many farmers reported that the cooperatives were worse than individuals in providing land
preparation service, fertilizer supply, marketing service in terms of payment method, selling price and
service quality.
Table 9. Farmers’ assessment of services provided by cooperatives and individuals (%)
Payment scheme Selling price Service quality
Service
No. of
assessed
farmers Better Worse Cheaper
More
expensive Better Worse
1. Irrigation 240 83.8 2.1 82.9 2.5 77.1 6.7
2. Field protection 185 77.8 3.8 76.8 3.8 77.3 3.8
3. Land preparation 120 14.2 6.7 17.5 35.8 6.7 17.5
4. Fertilizer 201 7.5 55.7 10.9 46.3 16.4 7.0
5. Pesticides 190 10.0 52.1 6.8 55.3 74.2 3.7
6. Agricultural
extension 131 93.9 2.3 92.4 3.1 89.3 2.3
7. Crop varieties
supply 240 75.4 3.8 62.9 19.2 74.6 17.9
8. Marketing 18 33.3 61.1 38.9 33.3 16.7 33.3
Source: Field survey, 2007.
11. J. ISSAAS Vol. 17, No. 1:68-79 (2011)
78
In case of pesticide supply, more farmers reported that individuals offered better payment methods
and cheaper price, but pesticide quality was not guaranteed while the cooperatives assured farmers of
the pesticide quality but imposed inflexible payment schemes and higher prices.
CONCLUSION
Agricultural cooperatives in Bac Ninh province have undergone the fundamental changes in
their organization and business activities since the renovation in 1988. At present, majority of the
agricultural cooperatives in Bac Ninh were the village-based transformed cooperatives. The number
of cooperative members varied greatly among cooperatives, however, almost cooperatives (81.6%)
had more than 100 members. Almost all cooperatives owned very small capital, especially working
capital. The shortage of qualified staff and capital are currently serious problems in most of the
agricultural cooperatives in Bac Ninh.
All agricultural cooperatives in Bac Ninh provided multiple services to farm households.
However, most of them focused on irrigation, extension, seed supply and field protection service. A
few cooperatives provided land preparation, and fertilizer and pesticide supply services due to
vigorous competition by private individuals. Overall, the ratio of farmers using the services provided
by the agricultural cooperatives and their use degree were varied depending on the kind of service.
Farmers’ comparative opinions on services offered by the cooperatives and the private individuals
proved that the cooperatives played the important role in providing irrigation, field protection,
extension, and crop varieties supply services, but little role in land preparation, fertilizers and
pesticide supply. The cooperative even played an infinitesimal role in marketing service and nearly no
role in providing credit service to farmers.
For better performance of service activities in agricultural cooperatives, it is very necessary
to improve the management capacity of cooperative staffs and to enhance cooperatives’ accessibility
to credit organizations. Moreover, enhancement of cooperatives’ marketing services to support farm
households will be the essential way to fortify the cooperative’s roles in the futures.
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