Solicitors have been frequently involved in mortgage fraud schemes over recent years. Lenders are taking steps to strengthen controls over solicitor conveyancing panels and implement separate legal representation in high-risk transactions to help prevent fraud. Regulators are also reviewing lenders' fraud prevention systems and controls, and their management of third-party relationships like solicitors and valuers. As lenders tighten panel management and controls in response to regulatory and fraud pressures, there is a risk that fraud could evolve to target new weaknesses.