This document contains the resume of A.A.G. Janakarathna. It summarizes his career objective, skills, personal profile, work experience, professional qualifications, and education. Janakarathna has over 15 years of experience in microfinance and currently works as a Microfinance Operation Manager at Commercial Credit And Finance PLC. His career has focused on managing loan portfolios, customer training, and staff development in the microfinance sector.

1. A.A.G. Janakarathna.
No. 03, National Houses, Kanadulla, Kuliyapitiya.
Phone: 077-3833250, 037-2281006
E-mail: janakarathna.godpri@gmail.com
CARRIER OBJECTIVE.
To secure a position that offers both a challenge and a good opportunity for growth in the
dynamic business environment.
KEY SKILLS AND COMPETENCIES.
• Ability to work in a fast pace environment and meet the targets.
• Independent performer as well as an effective team player.
• Very good interpersonal skills and leadership qualities.
• Good Presentation and Communication skills.
•
PERSONAL PROFILE.
 Name in full. Aruma Arachchige Godpri Janakarathna.
 Data of Birth. 09th
of November 1978
 Nationality. Sri Lankan
 Religion. Buddhist
 Marital Status. Married
 Gender. Male
 NIC No. 783142139V
 License No. B562461
 School. Saranath Vidyalaya, Kuliyapitiya.

2. WORKING WXPERIENCE & PROFESSIONAL QUALIFICATION
 01 and half Year working Experience as a Microfinance Executive at Ceylinco
Grameen Co. Pvt LTD at Ja Ela Branch.
Duties and responsibilities.
• Maintaining a quality loan portfolio at the loan centers.
• Higher attendance average of customers to the centers
• Minimum non payments at the center.
• Good customer coordination to the branch.
 Three and half year working experience as a Field Manager at the Ceylinco Grameen
MF Kuliyapitiya and Nattandiya Branch.
Duties and responsibilities.
• Maintaining a quality loan portfolio at the Branch with good
recovery rate.
• Minimum non payments at the branch.
• Handling quality recovery rate at the branch.
• Handling higher attendance average of customers to the Centers
• Managing field duties of MF officers of the branch.
• Legal procedure for will full customers.
• Coordinating MF officers of the branch.
 1 year and 8 months working experience as a Microfinance Manager at Commercial
Credit And Finance PLC at Kuliyapitiya Branch.
Duties and responsibilities.
• Maintained 3500 customer base at the branch.
• Maintained 92% attendance average of Customers to the Centers.
• Maintained 0 Provisioning for bad debt loans.
• Handled 12 staff members of the branch.
• Managing 160 Million quality loan portfolio at the Branch

3. • Maintaining the administration part of the branch.
 2 years working experience as a Microfinance Customer and Staff training Manager
at Commercial Credit And Finance PLC at Head Office.
Duties and responsibilities.
• Handling training modules for MF Customers to develop their
livelihood all over the island.
• Analyzing data and customer issues and problem solving..
• Training staff members to give good customer service to MF
customers.
• Coordinating outsource officers to train Staff Members and MF
customers.
• Gathering customer information’s of businesses and market
linkage.
• Handling 08 MF customer training officers all over the Island.
• Coordinating customer’s information’s with head office.
• Consulting Training programs for customers.
• Building up the mind of non performing customers to repay the
loan.
 5 months working experience as a Microfinance Operation Manager at Commercial
Credit And Finance PLC at Head Office to date.
• Coordinating 4 branches (Kuliyapitiya, Chilaw, Giriulla, and
Nattandiya) with head office.
• Problem solving and minimize the bad debt provisions of 4
branches.
• Maintaining a quality portfolio of 4 branches.
• Maintaining quality staff coordination among the branch.
• Loan investigation before issuing the loan.
• Approving and rejecting loans of customers through the MIS.
• Maintaining proper trainings for staff members to give proper
service.
 5 Year working experience as a Production Supervisor at Slimtex Pvt LTD (MAS
Holdings)

4. PROFESIONAL QUALIFICATIONS
 Completion of 4 months Delinquency Management Diploma (Micro Finance) Course at
Commercial Credit and finance PLC.
 Completion of 6 months SME Management Diploma (Micro Finance) Course at
Commercial Credit and finance PLC.
 .Following the Diploma in Microfinance at Colombo University.
EDUCATIONAL QUALIFICATIONS
 Completion of Data Processing and management computer course at Wayamba
University at Kuliyapitiya.
 G.C.E Advanced level examination (1997) got through in Bio Science stream with – 3
“S” passes.
 G.C.E Ordinary level examination (1994) got through with 3 ‘D’ passes, 5-‘C’ passes.
NON-RELATED REFEREES
Mr. Hasitha Wijesundhara. Mr. Imran Nafeer.
Advisor & Economic Specialist Hony. Secretary,
GIZ and CBSL Lanka Microfinance Practitioner’s Association
TP. 077-3451442 TP. 077-2985969
……………………………
Signature,
A.A.G. Janakarathna.