Jyoti Ranjan Sinha_Resume[1] (1)
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Jyoti Ranjan Sinha is seeking a position that allows him to utilize his banking experience and skills to benefit his organization. He has over 10 years of experience in microfinance with BASIX, where he has held several roles including Accountant, Unit Accountant, Area Executive, and currently Branch Manager. In his current role, he is responsible for managing a team of 30 staff, appraising and disbursing loans, portfolio monitoring, and achieving financial targets. He holds an LLB, Post Graduate Diploma in Financial Management, and is pursuing an M.Com.
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Sushamaa Gangurde is seeking a position that allows her to utilize her 19 years of experience. She has strong analytical and interpersonal skills and enjoys working in fast-paced environments. Her experience includes over 10 years working in banking handling legal and recovery tasks, and several years of experience in accounting roles. She is proficient in MS Office, Tally, and banking systems. She has a Bachelor's degree in Commerce.
FINAL RESUME
- Rampalli Prasada Rao is a senior banking professional with over 35 years of experience in strategic planning, branch administration, commercial banking, profit center management, business development, operations management, client relationship management, and NPA recovery management.
- He has excellent experience driving large teams and motivating them to higher productivity. His objective is to pursue a challenging career where he can maximize his qualifications and skills.
- He has extensive experience in various managerial roles with the Indian Overseas Bank, including as a Planning Officer, Industrial Relations Officer, DGM Secretariat, and Branch Head for three different branches.
- He holds an LLB, CAIIB, and M.A. in English and
Similar to Jyoti Ranjan Sinha_Resume[1] (1) (20)
Jyoti Ranjan Sinha_Resume[1] (1)
- 1. Contact Information: Corresponding & Permanent Address: Jyoti Ranjan Sinha s/o-Kartik Prasad Sinha village-Lohandi,Via-Chouparan Hazaribagh-825406,(Jharkhand) Mo. No. +91-8797597606 +91-7870236668 E-Mail: Jyotiranjan351@gmail.com Present Address: BASIX ,House of Ms.Sangeeta Mehta, Ward No.13 Jumeritelieya, Dist-Koderma.(J.H) Personal Data: Date of Birth : 1st March 1979 Gender : Male Nationality : Indian arit St Status : Married B I O D A T A J Y O T I R A N J A N S I N H A Jyotiranjan351@gmail.com +91- 8797597606, 7870236668 OBJECTIVE To be part of a dynamic organization where I could deliver my zenith banking on my proficiencies blended with creativity & innovation for the best interest of my organization and my career. WORK EXPERIENCE Bhartiya Samruddhi Investments and Consulting Services Ltd. (BASIX): BASIX, a new generation Livelihood Promotion Institution in India and BSFL (Bhartiya Samruddhi Finance Ltd.) is registered as NBFC under Companies Act 1956. and licensed under Reserve Bank of India Act-1934 The company is operating in Eighteen states having 210 branches with the objective of promoting large number of sustainable livelihoods through provision of financial services and technical assistance in an integrated manner. Job Profile: Accountant –(2nd Jan’06 –31st March ’08) department-Fin & Accounts Job Profile: Unit Accountant-(1st April’08 to 31 April 2010) department- Fin & Accounts Job Profile: Area Executive -(1st May’10-30th Sept’11)department-Cr.Ops & Risk) Job Profile: Presently working as Unit Head/BranchManager –(1st Oct’1011-Continue) department- Fin. & Ops. Head Quarter: Jhumaritelaiya, Koderma Unit, Jharkhand Job Roles and Responsibilities: • Managing the Unit team of 30 person including field and back office staff • Appraisal, sanctioning and disbursement of micro credit product. • Fund and Recovery Management. • Team Management. • Portfolio monitoring and control. • Field staff necessary guidance and training. • Managing the internal sale of credit Insurance and other financial credit, agricultural Business Development products. • Actively participate in preparation of annual triad business plan as per the operations policy. Triad Services include Livelihood Financial services, Credit, Insurance, Agricultural & Business Development Services, Institutional Development Services and other services innovated from time to time. • Review progress and monitor the daily/weekly/fortnightly achievements in order to achieve monthly thereby annual plans. • Assess and monitor portfolio quality of triad services like performing portfolio, high onetime repayment rate, high customer service and operational compliance • Manage LSA and LSP time deployment. • Crisis management. • Develop and maintain collaboration with service provider person’s institutions in the operational area. • Fraud management-Precautionary and post. • Overdue account and portfolio management. • Specified person for credit linked insurance product selling on behalf of the corporate agent/company. • Co-ordination with legal team for recovery and recovery legal procedure-i.e.NI act ,Money suit etc. JOB RELATED SKILLS • Actively managing and promoting the financial services of the company, • Perceptivity • Decision Making problem solving • Tolerance for ambiguity • Leadership and Team Building • Interpersonal Skills • Economics of the loan proposals. • Fund management. • Achieving the target of recovery and business origination • Managing on time recovery. • Comfortably can work independently as well as in the team .
- 2. Languages Known: English & Hindi Interest : Listening Music . PROFESSIONAL QUALIFICATION Completed Post Graduate Diploma in Financial Management PGDFM YEAR 2012 Completed 3 year full time LLB from RANCHI UNIVERSITY Year 2004 ACADEMIC QUALIFICATIONS • Completed Bachelor of commerce (B.Com A/c Hon’s.) from Vinoba Bhave University Hazaribag in 1998. • Completed 10+2 from Markham College of Commerce Hazaribagh, in 1995. • Completed 10th from Marwari High School, Ranchi in 1993. • M.Com ( perusing from IGNOU) COMPUTER SKILLS Diploma in Computer Application-DCA Working experience with ERP software. PERSONAL TRAITS • Curiosity to learning, enthusiastic, ambitious and flexible attitude suitable for corporate culture. ACTIVITIES AND AWARDS . • Participation in Youth Programme broadcasted by Aakashvani Ranchi • Best Field Force Award in eastern zone in the Year 2010 in the present organization. REFERENCES • Manikant Pandey (State Head BASIX, Ranchi . Mob-07544003686) • Pinaki Sen Sharma (Team Leader BASIX at CSC Govt. Project at Santhal Pargana Region Mob-07070468757) DECLEARATION I hereby solemnly declare that the above information and particulars are true and correct to the best of my knowledge and belief. Date: ___11-07-2015__ (Jyoti Ranjan sinha)