Intellectual capital: A modern model to measure the value creation in a businessAI Publications
Using a sample of 92 patients, this study looked into the impact of intellectual capital on the efficiency of private hospitals. The researchers used a quantitative approach to assess the effect of Intellectual capital (Human capital, Structural capital, and Relational capital) on long-term competitive advantage in private hospitals in Iraq's Kurdistan region. The research sample was selected using a random sampling method and conducted in various locations across Iraq's Kurdistan province. A total of 110 questionnaires were distributed, but only 92 people correctly completed them. The findings revealed that the most effective relationship with firm success was between human capital as an element of Intellectual capital, while the least effective relationship was between ownership as an element of Intellectual capital. Furthermore, our findings indicate that finance managers should use debts as a last resort in terms of intellectual capital. Finally, our research can be improved by using more controlled variables, a greater sample size, and data from a longer time span in the regression models. Other methods and steps can be used as well.
A Dissertation Report On "Study Of Net Interest Margin {NIM} Of Selected INDIAN Public & Private Sector Banks"
Has Undertaken 10 Years Financial Data Of Selected Banks i.e. 2008-2017 for the Study.
Impact of Promotional Expenditure on Profitability in Banking Sector of PakistanIJSRED
This document discusses a study examining the impact of promotional expenditure on profitability in Pakistan's banking sector. The study uses a regression model and five years of data from 110 bank samples. The results show that promotional expenditure has a positive impact on profitability - higher promotional expenditure increases profits.
The introduction provides background on the global financial crisis's impact on banks and the importance of research and development. It also discusses how promotional activities and expenditures can affect bank performance.
The literature review summarizes several past studies that have examined the relationship between promotional spending and profits or other financial metrics, with mixed findings on the nature and strength of the relationship.
This document summarizes a research paper that examines factors influencing the fund management industry. The key factors identified are front-end/back-end loads, outsourced portfolios, corporate governance, security and privacy, behavioral approaches, fund performance comparison and measurement. Problems associated with each factor are discussed, such as hidden fees reducing investor returns. Potential solutions are proposed, like increasing transparency around fees. The research methodology involves identifying these factors through literature review and analyzing problems and solutions to draw conclusions.
A RESEARCH PAPER ON Quot THE IMPACT OF WORKING CAPITAL MANAGEMENT ON PROFITA...Amanda Moore
This document provides an introduction and overview of a research paper on the impact of working capital management on profitability in the pharmaceutical industry in Bangladesh. It includes an acknowledgements section, table of contents, and begins to outline the abstract, problem statement, objectives of the study, and literature review. The research will analyze the relationship between components of working capital management (cash conversion cycle, average days of collection, inventory turnover, deferred payables period) and profitability for pharmaceutical companies in Bangladesh from 2009-2010. The objectives are to establish these relationships and provide guidance for future research and business practices.
This document summarizes research on bank profitability and efficiency in India and other countries. It discusses several studies that have analyzed the profitability and efficiency of Indian banks using different methods like DEA analysis and stochastic frontier analysis. The studies found that public sector banks were generally more efficient than foreign banks, which were slightly more efficient than private sector banks. Other key findings included declining efficiency of public sector banks over time, while foreign bank efficiency improved. The document also summarizes some international studies on the impact of deregulation on bank profitability efficiency in countries like Spain.
Intellectual capital: A modern model to measure the value creation in a businessAI Publications
Using a sample of 92 patients, this study looked into the impact of intellectual capital on the efficiency of private hospitals. The researchers used a quantitative approach to assess the effect of Intellectual capital (Human capital, Structural capital, and Relational capital) on long-term competitive advantage in private hospitals in Iraq's Kurdistan region. The research sample was selected using a random sampling method and conducted in various locations across Iraq's Kurdistan province. A total of 110 questionnaires were distributed, but only 92 people correctly completed them. The findings revealed that the most effective relationship with firm success was between human capital as an element of Intellectual capital, while the least effective relationship was between ownership as an element of Intellectual capital. Furthermore, our findings indicate that finance managers should use debts as a last resort in terms of intellectual capital. Finally, our research can be improved by using more controlled variables, a greater sample size, and data from a longer time span in the regression models. Other methods and steps can be used as well.
A Dissertation Report On "Study Of Net Interest Margin {NIM} Of Selected INDIAN Public & Private Sector Banks"
Has Undertaken 10 Years Financial Data Of Selected Banks i.e. 2008-2017 for the Study.
Impact of Promotional Expenditure on Profitability in Banking Sector of PakistanIJSRED
This document discusses a study examining the impact of promotional expenditure on profitability in Pakistan's banking sector. The study uses a regression model and five years of data from 110 bank samples. The results show that promotional expenditure has a positive impact on profitability - higher promotional expenditure increases profits.
The introduction provides background on the global financial crisis's impact on banks and the importance of research and development. It also discusses how promotional activities and expenditures can affect bank performance.
The literature review summarizes several past studies that have examined the relationship between promotional spending and profits or other financial metrics, with mixed findings on the nature and strength of the relationship.
This document summarizes a research paper that examines factors influencing the fund management industry. The key factors identified are front-end/back-end loads, outsourced portfolios, corporate governance, security and privacy, behavioral approaches, fund performance comparison and measurement. Problems associated with each factor are discussed, such as hidden fees reducing investor returns. Potential solutions are proposed, like increasing transparency around fees. The research methodology involves identifying these factors through literature review and analyzing problems and solutions to draw conclusions.
A RESEARCH PAPER ON Quot THE IMPACT OF WORKING CAPITAL MANAGEMENT ON PROFITA...Amanda Moore
This document provides an introduction and overview of a research paper on the impact of working capital management on profitability in the pharmaceutical industry in Bangladesh. It includes an acknowledgements section, table of contents, and begins to outline the abstract, problem statement, objectives of the study, and literature review. The research will analyze the relationship between components of working capital management (cash conversion cycle, average days of collection, inventory turnover, deferred payables period) and profitability for pharmaceutical companies in Bangladesh from 2009-2010. The objectives are to establish these relationships and provide guidance for future research and business practices.
This document summarizes research on bank profitability and efficiency in India and other countries. It discusses several studies that have analyzed the profitability and efficiency of Indian banks using different methods like DEA analysis and stochastic frontier analysis. The studies found that public sector banks were generally more efficient than foreign banks, which were slightly more efficient than private sector banks. Other key findings included declining efficiency of public sector banks over time, while foreign bank efficiency improved. The document also summarizes some international studies on the impact of deregulation on bank profitability efficiency in countries like Spain.
Financial Structure and the Financial Performance of Quoted Consumer Goods Fi...ijtsrd
The study investigated the effect of financial structure on the financial performance of quoted consumer goods firms in Nigeria. The study used profit after tax PAT to represented financial performance as the dependent variable while financial structure was disintegrated into Short Term Debt STD , Long Term Debt LTD , share capital SC and retained earnings RE as the independent variable. The data for the study were obtained from the Financial Statement and Annual Reports of the selected firms. The data set comprised fifty 50 observations comprising five year time series data spanning 2010 to 2019 from ten firms in the consumer goods sector. The panel regression technique based on Fixed and Random Effects were used for data analyses. The Hausman test showed that the Fixed Effect model is more suitable for the study. The findings revealed that STD and SC have significant positive effects on the PAT of consumer goods firms in Nigeria while LTD and RE were found to have positive but no significant effect on the PAT of consumer goods firms in Nigeria. The study conclude that b working capital management is an efficient tool for the consumer goods subsector in Nigeria. Among the contributions of the study is the use of all the four sources of funds and the use of profit after tax that tends to capture the overall effect of the various fund sources on the holistic profitability of the consumer goods firms. The recommendations included use of share capital for long term investment and working capital management for operations. Daniel, Prince Chinwendu | Dr. Joseph A. Nduka "Financial Structure and the Financial Performance of Quoted Consumer Goods Firms in Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-1 , December 2020, URL: https://www.ijtsrd.com/papers/ijtsrd37967.pdf Paper URL : https://www.ijtsrd.com/management/accounting-and-finance/37967/financial-structure-and-the-financial-performance-of-quoted-consumer-goods-firms-in-nigeria/daniel-prince-chinwendu
Improving Technology in the Treasury Management Systemijtsrd
Treasury management is one of the areas of public financial management PFM that has most improved over the last 20 years at the international level, when measured in terms of incorporating new practices and expanding the use of information technology. One of the biggest challenges facing today’s treasurers is identifying and implementing the most appropriate technology solution to meet their organizations’ needs. As in many spheres, the range of technology available treasurers has become increasingly sophisticated in recent years. Levels of functionality that were unimaginable a few years ago are now standard. As a result, understanding the most appropriate options for a treasury has become significantly more difficult. Navruzova Go’zal Olimjon Qizi | Saidov Rasulbek Boltaboevich "Improving Technology in the Treasury Management System" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-6 | Issue-1 , December 2021, URL: https://www.ijtsrd.com/papers/ijtsrd48059.pdf Paper URL: https://www.ijtsrd.com/management/other/48059/improving-technology-in-the-treasury-management-system/navruzova-go’zal-olimjon-qizi
BINOMIAL APPROACH TO ASSESSING REAL OPTIONS IN MANAGING AN INVESTMENT PROJECTIAEME Publication
A key factor for the success of the project management is the availability of a clear
pre-defined plan, minimizing risks and deviations from the plan, efficient management
of changes (as opposed to process, functional management, service level
management). Using the binomial method to estimate the value of real options, they
proceed from the assumption that the number of links is discrete and known in
advance. The logic of this approach requires that their number correspond to the
frequency of making the most significant decisions for the project. The nodes of the
lattice should be those moments in time in which strategic decisions are made on
reducing, developing, switching business, etc. In general, the use of the real options
method extends the tools to justify decisions in managing an investment projects
Contribution of Current Assets Management to the Financial Performance of Lis...ijtsrd
The study examined the effect of current asset management on the financial performance of listed consumer goods firms in Nigeria. The study specifically determined the extent to which debtor turnover ratio, cash ratio and inventory turnover ratio affect the Earnings Per Share of listed consumer goods firms on the Nigerian Exchange Group, using causal comparative research design. Purposive sampling technique was deployed to determine the twelve 12 consumer goods firms that made up the sample participants of the study, out of a population of twenty one. Secondary data were obtained from the annual reports and accounts of the selected companies over a period of ten years which spanned from 2011 to 2020. The hypotheses formulated were tested using Ordinary Least Square technique at 5 level of significance. The findings revealed that while debtor turnover ratio and inventory turnover ratio have a positive effect on earnings per share, cash ratio negatively affects the Earnings Per Share of listed consumer goods firms on the Nigerian Exchange Group. However, the effects were not significant at 5 level. It was recommended that managers of consumer goods firms should reduce to minimal level the time it will take between sales of goods and services and the collection of cash since the performance of firms can be increased through an increment in frequency of debt collection. Gilbert Ogechukwu Nworie | Vitalis O. Moedu | Onyali, Chidiebele Innocent "Contribution of Current Assets Management to the Financial Performance of Listed Consumer Goods Firms in Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-1 , February 2023, URL: https://www.ijtsrd.com/papers/ijtsrd52600.pdf Paper URL: https://www.ijtsrd.com/management/accounting-and-finance/52600/contribution-of-current-assets-management-to-the-financial-performance-of-listed-consumer-goods-firms-in-nigeria/gilbert-ogechukwu-nworie
MERGERS AND ACQUISITIONS PROSPECTS: INDIAN BANKS STUDYpaperpublications3
This document discusses mergers and acquisitions in the Indian banking sector from 2000-2013. It analyzes the performance of three major banks that underwent mergers - ICICI Bank, State Bank of India, and HDFC Bank. The key findings were that M&As provided some benefits like economies of scale, increased market share and branch networks, and skill/talent transfer between organizations. However, the government should not promote mergers between strong and distressed banks as it can negatively impact the stronger bank's asset quality. The document also provides details on the history and reasons for M&As in Indian banking, as well as specific examples like ICICI Bank's acquisition of Bank of Madura in 2001.
052 om c-dhanapal&gganesan-measuring_operational_efficiency_of (1) (1)Anil Aks
This document summarizes a study that measures the operational efficiency of public sector banks in India. It analyzes factors that influence banks' profitability using regression analysis. The study finds that non-performing assets, total income, total expenses, and net interest margin are significant factors. It also uses data envelopment analysis to benchmark the relative efficiency of 21 public sector banks over 5 years. The results show that return on assets, net interest margin, non-performing loans, cost-to-income ratio, advances to deposits ratio, and capital adequacy ratio influence banks' profitability.
Financial Statements Analysis: Wealth Creation and Wealth Maximisation at Tel...iosrjce
Information technology revolution has gained popularity with companies’ success depending
virtually on the exchange of information. As a result, it has brought to consideration the need to create and
sustain technologies through which information can be transmitted and received, and the telecommunication
industry has been a major development. The research paper seeks to analyse the financial statements of a
telecom company to determine whether the company created wealth and suggesting ways to improve wealth
creation. Factors such as operational results, key economic variables and customer satisfaction were explored.
A questionnaire survey was employed to collect primary data. The questionnaires were distributed by hand and
some were emailed. Results of the survey were reported and customer suggestions and concerns were noted.
Secondary data was obtained from the financial statements as well as operational reviews available on the
website. Data was analysed and it was discovered that the company has revolved significantly and its
performance has improved over the years. However, it was highlighted that a lot still needs to be done.
Therefore recommendations to pave way for future studies have been suggested.
Characteristics of Nigerian Deposit Money Banks and Their Financial Outcomeijtsrd
The purpose of this research was to examine the connections between DMB profitability and various company characteristics in Nigeria. This study used panel data regression to evaluate five hypotheses on how market share, liquidity, credit risk, interest rate spread, and leverage affect bank profitability. Secondary data was gathered from the financial statements of the 19 deposit money banks listed on the international and local markets of the Nigerian Stock Exchange NSE between 2012 and 2021. The success of Nigerian banks is strongly influenced by their market share, liquidity, interest rate spread, and leverage. There was a connection between credit risk and ROA, however it was weak and not statistically significant. The report recommended that the Central Bank of Nigeria CBN create policies to enable banks increase their market share, rather than seeking to limit the number of firms in the banking sector. Dr. Confidence J. Ihenyen | Okpobo, Timinipre Joseph | Monron, Ezekiel Lawrence "Characteristics of Nigerian Deposit Money Banks and Their Financial Outcome" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-3 , June 2023, URL: https://www.ijtsrd.com.com/papers/ijtsrd56303.pdf Paper URL: https://www.ijtsrd.com.com/management/accounting-and-finance/56303/characteristics-of-nigerian-deposit-money-banks-and-their-financial-outcome/dr-confidence-j-ihenyen
Role of venture capital in the development of Rajasthan: Entrepreneurs perspe...inventionjournals
: Since independence there is significant improvement in the economic and social development of
Rajasthan for which role of venture capitalist is important. in this paper the researcher indented to highlight
the different industrial sector of Rajasthan which got benefited by different venture capitalist . and Also efforts
are made to determine the entrepreneurs perception regarding the role of venture capital for smooth
functioning of newly established companies. The research design used is exploratory in nature. The data is
being collected from the entrepreneurs of Rajasthan, RVCF and other websites, hence this research is based on
primary and secondary data. Correlation is used to determine the relationship between the role of venture
capital and development of Rajasthan . The results of this study would help venture capitalist to modify their
role and policies according to the changing needs of state’s entrepreneurs which will facilitate it’s adoption by
rural.
Key
Relationship between Corporate Social Responsibility and Earnings Management ...ijtsrd
The relationship between corporate social responsibility CSR and earnings management EM is an extensive empirical study. However, the evidence on the nature of the relationship is unclear. A commonly defined reason for divergent and contradictory results is measurement issues. The purpose of this article is to evaluate alternative operation and measurement methods applied to the CSR and EM concepts in the empirical literature on CSR EM relationships. Our systematized appraisal was conducted over the last nine years from 2008 to 2016. This study has come to different observations. First, CSR measurement methods include sustainability indexes, content analyzes and single dimensional measurements, while EM measurement methods include discretionary accruals, discretionary loan loss provisions, real earnings management, abnormal earnings management, earnings persistence and earnings smoothing. In addition to the unique drawbacks of the approach, the subjectivity of the researcher and the selection anomalies that may influence the nature of the CSR EM relationships identified in the empirical literature. Finally, possible ways of overcoming these disadvantages are recommended. Mashiur Rahman | Sarah Chowdhury ""Relationship between Corporate Social Responsibility and Earnings Management: A Systematic Review of Measurement Methods"" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-2 , February 2020,
URL: https://www.ijtsrd.com/papers/ijtsrd29987.pdf
Paper Url : https://www.ijtsrd.com/management/business-ethics-and-legal-issues/29987/relationship-between-corporate-social-responsibility-and-earnings-management-a-systematic-review-of-measurement-methods/mashiur-rahman
The document provides an introduction and background to a study on the sanctioning of term loans. It discusses the importance of the financial system and SME sector for economic development. The objectives of the project are to study the credit appraisal process for sanctioning term loans and working capital loans, understand the CMA data and financial analysis, and learn about the procedures at Bank of Baroda. It outlines the methodology, scope, limitations and structure of the banking industry in India. The major players, operations, and drivers of growth of the banking sector are also summarized.
Complementarity of Equity and Debt Capital on Profitability of Quoted Consume...ijtsrd
This study ascertained the complementarity of equity and debt capital of quoted consumer goods companies in Nigeria from 2011 2021. Specifically, the study determined the effect of shareholders’ equity and total liabilities on return on assets, return on equity and earnings per share. Purposive sampling technique was employed to select fourteen 14 consumer goods companies from a population of twenty three 23 quoted consumer goods firms in Nigeria. Panel data were used in this study, which were obtained from the annual reports and accounts of sample firms for the periods 2011 2021. Ex Post Facto research design was employed. Descriptive statistics of the dataset from the sample firms were described using the mean, standard deviation, minimum and maximum values of the data for the study variables. Inferential statistics using Multicollinearity test, Pearson correlation coefficient and Panel least square regression analysis were applied to test the hypotheses of the study. The results showed that shareholders’ equity has a positive and significant effect on ROA, ROE and EPS respectively at 5 level of significance, while total liabilities has a negative and significant effect on ROA, ROE and EPS, however, significant at 5 level of significance. This study recommended amongst others that an appropriate mix of equity and debt capital should be adopted in order to increase the profitability of consumer goods firms. Chibuike Charles Okudo | Amahalu, Nestor Ndubuisi | Samuel Oshiole "Complementarity of Equity and Debt Capital on Profitability of Quoted Consumer Goods Firms in Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-2 , April 2023, URL: https://www.ijtsrd.com.com/papers/ijtsrd55070.pdf Paper URL: https://www.ijtsrd.com.com/management/accounting-and-finance/55070/complementarity-of-equity-and-debt-capital-on-profitability-of-quoted-consumer-goods-firms-in-nigeria/chibuike-charles-okudo
Double Performance Prism: innovation performance Measurement systems for manu...AM Publications
No performance measurement system currently takes into account the innovator dilemma which consists of the necessity of balancing between the exploratory and exploitative innovation activities. This balance remains a major challenge in innovation management. Although small and medium enterprises account for 95% of firms in developed countries, according to Web of Science database, only 1.5% of research papers on innovation and 0.5% of research papers on performance measurement focus on small and medium enterprises. Drawing on the Performance Prism of Andy Neely, this paper develops an innovation performance measurement system for manufacturing small and medium enterprises in order to achieve a balance of exploration and exploitation activities. This model, known as the Double Performance Prism, is based on stakeholder theory. It considers innovation as a solution to customers’ expressed and observed needs. It has been implemented in two manufacturing small and medium enterprises. As key results, an innovation success map and a 10-indicator Innovation Scoreboard emerged from the research and implementation. The aim of these results is to foster the development of an ambidextrous organization. Further quantitative studies will be necessary to validate the proposed innovation map.
NBFC's have played a key role in financing the needs of the Indian industry especially the small and medium enterprises and the small entrepreneurs, both in the urban and the rural areas. While the under-penetration of banking network, rising affluence, large working age population and rising need for financial services point to the tremendous potential for the growth of NBFC's. A vigorous banking and financial sector is critical for facilitating higher economic growth. Financial intermediaries like Non-Banking Financial Companies (NBFCs) constitute a significant element of the financial system and have penetrated into those areas where banks did not dare by taking both the operational and regulatory risks. NBFCs form an integral part of the Indian financial system. They have been very instrumental in contribution to the Government’s agenda of financial inclusion by filling the important gap of supplying credit to retail customers in the relatively under-served and un-banked areas. They play an active complementary role to the banking system by broadening access to financial services, enhancing competition and diversification of financial sector. NBFCs are known for their higher risk taking capacity than the banks. The intention of this study is to analyze the investment strategies of non-bank finance companies (NBFCs) which are providing the financial services.
The document is the February 2014 issue of the International Journal of Management. It contains an article titled "Creative Accounting & Window Dressing: An Empirical Analysis" which analyzes the prevalence of window dressing and creative accounting practices among private sector companies in India through a survey. The survey found that while window dressing is common, it depends on the accounting department's expertise. Some auditors were also found to encourage these practices for their own benefit. The study aimed to understand various window dressing tools and suggest remedies.
This document presents a system for predicting corporate bankruptcy using textual disclosures from SEC filings. It discusses how previous studies have used financial ratios and market data to predict bankruptcy, but that textual disclosures also provide important unstructured qualitative information. The proposed system uses natural language processing and machine learning algorithms to extract features from 10-K and 10-Q filings and predict bankruptcy with high accuracy, even before the final bankruptcy occurs. It aims to improve on previous bankruptcy prediction methods by incorporating both financial and textual data sources.
This document provides an overview of electronic payment and e-finance systems in India. It discusses various electronic funds transfer systems used by banks in India such as Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Electronic Clearing System (ECS), Immediate Payment Service (IMPS), and core banking solutions that allow customers to access accounts from any branch. It also mentions communication networks like INFINET that connect banks and the role of SWIFT and other international payment systems in facilitating domestic and international funds transfers.
Emerging Global Strategies for Indian Industry Bhadrappa Haralayya.pdfDR BHADRAPPA HARALAYYA
- The document analyzes the weak form efficiency of the Indian stock market, with a specific focus on the National Stock Exchange (NSE).
- It employs statistical tests like run tests and autocorrelation tests on monthly closing index values from 2000-2013 to analyze randomness and independence of stock price changes over time.
- The results of the statistical tests show that the NSE is inefficient in the weak form, as past stock price data can be used to predict future price movements, violating the random walk hypothesis of weak form efficiency.
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A key factor for the success of the project management is the availability of a clear
pre-defined plan, minimizing risks and deviations from the plan, efficient management
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management). Using the binomial method to estimate the value of real options, they
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This document summarizes a study that measures the operational efficiency of public sector banks in India. It analyzes factors that influence banks' profitability using regression analysis. The study finds that non-performing assets, total income, total expenses, and net interest margin are significant factors. It also uses data envelopment analysis to benchmark the relative efficiency of 21 public sector banks over 5 years. The results show that return on assets, net interest margin, non-performing loans, cost-to-income ratio, advances to deposits ratio, and capital adequacy ratio influence banks' profitability.
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Therefore recommendations to pave way for future studies have been suggested.
Characteristics of Nigerian Deposit Money Banks and Their Financial Outcomeijtsrd
The purpose of this research was to examine the connections between DMB profitability and various company characteristics in Nigeria. This study used panel data regression to evaluate five hypotheses on how market share, liquidity, credit risk, interest rate spread, and leverage affect bank profitability. Secondary data was gathered from the financial statements of the 19 deposit money banks listed on the international and local markets of the Nigerian Stock Exchange NSE between 2012 and 2021. The success of Nigerian banks is strongly influenced by their market share, liquidity, interest rate spread, and leverage. There was a connection between credit risk and ROA, however it was weak and not statistically significant. The report recommended that the Central Bank of Nigeria CBN create policies to enable banks increase their market share, rather than seeking to limit the number of firms in the banking sector. Dr. Confidence J. Ihenyen | Okpobo, Timinipre Joseph | Monron, Ezekiel Lawrence "Characteristics of Nigerian Deposit Money Banks and Their Financial Outcome" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-3 , June 2023, URL: https://www.ijtsrd.com.com/papers/ijtsrd56303.pdf Paper URL: https://www.ijtsrd.com.com/management/accounting-and-finance/56303/characteristics-of-nigerian-deposit-money-banks-and-their-financial-outcome/dr-confidence-j-ihenyen
Role of venture capital in the development of Rajasthan: Entrepreneurs perspe...inventionjournals
: Since independence there is significant improvement in the economic and social development of
Rajasthan for which role of venture capitalist is important. in this paper the researcher indented to highlight
the different industrial sector of Rajasthan which got benefited by different venture capitalist . and Also efforts
are made to determine the entrepreneurs perception regarding the role of venture capital for smooth
functioning of newly established companies. The research design used is exploratory in nature. The data is
being collected from the entrepreneurs of Rajasthan, RVCF and other websites, hence this research is based on
primary and secondary data. Correlation is used to determine the relationship between the role of venture
capital and development of Rajasthan . The results of this study would help venture capitalist to modify their
role and policies according to the changing needs of state’s entrepreneurs which will facilitate it’s adoption by
rural.
Key
Relationship between Corporate Social Responsibility and Earnings Management ...ijtsrd
The relationship between corporate social responsibility CSR and earnings management EM is an extensive empirical study. However, the evidence on the nature of the relationship is unclear. A commonly defined reason for divergent and contradictory results is measurement issues. The purpose of this article is to evaluate alternative operation and measurement methods applied to the CSR and EM concepts in the empirical literature on CSR EM relationships. Our systematized appraisal was conducted over the last nine years from 2008 to 2016. This study has come to different observations. First, CSR measurement methods include sustainability indexes, content analyzes and single dimensional measurements, while EM measurement methods include discretionary accruals, discretionary loan loss provisions, real earnings management, abnormal earnings management, earnings persistence and earnings smoothing. In addition to the unique drawbacks of the approach, the subjectivity of the researcher and the selection anomalies that may influence the nature of the CSR EM relationships identified in the empirical literature. Finally, possible ways of overcoming these disadvantages are recommended. Mashiur Rahman | Sarah Chowdhury ""Relationship between Corporate Social Responsibility and Earnings Management: A Systematic Review of Measurement Methods"" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-2 , February 2020,
URL: https://www.ijtsrd.com/papers/ijtsrd29987.pdf
Paper Url : https://www.ijtsrd.com/management/business-ethics-and-legal-issues/29987/relationship-between-corporate-social-responsibility-and-earnings-management-a-systematic-review-of-measurement-methods/mashiur-rahman
The document provides an introduction and background to a study on the sanctioning of term loans. It discusses the importance of the financial system and SME sector for economic development. The objectives of the project are to study the credit appraisal process for sanctioning term loans and working capital loans, understand the CMA data and financial analysis, and learn about the procedures at Bank of Baroda. It outlines the methodology, scope, limitations and structure of the banking industry in India. The major players, operations, and drivers of growth of the banking sector are also summarized.
Complementarity of Equity and Debt Capital on Profitability of Quoted Consume...ijtsrd
This study ascertained the complementarity of equity and debt capital of quoted consumer goods companies in Nigeria from 2011 2021. Specifically, the study determined the effect of shareholders’ equity and total liabilities on return on assets, return on equity and earnings per share. Purposive sampling technique was employed to select fourteen 14 consumer goods companies from a population of twenty three 23 quoted consumer goods firms in Nigeria. Panel data were used in this study, which were obtained from the annual reports and accounts of sample firms for the periods 2011 2021. Ex Post Facto research design was employed. Descriptive statistics of the dataset from the sample firms were described using the mean, standard deviation, minimum and maximum values of the data for the study variables. Inferential statistics using Multicollinearity test, Pearson correlation coefficient and Panel least square regression analysis were applied to test the hypotheses of the study. The results showed that shareholders’ equity has a positive and significant effect on ROA, ROE and EPS respectively at 5 level of significance, while total liabilities has a negative and significant effect on ROA, ROE and EPS, however, significant at 5 level of significance. This study recommended amongst others that an appropriate mix of equity and debt capital should be adopted in order to increase the profitability of consumer goods firms. Chibuike Charles Okudo | Amahalu, Nestor Ndubuisi | Samuel Oshiole "Complementarity of Equity and Debt Capital on Profitability of Quoted Consumer Goods Firms in Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-2 , April 2023, URL: https://www.ijtsrd.com.com/papers/ijtsrd55070.pdf Paper URL: https://www.ijtsrd.com.com/management/accounting-and-finance/55070/complementarity-of-equity-and-debt-capital-on-profitability-of-quoted-consumer-goods-firms-in-nigeria/chibuike-charles-okudo
Double Performance Prism: innovation performance Measurement systems for manu...AM Publications
No performance measurement system currently takes into account the innovator dilemma which consists of the necessity of balancing between the exploratory and exploitative innovation activities. This balance remains a major challenge in innovation management. Although small and medium enterprises account for 95% of firms in developed countries, according to Web of Science database, only 1.5% of research papers on innovation and 0.5% of research papers on performance measurement focus on small and medium enterprises. Drawing on the Performance Prism of Andy Neely, this paper develops an innovation performance measurement system for manufacturing small and medium enterprises in order to achieve a balance of exploration and exploitation activities. This model, known as the Double Performance Prism, is based on stakeholder theory. It considers innovation as a solution to customers’ expressed and observed needs. It has been implemented in two manufacturing small and medium enterprises. As key results, an innovation success map and a 10-indicator Innovation Scoreboard emerged from the research and implementation. The aim of these results is to foster the development of an ambidextrous organization. Further quantitative studies will be necessary to validate the proposed innovation map.
NBFC's have played a key role in financing the needs of the Indian industry especially the small and medium enterprises and the small entrepreneurs, both in the urban and the rural areas. While the under-penetration of banking network, rising affluence, large working age population and rising need for financial services point to the tremendous potential for the growth of NBFC's. A vigorous banking and financial sector is critical for facilitating higher economic growth. Financial intermediaries like Non-Banking Financial Companies (NBFCs) constitute a significant element of the financial system and have penetrated into those areas where banks did not dare by taking both the operational and regulatory risks. NBFCs form an integral part of the Indian financial system. They have been very instrumental in contribution to the Government’s agenda of financial inclusion by filling the important gap of supplying credit to retail customers in the relatively under-served and un-banked areas. They play an active complementary role to the banking system by broadening access to financial services, enhancing competition and diversification of financial sector. NBFCs are known for their higher risk taking capacity than the banks. The intention of this study is to analyze the investment strategies of non-bank finance companies (NBFCs) which are providing the financial services.
The document is the February 2014 issue of the International Journal of Management. It contains an article titled "Creative Accounting & Window Dressing: An Empirical Analysis" which analyzes the prevalence of window dressing and creative accounting practices among private sector companies in India through a survey. The survey found that while window dressing is common, it depends on the accounting department's expertise. Some auditors were also found to encourage these practices for their own benefit. The study aimed to understand various window dressing tools and suggest remedies.
This document presents a system for predicting corporate bankruptcy using textual disclosures from SEC filings. It discusses how previous studies have used financial ratios and market data to predict bankruptcy, but that textual disclosures also provide important unstructured qualitative information. The proposed system uses natural language processing and machine learning algorithms to extract features from 10-K and 10-Q filings and predict bankruptcy with high accuracy, even before the final bankruptcy occurs. It aims to improve on previous bankruptcy prediction methods by incorporating both financial and textual data sources.
Similar to IRJHIS2105025 STUDY ON PRODUCTIVE EFFICIENCY OF BANKS IN DEVELOPING COUNTRY.pdf (20)
This document provides an overview of electronic payment and e-finance systems in India. It discusses various electronic funds transfer systems used by banks in India such as Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Electronic Clearing System (ECS), Immediate Payment Service (IMPS), and core banking solutions that allow customers to access accounts from any branch. It also mentions communication networks like INFINET that connect banks and the role of SWIFT and other international payment systems in facilitating domestic and international funds transfers.
Emerging Global Strategies for Indian Industry Bhadrappa Haralayya.pdfDR BHADRAPPA HARALAYYA
- The document analyzes the weak form efficiency of the Indian stock market, with a specific focus on the National Stock Exchange (NSE).
- It employs statistical tests like run tests and autocorrelation tests on monthly closing index values from 2000-2013 to analyze randomness and independence of stock price changes over time.
- The results of the statistical tests show that the NSE is inefficient in the weak form, as past stock price data can be used to predict future price movements, violating the random walk hypothesis of weak form efficiency.
E-finance technologies have significantly impacted the financial services industry in several ways:
1. Financial firms have adopted e-finance to automate lending decisions, distribute products online, and reduce costs. However, insurance adoption has been slower due to infrequent customer interactions and complex products.
2. E-finance has increased liquidity of financial assets by reducing information costs. This has led to disintermediation as assets migrate from banks to capital markets. However, the impact on monetary policy and risk-sharing is still unclear.
3. E-finance has driven consolidation in banking through scale economies, but consolidation has been less significant in other financial sectors like insurance and securities.
The document provides 10 tips for improving communication skills: 1) Watch your body language and be aware of how you are communicating non-verbally. 2) Remove filler words from your speech like "um" and "ah". 3) Prepare for small talk conversations by having common topics like family, occupation, recreation, and dreams prepared. 4) Tell stories when communicating to make your message more engaging and persuasive. 5) Ask questions and repeat back what the other person said to show you are listening and to clarify understanding. 6) Minimize distractions when communicating with others. 7) Tailor your message to your specific audience. 8) Keep written and verbal communication brief but ensure all necessary information is included. 9) Develop empathy
1703262 PAPER Impact of Ratio Analysis on Financial Performance in Royal Enfi...DR BHADRAPPA HARALAYYA
This document provides an overview of a research project analyzing the impact of ratio analysis on the financial performance of Royal Enfield Motors in Bidar, India from 2018-2021. It includes an abstract, introduction, company profile of Royal Enfield, theoretical background on ratio analysis and financial performance, statement of the problem, objectives and scope of the study. The methodology used primary and secondary data collection. Tools for analysis included comparative balance sheets and income statements, trend analysis and ratio analysis covering profitability, turnover and solvency ratios. Chapter 4 presents the ratio analysis of Royal Enfield Motors' financial statements for 3 years.
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1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.