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Disruption and the New Kingmakers: Software Developers and Payment Services
The document discusses the evolution of software developers and payment services, emphasizing the growing importance of APIs in creating robust business models. It highlights the rapid growth of registered developers and the shift of various industries towards digital transformations. Additionally, it stresses the significance of data and regulation as strategic advantages while advocating for an API-first development approach to enhance user experiences.
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Disruption and the New Kingmakers: Software Developers and Payment Services
- 1. 10.20.2005 Disruption and theNew Kingmakers: Software Developers and Payment Services IPS 2015
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- 8. 8 The Business ofAPIs IPO planned for 2015 Annual revenues $100m in 2014 Adding $1m in annual recurring revenue every seven days. Participated in more than 500 developer events in 2014 560k registered developers, near 100% growth in 2014
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- 10. 10 Context and PervasivePayability • Accelerometers • App usage behaviours • Location • Images in context • Influence patterns • Facial Recognition • Emotions • Health data • Value of Search data • Sentiment
- 11. 11 Systems of RecordSystems of Engagement
- 12. 12 From Mobile PhoneCo to Payments Network
- 13. 13 From Online Storeto Payments Network “Engage with Amazon’s most valuable customers.”
- 14. 14 From Social Networkto Payments Network
- 15. 15 From Search Engineto Payments Network
- 16. 16 From Transport Serviceto Payments Network?
- 17. 17 From Payments Serviceto Payments Network? “Built for developers - Robust, clean APIs that let you focus on building great products.”
- 18. 18 Peer to PeerDisaggregation “Built for developers - Robust, clean APIs that let you focus on building great products.”
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- 20. 20 All Companies needMoats Fortune 500 firms in 1955 vs. 2014; 89% are gone All industries are under threat now, regulated or otherwise. All industries are becoming digital industries. Apps are changing the game, across the board. But you also need a drawbridge - APIs.
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- 22. 22 Data as aMoat
- 23. 23 The End ofBusiness As Usual
- 24. 24 Wrap Up Self-service APIsunderpin self-service user experiences But great APIs don’t guarantee success Build data moats with analytics and mass aggregation Treat data like Uber – eg ORD Pervasive Payability – wearables, gestures, things Network effects are another moat – the App store Peer to Peer is already here Regulation won’t stop the disruption Outsourced IT is risky. Invest in engineering and design
- 25. 25 Last Year’s Recommendations API-Firstdevelopment Let others developer the User Experience- they’re better at it Community Management is not just for Web Companies Developer Experience marries social and technical Great Application Experiences are a funnel Invest in Design Invest in Developer Relations, Developer Experience Open Source contributions foster community goodwill Make future API plans clear from the outset, where possible Optimise for Happiness – for internal and external developers Your Data is your most important API asset