This document provides an overview of Nelnet's business segments and financial performance. The key points are:
- Nelnet has four business segments: NDS (loan origination and servicing software), NBS (education planning and payment software), AGM (student loan asset management), and ALLO (fiber optic network provider).
- Over the past decade, Nelnet has diversified its business and grown revenues across all segments. Adjusted net income has increased from $41 million in 2007 to over $200 million in recent years.
- Nelnet services over $195 billion in student loans for nearly 10 million borrowers. Its student loan portfolio is expected to generate $2.07 billion in future cash
This is a partial preview of the document found here:
https://flevy.com/browse/business-document/LBO-Model-Template-27
Description:
This is a Sample Leverage Buyout Model Template. In addition, will provide an empty version which allows you to input your own information.
TechStars presentation - Financial presentations for investorsDavid Fogel
Presentation on August 7 2015 at TechStars Boston - Topic: Financial presentations to investors. Presented by David Fogel, Member of TiE Angels, Mass Medical Angels. Instructor at WPI.
This is a partial preview of the document found here:
https://flevy.com/browse/business-document/LBO-Model-Template-27
Description:
This is a Sample Leverage Buyout Model Template. In addition, will provide an empty version which allows you to input your own information.
TechStars presentation - Financial presentations for investorsDavid Fogel
Presentation on August 7 2015 at TechStars Boston - Topic: Financial presentations to investors. Presented by David Fogel, Member of TiE Angels, Mass Medical Angels. Instructor at WPI.
Comparative ratio analysis on Coca-cola and Pepsi
Analysis and comparison study of both companies on the basis of
▪ Profitability ratios
▪ RETURN ON ENVESTMENT
▪ RETURN ON SHAREHOLDER’S FUND
▪ RETURN ON ASSET
▪ GROSS PROFIT RATIO
▪ NET PROFIT RATIO
▪ Liquidity ratios
▪ Current ratio
▪ Quickratio
▪ Turnover ratio
▪ CAPITAL TURNOVER RATIO
▪ FIXED ASSETS TURNOVER RATIO
▪ WORKING CAPITAL TURNOVER RATIO
▪ Solvency ratio
▪ Debt-Equity ratio
The analysis is done on the basis of company balance sheet and profit & loss account.
Financial Forecasting for Investor Presentations - Bus Fundamentals BootcampDavid Fogel
Presentation made by David Fogel of Swifton CFOs on March 21, 2014 at Business Fundamentals Bootcamp sponsored by Supporting Strategies at District Hall, Boston, MA
This presentation was delivered at the April 23, 2009 Smart-ups event in Eugene, OR by Dan Vishny (CFO for two start-ups companies). Dan is also known for having one of the top 10 best scores on the CPA exam - for the entire U.S.A.!
Showcase the role of financial management with this content ready Financial Planning PowerPoint Presentation Slides. The ready to use financial management PowerPoint complete deck comprises of templates such as financial management goals, objectives, US financial system, financial instruments, rights issue, debenture, time value for money parameters, valuation of bonds, comparative statement, common size statement, balance sheet , cash flow statement, trend analysis, ratio analysis, cash flow for operating activities and many more. Estimate the requirement and make a forecast of funds needed. Get your audience focus on forex capital analysis, capital budgeting evaluation techniques of projects, capital structure and dividend policy, leverage analysis, cost of capital, working capital analysis, receivable management, inventory management, economic order quality, FIFO and LIFO method, commodity exchange basics and types, commodity exchange structure, financial risk management, types and components, financial risk analysis, capital asset pricing model, etc. Download the corporate finance management PPT slides to prepare financial plans. Leave them gaping with our Financial Planing PowerPoint Presentation Slides. They will be dumbstruck by your abilities.
We are not trying to change the world with new technology, nor are we trying to reinvent the wheel. What we are doing is take a well-known market and turning it up to 1,000.
Comparative ratio analysis on Coca-cola and Pepsi
Analysis and comparison study of both companies on the basis of
▪ Profitability ratios
▪ RETURN ON ENVESTMENT
▪ RETURN ON SHAREHOLDER’S FUND
▪ RETURN ON ASSET
▪ GROSS PROFIT RATIO
▪ NET PROFIT RATIO
▪ Liquidity ratios
▪ Current ratio
▪ Quickratio
▪ Turnover ratio
▪ CAPITAL TURNOVER RATIO
▪ FIXED ASSETS TURNOVER RATIO
▪ WORKING CAPITAL TURNOVER RATIO
▪ Solvency ratio
▪ Debt-Equity ratio
The analysis is done on the basis of company balance sheet and profit & loss account.
Financial Forecasting for Investor Presentations - Bus Fundamentals BootcampDavid Fogel
Presentation made by David Fogel of Swifton CFOs on March 21, 2014 at Business Fundamentals Bootcamp sponsored by Supporting Strategies at District Hall, Boston, MA
This presentation was delivered at the April 23, 2009 Smart-ups event in Eugene, OR by Dan Vishny (CFO for two start-ups companies). Dan is also known for having one of the top 10 best scores on the CPA exam - for the entire U.S.A.!
Showcase the role of financial management with this content ready Financial Planning PowerPoint Presentation Slides. The ready to use financial management PowerPoint complete deck comprises of templates such as financial management goals, objectives, US financial system, financial instruments, rights issue, debenture, time value for money parameters, valuation of bonds, comparative statement, common size statement, balance sheet , cash flow statement, trend analysis, ratio analysis, cash flow for operating activities and many more. Estimate the requirement and make a forecast of funds needed. Get your audience focus on forex capital analysis, capital budgeting evaluation techniques of projects, capital structure and dividend policy, leverage analysis, cost of capital, working capital analysis, receivable management, inventory management, economic order quality, FIFO and LIFO method, commodity exchange basics and types, commodity exchange structure, financial risk management, types and components, financial risk analysis, capital asset pricing model, etc. Download the corporate finance management PPT slides to prepare financial plans. Leave them gaping with our Financial Planing PowerPoint Presentation Slides. They will be dumbstruck by your abilities.
We are not trying to change the world with new technology, nor are we trying to reinvent the wheel. What we are doing is take a well-known market and turning it up to 1,000.
Cleades Robinson, a respected leader in Philadelphia's police force, is known for his diplomatic and tactful approach, fostering a strong community rapport.
The E-Way Bill revolutionizes logistics by digitizing the documentation of goods transport, ensuring transparency, tax compliance, and streamlined processes. This mandatory, electronic system reduces delays, enhances accountability, and combats tax evasion, benefiting businesses and authorities alike. Embrace the E-Way Bill for efficient, reliable transportation operations.
World economy charts case study presented by a Big 4
World economy charts case study presented by a Big 4
World economy charts case
World economy charts case study presented by a Big 4
World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4
World economy charts case study presented by a Big 4
World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4World economy charts case study presented by a Big 4study presented by a Big 4
MUTUAL FUNDS (ICICI Prudential Mutual Fund) BY JAMES RODRIGUESWilliamRodrigues148
Mutual funds are investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. They are managed by professional portfolio managers or investment companies who make investment decisions on behalf of the fund's investors.
MUTUAL FUNDS (ICICI Prudential Mutual Fund) BY JAMES RODRIGUES
Investor Relations Site Graphics Placemat
1. MISSION: Why we exist
To build a more educated and fiscally responsible world
VISION: What we want to be
The premier education, finance, software, and services provider
VALUES: What we believe in and how we behave
• Provide superior customer experiences
• Create an awesome work environment
• Pursue opportunities for diversification and growth
• Communicate openly and honestly
• Give back to the communities in which we live and work
CORPORATE OBJECTIVES
• Enhance customer experiences
• Grow our core
• Diversify our products and services
• Energize our associates
• Exceed our financial targets
• Reposition the company for the long-term
2. NDS
•FFELP, ED, consumer loan origination and
servicing software
• Primary markets: Government and lenders
• Service $195 billion in total loan volume for
9.9 million borrowers
NBS
• Tuition payment plans, school information
system software, online payment processing
• Primary markets: Private K–12 schools and
higher education institutions
• Serves 13,500 K–12 schools
• Works with 970 colleges and universities
AGM
• Manages $25 billion in net student loan assets
• Portfolio expected to generate $2.07 billion in
future cash flows
CORPORATE AND OTHER ACTIVITIES
• Investment activities
• Unsecured debt
• Other products and services including
investment advisory services
ALLO
• Provides end-to-end fiber optic network to
businesses and residences
• Offers ultra-fast broadband, internet, phone,
and television services
• Focused on underserved market opportunities
• Aims to outmatch competitors by providing a
superior product, price simplicity, and excellent
customer service
Nelnet's Core
4. Results of Operations by Segment
2015
(in thousands)
Total Revenue $290,261 $119,443 - $415,159 $86,701 $(50,354) $861,210
People Costs (134,635) (55,523) - (2,172) (55,585) - (247,914)
Other Expenses (59,710) (24,153) - (35,296) (102,429) - (221,588)
Internal Activity (29,706) (8,617) - (50,899) 38,868 50,354 -
Income Tax (25,153) (11,838) - (124,180) 19,677 - (141,493)
Adj. NI $41,057 $19,312 - $202,612 ($12,768) - $250,215
After Tax-EPS $0.90 $0.42 - $4.45 ($0.28) - $5.50
2014
(in thousands)
Total Revenue $295,583 $99,430 - $423,497 $120,955 $(55,139) $884,326
People Costs (125,844) (48,453) - (2,316) (51,466) - (228,079)
Other Expenses (61,255) (21,175) - (33,611) (110,061) - (226,102)
Internal Activity (31,956) (4,769) - (56,325) 37,912 55,139 -
Income Tax (29,081) (9,513) - (125,873) 18,555 - (145,911)
Adj. NI $47,447 $15,520 - $205,372 $15,895 - $284,234
After Tax-EPS $1.02 $0.33 - $4.42 $0.34 - $6.12
NDS NBS ALLO AGM
Corporate and
Other Activities Eliminations Consol.
2016
(in thousands)
Total Revenue $260,338 $132,739 $17,659 $355,896 $48,604 $(45,381) $769,855
People Costs (132,072) (62,329) (7,649) (1,985) (51,889) - (255,924)
Other Expenses (42,695) (29,081) (18,566) (31,755) (65,514) - (187,611)
Internal Activity (24,204) (6,615) (958) (46,494) 32,889 45,381 -
Income Tax (23,319) (13,191) 3,615 (104,752) 23,598 - (114,050)
Adj. NI $38,048 $21,523 ($5,899) $170,910 ($12,312) - $212,270
After Tax-EPS $0.89 $0.50 ($0.14) $4.01 ($0.29) $4.97
5. Balance Sheet, Ratios, and Cash Flow
Financial Ratios
Dec
2008
Dec
2009
Dec
2010
Dec
2011
Dec
2012
Dec
2013
Dec
2014
Dec
2015
Dec
2016
Capital Ratio 2.3% 3.0% 3.5% 4.1% 4.4% 5.2% 5.7% 6.2% 7.6%
Debt to Equity 150.4% 96.7% 49.6% 9.5% 13.2% 9.8% 4.2% 8.3% 3.0%
BV/Share $13.05 $15.73 $18.75 $22.62 $25.00 $31.13 $37.31 $42.87 $48.96
Cash Provided By
(in thousands)
Dec
2008
Dec
2009
Dec
2010
Dec
2011
Dec
2012
Dec
2013
Dec
2014
Dec
2015
Dec
2016
Operating Activities $321,103 $324,706 $194,868 $310,862 $299,318 $387,180 $357,449 $391,365 $325,257
Balance Sheet
(in millions)
Dec
2008
Dec
2009
Dec
2010
Dec
2011
Dec
2012
Dec
2013
Dec
2014
Dec
2015
Dec
2016
Total Assets $27,855 $25,876 $25,894 $25,852 $26,544 $27,704 $30,028 $30,419 $27,180
Total Liabilities $27,212 $25,092 $24,987 $24,786 $25,379 $26,260 $28,303 $28,527 $25,109
Shareholders’ Equity $643 $784 $907 $1,066 $1,165 $1,444 $1,725 $1,884 $2,062
Non-Controlling Interest $0 $0 $0 $0 $0 $0 $0 $8 $9
Total Liabilities and
Shareholders’ Equity
$27,855 $25,876 $25,894 $25,852 $26,544 $27,704 $30,028 $30,419 $27,180
6. LoanServicing Volume
Government Servicing Consumer Servicing FFELP Servicing
$0
$25
$50
$75
2009 2010
$100
$38
$61
$76
$97
$138
20122011 20152013
$125
$150
$175
$162
2014
$176
$200
2016
$195
Loan Servicing Volume (in billions)
Number of Borrowers 2016
ED Servicing - Including TPD 5,972,619
Remote Hosting - Other 2,230,019
FFELP Servicing 1,312,192
Consumer Servicing 355,096
Total 9,869,926
10. Future Cash Flow of Loan Portfolio
$260
$200 $200
$0
$100
$200
$300
2017 2018 2019 2020 2021
$400
$225
2022 2023
$505
$350
$180
2024+
$150
$2.07 BILLION
Asset-Backed Securitization Cash Flow Forecast (in millions)
• $356 million in 2016
• $4.0 billion in 2015
• $6.1 billion in 2014
• $4.1 billion in 2013
• $3.9 billion in 2012
• $2.8 billion in 2011
• $3.4 billion in 2010
Loan Purchases
*The forward-looking information includes expectations for future financial conditions, results of operations,
or economic performance that is based on assumptions and analyses made by management in light of
management’s experience and its perception of historical trends, current conditions, expected future
developments, and other factors that management believes are appropriate under the circumstances.