This document provides an overview of the investment process. It discusses what investment is, why people need to invest, and when to start investing. The key points are: - Investment involves using capital to generate a safe return over time by putting money into assets that promise a return. It requires taking some risk. - People need to invest to earn returns on idle resources, save for specific goals, and prepare for an uncertain future. Investing helps combat inflation. - The sooner one starts investing, the more time investments have to grow through compounding. The golden rules are to invest early, regularly, and for the long term. - Before investing, one should understand the investment, costs, risks

1. Presentation
On
Investment Process

2. What is Investment
• An instrument that promises some
certain or uncertain return in the future.
• Process of using money (called capital) to
buy an asset that will generate a safe and
acceptable return over time.
• Investment means willing to take some
risk and putting your money in
instruments with potential of higher
returns.

3. ONE NEEDS TO INVEST TO.
EARN RETURN ON YOUR IDLE RESOURCES
GENERATE A SPECIFIED SUM OF MONEY FOR A
SPECIFIC GOAL IN LIFE
MAKE A PROVISION FOR AN UNCERTAIN FUTURE
ONE OF THE IMPORTANT REASONS WHY ONE NEEDS TO INVEST
WISELY IS TO MEET THE COST OF INFLATION. INFLATION IS THE
RATE AT WHICH THE COST OF LIVING INCREASES.
Why should one invest?

4. When to start Investing?
The sooner one starts investing the better. By
investing early you allow your investments more
time to grow, whereby the concept of compounding
increases your income, by accumulating the
principal and the interest or dividend earned on it,
year after year.

5. The three golden rules for all investors
are
Invest early
Invest regularly
Invest for long term and not
short term

6. Before making any investment, one must ensure to:
1. Obtain written documents explaining the investment
2. Read and understand such documents
3. Verify the legitimacy of the investment
4. Find out the costs and benefits associated with the
investment
5. Assess the risk-return profile of the investment
6. Know the liquidity and safety aspects of the
investment
What care should one take while
investing?

7. 7. Ascertain if it is appropriate for your specific goals
8. Compare these details with other investment
opportunities
available
9. Examine if it fits in with other investments you are
considering or
you have already made
10. Deal only through an authorized intermediary
11. Seek all clarifications about the intermediary and the
investment
12. Explore the options available to you if something
were to go
wrong, and then, if satisfied, make the investment.
These are called the twelve important steps to investing.

8. Non- marketable. bond or fixed
income . mutual funds.
real estate.
Equity.
gold/silver/precious metals/stones. money
market.
commodity market.
Various Types of Investments

9. Investment Cycle

10. A person, company, etc., That seeks the advice of a
professional man or woman a person depending on
another's patronage
how to know the investor?
Gain the personnel information of client.
Find the need of the investor.
Financial status of investor.
Time period investor is having to achieve that goal.
Understand the risk appetite of the investor.
Client Profile

11. Objective should vary from person to person.
Like
daughter marriage.
Building dream home.
Children education.
Objective of investment should be ethical.
Both for long term and short term.
AS WE KNOW THERE ARE THREE TYPES OF
INVESTOR
conservative, moderate, aggressive
Objective and Risk analysis.

12. Analysis of market and economic condition is very
important .
various economic and market factor
inflation .
different rates.
Historical market trend.
Performance of particular scheme where you are
going to invest.
Etc……….
Economic and Market analysis

13. A systematic approach to investing among different
categories of investments. It determine the best way
to divide investable assets into the various types of
asset classes:
diversification :
investing in a number of different investments, to
reduce the overall risk of investments.
Asset Allocation

14. After doing all now select the investment which fulfill
your objective , goals, need, time and risk and than
implement it.
Investment selection and
Implementation