This document provides an introduction to various types of insurance including auto, homeowner's/renter's, umbrella, health, and life insurance. It defines key insurance terms and outlines recommended coverage amounts. Auto insurance covers liability, collision, comprehensive coverage, medical payments, and uninsured motorist risks. Homeowner's insurance protects dwellings, other structures, personal property, and provides liability coverage. The document advises considering the pros and cons before filing an insurance claim and provides questions to consider.

1. Introduction to Insurance

4. “ Insurance is the One Thing that You Buy, that You Hope Never to Use” ~ anonymous

7. Risk: An Inverse Relationship As Deductible Increases Premium Decreases

8. Auto Insurance

18. Declaration Page

19. Homeowner’s (Renter’s) Insurance

22. Declaration Page

24. Should I File a Claim?

29. Questions