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Customer-centric Mobile Authentication
Leveraging Mobile’s Strongest Recognition Signal
August 2021
1
Confidential © Copyright - all rights reserved Incognia
About Incognia
An innovator in location behavioral analytics
● 100M+ MAU’s and 50M+ DAUs within 12 months
● Teams in Palo Alto, New York & Brazil
● 10+ years developing location technology
● Award-winning accuracy, 15 patents pending
● Key partnerships
2
© Copyright - all rights reserved Incognia 3
Your customers are one click away from...
...a frictionless authentication experience without OTPs, selfies or passwords.
By simply opting-in for location sharing, users enable effective mobile
security with a failure rate of 1 in 100,000,000.
Actual Incognia opt-in rates:
● Major Bank (40M users): 94.5%
● Challenger Bank (2M users): 93%
● Food-delivery App (40M users): 92%
75% of the top 50 finance Apps already request location permissions.
Space for
screenshot
© Copyright - all rights reserved Incognia
4
Location: the strongest trust signal on mobile
Trusted Locations are anonymized environments associated with a user.
Trusted Location statistics
● 90% of legitimate logins happen from Trusted Locations
● 95% of legitimate high risk transactions happen from Trusted Locations
● 88% of legitimate e-commerce purchases happen from Trusted Locations
Trusted Location results
● 93% of users authenticated with a false positive rate below 0.001%
● 1 in 100,000,000 of logins compromised (90% reduction in fraud losses)
Confidential © Copyright - all rights reserved Incognia
Incognia Advantages
Secure
1 in 100,000,000 fraud risk
Accurate
Below 0,001% false positive rate
Future proof
User controlled (opt-in)
Immediate
Effective on day one
Easy Integration
SDK integration in 10 minutes
Best UX
Requires no action from users
5
© Copyright - all rights reserved Incognia
Mobile App Login
Friction-free login (before password)
Untrusted Location,
Device or Network
Trusted Location,
Device and Network
risk_assessment: high_risk
evidence:
Distance_from_trusted_location:
1,034km
Home_inference: true
Action
High risk
Low risk
6
© Copyright - all rights reserved Incognia
Mobile App Login
Invisible Secondary Factor (after password)
Untrusted Location,
Device or Network
Trusted Location,
Device and Network
risk_assessment: high_risk
evidence:
Distance_from_trusted_location: 1,034km
Home_inference: true
Action
High risk
Low risk
7
Thank you!
www.incognia.com
www.incognia.com

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Incognia customer-centric authentication

  • 1. Customer-centric Mobile Authentication Leveraging Mobile’s Strongest Recognition Signal August 2021 1
  • 2. Confidential © Copyright - all rights reserved Incognia About Incognia An innovator in location behavioral analytics ● 100M+ MAU’s and 50M+ DAUs within 12 months ● Teams in Palo Alto, New York & Brazil ● 10+ years developing location technology ● Award-winning accuracy, 15 patents pending ● Key partnerships 2
  • 3. © Copyright - all rights reserved Incognia 3 Your customers are one click away from... ...a frictionless authentication experience without OTPs, selfies or passwords. By simply opting-in for location sharing, users enable effective mobile security with a failure rate of 1 in 100,000,000. Actual Incognia opt-in rates: ● Major Bank (40M users): 94.5% ● Challenger Bank (2M users): 93% ● Food-delivery App (40M users): 92% 75% of the top 50 finance Apps already request location permissions. Space for screenshot
  • 4. © Copyright - all rights reserved Incognia 4 Location: the strongest trust signal on mobile Trusted Locations are anonymized environments associated with a user. Trusted Location statistics ● 90% of legitimate logins happen from Trusted Locations ● 95% of legitimate high risk transactions happen from Trusted Locations ● 88% of legitimate e-commerce purchases happen from Trusted Locations Trusted Location results ● 93% of users authenticated with a false positive rate below 0.001% ● 1 in 100,000,000 of logins compromised (90% reduction in fraud losses)
  • 5. Confidential © Copyright - all rights reserved Incognia Incognia Advantages Secure 1 in 100,000,000 fraud risk Accurate Below 0,001% false positive rate Future proof User controlled (opt-in) Immediate Effective on day one Easy Integration SDK integration in 10 minutes Best UX Requires no action from users 5
  • 6. © Copyright - all rights reserved Incognia Mobile App Login Friction-free login (before password) Untrusted Location, Device or Network Trusted Location, Device and Network risk_assessment: high_risk evidence: Distance_from_trusted_location: 1,034km Home_inference: true Action High risk Low risk 6
  • 7. © Copyright - all rights reserved Incognia Mobile App Login Invisible Secondary Factor (after password) Untrusted Location, Device or Network Trusted Location, Device and Network risk_assessment: high_risk evidence: Distance_from_trusted_location: 1,034km Home_inference: true Action High risk Low risk 7