This document describes a money back life insurance plan that provides guaranteed returns. Some key features include: - Minimum entry age of 16 years and maximum of 60 years - Policy terms of 10, 15, 20, 25 years with premiums and benefits paid annually or monthly - Sum assured amounts starting from Rs. 50,000 with no maximum limit - During the policy term, the insured receives returns of 25%, 25%, 50% of the sum assured at regular intervals depending on the policy term - At maturity, the insured receives the sum assured plus bonuses - After maturity, risk coverage for 2/3/4/5 years equal to the sum assured is provided - Benefits also include full sum