a wholly owned subsidiary of ICRA Ltd, provides services, solutions, analytics and digital platforms for Risk Management, Market Data, Knowledge Services, Consulting, Grading and Risk Assessment Services.

1. FEATURES
IFRS 9/Ind AS 109 compliant
software, with improved process
governance and transparency
User friendly interface and
streamlined process flow
Intuitive reporting and analytics
for management, auditors, and
other stakeholders
Capability to interface with
existing IT systems and
compute Default Probabilities,
Loss Given Default and Expected
Credit Loss
Dedicated support of
professionals with expertise
in ECL computations
MODULES
ECL Probability of Default Loss Given Default Exposure at Default
USP
Portfolio Segmentation
and Staging Policy
12-month and Lifetime
Probability of Default
computations
Forward-looking adjustments
based on multiple macro-
economic scenarios
Loss Given Default
computation based on recovery
cashflows and collateral
valuation approach
Exposure at Default
computation
based on future cashflows
Probability weighted Expected
Credit Loss computation and
reporting
We offer iECL - a solution that the clients
can install and use to compute Expected
Credit Loss for their business
USED BY Banks NBFCs MSMEs
To know more, please get in touch with:
SAUGAT ACHARYA at Saugat.Acharya@icraanalytics.com or +91 98209 74940