The informal sector in sub-Saharan Africa contributes about 80% of the GDP of this region. But these strong actors are those who have the least access to modern banking services. This is due to unsuitable cost and banking operations. The financial operations of the informal sector will therefore remain untraceable and access to financial services and products difficult. The model needs to be redesigned. The mobile money revolution has set the tone and pace. The plan is simple. The first step is to digitize savings. The second will be to connect savers and financial institutions by adapting the pricing model to the savings ranges of these. Banking for Africa by Africa. Digital serving the community.

1. iDjanguiDigital serving the communities.
Simple &
Smart
Time
savings
Low cost Mobility
By TECHLITE SARL
TransparencySafety
Security

2. ABOUT TECHLITE SARL
TECHLITE is a company specializing in
the field of electronic payments in
general.
The services and products we prepare
range from savings to online payment of
goods services and we assist companies
in the digitalization of payments for their
products and services. Our ambition is to
become the leader of Central Africa in the
democratization of payment and financial
inclusion.

3. Why iDjangui ?
Tontines are still highly traditional, this is mainly due to
the unsuitable costs of banks
The traditional nature of this operation, makes access to
modern financial services, such as credit and other
products, difficult.
By digitizing these activities, iDjangui will bring to them
security, transparency, mobility at low cost. An then
connect them to local financial companies.

4. The ecosystem (French speaking Africa)
Are member of at least 1 tontine
60%
Adult population
$20 Billions
Generated by anual mobile
transactions
50M Smartphones
owners
5M in Cameroon
Do not have or do not buy modern
financial products
80%
Unbanked people
80M mobile wallet
4M in Cameroon

5. The target
Member of a tontine
18 – 40 Years old
Revenue greater
than $175 /Month
Social media
consumer

6. A platform connected to local mobile payment systems, allowing
tontine members to make and track their transactions via their
phones.
The service will first be available via smartphone.
Simple &
Smart
Time
savings
Low cost Mobility
TransparencySafety
Security
The product

7. How it works !
1. Admin creates a
group and add the
members on the
platform
2. Admin will create
pot in the group for
the next tontine
session
3. Each member will
pay his due from his
mobile account
4. Admins will choose the
beneficiaries and the
amounts to send to them.

8. The next point
Loans
Investment
Health insurance
Online payment
Financial
entities
Allow users to access financial
products that match their savings
habits, with tailored prices, by
connecting them to local financial
service providers.

9. The business
20 000 000people
From Africa and Europe Average revenue
per user / month
For using iDjangui
to manage their
savings group.
$0.1
Reach
By 2023 On each financial
products sold
1 - 4 %

10. S o Strong partnership with local
payment gateway provider to
promote the service.
o The youth of the team
o A big experience in software
engineering
W o Few experience in financial
services of the team
o Customers need a smartphone to
use the service
o The service is exclusive to MTN
users during a short period
o A user cannot receive more than
$2.6K per day
O o People accept Mobile like a
secure and simple way to pay
o The interoperability is planned for
2019
o Smartphone market continuously
increases
o Affordable internet cost
o Low bank rate
T o E-money scammers and
fraudsters
o Rigidity of the legislation
o Low internet quality

11. 4 Step Plan Diagram (3 - 5 Years)
DRound
Geographical expansion
Scale step by step to
neighboring countries
CRound
Product reseller
Promote products of
local financial
companies
BRound
Payment way extension
We will add other
payment providers
ARound
User acquisition
Proof the concept
and acquire our first
users.
Through the interoperability between Mobile Money and Orange Money, we could
easily reach French countries markets..

12. The team
COMPUTER SCIENTIST
CEO & CO-FOUNDER
NGHUKAM NOUSSI ACHILE SALOMON
SENIOR SOFTWARE ENGINEER
Lead Developer & CO-FOUNDER
TCHOUSSE LONKENG EDDY JOËL
SENIOR SOFTWARE ENGINEER
CTO & CO-FOUNDER
DONGMO TEDONTSA SAMUEL GILDAS

13. Funding
1M
From MTN innovation
challenge (2016)
1M
From ActivSpaces (2016)
Raising (until February 2019)
$10k
Next fund raising
$350K
Q2 2020
Seed stage
Launch planed for Q1 2019

14. Thanks for your attention
EMAIL : info@idjangui.com
PHONE : (00237) 678 566 337 / 698 507 735
TWITTER : @iDjangui