This document discusses market segmentation and targeting strategies used by HSBC bank. It defines market segmentation as dividing a market into distinct groups based on needs, characteristics or behaviors. The main types of segmentation are geographical, demographic, psychographic and behavioral. HSBC uses geographical segmentation based on locality and demographic segmentation to target different customer classes. Their strategies include mass marketing to the whole market, segmented marketing tailored to student needs, niche marketing of specialized products, and micro marketing to very small groups.