HSB - SEAF

•

0 likes•259 views

HSB's role in SEAF

Presentations & Public Speaking

HSB Engineering Ltd!

Image: shutterstock!
Technical  
Expertise!
 
!
!!
Leading provider of specialist engineering insurance, reinsurance
and inspection services in the UK, Europe & internationally!
HSB Group - leading worldwide provider of equipment
breakdown insurance and inspection services since 1866!
Part of Munich Re - global leader in insurance, reinsurance and
consistent risk management!
Technical expertise and experience in a range of
engineering and construction risks!
Rated A++ Superior by A.M. Best Company !
About HSB Engineering Insurance Ltd !

3!
Drivers 
!
§  Political pressure!
§  Energy Act 2011 (18%
of UK commercial
buildings)!
§  Commercial sense
(reduced costs,
improved asset)!
Development of unique risk and credit enhancement model!
Issues 
!
§  Low deal ﬂow despite
no shortage of funding!
§  Disconnect between
ESCOs and lenders!
§  Conservative savings
guarantees!
§  Bank nervousness
around technical risk!
Potential 
!
§  Remove technical
uncertainty by insuring
shortfall in savings
achieved!
§  Enhance savings
guarantees through risk
transfer!
§  Ease of access to loans
by creating credit risk
enhancement!
An Emerging Risk!

Establish a risk assessment framework to deliver
energy efﬁciency insurance (EEI) to SEAF
contractors!
!
This will enable SEAF contractors to enhance
investor conﬁdence by transferring the projects
technical risk!
!
Image: used under license from shutterstock.com!
Our Objective!

Image: used under license from shutterstock.com!
Asset performance insurance!
Covers shortfall in savings achieved by an energy
efﬁciency project!
Unique loss triggers!
1!
2!
3!
Cover available for up to 5 years!
4!
Our Innovative Solution!

Energy Consumer!
ESCOs (Energy Service
Companies)!
Lenders/Banks!
!
§  Energy savings projects more likely to be realised!
§  Reduced energy costs!
§  Performance is insurance backed!
!
§  Assets and their performance are covered!
§  Able to offer enhanced savings guarantees!
§  Easier access to finance!
§  Cheaper finance!
§  Technical risk is removed!
§  Insurance created credit risk enhancement!
§  Projects become more investible!
!
Target Group! Benefits!
Delivering Tangible Solutions!

Thank you!!

More Related Content

What's hot

Alstom - Innovative Infrastructure Finance by Giles Dickson at GIB Summit

Alstom - Innovative Infrastructure Finance by Giles Dickson at GIB Summit

Alstom - Innovative Infrastructure Finance by Giles Dickson at GIB Summit

Global Infrastructure Basel Foundation

GIB20115_Solid Standards and Ratings-Kornmann

GIB20115_Solid Standards and Ratings-Kornmann

GIB20115_Solid Standards and Ratings-Kornmann

Global Infrastructure Basel Foundation

Adding Value through the Lower Thames Crossing project by "Iain Minns - Partn...

Adding Value through the Lower Thames Crossing project by "Iain Minns - Partn...

Adding Value through the Lower Thames Crossing project by "Iain Minns - Partn...

Project Controls Expo

GIB2015_Solid Standards and Ratings_Georgoulias

GIB2015_Solid Standards and Ratings_Georgoulias

GIB2015_Solid Standards and Ratings_Georgoulias

Global Infrastructure Basel Foundation

IFC - Advisory and Financial Instruments by Nebojsa Arsenijevic at GIB Summit

IFC - Advisory and Financial Instruments by Nebojsa Arsenijevic at GIB Summit

IFC - Advisory and Financial Instruments by Nebojsa Arsenijevic at GIB Summit

Global Infrastructure Basel Foundation

ADN - Role of Sustainability by Adam Nicolopoulos at GIB Summit

ADN - Role of Sustainability by Adam Nicolopoulos at GIB Summit

ADN - Role of Sustainability by Adam Nicolopoulos at GIB Summit

Global Infrastructure Basel Foundation

SUSI - Energy Learnings from Energy Savings by Patrick Fankhauser at GIB Summit

SUSI - Energy Learnings from Energy Savings by Patrick Fankhauser at GIB Summit

SUSI - Energy Learnings from Energy Savings by Patrick Fankhauser at GIB Summit

Global Infrastructure Basel Foundation

IISD Performance Based Specifications in Public Procurement by Laura Turley a...

IISD Performance Based Specifications in Public Procurement by Laura Turley a...

IISD Performance Based Specifications in Public Procurement by Laura Turley a...

Global Infrastructure Basel Foundation

International Services

International Services

International Services

Grontmij Management Consulting

Making the demand side more investable 12 9 17-2

Making the demand side more investable 12 9 17-2

Making the demand side more investable 12 9 17-2

Sme infosession april2012

Sme infosession april2012

Sme infosession april2012

Governance: An Enabler? by " Ian Beaumont - Delivery Partner Programme Direc...

Governance: An Enabler? by " Ian Beaumont - Delivery Partner Programme Direc...

Governance: An Enabler? by " Ian Beaumont - Delivery Partner Programme Direc...

Project Controls Expo

Harvard Busniess School - Financing Infrastructure Projects in Cities by Prof...

Harvard Busniess School - Financing Infrastructure Projects in Cities by Prof...

Harvard Busniess School - Financing Infrastructure Projects in Cities by Prof...

Global Infrastructure Basel Foundation

Cdec bristol

Digital Catapult

Project Control Staff – Make or Buy? by "Mike Laws - Project Controls Manager...

Project Control Staff – Make or Buy? by "Mike Laws - Project Controls Manager...

Project Control Staff – Make or Buy? by "Mike Laws - Project Controls Manager...

Project Controls Expo

TCI 2015 Strengthening the evolutionary potential of clusters: Shifting from ...

TCI 2015 Strengthening the evolutionary potential of clusters: Shifting from ...

TCI 2015 Strengthening the evolutionary potential of clusters: Shifting from ...

MOBILITY track - Tuesday 28th "Presenting the IMOVE project overview, including the MaaS case in five involved cities Gothenburg, Madrid, Berlin, Manchester and Turin. Brief differentiations of MaaS approached and the main conclusions and lessons learned." MARKUS AARFLOT, International Business Manager, UbiGo Smart City Mindtrek 2020 - conference 28th-29th January Tampere, Finland www.mindtrek.org/2020/

Overview and lessons learned from IMOVE (H2020) - Markus Aarflot

Overview and lessons learned from IMOVE (H2020) - Markus Aarflot

Overview and lessons learned from IMOVE (H2020) - Markus Aarflot

Silvia Vignetti, CSIL

Silvia Vignetti, CSIL

Silvia Vignetti, CSIL

Thomson Reuters - Defining and Measuring Performance by Sumeet Manchanda at G...

Thomson Reuters - Defining and Measuring Performance by Sumeet Manchanda at G...

Thomson Reuters - Defining and Measuring Performance by Sumeet Manchanda at G...

Global Infrastructure Basel Foundation

Vision of ESA towards regional development and business incubation @ Kick-Off...

Vision of ESA towards regional development and business incubation @ Kick-Off...

Vision of ESA towards regional development and business incubation @ Kick-Off...

ESA BIC Noordwijk

What's hot (20)

Alstom - Innovative Infrastructure Finance by Giles Dickson at GIB Summit

Alstom - Innovative Infrastructure Finance by Giles Dickson at GIB Summit

Alstom - Innovative Infrastructure Finance by Giles Dickson at GIB Summit

GIB20115_Solid Standards and Ratings-Kornmann

GIB20115_Solid Standards and Ratings-Kornmann

GIB20115_Solid Standards and Ratings-Kornmann

Adding Value through the Lower Thames Crossing project by "Iain Minns - Partn...

Adding Value through the Lower Thames Crossing project by "Iain Minns - Partn...

Adding Value through the Lower Thames Crossing project by "Iain Minns - Partn...

GIB2015_Solid Standards and Ratings_Georgoulias

GIB2015_Solid Standards and Ratings_Georgoulias

GIB2015_Solid Standards and Ratings_Georgoulias

IFC - Advisory and Financial Instruments by Nebojsa Arsenijevic at GIB Summit

IFC - Advisory and Financial Instruments by Nebojsa Arsenijevic at GIB Summit

IFC - Advisory and Financial Instruments by Nebojsa Arsenijevic at GIB Summit

ADN - Role of Sustainability by Adam Nicolopoulos at GIB Summit

ADN - Role of Sustainability by Adam Nicolopoulos at GIB Summit

ADN - Role of Sustainability by Adam Nicolopoulos at GIB Summit

SUSI - Energy Learnings from Energy Savings by Patrick Fankhauser at GIB Summit

SUSI - Energy Learnings from Energy Savings by Patrick Fankhauser at GIB Summit

SUSI - Energy Learnings from Energy Savings by Patrick Fankhauser at GIB Summit

IISD Performance Based Specifications in Public Procurement by Laura Turley a...

IISD Performance Based Specifications in Public Procurement by Laura Turley a...

IISD Performance Based Specifications in Public Procurement by Laura Turley a...

International Services

International Services

International Services

Making the demand side more investable 12 9 17-2

Making the demand side more investable 12 9 17-2

Making the demand side more investable 12 9 17-2

Sme infosession april2012

Sme infosession april2012

Sme infosession april2012

Governance: An Enabler? by " Ian Beaumont - Delivery Partner Programme Direc...

Governance: An Enabler? by " Ian Beaumont - Delivery Partner Programme Direc...

Governance: An Enabler? by " Ian Beaumont - Delivery Partner Programme Direc...

Harvard Busniess School - Financing Infrastructure Projects in Cities by Prof...

Harvard Busniess School - Financing Infrastructure Projects in Cities by Prof...

Harvard Busniess School - Financing Infrastructure Projects in Cities by Prof...

Cdec bristol

Project Control Staff – Make or Buy? by "Mike Laws - Project Controls Manager...

Project Control Staff – Make or Buy? by "Mike Laws - Project Controls Manager...

Project Control Staff – Make or Buy? by "Mike Laws - Project Controls Manager...

TCI 2015 Strengthening the evolutionary potential of clusters: Shifting from ...

TCI 2015 Strengthening the evolutionary potential of clusters: Shifting from ...

TCI 2015 Strengthening the evolutionary potential of clusters: Shifting from ...

Overview and lessons learned from IMOVE (H2020) - Markus Aarflot

Overview and lessons learned from IMOVE (H2020) - Markus Aarflot

Overview and lessons learned from IMOVE (H2020) - Markus Aarflot

Silvia Vignetti, CSIL

Silvia Vignetti, CSIL

Silvia Vignetti, CSIL

Thomson Reuters - Defining and Measuring Performance by Sumeet Manchanda at G...

Thomson Reuters - Defining and Measuring Performance by Sumeet Manchanda at G...

Thomson Reuters - Defining and Measuring Performance by Sumeet Manchanda at G...

Vision of ESA towards regional development and business incubation @ Kick-Off...

Vision of ESA towards regional development and business incubation @ Kick-Off...

Vision of ESA towards regional development and business incubation @ Kick-Off...

Similar to HSB - SEAF

20160914 EuroSPI: "Automotive Security: Challenges, Standards and Solutions"

20160914 EuroSPI: "Automotive Security: Challenges, Standards and Solutions"

20160914 EuroSPI: "Automotive Security: Challenges, Standards and Solutions"

I Bytes Manufacturing Industry

I Bytes Manufacturing Industry

I Bytes Manufacturing Industry

Assessing the Trustworthiness of AI Systems

Assessing the Trustworthiness of AI Systems

Assessing the Trustworthiness of AI Systems

Have you considered the VIE program ? Our AKKA Technologies Group offer you career opportunities in Germany (at AKKA Germany oder MBtech) in particular in Stuttgart, birthplace of the automotive industry ! Different VIE assignments, that may fit your career interests, are currently open at MBtech, german subsidiary of AKKA. Apply now https://karriere.akka.eu/stelle/liste-aller-stellen.aspx?changefacet=1&facet_Contract=2338&lipi=urn%3Ali%3Apage%3Ad_flagship3_people%3BwjVZeGKkQjeeXmTFG1%2B36A%3D%3D

Akka technologies / Mbtech: VIE program

Akka technologies / Mbtech: VIE program

Akka technologies / Mbtech: VIE program

Akka Technologies

Presentation 121127

Presentation 121127

Presentation 121127

After a tough recession, the construction sector is showing strong signs of recovery with the number of housing, commercial and infrastructure projects on the up. As activity increases, insurance has an important part to play in its future success. Understanding the issues facing the sector and providing robust risk management advice to support growth, will be key for the insurance industry. This, the first White Paper in our two part series on construction, examines the outlook of the market and some of the key trends in the sector, from skills shortages to changes in construction methods.

Allianz construction (part one) - Market Outlook and Issues

Allianz construction (part one) - Market Outlook and Issues

Allianz construction (part one) - Market Outlook and Issues

Mergers and acquisition in insurance indusrty, 2017

Mergers and acquisition in insurance indusrty, 2017

Mergers and acquisition in insurance indusrty, 2017

BioEnergy Value Proposition

BioEnergy Value Proposition

BioEnergy Value Proposition

Insurtech and RegTech - drivers, taxonomy, companies in Sweden and beyond

Insurtech and RegTech - drivers, taxonomy, companies in Sweden and beyond

Insurtech and RegTech - drivers, taxonomy, companies in Sweden and beyond

Aon Construction newsletter v3

Aon Construction newsletter v3

Aon Construction newsletter v3

Kroll – Insurtech Innovation Award 2023

Kroll – Insurtech Innovation Award 2023

Kroll – Insurtech Innovation Award 2023

The Digital Insurer

HandEX - NOAH19 London

HandEX - NOAH19 London

HandEX - NOAH19 London

Upstream energy info sheet

Upstream energy info sheet

Upstream energy info sheet

Insights 2016 - Interview at page 46 - M.Mata

Insights 2016 - Interview at page 46 - M.Mata

Insights 2016 - Interview at page 46 - M.Mata

Urban Logistic Advisory Services, Inc

Urban Logistic Advisory Services, Inc

Urban Logistic Advisory Services, Inc

Disaster Risk Reduction

Disaster Risk Reduction

Disaster Risk Reduction

WorldEconomicForumDavos

Official CompX Company Analysis

Official CompX Company Analysis

Official CompX Company Analysis

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

priyankaS798017

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

bolted-1-22-en.pdf

bolted-1-22-en.pdf

bolted-1-22-en.pdf

Similar to HSB - SEAF (20)

20160914 EuroSPI: "Automotive Security: Challenges, Standards and Solutions"

20160914 EuroSPI: "Automotive Security: Challenges, Standards and Solutions"

20160914 EuroSPI: "Automotive Security: Challenges, Standards and Solutions"

I Bytes Manufacturing Industry

I Bytes Manufacturing Industry

I Bytes Manufacturing Industry

Assessing the Trustworthiness of AI Systems

Assessing the Trustworthiness of AI Systems

Assessing the Trustworthiness of AI Systems

Akka technologies / Mbtech: VIE program

Akka technologies / Mbtech: VIE program

Akka technologies / Mbtech: VIE program

Presentation 121127

Presentation 121127

Presentation 121127

Allianz construction (part one) - Market Outlook and Issues

Allianz construction (part one) - Market Outlook and Issues

Allianz construction (part one) - Market Outlook and Issues

Mergers and acquisition in insurance indusrty, 2017

Mergers and acquisition in insurance indusrty, 2017

Mergers and acquisition in insurance indusrty, 2017

BioEnergy Value Proposition

BioEnergy Value Proposition

BioEnergy Value Proposition

Insurtech and RegTech - drivers, taxonomy, companies in Sweden and beyond

Insurtech and RegTech - drivers, taxonomy, companies in Sweden and beyond

Insurtech and RegTech - drivers, taxonomy, companies in Sweden and beyond

Aon Construction newsletter v3

Aon Construction newsletter v3

Aon Construction newsletter v3

Kroll – Insurtech Innovation Award 2023

Kroll – Insurtech Innovation Award 2023

Kroll – Insurtech Innovation Award 2023

HandEX - NOAH19 London

HandEX - NOAH19 London

HandEX - NOAH19 London

Upstream energy info sheet

Upstream energy info sheet

Upstream energy info sheet

Insights 2016 - Interview at page 46 - M.Mata

Insights 2016 - Interview at page 46 - M.Mata

Insights 2016 - Interview at page 46 - M.Mata

Urban Logistic Advisory Services, Inc

Urban Logistic Advisory Services, Inc

Urban Logistic Advisory Services, Inc

Disaster Risk Reduction

Disaster Risk Reduction

Disaster Risk Reduction

Official CompX Company Analysis

Official CompX Company Analysis

Official CompX Company Analysis

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

ev_day_2021_presentation_slides.pdf

bolted-1-22-en.pdf

bolted-1-22-en.pdf

bolted-1-22-en.pdf

Recently uploaded

Despite remarkable successes in various domains such as robotics and games, Reinforcement Learning (RL) still struggles with exploration inefficiency. For example, in hard Atari games, state-of-the-art agents often require billions of trial actions, equivalent to years of practice, while a moderately skilled human player can achieve the same score in just a few hours of play. This contrast emerges from the difference in exploration strategies between humans, leveraging memory, intuition and experience, and current RL agents, primarily relying on random trials and errors. This tutorial reviews recent advances in enhancing RL exploration efficiency through intrinsic motivation or curiosity, allowing agents to navigate environments without external rewards. Unlike previous surveys, we analyze intrinsic motivation through a memory-centric perspective, drawing parallels between human and agent curiosity, and providing a memory-driven taxonomy of intrinsic motivation approaches. The talk consists of three main parts. Part A provides a brief introduction to RL basics, delves into the historical context of the explore-exploit dilemma, and raises the challenge of exploration inefficiency. In Part B, we present a taxonomy of self-motivated agents leveraging deliberate, RAM-like, and replay memory models to compute surprise, novelty, and goal, respectively. Part C explores advanced topics, presenting recent methods using language models and causality for exploration. Whenever possible, case studies and hands-on coding demonstrations. will be presented.

Unlocking Exploration: Self-Motivated Agents Thrive on Memory-Driven Curiosity

Unlocking Exploration: Self-Motivated Agents Thrive on Memory-Driven Curiosity

Unlocking Exploration: Self-Motivated Agents Thrive on Memory-Driven Curiosity

Proofreading: Basics to Artificial Intelligence Integration. Become a Professional Proofreader and Editor Leveraging Human Expertise and Artificial Intelligence (AI) Technology and Tools. Table of Contents MODULE 1: INTRODUCTION TO PROOFREADING What is proofreading, and how is it different from editing? The importance of proofreading in publishing and communication Types of materials that require proofreading (books, articles, websites, legal documents, etc.) Proofreading marks and symbols MODULE 2: DEVELOPING PROOFREADING SKILLS MODULE 3: PROOFREADING TECHNIQUES Preparing for the proofreading process (setting up the workspace, tools, etc.) Reading techniques (line-by-line, word-by-word, backwards reading) Using proofreading checklists and guidelines Cross-checking against style guides and reference materials Marking up corrections and queries MODULE 4: PROOFREADING DIFFERENT TYPES OF CONTENT Proofreading fiction and non-fiction books Fiction Books: Non-Fiction Books: Proofreading academic and scientific papers Proofreading legal and business documents Proofreading websites and digital content Proofreading marketing and advertising materials MODULE 5: PROOFREADING TOOLS AND RESOURCES MODULE 6: PROOFREADING WORKFLOWS AND BEST PRACTICES MODULE 7: BUILDING A SUCCESSFUL PROOFREADING CAREER MODULE 8: AI TEXT EDITING AND PROOFREADING Benefits and limitations of AI in this field Benefits of AI in Proofreading: Limitations of AI in Proofreading: Examples of AI-powered text editing and proofreading tools Combining AI with Human Expertise AI Ethics and Bias in Text Editing Future Trends and Developments in AI Text Editing This cutting-edge course equips you with the essential skills and tools to become a proofreading pro in the age of AI technology. Designed for writers, editors, content creators, and anyone seeking to elevate their proofreading game, this masterclass combines time-tested proofreading techniques with the latest AI-powered text editing solutions. Through in-depth modules, you will master the art of proofreading, from developing razor-sharp attention to detail to mastering grammar, punctuation, and style guidelines. This masterclass also dives deep into the world of AI text editing. You’ll discover how AI-powered tools can aid in grammar and style checking, context-aware spell checking, consistency management, content optimization, and more. You will learn to seamlessly integrate AI tools into your proofreading workflows, combining the best of human expertise and AI technology for unparalleled results. Finally, this course will help you discover how to harness the power of AI to streamline your proofreading workflows, enhance accuracy, and deliver impeccable content every time, thanks to advanced proofreading techniques, such as line-by-line reading, backward reading, and cross-checking against reference materials, ensuring no error goes unnoticed.

Proofreading- Basics to Artificial Intelligence Integration - Presentation:Sl...

Proofreading- Basics to Artificial Intelligence Integration - Presentation:Sl...

Proofreading- Basics to Artificial Intelligence Integration - Presentation:Sl...

ChatGPT emerged as a conversational technology that should make you productive and increase your value. ChatGPT, as a trained model, can process our natural human language and generate a response. However, only some of the completion outputs are entirely correct. As a developer, you can use ChatGPT as one of your tools, just like you use Google as one of your search tools. Also, an important question everyone should consider is whether we should use these tools.

Using AI to boost productivity for developers

Using AI to boost productivity for developers

Using AI to boost productivity for developers

User research literature widely assumes that researchers should build empathy for their users, and that this will enable companies to design better experiences. Businesses point to UX research as the empathy in their company ethos. But when we talk about empathy in a business context, what do we really mean? Is it reasonable to expect researchers to empathize with every person they interview? Is it even productive? In this presentation, I will discuss why empathy is not what drives business and makes researchers good advocates for our users. We will first look at the literal and theoretical definitions of empathy in user experience research, then draw from that definition what businesses are ultimately in search of—rightly or wrongly—when they bring UX research into the process. We will talk about how it may not only be impossible to achieve true empathy, but also that “being empathetic” may not make researchers better advocates for the user. I will argue that we should reframe our goal as compassion, an action-driven, thoughtful, and achievable north star that leverages core researcher talents and better communicates user needs.

"I hear you": Moving beyond empathy in UXR

"I hear you": Moving beyond empathy in UXR

"I hear you": Moving beyond empathy in UXR

History of Morena Moshoeshoe birth death

History of Morena Moshoeshoe birth death

History of Morena Moshoeshoe birth death

2024 mega trends for the digital workplace - FINAL.pdf

2024 mega trends for the digital workplace - FINAL.pdf

2024 mega trends for the digital workplace - FINAL.pdf

ECOLOGY OF FISHES.pptx full presentation

ECOLOGY OF FISHES.pptx full presentation

ECOLOGY OF FISHES.pptx full presentation

SOLID WASTE MANAGEMENT SYSTEM OF FENI PAURASHAVA, BANGLADESH.pdf

SOLID WASTE MANAGEMENT SYSTEM OF FENI PAURASHAVA, BANGLADESH.pdf

SOLID WASTE MANAGEMENT SYSTEM OF FENI PAURASHAVA, BANGLADESH.pdf

Mahamudul Hasan

LITTLE ABOUT LESOTHO FROM THE TIME MOSHOESHOE THE FIRST WAS BORN

LITTLE ABOUT LESOTHO FROM THE TIME MOSHOESHOE THE FIRST WAS BORN

LITTLE ABOUT LESOTHO FROM THE TIME MOSHOESHOE THE FIRST WAS BORN

Klinik_ Apotek Onlin 085657271886 Solusi Menggugurkan Masalah Kehamilan Anda Jual Obat Aborsi Di Jakarta. KLINIK ABORSI TERPEECAYA _ Jual Obat Aborsi Cytotec Misoprostol Asli 100% Ampuh Hanya 3 Jam Langsung Gugur || OBAT PENGGUGUR KANDUNGAN AMPUH MANJUR OBAT ABORSI OLINE" APOTIK Jual Obat Cytotec, Gastrul, Gynecoside Asli Ampuh. JUAL ” Obat Aborsi Tuntas | Obat Aborsi Manjur | Obat Aborsi Ampuh | Obat Penggugur Janin | Obat Pencegah Kehamilan | Obat Pelancar Haid | Obat terlambat Bulan | Ciri Obat Aborsi Asli | Obat Telat Bulan | Pil Aborsi Asli | Cara Menggugurkan Konten | Cara Aborsi Tuntas | Harga Obat Aborsi Asli | Pil Aborsi | Jual Obat Aborsi Cytotec | Cara Aborsi Sendiri | Cara Aborsi Usia 1 Bulan | Cara Aborsi Usia 2 Tahun | Cara Aborsi Usia 3 Bulan | Obat Aborsi Usia 4 Bulan | Cara Abrasi Usia 5 Bulan | Cara Menggugurkan Konten | Kandungan Obat Penggugur | Cara Menghitung Usia Konten | Cara Mengatasi Terlambat Bulan | Penjual Obat Aborsi Asli | Obat Aborsi Garansi | Kandungan Obat Peluntur | Obat Telat Datang Bulan | Obat Telat Haid | Obat Aborsi Paling Murah | Klinik Jual Obat Aborsi | Jual Pil Cytotec | Apotik Jual Obat Aborsi | Kandungan Dokter Abrasi | Cara Aborsi Cepat | Jual Obat Aborsi Bergaransi | Jual Obat Cytotec Asli | Obat Aborsi Aman Manjur | Obat Misoprostol Cytotec Asli. "APA ITU ABORSI" “Aborsi Adalah dengan membendung hormon yang di perlukan untuk mempertahankan kehamilan yaitu hormon progesteron, karena hormon ini dibendung, maka jalur kehamilan mulai membuka dan leher rahim menjadi melunak,sehingga mengeluarkan darah yang merupakan tanda bahwa obat telah bekerja || maksimal 1 jam obat diminum || PENJELASAN OBAT ABORSI USIA 1 _7 BULAN Pada usia kandungan ini, pasien akan merasakan sakit yang sedikit tidak berlebihan || sekitar 1 jam ||. namun hanya akan terjadi pada saatdarah keluar merupakan pertanda menstruasi. Hal ini dikarenakan pada usiakandungan 3 bulan,janin sudah terbentuk sebesar kepalan tangan orang dewasa. Cara kerja obat aborsi : JUAL OBAT ABORSI AMPUH dosis 3 bulan secara umum sama dengan cara kerja || DOSIS OBAT ABORSI 2 bulan”, hanya berbedanya selain mengisolasijanin juga menghancurkan janin dengan formula methotrexate dikandungdidalamnya. Formula methotrexate ini sangat ampuh untuk menghancurkan janinmenjadi serpihan-serpihan kecil akan sangat berguna pada saat dikeluarkan nanti. APA ALASAN WANITA MELAKUKAN ABORSI? Aborsi di lakukan wanita hamil baik yang sudah menikah maupun belum menikah dengan berbagai alasan , akan tetapi alasan yang utama adalah alasan-alasan non medis (termasuk aborsi sendiri / di sengaja/ buatan] MELAYANI PEMESANAN OBAT ABORSI SETIAP HARI, SIAP KIRIM KESELURUH KOTA BESAR DI INDONESIA DAN LUAR NEGERI. HUBUNGI PEMESANAN LEBIH NYAMAN VIA WA/: 085657271886

Jual obat aborsi Jakarta 085657271886 Cytote pil telat bulan penggugur kandun...

Jual obat aborsi Jakarta 085657271886 Cytote pil telat bulan penggugur kandun...

Jual obat aborsi Jakarta 085657271886 Cytote pil telat bulan penggugur kandun...

BIG DEVELOPMENTS IN LESOTHO(DAMS & MINES

BIG DEVELOPMENTS IN LESOTHO(DAMS & MINES

BIG DEVELOPMENTS IN LESOTHO(DAMS & MINES

futhumetsaneliswa

in kuwait௹+918133066128....) @abortion pills for sale in Kuwait City

in kuwait௹+918133066128....) @abortion pills for sale in Kuwait City

in kuwait௹+918133066128....) @abortion pills for sale in Kuwait City

Abortion pills in Kuwait Cytotec pills in Kuwait

Abortion Pills Fahaheel ௹+918133066128💬@ Safe and Effective Mifepristion and ...

Abortion Pills Fahaheel ௹+918133066128💬@ Safe and Effective Mifepristion and ...

Abortion Pills Fahaheel ௹+918133066128💬@ Safe and Effective Mifepristion and ...

Abortion pills in Kuwait Cytotec pills in Kuwait

He said to them, “Go into all the world and preach the gospel to all creation. Whoever believes and is baptized will be saved, but whoever does not believe will be condemned. And these signs will accompany those who believe: In my name they will drive out demons; they will speak in new tongues; they will pick up snakes with their hands; and when they drink deadly poison, it will not hurt them at all; they will place their hands on sick people, and they will get well.” After the Lord Jesus had spoken to them, he was taken up into heaven and he sat at the right hand of God. Then the disciples went out and preached everywhere, and the Lord worked with them and confirmed his word by the signs that accompanied it. Mark 16:15-20

Ready Set Go Children Sermon about Mark 16:15-20

Ready Set Go Children Sermon about Mark 16:15-20

Ready Set Go Children Sermon about Mark 16:15-20

Today, I had the opportunity to review Professor Sylvester Monye's latest book, "The Concession of Asaba International Airport: Balancing Politics and Policy Execution.” The review was attended by former President Goodluck Ebele Jonathan, GGFR, Governor Sheriff F. Oborevwori of Delta State, former Senate President, H.E Dr Abubakar Bukola Saraki CON, former SGF Boss Mustapha, CFR, and former President Chief Olusegun Obasanjo, GCFR, who chaired the event. The book offers a master class in policy management in a complex political environment and sheds light on the challenges and intricacies involved in such a monumental project. It was a privilege to gain insight into the experiences and perspectives shared in the book, and I believe it offers valuable lessons for future policymakers and governments undertaking similar endeavours. Congratulations to Professor Monye on this insightful and thought-provoking work.

The Concession of Asaba International Airport: Balancing Politics and Policy ...

The Concession of Asaba International Airport: Balancing Politics and Policy ...

The Concession of Asaba International Airport: Balancing Politics and Policy ...

BEAUTIFUL PLACES TO VISIT IN LESOTHO.pptx

BEAUTIFUL PLACES TO VISIT IN LESOTHO.pptx

BEAUTIFUL PLACES TO VISIT IN LESOTHO.pptx

Introduction to Artificial intelligence.

Introduction to Artificial intelligence.

Introduction to Artificial intelligence.

Digital collaboration with Microsoft 365 as extension of Drupal

Digital collaboration with Microsoft 365 as extension of Drupal

Digital collaboration with Microsoft 365 as extension of Drupal

ICT role in 21st century education and it's challenges.pdf

ICT role in 21st century education and it's challenges.pdf

ICT role in 21st century education and it's challenges.pdf

Islamia university of Rahim Yar khan campus

Recently uploaded (19)

Unlocking Exploration: Self-Motivated Agents Thrive on Memory-Driven Curiosity

Unlocking Exploration: Self-Motivated Agents Thrive on Memory-Driven Curiosity

Unlocking Exploration: Self-Motivated Agents Thrive on Memory-Driven Curiosity

Proofreading- Basics to Artificial Intelligence Integration - Presentation:Sl...

Proofreading- Basics to Artificial Intelligence Integration - Presentation:Sl...

Proofreading- Basics to Artificial Intelligence Integration - Presentation:Sl...

Using AI to boost productivity for developers

Using AI to boost productivity for developers

Using AI to boost productivity for developers

"I hear you": Moving beyond empathy in UXR

"I hear you": Moving beyond empathy in UXR

"I hear you": Moving beyond empathy in UXR

History of Morena Moshoeshoe birth death

History of Morena Moshoeshoe birth death

History of Morena Moshoeshoe birth death

2024 mega trends for the digital workplace - FINAL.pdf

2024 mega trends for the digital workplace - FINAL.pdf

2024 mega trends for the digital workplace - FINAL.pdf

ECOLOGY OF FISHES.pptx full presentation

ECOLOGY OF FISHES.pptx full presentation

ECOLOGY OF FISHES.pptx full presentation

SOLID WASTE MANAGEMENT SYSTEM OF FENI PAURASHAVA, BANGLADESH.pdf

SOLID WASTE MANAGEMENT SYSTEM OF FENI PAURASHAVA, BANGLADESH.pdf

SOLID WASTE MANAGEMENT SYSTEM OF FENI PAURASHAVA, BANGLADESH.pdf

LITTLE ABOUT LESOTHO FROM THE TIME MOSHOESHOE THE FIRST WAS BORN

LITTLE ABOUT LESOTHO FROM THE TIME MOSHOESHOE THE FIRST WAS BORN

LITTLE ABOUT LESOTHO FROM THE TIME MOSHOESHOE THE FIRST WAS BORN

Jual obat aborsi Jakarta 085657271886 Cytote pil telat bulan penggugur kandun...

Jual obat aborsi Jakarta 085657271886 Cytote pil telat bulan penggugur kandun...

Jual obat aborsi Jakarta 085657271886 Cytote pil telat bulan penggugur kandun...

BIG DEVELOPMENTS IN LESOTHO(DAMS & MINES

BIG DEVELOPMENTS IN LESOTHO(DAMS & MINES

BIG DEVELOPMENTS IN LESOTHO(DAMS & MINES

in kuwait௹+918133066128....) @abortion pills for sale in Kuwait City

in kuwait௹+918133066128....) @abortion pills for sale in Kuwait City

in kuwait௹+918133066128....) @abortion pills for sale in Kuwait City

Abortion Pills Fahaheel ௹+918133066128💬@ Safe and Effective Mifepristion and ...

Abortion Pills Fahaheel ௹+918133066128💬@ Safe and Effective Mifepristion and ...

Abortion Pills Fahaheel ௹+918133066128💬@ Safe and Effective Mifepristion and ...

Ready Set Go Children Sermon about Mark 16:15-20

Ready Set Go Children Sermon about Mark 16:15-20

Ready Set Go Children Sermon about Mark 16:15-20

The Concession of Asaba International Airport: Balancing Politics and Policy ...

The Concession of Asaba International Airport: Balancing Politics and Policy ...

The Concession of Asaba International Airport: Balancing Politics and Policy ...

BEAUTIFUL PLACES TO VISIT IN LESOTHO.pptx

BEAUTIFUL PLACES TO VISIT IN LESOTHO.pptx

BEAUTIFUL PLACES TO VISIT IN LESOTHO.pptx

Introduction to Artificial intelligence.

Introduction to Artificial intelligence.

Introduction to Artificial intelligence.

Digital collaboration with Microsoft 365 as extension of Drupal

Digital collaboration with Microsoft 365 as extension of Drupal

Digital collaboration with Microsoft 365 as extension of Drupal

ICT role in 21st century education and it's challenges.pdf

ICT role in 21st century education and it's challenges.pdf

ICT role in 21st century education and it's challenges.pdf

HSB - SEAF

1. HSB Engineering Ltd!

2. Image: shutterstock! Technical   Expertise!   ! !! Leading provider of specialist engineering insurance, reinsurance and inspection services in the UK, Europe & internationally! HSB Group - leading worldwide provider of equipment breakdown insurance and inspection services since 1866! Part of Munich Re - global leader in insurance, reinsurance and consistent risk management! Technical expertise and experience in a range of engineering and construction risks! Rated A++ Superior by A.M. Best Company ! About HSB Engineering Insurance Ltd !

3. 3! Drivers  ! §  Political pressure! §  Energy Act 2011 (18% of UK commercial buildings)! §  Commercial sense (reduced costs, improved asset)! Development of unique risk and credit enhancement model! Issues  ! §  Low deal ﬂow despite no shortage of funding! §  Disconnect between ESCOs and lenders! §  Conservative savings guarantees! §  Bank nervousness around technical risk! Potential  ! §  Remove technical uncertainty by insuring shortfall in savings achieved! §  Enhance savings guarantees through risk transfer! §  Ease of access to loans by creating credit risk enhancement! An Emerging Risk!

4. Establish a risk assessment framework to deliver energy efﬁciency insurance (EEI) to SEAF contractors! ! This will enable SEAF contractors to enhance investor conﬁdence by transferring the projects technical risk! ! Image: used under license from shutterstock.com! Our Objective!

5. Image: used under license from shutterstock.com! Asset performance insurance! Covers shortfall in savings achieved by an energy efﬁciency project! Unique loss triggers! 1! 2! 3! Cover available for up to 5 years! 4! Our Innovative Solution!

6. Energy Consumer! ESCOs (Energy Service Companies)! Lenders/Banks! ! §  Energy savings projects more likely to be realised! §  Reduced energy costs! §  Performance is insurance backed! ! §  Assets and their performance are covered! §  Able to offer enhanced savings guarantees! §  Easier access to finance! §  Cheaper finance! §  Technical risk is removed! §  Insurance created credit risk enhancement! §  Projects become more investible! ! Target Group! Benefits! Delivering Tangible Solutions!