HIPAA requires healthcare providers, health plans, and clearinghouses to protect patients' privacy and confidentiality. It applies to individually identifiable health information including medical records, insurance information, and demographic data. HIPAA protects this protected health information whether in paper, electronic, or verbal form. Violations can result in civil penalties up to $250,000 and jail time up to 10 years depending on the nature and intent of the violation. Healthcare workers must only access health information as authorized and keep all patient information private and confidential.