Henry Sy is the richest person in the Philippines according to Forbes with a net worth of $9.1 billion. He came to the Philippines from China at age 12 and started his business by opening a small shoe store. His SM Group has grown tremendously and is now the largest retailer and shopping mall developer in the Philippines. Through hard work and business expansion, Sy's net worth has tripled over the past 5 years. He has groomed his children to take over leadership positions in the various SM business affiliates, ensuring the continued success and growth of the SM Group.
Henry Sy is a Chinese-Filipino businessman who founded SM Investments Corporation and built the SM Group, one of the largest companies in the Philippines. He was born in Fujian, China in 1924 and immigrated to the Philippines at age 12, where he helped his father run a small store and later opened his own shoe store. Through hard work and opportunism, he grew his business into a retail empire with over 40 shopping malls across the country. He has an estimated net worth of $8 billion and is considered the richest man in the Philippines.
Henry Sy is a Filipino businessman who founded SM, one of the largest retail conglomerates in the Philippines. He was born in China in 1923 and immigrated to the Philippines at age 12, where he helped his father's small grocery store. Sy grew his business over decades, establishing the Shoe Mart store in 1958, then building the first SM Mall in 1985. Today, SM owns over 40 malls in the Philippines and has interests in retail, banking, real estate, and other industries, making Sy the richest person in the country for the past 5 years.
Henry Sy was born in China in 1924 and immigrated to the Philippines. He started his business by selling shoes and established his first store, SM Quiapo, in 1958. Sy grew SM into a conglomerate with interests in real estate, retail, banking, and other industries. Some of his major accomplishments include establishing SM North EDSA, the first SM Supermall, in 1985 and opening the Mall of Asia in 2006. Sy has a net worth of $12 billion as of 2013 and supports over 1,300 college scholarships for underprivileged students. He emphasizes values like integrity, trust, and optimism in business and life.
Mariano Que started Mercury Drug by selling antibiotics from a small capital to treat the poor. Alfredo Yao established Zest-O after discovering the potential of juice packaging. Socorro Ramos built National Bookstore from just P211 despite rebuilding it three times. Julie Gandionco opened Julie's Bakeshop at age 50 after losing her farm. Tony Tan Caktiong franchised Magnolia then transformed it into Jollibee. Edgar "Injap" Sia grew Mang Inasal from one store to over 300 nationwide. Henry Sy turned his small shoe store into SM Malls, now one of the world's largest. Corazon Ong founded CDO Foodsphere after neighbors liked
John Gokongwei Jr. is a Chinese-Filipino businessman and the third richest person in the Philippines as of 2010, with a net worth of $1.5 billion. He has holdings in various industries including telecommunications, financial services, petrochemicals, power generation, aviation, and agriculture. Gokongwei had a humble upbringing and started his first business, a secondhand goods store called Amasia, after his father's death to support his family. He grew his business empire through hard work and risk-taking, establishing major companies like Universal Corn Products, JG Summit Holdings, Cebu Pacific Air, and Universal Robina Corporation. Gokongwei faced many challenges but transformed them into opportunities
Henry Sy is a Filipino businessman who founded SM, one of the largest retail conglomerates in the Philippines. He was born in China in 1923 and immigrated to the Philippines at age 12, where he helped his father's small grocery store. Sy grew his business over decades, establishing the Shoe Mart store in 1958, then building the first SM Mall in 1985. Today, SM owns over 40 malls in the Philippines and abroad, and Sy has a net worth of over $9 billion, making him the richest person in the Philippines for the past 5 years. Sy's business interests now extend beyond retail to include banking, real estate development, and other industries.
Edgar "Injap" Sia II is the founder and owner of Mang Inasal, one of the fastest growing food chains in the Philippines. Born into a Chinese-Filipino family of entrepreneurs, Sia was exposed to business from a young age working in his family's grocery store. After some early business ventures like a photo shop and hotel, Sia founded Mang Inasal in 2003, opening the first location in a mall parking lot. Mang Inasal grew rapidly to over 400 locations nationwide. In 2017, Jollibee purchased a 70% stake in Mang Inasal, making Sia one of the wealthiest people in the Philippines. Despite the success, Sia emphasizes hard work,
The document is a business plan for "Zapatatas Mojo Corner", a proposed food business at St. John's Institute in Bacolod City. The business will sell homemade mojos (potato wedges), along with side dishes from LLZ Frozen Foods Corp. run by one of the proponents' families. The 5 student proponents each have roles in the business: CEO, COO, Production Manager, Marketing Manager, and Sales Manager. The plan outlines their qualifications and organizational structure, as well as objectives to develop and market an affordable mojos recipe to the student community. The goal is to generate profit through sales while providing a tasty snack option on campus.
Henry Sy is a Chinese-Filipino businessman who founded SM Investments Corporation and built the SM Group, one of the largest companies in the Philippines. He was born in Fujian, China in 1924 and immigrated to the Philippines at age 12, where he helped his father run a small store and later opened his own shoe store. Through hard work and opportunism, he grew his business into a retail empire with over 40 shopping malls across the country. He has an estimated net worth of $8 billion and is considered the richest man in the Philippines.
Henry Sy is a Filipino businessman who founded SM, one of the largest retail conglomerates in the Philippines. He was born in China in 1923 and immigrated to the Philippines at age 12, where he helped his father's small grocery store. Sy grew his business over decades, establishing the Shoe Mart store in 1958, then building the first SM Mall in 1985. Today, SM owns over 40 malls in the Philippines and has interests in retail, banking, real estate, and other industries, making Sy the richest person in the country for the past 5 years.
Henry Sy was born in China in 1924 and immigrated to the Philippines. He started his business by selling shoes and established his first store, SM Quiapo, in 1958. Sy grew SM into a conglomerate with interests in real estate, retail, banking, and other industries. Some of his major accomplishments include establishing SM North EDSA, the first SM Supermall, in 1985 and opening the Mall of Asia in 2006. Sy has a net worth of $12 billion as of 2013 and supports over 1,300 college scholarships for underprivileged students. He emphasizes values like integrity, trust, and optimism in business and life.
Mariano Que started Mercury Drug by selling antibiotics from a small capital to treat the poor. Alfredo Yao established Zest-O after discovering the potential of juice packaging. Socorro Ramos built National Bookstore from just P211 despite rebuilding it three times. Julie Gandionco opened Julie's Bakeshop at age 50 after losing her farm. Tony Tan Caktiong franchised Magnolia then transformed it into Jollibee. Edgar "Injap" Sia grew Mang Inasal from one store to over 300 nationwide. Henry Sy turned his small shoe store into SM Malls, now one of the world's largest. Corazon Ong founded CDO Foodsphere after neighbors liked
John Gokongwei Jr. is a Chinese-Filipino businessman and the third richest person in the Philippines as of 2010, with a net worth of $1.5 billion. He has holdings in various industries including telecommunications, financial services, petrochemicals, power generation, aviation, and agriculture. Gokongwei had a humble upbringing and started his first business, a secondhand goods store called Amasia, after his father's death to support his family. He grew his business empire through hard work and risk-taking, establishing major companies like Universal Corn Products, JG Summit Holdings, Cebu Pacific Air, and Universal Robina Corporation. Gokongwei faced many challenges but transformed them into opportunities
Henry Sy is a Filipino businessman who founded SM, one of the largest retail conglomerates in the Philippines. He was born in China in 1923 and immigrated to the Philippines at age 12, where he helped his father's small grocery store. Sy grew his business over decades, establishing the Shoe Mart store in 1958, then building the first SM Mall in 1985. Today, SM owns over 40 malls in the Philippines and abroad, and Sy has a net worth of over $9 billion, making him the richest person in the Philippines for the past 5 years. Sy's business interests now extend beyond retail to include banking, real estate development, and other industries.
Edgar "Injap" Sia II is the founder and owner of Mang Inasal, one of the fastest growing food chains in the Philippines. Born into a Chinese-Filipino family of entrepreneurs, Sia was exposed to business from a young age working in his family's grocery store. After some early business ventures like a photo shop and hotel, Sia founded Mang Inasal in 2003, opening the first location in a mall parking lot. Mang Inasal grew rapidly to over 400 locations nationwide. In 2017, Jollibee purchased a 70% stake in Mang Inasal, making Sia one of the wealthiest people in the Philippines. Despite the success, Sia emphasizes hard work,
The document is a business plan for "Zapatatas Mojo Corner", a proposed food business at St. John's Institute in Bacolod City. The business will sell homemade mojos (potato wedges), along with side dishes from LLZ Frozen Foods Corp. run by one of the proponents' families. The 5 student proponents each have roles in the business: CEO, COO, Production Manager, Marketing Manager, and Sales Manager. The plan outlines their qualifications and organizational structure, as well as objectives to develop and market an affordable mojos recipe to the student community. The goal is to generate profit through sales while providing a tasty snack option on campus.
Malou Pineda Yalung is seeking a position that allows her to provide excellent public service and grow professionally. She has a Bachelor's degree in Communication Arts from Holy Angel University and an Associate's degree in Hotel and Restaurant Management from Dau Colleges. Her work experience includes positions at ZOE Broadcasting Network as a news researcher, production assistant, and field reporter assistant. She also has experience as an on-call competency assessor for TESDA Pampanga and as a college instructor.
A Project Feasibility Study for the Establishment of E&J FarmsJandel Gimeno
This is a feasibility study made and conducted by our group entitled "A Project Feasibility Study for the Establishment of E&J FARM in ALFONSO, CAVITE". The group was composed of Mr. Alvin Hermoso, Efren Paul Vicedo, Jandel Gimeno, Mary Grace Orpia, Diana Ruado, Kristine Mendoza and Analyn Odal. The said Project Study was submitted to the Faculty of Business Administration & Accountancy Department of the Rogationist College.
(It was so CHALLENGING FOR US, yet so Successful! : )
History of philippine banking ( and kinds of checks )Rexel Agapay
The history of Philippine banking began with Obras Pias, a charity foundation run by friars that became the first banking institution. Some of the earliest banks that emerged in the 19th century included Rodriguez Bank, which functioned more as a loan association, and British-Orient Bank, which expanded Philippine-European trade. HSBC established a branch in Manila in 1872. Monte de Piedad was the first mutual savings bank established in 1882 to serve the poor. The Bangko Sentral ng Pilipinas was established as the central bank of the Philippines in 1949.
Benigno Simeon Aquino III Administration (Mga Piling Reporma/Batas)ria de los santos
This document summarizes President Benigno Aquino III's key domestic and foreign policies and programs as the 15th President of the Philippines from 2010 to 2016. Some of his major domestic initiatives included banning the illegal use of sirens by public officials, enacting environmental protections, implementing education reforms such as shifting to K-12, and supporting reproductive health policies. In foreign policy, he worked to strengthen the Philippines' relationship with allies like the US and fought corruption through initiatives like the "Straight Path" campaign. However, some argue corruption worsened under his administration through issues like the pork barrel scam.
This document discusses three proposed online systems:
1) An online professor evaluation system for IIC Manila to address issues with the manual system such as a lack of time management, categorization, attendance monitoring, and confidentiality.
2) An online vehicle workshop system for an auto shop to address problems with time management, file management, and data storage issues in the manual buying and selling of cars and parts.
3) A queue reservation and appointment scheduling system for Red Model & Talents Manila to address delays, mismanagement of schedules and appointments that result in lost clients and opportunities. It outlines specific problems with the current process.
This document provides information about international and local entrepreneurship. It discusses successful international entrepreneurs like Michael Kors and his journey of establishing the luxury brand Michael Kors. It also discusses entrepreneurship in the Philippines, noting that 39.4% of Filipinos are engaged in entrepreneurial activities, many out of necessity. Local entrepreneurship in Ilocos Norte is also examined, finding that most local businesses are small, family-operated retailers in existence for less than 5 years. The document concludes that entrepreneurs play a vital role in economies by pursuing new opportunities and driving innovation.
The applicant, Talavera Rosaglen T., is writing to apply for a sales representative position with the company. She is currently a college student at Laguna State Polytechnic College expecting to graduate in March 2010. She refers the manager to three character references, including her high school principal, adviser, and the director of her college, to support her application for the role.
This document defines and describes Philippine Literature. Philippine Literature is defined as the body of oral and written works created by Filipinos in the Philippines and abroad in languages including Philippine languages, Spanish, English, and Chinese. It reflects the experiences of people living in Philippine society and can be produced in urban and rural areas of the Philippines as well as places where Filipinos have migrated. Philippine Literature includes both published and unpublished works in various forms and mediums that portray Filipino experiences across generations, languages, and locations around the world. The document also provides reasons for studying Philippine Literature such as appreciating the country's literary heritage and understanding its historical development and traditions.
This document contains personal and employment information for Cecilia Felicio Espinosa. It includes her contact details, dependents, educational background from elementary school through her Doctorate degree, employment history as a teacher from 1995 to present, trainings attended, and special skills. Her character references are also listed.
Jay Belonghilot is applying for a student intern position. He is a 22 year old male from Caloocan City who is currently a 5th year BS Computer Engineering student at STI College Meycauayan. His objectives are to gain knowledge and skills from an actual job environment to complement his education and develop his potential. He has experience as an office assistant and skills in Microsoft Office, programming languages, electronics, communication and learning new skills quickly. He provides three character references and certifies that his application information is accurate.
Benigno Simeon Aquino III is the 15th and current President of the Philippines. He is the son of former Senator Benigno Aquino Jr. and former President Corazon Aquino, both icons of democracy in the Philippines. Aquino attended Ateneo de Manila University and worked in the private sector before entering public service. He served as a Congressman and Senator, advocating for policies to uphold accountability and address people's concerns. In 2010, amid calls for change, Aquino ran for President on an anti-corruption platform, winning the election. He aims to transform the government from one that is self-serving to one that works for the welfare of the nation.
Henry Sy Sr. went from poverty in China to become the richest man in the Philippines through his retail business. He followed his father to the Philippines at age 12 and was determined to succeed despite his father's difficult life. Sy started his first store, Shoemart, in Manila in 1958 and expanded successfully by adding appliances and developing the store into a department store chain called SM. By the 1970s, SM had multiple locations across the Philippines and established Sy as the "Father of Philippine Retail".
This is the product proposal paper prepared by the students of Capitol University major in Marketing Management and Human Resource Management taking up Introduction to Entrepreneurship Feasibility Study paper.
SM Investments Corporation is a leading Philippine conglomerate with interests in retail, property development, banking, and investments. It operates through subsidiaries and joint ventures, including SM Prime Holdings (property), BDO Unibank and China Banking Corporation (banking), and investments in companies like Atlas Mining. The company was founded in 1958 and is led by the Sy family. It has grown to become one of the largest companies in the Philippines with iconic brands like SM Supermalls and Banco de Oro.
Bank of the Philippine Islands (BPI) is the oldest bank still operating in the Philippines. It is the third largest bank by assets and most profitable bank. BPI has a long history of innovation and was the first bank to introduce ATMs and debit cards to the Philippines. While BPI has a strong brand and large customer base, it faces competition from other major banks and regulations could impact its business. BPI aims to continue delivering convenient banking through new technology.
Malou Pineda Yalung is seeking a position that allows her to provide excellent public service and grow professionally. She has a Bachelor's degree in Communication Arts from Holy Angel University and an Associate's degree in Hotel and Restaurant Management from Dau Colleges. Her work experience includes positions at ZOE Broadcasting Network as a news researcher, production assistant, and field reporter assistant. She also has experience as an on-call competency assessor for TESDA Pampanga and as a college instructor.
A Project Feasibility Study for the Establishment of E&J FarmsJandel Gimeno
This is a feasibility study made and conducted by our group entitled "A Project Feasibility Study for the Establishment of E&J FARM in ALFONSO, CAVITE". The group was composed of Mr. Alvin Hermoso, Efren Paul Vicedo, Jandel Gimeno, Mary Grace Orpia, Diana Ruado, Kristine Mendoza and Analyn Odal. The said Project Study was submitted to the Faculty of Business Administration & Accountancy Department of the Rogationist College.
(It was so CHALLENGING FOR US, yet so Successful! : )
History of philippine banking ( and kinds of checks )Rexel Agapay
The history of Philippine banking began with Obras Pias, a charity foundation run by friars that became the first banking institution. Some of the earliest banks that emerged in the 19th century included Rodriguez Bank, which functioned more as a loan association, and British-Orient Bank, which expanded Philippine-European trade. HSBC established a branch in Manila in 1872. Monte de Piedad was the first mutual savings bank established in 1882 to serve the poor. The Bangko Sentral ng Pilipinas was established as the central bank of the Philippines in 1949.
Benigno Simeon Aquino III Administration (Mga Piling Reporma/Batas)ria de los santos
This document summarizes President Benigno Aquino III's key domestic and foreign policies and programs as the 15th President of the Philippines from 2010 to 2016. Some of his major domestic initiatives included banning the illegal use of sirens by public officials, enacting environmental protections, implementing education reforms such as shifting to K-12, and supporting reproductive health policies. In foreign policy, he worked to strengthen the Philippines' relationship with allies like the US and fought corruption through initiatives like the "Straight Path" campaign. However, some argue corruption worsened under his administration through issues like the pork barrel scam.
This document discusses three proposed online systems:
1) An online professor evaluation system for IIC Manila to address issues with the manual system such as a lack of time management, categorization, attendance monitoring, and confidentiality.
2) An online vehicle workshop system for an auto shop to address problems with time management, file management, and data storage issues in the manual buying and selling of cars and parts.
3) A queue reservation and appointment scheduling system for Red Model & Talents Manila to address delays, mismanagement of schedules and appointments that result in lost clients and opportunities. It outlines specific problems with the current process.
This document provides information about international and local entrepreneurship. It discusses successful international entrepreneurs like Michael Kors and his journey of establishing the luxury brand Michael Kors. It also discusses entrepreneurship in the Philippines, noting that 39.4% of Filipinos are engaged in entrepreneurial activities, many out of necessity. Local entrepreneurship in Ilocos Norte is also examined, finding that most local businesses are small, family-operated retailers in existence for less than 5 years. The document concludes that entrepreneurs play a vital role in economies by pursuing new opportunities and driving innovation.
The applicant, Talavera Rosaglen T., is writing to apply for a sales representative position with the company. She is currently a college student at Laguna State Polytechnic College expecting to graduate in March 2010. She refers the manager to three character references, including her high school principal, adviser, and the director of her college, to support her application for the role.
This document defines and describes Philippine Literature. Philippine Literature is defined as the body of oral and written works created by Filipinos in the Philippines and abroad in languages including Philippine languages, Spanish, English, and Chinese. It reflects the experiences of people living in Philippine society and can be produced in urban and rural areas of the Philippines as well as places where Filipinos have migrated. Philippine Literature includes both published and unpublished works in various forms and mediums that portray Filipino experiences across generations, languages, and locations around the world. The document also provides reasons for studying Philippine Literature such as appreciating the country's literary heritage and understanding its historical development and traditions.
This document contains personal and employment information for Cecilia Felicio Espinosa. It includes her contact details, dependents, educational background from elementary school through her Doctorate degree, employment history as a teacher from 1995 to present, trainings attended, and special skills. Her character references are also listed.
Jay Belonghilot is applying for a student intern position. He is a 22 year old male from Caloocan City who is currently a 5th year BS Computer Engineering student at STI College Meycauayan. His objectives are to gain knowledge and skills from an actual job environment to complement his education and develop his potential. He has experience as an office assistant and skills in Microsoft Office, programming languages, electronics, communication and learning new skills quickly. He provides three character references and certifies that his application information is accurate.
Benigno Simeon Aquino III is the 15th and current President of the Philippines. He is the son of former Senator Benigno Aquino Jr. and former President Corazon Aquino, both icons of democracy in the Philippines. Aquino attended Ateneo de Manila University and worked in the private sector before entering public service. He served as a Congressman and Senator, advocating for policies to uphold accountability and address people's concerns. In 2010, amid calls for change, Aquino ran for President on an anti-corruption platform, winning the election. He aims to transform the government from one that is self-serving to one that works for the welfare of the nation.
Henry Sy Sr. went from poverty in China to become the richest man in the Philippines through his retail business. He followed his father to the Philippines at age 12 and was determined to succeed despite his father's difficult life. Sy started his first store, Shoemart, in Manila in 1958 and expanded successfully by adding appliances and developing the store into a department store chain called SM. By the 1970s, SM had multiple locations across the Philippines and established Sy as the "Father of Philippine Retail".
This is the product proposal paper prepared by the students of Capitol University major in Marketing Management and Human Resource Management taking up Introduction to Entrepreneurship Feasibility Study paper.
SM Investments Corporation is a leading Philippine conglomerate with interests in retail, property development, banking, and investments. It operates through subsidiaries and joint ventures, including SM Prime Holdings (property), BDO Unibank and China Banking Corporation (banking), and investments in companies like Atlas Mining. The company was founded in 1958 and is led by the Sy family. It has grown to become one of the largest companies in the Philippines with iconic brands like SM Supermalls and Banco de Oro.
Bank of the Philippine Islands (BPI) is the oldest bank still operating in the Philippines. It is the third largest bank by assets and most profitable bank. BPI has a long history of innovation and was the first bank to introduce ATMs and debit cards to the Philippines. While BPI has a strong brand and large customer base, it faces competition from other major banks and regulations could impact its business. BPI aims to continue delivering convenient banking through new technology.
14 Filipino tycoons included in Forbes’ listCha Almaida
The document summarizes Forbes' 2017 billionaires list, which found a record 2,043 billionaires worth $7.7 trillion total. 14 Filipino tycoons were included in the list, led by Henry Sy at #94 with $12.7 billion from real estate and retail conglomerate SM Investments. Other top Filipino billionaires included John Gokongwei Jr. at #250 from conglomerate JG Summit Group, Lucio Tan at #501 from tobacco and airlines, and George Ty at #544 from Metrobank. The document provided brief summaries of each billionaire's source of wealth and business activities.
The document provides information on Core8 International Marketing Corporation and its board of directors. It discusses the backgrounds and qualifications of each board member, including Lilibeth Tobeo, Edwin Cendaña, Captain Ronald Clemente, Melinda Gimi, Warren Domantay, Brenda Sabenit. It also describes Core8's mission to provide high quality, good value products and services to consumers while offering investment opportunities.
SM Prime Holdings is considered one of the Philippines' great brands for several reasons: It consistently delivers on its promises to customers; It offers competitive pricing, strong supplier relationships, a wide retail network, and insight into trends; It provides excellent products, services, and customer experiences in a unique one-stop shopping environment; It aligns its brand commitments to environmental conservation and helping vulnerable customer groups; It continues to expand locally and abroad, demonstrating relevance through growth in assets, income, and actively traded stocks.
Henry Sy (age 81) and John Gokongwei (age 81) are two of the wealthiest businessmen in the Philippines, both with net worth over $1 billion. While private about their personal lives, both are known to be very hard working and take brief vacations for business or rejuvenation. They credit their success to principles like perseverance, family values, innovation, and a long-term vision for building their companies.
Exchange exposure @ canara bank project reportBabasab Patil
The document discusses foreign exchange exposure faced by banks and trading firms operating internationally. It notes that foreign exchange exposure can be accounting/translation exposure or economic exposure like transaction and real operating exposure. To manage such exposures, firms can use techniques like forward market hedges, currency futures, options, and money market hedges. They can also use documents provided by banks for trade financing like letters of credit, bills of exchange, and pre-shipment/post-shipment credits. The objectives are to provide guidelines to traders for minimizing exposures and help reduce risks through banks.
Create a Better World with Global Wealth and Society Programme.pdfWealth and Society
The Global Wealth and Society Programme aims to pinpoint the significant contribution that each privileged group makes to its own society. The wealth of individuals is not determined by the amount of financial possessions they accumulate, but rather by the beneficial effects their sustainable projects have on society.
Create a Better World with Global Wealth and Society Programme.pptxWealth and Society
The Global Wealth and Society Programme aims to pinpoint the significant contribution that each privileged group makes to its own society. The wealth of individuals is not determined by the amount of financial possessions they accumulate, but rather by the beneficial effects their sustainable projects have on society.
Championing the uk's real life entrepreneurs - delegate handout spring 2012 (2)davidpratt4
This document provides a summary of Mike Southon's presentation to FSB branches on championing UK entrepreneurs. It discusses Southon's background and experience working with startups. The document then outlines different types of entrepreneurs and sources of help. It provides tips on networking, increasing sales, and accessing financing. Throughout, it emphasizes the importance of mentors and gives examples of people who provide free advice and resources to entrepreneurs.
Chapter 1 Wealth Creation Management and its Value.pptxAnnaPante1
Here are three discussion points based on the document:
1. The document discusses different modes of acquiring wealth throughout history - from land ownership during the Agricultural Age, to industries during the Industrial Age, to technology and information in the current Information and Communication Age. It notes how the concept of wealth has evolved with the times.
2. The document emphasizes that acquiring wealth is a dynamic process that requires entrepreneurial skills like creativity, innovation, and understanding customer needs. True wealth comes from establishing new opportunities and ventures that solve problems. Personal growth is achieved through developing these entrepreneurial qualities.
3. The document compares Chinese and Filipino business perspectives. It notes the Chinese emphasis on simplicity, small businesses, discipline with money, and multi
Morgan Stanley Smith Barney is a wealth management firm formed by the joint venture of Morgan Stanley and Smith Barney with over 130 years of combined experience. The firm is committed to understanding each client's individual needs and designing customized solutions to help clients achieve their long-term financial goals and manage their wealth. Through the firm's extensive resources and global network, clients have access to a wide range of investment products and services.
NMBZ Holdings Limited is a Zimbabwean investment holding company whose principal subsidiary is NMB Bank Limited. NMB Bank was established in 1992 and has grown to become one of Zimbabwe's leading banks. It has over 13 branches across Zimbabwe and offers personal and corporate banking services. NMBZ has a dual listing on the Zimbabwe and London stock exchanges. The company aims to provide premium financial services to individuals and businesses in Zimbabwe.
Ryan, Miller and Associates was founded in 1976 and has two specialized practice groups: a Financial Services Group with four divisions focused on banking and finance, and a Corporate Group that recruits for companies. The firm has grown to include 4 partners, 4 senior vice presidents, and other staff. In 2014, it was ranked among the top 10 recruiting firms in Los Angeles county. The Commercial Banking Division, started in 1985, focuses on placing candidates in corporate banking roles at major international and regional banks on the West Coast.
This document is a group assignment submission for an entrepreneurship course at Universiti Utara Malaysia. It includes an acknowledgements section thanking those who provided guidance. The contents include tasks analyzing entrepreneurial traits like being proactive, open to risk, observant, team-oriented, visionary, and able to learn from failure. Examples used include Robert Kuok and his business empire development, and Howard Schultz and the growth of Starbucks. The assignment demonstrates understanding of key entrepreneurial mindsets and skills.
International Business Plan - Royal Bank of CanadaJitesh Thakur
Royal Bank of Canada is one of the largest and oldest banks in Canada. It operates primarily in North America and the Caribbean. The document discusses RBC expanding into the South African market through acquiring a non-banking financial institution. It provides an overview of the South African economy and banking sector, and recommends this acquisition strategy to gain a local customer base and assets. The marketing strategy discusses offering trade financing products online and with a value-added pricing model to differentiate RBC in the market.
Joe Linhares is currently the Managing Director and Global Head of Platinum Accounts at BlackRock in New York. He previously held leadership roles at BlackRock in London as Managing Director and CEO of EMEA iShares, and in San Francisco as Managing Director and US Head of iShares Sales. Prior to BlackRock, he held various sales and relationship management roles in the financial services industry, including at Citibank and JP Morgan.
This document is an investor presentation for Level Brands, Inc. dated March 2018. It provides an overview of Level Brands and its business model of licensing and managing lifestyle brands. Some key points:
- Level Brands champions bold brands with social consciousness, seeking to innovate in licensing, marketing and brand management.
- Their licensing model provides both initial and recurring revenue streams from royalties with minimal overhead or inventory requirements.
- Their portfolio includes brands like Kathy Ireland Health & Wellness, Beauty & Pin-Ups hair care, I'M1 for millennial men, and Encore Endeavor One for brand management services.
- These brands target sectors like health/
The document discusses Monte Carlo, an Indian clothing brand. It describes how Monte Carlo was launched in 1984 and has since grown to have a strong presence in the woolen segment. The company is now entering the kid's segment, which accounts for 43% of the market share. To tap into this opportunity, Monte Carlo launched a new brand called "Tween Monte-Carlo" focused on kids' fashion. While big competitors exist, the document suggests Monte Carlo's strategies of unique pricing, strong positioning, innovative products, and focused marketing have allowed it to succeed in the kid's segment where other brands have failed.
Lon Grubb is a senior financial services executive with over 30 years of experience in corporate and investment banking, specializing in securitized products and asset-backed finance. He has held managing director roles at major banks such as JPMorgan Chase, Bank of America, and Citicorp, where he originated and structured securitization transactions, grew client relationships and business lines, and consistently exceeded financial targets. Grubb currently operates his own consulting firm focused on providing advisory services to institutional clients.
Museum Cafe and Ninyo Fusion Cuisine are two fine dining restaurants analyzed in the document. Museum Cafe is located in Makati near the Ayala Museum and targets an AB market. Ninyo is located in Quezon City near universities and targets couples aged 30-50. Both have Asian fusion menus from celebrity chefs and provide a value fine dining experience priced from PHP700-1000 per person. Customer service and promotions vary between the restaurants. In conclusion, fine dining standards in the Philippines are still developing compared to international levels.
The document describes a fishball street food business in the Philippines. [1] Fishballs are ball-shaped fish patties that are deep fried and served on skewers with different dipping sauces. [2] They are sold by street vendors using portable carts equipped with a deep fryer. [3] The document discusses the products, pricing, delivery, quality, inputs needed and daily operations of the business.
1. The 10-step marketing plan summarizes Vita Coco's strategy to enter the Philippine coconut water market.
2. It identifies Vita Coco's target market as active individuals and professionals aged 15-34 who seek a healthy lifestyle.
3. It analyzes Vita Coco's competition in the coconut water category and positions the brand as having superior packaging, taste, and health benefits compared to alternatives like Lipa and Fruitas.
4. The plan estimates the potential market size for coconut water in the Philippines to be $37.5 million based on Vita Coco's $15 million investment and 40% annual growth rate for the category.
The document summarizes a marketing management session that covered several topics:
1. Two students presented their 20-year marketing personal plans and the class discussed how miscommunication can hurt marketing efforts.
2. Integrated marketing communications (IMC) was defined and why/how it can be effective.
3. The class watched a video on understanding customers and shared insights on qualitative research methods.
4. They discussed midterm grades and next week's session on the 10 steps of a marketing plan.
The document outlines Nyel Berroya's 20-year marketing plan to launch his personal brand and food business called Dalisay Sweets. His vision is to create a leading food manufacturer that improves lives through providing jobs. The plan details Berroya's credentials and values, introduces his nickname "I-PLAY", and outlines his food production process and goals to transition from his current hard working student attitude to a successful entrepreneur.
The document contains questions and answers related to marketing chapters 1-9. It includes 10 questions with multiple choice answers on topics like the buying decision process, marketing research, strategic business units, brand equity, and market segmentation. The questions are intended to test the reader's understanding of key concepts from various marketing chapters.
Ch3 gathering information and scannning the environment berroyaDaniel Leon Berroya
This document provides a summary of 10 learning questions related to Chapter 3 on gathering information and scanning the environment. The questions cover topics like marketing information systems, internal records systems, marketing intelligence systems, sources for gathering competitive intelligence, and analyzing various environmental factors that shape consumer preferences.
Ch3 gathering information and scannning the environment berroyaDaniel Leon Berroya
This document contains 10 learning questions from Chapter 3 on gathering information and scanning the environment. The questions cover topics like marketing information systems, internal records systems, improving marketing intelligence systems, analyzing various environments like social/cultural, natural, technological, and secondary data sources. The questions are multiple choice designed to test the reader's understanding of key concepts from the chapter.
This document announces the personal brand launch of Nyel Berroya and his company Dalisay Sweets. Nyel believes in making a difference through creating opportunities for others and improving lives. His mission as head of Dalisay Sweets is to make it the leading food manufacturer in the country. The document promotes Nyel's "I-PLAY" attitude and vision to transform his industry through hard work and a commitment to winning.
5. Henry Sy still tops Forbes JULY 2012
list of PH’s 40 Richest
The top 10 richest in the Philippines are:
1. Henry Sy; $9.1 billion
2. Lucio Tan; $4.5 billion
3. Enrique Razon Jr.; $3.6 billion
4. John Gokongwei Jr.; $3.2 billion
5. David Consunji; $2.7 billion
6. Andrew Tan; $2.3 billion
7. Jaime Zobel de Ayala; $2.2 billion
8. George Ty; $1.7 billion
9. Roberto Ongpin; $1.5 billion
10. Eduardo Cojuangco Jr.; $1.4 billion
6. History...
• True story of “rags to riches”
• Came to Phil from China at the aged of 12 to
helped his father in a small sari-sari located in
Carlos Palanca St. in Quiapo , Manila
• He opened the very first Shoemart store along
Carriedo St. in Avenida Rizal, downtown Manila.
• SM was established originally as a shoe store in
Quiapo, Manila in October of 1958.
7. Now...
• SM Group of Companies is the Philippines
largest retailer.
• SM Group is a retail giant with 38,600
employees and annual revenues of $1.7 billion.
• SM Group of Companies is also one of the
leaders in Banking & Financing Industry and
Property & Real Estate Investment today.
8. Transformations...
SM Department Store
- is the country's leading one-stop lifestyle and fashion chain. For many
decades now, and for countless shoppers, it offers the widest array of
quality products at affordable prices, truly the epitome of "value for money"
shopping.
SM Supermarket
- is the country's top supermarket chain. With an extensive, nation-wide
presence and employing state of the art retailing technology, it offers both
food and non-food products, with much emphasis on
quality, convenience, and affordability.
SM Hypermarket (combined)
- is an innovative, rapidly-growing retail chain, offering unbeatable
convenience through its targeted balance of wet market, grocery, general
merchandise, and discount products, all under one roof.
9. Transformations...
SM Prime Holdings, Inc. (Supermalls)
- is the Philippines' largest mall operator. Publicly listed since 1994, it now
owns and runs world-class malls all over the country, providing millions of
square meters of floor area for a fully integrated shopping, dining, and
entertainment experience
BEFORE AFTER
10. Transformations...
Corporate Social Responsibility
SM Foundation, Inc. - is the corporate social responsibility arm of the SM
Group. It focuses on four major programs and areas of
advocacy, namely, education; religious; outreach; and health.
11. Transformations...
Banking and Finance
Banco De Oro (ranked 2nd) - is among the country's top five banks in terms of
resources. It is a full-service universal bank providing a wide range of
corporate, commercial, retail, and investment banking services through its
more than 200 branches in key business and commercial areas, nationwide.
Chinabank - is the first privately-owned local commercial bank in the
Philippines. It was incorporated and started operations in 1920 and went
public in 1965. Now a universal bank, it provides, among others, deposits
and related services; international banking services; insurance products;
loans and credit facilities; and trust and investment services.
He borrowed 1M as a loan from China
Bank to start the first shoe mart (SM)
12. At a Glance
• "Father of Philippine Retail" in
December 2005 by the
Philippine Retailers
• He was named "Management
Man of the Year" by the
Makati Business Club
• Honorary Doctorate in
Business Management by De
La Salle University-Manila in
January 1999
• He is the Philippines' richest
man
13. Henry Sy’s Net worth achievement
according to Forbes ASIA
2008 2009 2010 2011 2012
$3.1 $4.0 $5.0 $7.2 $9.1
TRIPPLED the
growth in 5 yrs.
14. Teresita Sy-Coson
• One of the world’s most powerful women in business
• The eldest and groomed by his father as his successor.
• President of SM, Inc.,
• Vice-chairman of Investments Corporation
• Director of SM Prime Holdings
• Director of Banco de Oro Unibank, Inc.
Henry Sy, Jr.
• Vice Chairman and Chief Executive Officer of SM Development
Corporation.
• Chairman for Pico de Loro Beach and Country Club, Inc.
• Vice Chairman and President of SM Land, Inc.,
• Vice Chairman for SM Investments Corporation, Belle
Corporation and Highlands Prime, Inc.,
15. Hans Sy
• President of SM Prime Holdings, Inc., and Executive Vice
President of ShoeMart Inc.
• President of Shopping Center Management Corporation.
• Senior Vice President of Operations of SM Prime
Holdings, Incorporated since 1994.
• Chairman of Tagaytay Highlands International Golf Club
Incorporated.
• Mr. Sy holds a Bachelor of Science degree in Mechanical
Engineering from De La Salle University.
Herbert Sy
• Director of Shoemart Inc.,
• President of SuperValue, Inc. which handles all the SM
Supermarkets.
• Director of SM Appliance Center, SM Prime
• Director and Executive Vice-President of SM ACA.
• Director of China Bank Corporation & Best Rubber Corporation
• Chairman of Sondrik Holdings Corporation.
16. Elizabeth Sy
• Senior Vice President of Marketing at SM Prime Holdings Inc. since 1994.
• Treasurer of SM Investments Corp., a subsidiary of SM Prime Holdings
Inc., since 2005.
• She is actively involved in investor relations for SM Prime. She is also
actively involved in the SM Group’s tourism and leisure business
endeavors, overseeing operations as well as other marketing and real
estate activities.
• Director of Banco De Oro Private Bank.
Harley Sy
• Harley T. Sy has been the President of SM Investments Corp.,
since 2005 and serves as its Chief Executive Officer.
• Served as Executive Vice President of ShoeMart Inc., a
subsidiary of SM Investments Corp.
• He served as Senior Vice President and Treasurer of SM Prime
Holdings Inc., from 1994 to February 20, 2007. Mr. Sy was
involved in the merchandising area of the SM Department Store,
as well as retail affiliates within the SM Group.
• Has been a Director of China Banking Corp., since May 2001
and SM Investments Corp., since 1993.
17. “There is no such thing as overnight success or
easy money. If you fail, do not be discouraged;
try again. When you do well, do not change your
ways. Success is not just good luck: it is a
combination of hard work, good credit
standing, opportunity, readiness and timing.
Success will not last if you do not take care of it.”
– Henry Sy
18.
19. Business Affiliates
• SM Investments Corporation (SMIC) is the holding
company of the SM Group of Companies. SMIC is engaged in four
businesses through its subsidiaries: shopping mall development and
management (SM Prime Holdings, Inc.), retail merchandising (SM
Department Stores, SM Supermarket and SM Hypermarket);
financial services (Banco de Oro Unibank Inc. and China Banking
Corporation), and real estate development and tourism (SM
Land, Inc., SM Development Corporation and Highlands Prime, Inc.).
20. Business Affiliates
• SM Prime Holdings, Inc. (PSE: SMPH) or SM Prime is the
parent company of the SM Group’s shopping malls. It is the largest
shopping mall and retail operator in the Philippines. It was
incorporated on 6 January 1994 by Filipino-Chinese entrepreneur
Henry Sy to develop, conduct, operate and maintain the SM
commercial shopping centers and all businesses related thereto, such
as the lease of commercial spaces within the compound of shopping
centers. It later went public on 5 July 1994 and subsequently grew to
become the largest company listed on the Philippine Stock Exchange
in terms of revenue.
21. Business Affiliates
• SM Development Corporation (SMDC) was originally
incorporated in 1974 as Ayala Fund, Inc., a closed-end investment
company. In March 1986, it was renamed SM Fund, Inc. after the SM
Group of Companies took majority ownership of the company. Since
then, SM Fund, Inc. remained as an investment company providing
investors with a professionally managed vehicle to invest in
diversified businesses in the country.
22. Business Affiliates
• Banco De Oro Unibank Inc. (BDO), originally known as
Acme Savings Bank, was acquired by the SM Group in 1976. The SM
Group is one of the largest conglomerates in the Philippines, with
substantial interests in financial services, real estate
development, and tourism and entertainment, founded around its
core business in commercial centers and retailing. BDO listed its
shares on the Philippine Stock Exchange (PSE) on May 21, 2002.
23. Business Affiliates
• China Banking Corporation, together with its subsidiaries,
provides commercial banking products and services to businesses
and entrepreneurs, as well as to individuals in the Philippines. It
offers deposit products, loans and trade finance, domestic and foreign
fund transfers, treasury products, trust products, foreign exchange,
corporate finance, and other investment banking services. The
company also offers insurance brokerage, computer services, and
asset management services.
24. Business Affiliates
• San Miguel Corporation (PSE: SMC and SMCB) is the
largest publicly listed food, beverage and packaging company in the
Philippines. As of 2001, its business generated 3.6 percent of the
Philippines’ gross domestic product and 4.5 percent of the
government’s tax revenue. Founded in 1890 as a brewery, San Miguel
now makes nine out of every 10 bottles of beer, 87 percent of the soft
drinks, 60 percent of the processed meat and 40 percent of the
poultry sold in the Philippines. The trade-name San Miguel originates
from St. Michael the archangel.
25. Business Affiliates
• Belle Corporation is a leading Philippine developer of high-
end residential and leisure properties. Its products are located in a
recreational area comprising mountains, rolling hills, and lakeshores
about 1-2 hours south of Manila in Tagaytay City and Batangas
province, with spectacular views of Taal Lake and the surrounding
countryside.The Belle Group owns approximately 1,280 hectares of
undeveloped land around existing finished and in-process
projects, on which it will develop future projects over at least the next
five years without the need for substantial new land acquisitions.
26. Business Affiliates
• Highlands Prime, Inc. engages in developing leisure
properties in the Philippines. The company’s property assets
comprise undeveloped land, subdivision lots, and finished residential
units located in Tagaytay City, Cavite, and Batangas. It sells its
products primarily to members of Tagaytay Highlands International
Golf Club, Inc.; Tagaytay Midlands Golf Club, Inc.; and The Country
Club at Tagaytay Highlands through accredited sales agents and
brokers.
27. 54 SM MALLS NATIONWIDE AS OF 2012
1. SM City North EDSA 19. SM City Batangas 37. SM City Tarlac
2. SM City Sta. Mesa 20.SM City San Lazaro 38.SM City San Pablo
3. SM Megamall 21. SM Valenzuela 39. SM City Calamba
4. SM City Cebu 22. SM Center Molino 40.SM City Novaliches
5. SM Southmall 23. SM City Sta. Rosa 41. SM City Masinag
6. SM City Bacoor 24. SM City Clark 42. SM Dasmariñas
7. SM City Fairview 25. SM Mall of Asia 43. SM City Olongapo
8. SM City Iloilo 26. SM Center Pasig 44.SM City Consolacion
9. SM City Manila 27. SM City Lipa 45. SM City San Fernando
10. SM City Pampanga 28.SM City Bacolod 46.SM City General Santos
11. SM City Sucat 29. SM City Taytay 47. SM Lanang Premier
12. SM City Davao 30.SM Muntinlupa 48.SM City Novaliches
13. SM City Cagayan de Oro 31. SM City Marikina 49.SM City BF-Paranaque
14. SM City Bicutan 32. SM City Rosales 50.SM Aura
15. SM City Lucena 33. SM City Baliwag 51. SM Seaside City Cebu
16. SM City Baguio 34. SM City Naga 52. SM City Dagupan
17. SM City Marilao 35. SM Center Las Piñas 53. SM Commonwealth
18. SM City Dasmariñas 36. SM City Rosario 54. SM City Cabanatuan