The document discusses the benefits of digital transactions and cashless payments. It provides an overview of digital transactions, examples like retail stores and bill payments, and the current cash-dominated scenario in India. The pros of digital transactions include reduced tax avoidance, regulation of real estate prices, and transparency, while the cons include availability of internet access and financial literacy. Different modes of digital payments like mobile wallets, UPI and e-wallets are described. Businesses can encourage cashless payments through online stores, mobile wallets, and payment kiosks. The conclusion is that digital transactions have more pros than cons and various approaches can integrate them.

1. Go Cashless with
Digital
Transactions
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+91-79-40054019
+1-303-997-3139
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2. Agenda
● Overview of Digital Transactions
● Pros and Cons of Digital Transactions
● Different Modes for Digital Transaction
● How can your business go Cashless
● World’s First Cashless Country
● Q & A

3. Overview of Digital Transactions

4. Overview of Digital Transactions
What is a Digital Transaction
● It is a method in which you can make cash transactions without
any physical cash.
Success of Cashless Economy
● Supporting infrastructure
● Awareness

6. Examples of Digital Transactions
● Retail Store
● Tickets
● Insurance
● Bill Payments

7. Current Scenario
233
Million Indians
Have never seen a bank
Zero
Balance accounts
Only 1%
India’s total purchases through
Credit Cards
86%
Cash Economy
₹27 Billion
Currency issuance and
management

8. Pros and Cons of Digital Transactions

9. Pros and Cons of Digital Transactions
Why is this necessary?
Reduced instances of tax avoidance

10. Pros and Cons of Digital Transactions
Why is this necessary?
Black Money

11. Pros and Cons of Digital Transactions
Why is this necessary?
Regulation of Real Estate Prices

12. Pros and Cons of Digital Transactions
Why is this necessary?
Costs related to currency issuance
and management

13. Pros and Cons of Digital Transactions
Why is this necessary?
Transparency

14. Pros and Cons of Digital Transactions
Why is this necessary?
Fake Currency Notes

15. Pros and Cons of Digital Transactions
Why is this necessary?
24 x 7 Availability

16. Pros and Cons of Digital Transactions
Barriers
Availability of Internet
Connection & Bandwidth

17. Pros and Cons of Digital Transactions
Barriers
Financial literacy

18. Pros and Cons of Digital Transactions
Barriers
Online Frauds

19. Pros and Cons of Digital Transactions
Barriers
Unless people start operating bank
accounts, cashless economy is not
possible

20. Pros and Cons of Digital Transactions
Barriers
Reluctance of Small retailers

21. Different modes of Digital Transactions

22. Different modes of Digital Transactions
● Plastic Money
● Net Banking
● Mobile Wallets
● UPI
● E-Wallets

23. How can your business go Cashless?

24. How can your business go Cashless?
Cashless is the new Cash!
Online Stores

25. How can your business go Cashless?
Cashless is the new Cash!
Mobile Wallets

26. How can your business go Cashless?
Cashless is the new Cash!
Payment Via IVR

27. How can your business go Cashless?
Cashless is the new Cash!
Kiosks

28. About the world’s First Country
with Cashless Economy

29. Conclusion
● Encouragement by a lot of Countries and Governments
● More pros than cons.
● Different approaches using which you can integrate digital
transactions in your business to support cashless transactions.

32. Ecosmob Technologies Pvt Ltd
India
2nd Floor, D Block,
Satyam Corporate Square,
Sindhu Bhavan Road, Bodakdev,
Ahmedabad-380059,
India: +91-79-40054019
USA
407 Queensbridge Rd., #1018
Arlington, TX 76014
USA: +1-303-997-3139
Krunal Patel
krunal.patel@ecosmob.com
+91-990-435-4289
+1-303-997-3139
Sachin Ghulyani
sachin.ghulyani@ecosmob.com
+91 9586861233
+1 508-507-2537
sales@ecosmob.com