The document discusses factors that have led to increased educational attainment among girls and women. It notes that societal changes like higher divorce rates, more cohabitation, and more lone-parent families have resulted in new female role models for girls. Additionally, more financially independent women and the need for well-paid jobs to achieve independence have motivated girls and women to obtain higher qualifications. Studies have found that girls now aim for graduate-level careers rather than traditional female jobs and need further education to reach their career goals. The concept of a "risk society" is also discussed, where education helps guard against career and financial risks.