- Operating fund revenues are down 1.7% from last year at $289 million YTD due to declines in enrollment. Expenditures are up 5.1% at $275 million YTD due to increases in salaries, benefits, and contracts.
- The fund balance stands at $78.8 million, exceeding the required reserve of $31.8 million.
- Major capital projects through the Unexpended Plant and PFC funds total over $500 million, with over 95% committed or spent so far.
114,625,704
$ 94,819,384
18,781,770
$
113,601,154
The document provides a financial report for Houston Community College System for the period of September 1, 2012 through July 31, 2013. It includes a memorandum, management discussion and analysis, charts, designated funds, capital projects, bonds/notes, auxiliary funds, restricted funds, position control, and Houston Community College - Public Facility Corporation information. The operating fund net revenue is $281.9 million, 1.1% below last year, while expenditures are $243.6 million, 0.2% less than last year, for a net of $38.3
The document provides a summary of Houston Community College's financial statements for the period of September 1, 2012 through June 30, 2013. It includes tables of contents, a memorandum, management discussion and analysis, charts, and details on the operating fund, designated funds, capital projects, bonds/notes, auxiliary funds, restricted funds, position control, and the Houston Community College Public Facility Corporation. The financial report compares actual financial activities to the approved budgets and prior year amounts. Total operating fund revenues are 1.4% below last year while expenditures are 0.2% less than last year, leaving a net of $51 million. Reserves represent 20.9% of revenues.
The financial report summarizes Houston Community College's finances for the period of September 1, 2012 through April 30, 2013. Total operating revenues were $250.1 million, a 1.3% decrease from the previous year. Total operating expenditures were $186.8 million, a 0.3% increase. This results in net operating revenues of $63.3 million. The report provides details on revenue and expenditure categories and compares actual amounts to budget. It also summarizes the status of capital projects, grants, designated funds, and debt.
The document provides a financial report for Houston Community College System for the period of September 1, 2012 through May 31, 2013. It includes a memorandum, management discussion and analysis, balance sheets, budget summaries, charts comparing revenue and expenditures to prior years, details of various capital projects and bonds/notes, auxiliary fund sources and uses, restricted grant funds, and position control charts. The report shows that operating fund revenue is 1.4% below last year at $264 million, while expenditures are 1% below last year at $206 million, resulting in net funds of $58 million. Various capital projects are also detailed with budget, commitment, and expenditure statuses.
The document provides a financial report for Houston Community College System for the period of September 1, 2012 through January 31, 2013. Some key points from the report include:
- Total operating revenues through January 2013 were $182.7 million, 4.9% below the previous year. Expenditures totaled $109.2 million, 1.6% less than the previous year.
- State appropriations were 0.4% below last year while property tax collections were 8.6% lower. Tuition and fees revenue declined 4.6% compared to the prior year.
- Salaries were up 0.3% from the previous year while benefits costs increased 27.9% due to changes
- The financial report summarizes Houston Community College's finances for the period of September 1, 2012 through February 28, 2013. Key highlights include:
- Total operating revenues are $224 million, 1.3% below the previous year. Expenditures total $128 million, 0.3% less than last year, leaving $95.8 million.
- Cash and investments total $158 million as of February 2013, an increase from $133 million the prior year. Projected revenue and expenses are estimated to leave $358.9 million by August 31, 2013.
- Several revenue sources like state funding and tuition are below projections while property taxes exceed projections. Expenditures in areas like benefits
This document discusses proprietary funds accounting, which deals with accounting for business-type activities of governmental units. There are two types of proprietary funds: enterprise funds and internal service funds. Enterprise funds may be used to report any activity for which a fee is charged to external users, like utilities. Internal service funds are used to account for activities that provide goods/services to other funds/agencies on a cost reimbursement basis, like central computer facilities. Examples are provided for journal entries related to transactions for enterprise funds and internal service funds.
The document provides an overview of the City of Alamo Heights, Texas Comprehensive Annual Financial Report for the fiscal year ending September 30, 2020. Key highlights include:
- The independent auditor issued an unmodified opinion, indicating the financial statements are fairly presented.
- Total net position increased to $20.4 million from $18.5 million the prior year, with governmental activities seeing a $1.4 million increase and business-type activities a $472 thousand rise.
- The general fund balance grew to $6.7 million, with $5.7 million being unassigned. The water fund net position increased $472 thousand to $9.7 million, with over 7 months of operating reserves
114,625,704
$ 94,819,384
18,781,770
$
113,601,154
The document provides a financial report for Houston Community College System for the period of September 1, 2012 through July 31, 2013. It includes a memorandum, management discussion and analysis, charts, designated funds, capital projects, bonds/notes, auxiliary funds, restricted funds, position control, and Houston Community College - Public Facility Corporation information. The operating fund net revenue is $281.9 million, 1.1% below last year, while expenditures are $243.6 million, 0.2% less than last year, for a net of $38.3
The document provides a summary of Houston Community College's financial statements for the period of September 1, 2012 through June 30, 2013. It includes tables of contents, a memorandum, management discussion and analysis, charts, and details on the operating fund, designated funds, capital projects, bonds/notes, auxiliary funds, restricted funds, position control, and the Houston Community College Public Facility Corporation. The financial report compares actual financial activities to the approved budgets and prior year amounts. Total operating fund revenues are 1.4% below last year while expenditures are 0.2% less than last year, leaving a net of $51 million. Reserves represent 20.9% of revenues.
The financial report summarizes Houston Community College's finances for the period of September 1, 2012 through April 30, 2013. Total operating revenues were $250.1 million, a 1.3% decrease from the previous year. Total operating expenditures were $186.8 million, a 0.3% increase. This results in net operating revenues of $63.3 million. The report provides details on revenue and expenditure categories and compares actual amounts to budget. It also summarizes the status of capital projects, grants, designated funds, and debt.
The document provides a financial report for Houston Community College System for the period of September 1, 2012 through May 31, 2013. It includes a memorandum, management discussion and analysis, balance sheets, budget summaries, charts comparing revenue and expenditures to prior years, details of various capital projects and bonds/notes, auxiliary fund sources and uses, restricted grant funds, and position control charts. The report shows that operating fund revenue is 1.4% below last year at $264 million, while expenditures are 1% below last year at $206 million, resulting in net funds of $58 million. Various capital projects are also detailed with budget, commitment, and expenditure statuses.
The document provides a financial report for Houston Community College System for the period of September 1, 2012 through January 31, 2013. Some key points from the report include:
- Total operating revenues through January 2013 were $182.7 million, 4.9% below the previous year. Expenditures totaled $109.2 million, 1.6% less than the previous year.
- State appropriations were 0.4% below last year while property tax collections were 8.6% lower. Tuition and fees revenue declined 4.6% compared to the prior year.
- Salaries were up 0.3% from the previous year while benefits costs increased 27.9% due to changes
- The financial report summarizes Houston Community College's finances for the period of September 1, 2012 through February 28, 2013. Key highlights include:
- Total operating revenues are $224 million, 1.3% below the previous year. Expenditures total $128 million, 0.3% less than last year, leaving $95.8 million.
- Cash and investments total $158 million as of February 2013, an increase from $133 million the prior year. Projected revenue and expenses are estimated to leave $358.9 million by August 31, 2013.
- Several revenue sources like state funding and tuition are below projections while property taxes exceed projections. Expenditures in areas like benefits
This document discusses proprietary funds accounting, which deals with accounting for business-type activities of governmental units. There are two types of proprietary funds: enterprise funds and internal service funds. Enterprise funds may be used to report any activity for which a fee is charged to external users, like utilities. Internal service funds are used to account for activities that provide goods/services to other funds/agencies on a cost reimbursement basis, like central computer facilities. Examples are provided for journal entries related to transactions for enterprise funds and internal service funds.
The document provides an overview of the City of Alamo Heights, Texas Comprehensive Annual Financial Report for the fiscal year ending September 30, 2020. Key highlights include:
- The independent auditor issued an unmodified opinion, indicating the financial statements are fairly presented.
- Total net position increased to $20.4 million from $18.5 million the prior year, with governmental activities seeing a $1.4 million increase and business-type activities a $472 thousand rise.
- The general fund balance grew to $6.7 million, with $5.7 million being unassigned. The water fund net position increased $472 thousand to $9.7 million, with over 7 months of operating reserves
This course description outlines a financial accounting course that aims to introduce students to the process of financial reporting and accounting. Over 16 weeks, students will learn about accounting concepts, the accounting cycle, how to prepare financial statements and accounts for different aspects of a business like cash, debtors, stock, and property. Key topics covered include the accounting equation, journals, ledgers, adjusting and closing entries, and different accounting systems. The primary learning outcomes are for students to understand the language of accounting, how to complete the accounting cycle, and prepare financial statements and accounts. Assessment will include assignments, quizzes, exams, and class participation.
Session 2 - Sandra Cohen, University of Athens, GreeceOECD Governance
This presentation was made by Sandra Cohen, University of Athens, Greece, at the 18th Annual Meeting of OECD Senior Financial Management and Reporting Officials held at the OECD Conference Centre, Paris, on 1-2 March 2018
This document provides a summary of operating statements for Houston Community College System and Houston Community College Public Facility Corporation for the period of September 1, 2013 through March 31, 2014. It includes a discussion of revenues and expenditures by type, highlighting that state appropriations were lower than the previous year while property tax collections exceeded budget projections. Total revenues are projected to be slightly above budget while expenditures are expected to exceed budget due to increases in salaries, benefits, and contracted services. The document also provides details on transfers between funds and budget priorities funding allocated through March 31, 2014.
This document provides a group assignment for a government accounting course. It includes 3 problems involving journal entries, financial statements, and accounting for governmental and enterprise funds. Problem 1 involves journal entries for transactions of a city government. Problem 2 requires journal entries, trial balance, and financial statements for a city debt service fund. Problem 3 requires preparation of financial statements for a city parking facilities enterprise fund.
The document discusses how data and databases are used for budget decision making in the government sector. It outlines how budgets were prepared using basic Excel until 2010-11, but have since shifted to a database system. Key aspects of the budget process that rely on accounting data include estimating revenues and expenditures, preparing budget documents, monitoring implementation through monthly accounts and other sources, and producing appropriation and finance accounts. Data is crucial at all stages from initial preparation to ongoing oversight of the budget.
The document provides a summary of operating statements for Houston Community College System and Houston Community College Public Facility Corporation for the period of September 1, 2013 to April 30, 2014. Some key highlights include:
- Total revenues were $254,998,462 year-to-date, with state appropriations totaling $42,925,768 and ad valorem tax collections totaling $110,021,187.
- Total expenditures year-to-date were $195,937,242, with salaries totaling $113,211,188 and contracted services totaling $14,702,425.
- Budget priorities funding allocated through April 30, 2014 included $2,374,415 for position management and $
This document outlines the course details for Business Accounting. The course aims to provide foundational accounting concepts and principles for business transactions and financial reporting. It will teach students how to record transactions, prepare financial statements, and analyze accounting information. The course is divided into 4 units that cover introduction to financial accounting, international financial reporting standards, preparation of financial statements, and analyzing financial statements. Students will learn skills like journalizing, preparing trial balances, financial statements and cash flow statements. They will also learn how to interpret and evaluate financial performance using ratio analysis.
20 closing and work sheet accounting workbook-zaheer-swatiZaheer Swati
As previously stated, revenue increase owner’s equity and expenses and withdrawals (Drawings) by owner decrease owner’s equity, all accounts relating to expense, revenues and drawing are called temporary accounts.
Houston Community College provides data about its student enrollment and graduation rates. It is a large public community college with over 57,000 undergraduate students enrolled across its multiple campuses as of fall 2013. The college offers certificates and associate degrees. While it does not have bachelor's programs, it provides transfer pathways to four-year institutions for many of its students.
Uruguay ranks 90 out of 183 economies on the ease of doing business according to the World Bank's Doing Business report. This represents an improvement of 17 places over its 2011 ranking of 107. Key factors in Uruguay's business environment include regulations around starting a business, dealing with construction permits, getting electricity, registering property, getting credit, protecting investors, paying taxes, trading across borders, enforcing contracts and resolving insolvency. Uruguay's performance on indicators in these areas are benchmarked against other economies in the Doing Business sample to calculate its aggregate ease of doing business ranking.
Ayopa Pricing Solution for Brands and Retailers Todd Rankin
This document discusses GroupBuyNSave, a platform that allows groups to save money by combining their purchasing power for things like tickets, hotels, and services. It helps solve the problem of high prices by enabling group discounts. The platform gives users control and is easy to integrate, with the goal of helping businesses succeed by helping them get results through group savings opportunities.
HCC will be a leader in providing high quality, innovative education leading to student success and completion of workforce and academic programs. We will be responsive to community needs and drive economic development in the communities we serve.
Peru ranks 42nd overall in the ease of doing business, having dropped 3 spots from its previous ranking of 39. It takes an average of 25 days and costs 10.1% of income per capita to start a business in Peru. Obtaining construction permits takes 173 days on average, while getting electricity takes 100 days on average and costs 353.7% of income per capita. Peru ranks relatively high at 22nd in ease of registering property.
This document outlines ethics policies for the Board of Trustees of Houston Community College, including a code of conduct, prohibitions on certain communications between trustees/staff and potential vendors during procurement periods, limits on political contributions, and mechanisms for enforcing the ethics policies. The policies are intended to ensure high ethical standards and avoid conflicts of interest for trustees and senior staff in their governance and operations of the college.
HCC's online tutoring program addresses the goals of increased access and student success through a self-staffed tutoring service that uses technology. The program launched in 2006 and has since served over 29,000 students through nearly 35,000 hours of tutoring and over 63,000 tutoring sessions. Research found that increased tutoring usage correlated with higher GPAs and that users had higher GPAs than non-users. The program aims to continue improving services and measuring impacts on retention and completion through expanded outreach and tracking of demographic groups and subject areas.
Be part of the ongoing dialogue on the higher education opportunities in our community.
Houston Community College plays a vital role in providing access to quality education and in significantly impacting our region’s economy. HCC leadership will present its Long-Range Facilities and Finance Plan to enhance programs and services.
We welcome your input on the plan for our community as we work together to fulfill our vision for the future.
This document provides a summary of financial statements for Houston Community College System and Houston Community College Public Facility Corporation for the period of September 1, 2015 to March 31, 2016.
The unrestricted fund had total revenue of $266.3 million (82% of budget) and total expenses of $170.1 million (52.4% of budget), resulting in a net revenue of $96.1 million and a corresponding increase in fund balance. Salaries increased 6% due to a compensation study and 2% salary increase. Expenses in transfers and debt increased $8.1 million due to bond redemption. Revenue and expenses are expected to be within budget by year end.
Houston Community College saw a slight increase in total unduplicated enrollment from Fall 2013 to Fall 2014. The majority of students were enrolled in semester credit hours, though continuing education units also increased. While semester credit hour enrollment declined slightly from Fall 2010 to Fall 2014, total unduplicated enrollment remained relatively stable over this period.
How to promote your business with social networkingHelen Kitchen PR
This document provides tips on using social media to promote a business. It recommends finding the relevant audience and goals, engaging with customers by listening and responding on social media, integrating social networking with other marketing activities, developing valuable content, allowing two-way communication, and measuring the results of social media efforts. Examples are given of how businesses have successfully used platforms like Twitter, LinkedIn, and Facebook to strengthen their online presence and reputation.
The Community College of Qatar (CCQ), under the auspices of the Supreme Education Council (SEC), selected Houston Community College (HCC) to develop the community college model to meet the educational needs of Qatar under the educational reform initiatives of the Qatari government. HCC was chosen from among eight U.S. community colleges to develop a custom curriculum and institute a fully operational community college by the fall of 2010.
This document provides a quarterly report on goals and progress for Houston Community College for fiscal year 2016. It outlines goals and metrics across several key areas - participation, success, fiscal responsibility, external relations, and governance. For participation, the goal is to increase enrollment by 2% through various enrollment strategies that are 30-95% complete. For success, goals include increasing completion, transfer, and persistence rates for students through new programs and student services that are 50-90% complete. For fiscal responsibility, goals involve a clean audit, increasing revenues, achieving efficiencies, and ensuring financial oversight that are 15-57% complete. External relations goals focus on partnerships, visibility, fundraising, and media relations that are 2-100% complete
This course description outlines a financial accounting course that aims to introduce students to the process of financial reporting and accounting. Over 16 weeks, students will learn about accounting concepts, the accounting cycle, how to prepare financial statements and accounts for different aspects of a business like cash, debtors, stock, and property. Key topics covered include the accounting equation, journals, ledgers, adjusting and closing entries, and different accounting systems. The primary learning outcomes are for students to understand the language of accounting, how to complete the accounting cycle, and prepare financial statements and accounts. Assessment will include assignments, quizzes, exams, and class participation.
Session 2 - Sandra Cohen, University of Athens, GreeceOECD Governance
This presentation was made by Sandra Cohen, University of Athens, Greece, at the 18th Annual Meeting of OECD Senior Financial Management and Reporting Officials held at the OECD Conference Centre, Paris, on 1-2 March 2018
This document provides a summary of operating statements for Houston Community College System and Houston Community College Public Facility Corporation for the period of September 1, 2013 through March 31, 2014. It includes a discussion of revenues and expenditures by type, highlighting that state appropriations were lower than the previous year while property tax collections exceeded budget projections. Total revenues are projected to be slightly above budget while expenditures are expected to exceed budget due to increases in salaries, benefits, and contracted services. The document also provides details on transfers between funds and budget priorities funding allocated through March 31, 2014.
This document provides a group assignment for a government accounting course. It includes 3 problems involving journal entries, financial statements, and accounting for governmental and enterprise funds. Problem 1 involves journal entries for transactions of a city government. Problem 2 requires journal entries, trial balance, and financial statements for a city debt service fund. Problem 3 requires preparation of financial statements for a city parking facilities enterprise fund.
The document discusses how data and databases are used for budget decision making in the government sector. It outlines how budgets were prepared using basic Excel until 2010-11, but have since shifted to a database system. Key aspects of the budget process that rely on accounting data include estimating revenues and expenditures, preparing budget documents, monitoring implementation through monthly accounts and other sources, and producing appropriation and finance accounts. Data is crucial at all stages from initial preparation to ongoing oversight of the budget.
The document provides a summary of operating statements for Houston Community College System and Houston Community College Public Facility Corporation for the period of September 1, 2013 to April 30, 2014. Some key highlights include:
- Total revenues were $254,998,462 year-to-date, with state appropriations totaling $42,925,768 and ad valorem tax collections totaling $110,021,187.
- Total expenditures year-to-date were $195,937,242, with salaries totaling $113,211,188 and contracted services totaling $14,702,425.
- Budget priorities funding allocated through April 30, 2014 included $2,374,415 for position management and $
This document outlines the course details for Business Accounting. The course aims to provide foundational accounting concepts and principles for business transactions and financial reporting. It will teach students how to record transactions, prepare financial statements, and analyze accounting information. The course is divided into 4 units that cover introduction to financial accounting, international financial reporting standards, preparation of financial statements, and analyzing financial statements. Students will learn skills like journalizing, preparing trial balances, financial statements and cash flow statements. They will also learn how to interpret and evaluate financial performance using ratio analysis.
20 closing and work sheet accounting workbook-zaheer-swatiZaheer Swati
As previously stated, revenue increase owner’s equity and expenses and withdrawals (Drawings) by owner decrease owner’s equity, all accounts relating to expense, revenues and drawing are called temporary accounts.
Houston Community College provides data about its student enrollment and graduation rates. It is a large public community college with over 57,000 undergraduate students enrolled across its multiple campuses as of fall 2013. The college offers certificates and associate degrees. While it does not have bachelor's programs, it provides transfer pathways to four-year institutions for many of its students.
Uruguay ranks 90 out of 183 economies on the ease of doing business according to the World Bank's Doing Business report. This represents an improvement of 17 places over its 2011 ranking of 107. Key factors in Uruguay's business environment include regulations around starting a business, dealing with construction permits, getting electricity, registering property, getting credit, protecting investors, paying taxes, trading across borders, enforcing contracts and resolving insolvency. Uruguay's performance on indicators in these areas are benchmarked against other economies in the Doing Business sample to calculate its aggregate ease of doing business ranking.
Ayopa Pricing Solution for Brands and Retailers Todd Rankin
This document discusses GroupBuyNSave, a platform that allows groups to save money by combining their purchasing power for things like tickets, hotels, and services. It helps solve the problem of high prices by enabling group discounts. The platform gives users control and is easy to integrate, with the goal of helping businesses succeed by helping them get results through group savings opportunities.
HCC will be a leader in providing high quality, innovative education leading to student success and completion of workforce and academic programs. We will be responsive to community needs and drive economic development in the communities we serve.
Peru ranks 42nd overall in the ease of doing business, having dropped 3 spots from its previous ranking of 39. It takes an average of 25 days and costs 10.1% of income per capita to start a business in Peru. Obtaining construction permits takes 173 days on average, while getting electricity takes 100 days on average and costs 353.7% of income per capita. Peru ranks relatively high at 22nd in ease of registering property.
This document outlines ethics policies for the Board of Trustees of Houston Community College, including a code of conduct, prohibitions on certain communications between trustees/staff and potential vendors during procurement periods, limits on political contributions, and mechanisms for enforcing the ethics policies. The policies are intended to ensure high ethical standards and avoid conflicts of interest for trustees and senior staff in their governance and operations of the college.
HCC's online tutoring program addresses the goals of increased access and student success through a self-staffed tutoring service that uses technology. The program launched in 2006 and has since served over 29,000 students through nearly 35,000 hours of tutoring and over 63,000 tutoring sessions. Research found that increased tutoring usage correlated with higher GPAs and that users had higher GPAs than non-users. The program aims to continue improving services and measuring impacts on retention and completion through expanded outreach and tracking of demographic groups and subject areas.
Be part of the ongoing dialogue on the higher education opportunities in our community.
Houston Community College plays a vital role in providing access to quality education and in significantly impacting our region’s economy. HCC leadership will present its Long-Range Facilities and Finance Plan to enhance programs and services.
We welcome your input on the plan for our community as we work together to fulfill our vision for the future.
This document provides a summary of financial statements for Houston Community College System and Houston Community College Public Facility Corporation for the period of September 1, 2015 to March 31, 2016.
The unrestricted fund had total revenue of $266.3 million (82% of budget) and total expenses of $170.1 million (52.4% of budget), resulting in a net revenue of $96.1 million and a corresponding increase in fund balance. Salaries increased 6% due to a compensation study and 2% salary increase. Expenses in transfers and debt increased $8.1 million due to bond redemption. Revenue and expenses are expected to be within budget by year end.
Houston Community College saw a slight increase in total unduplicated enrollment from Fall 2013 to Fall 2014. The majority of students were enrolled in semester credit hours, though continuing education units also increased. While semester credit hour enrollment declined slightly from Fall 2010 to Fall 2014, total unduplicated enrollment remained relatively stable over this period.
How to promote your business with social networkingHelen Kitchen PR
This document provides tips on using social media to promote a business. It recommends finding the relevant audience and goals, engaging with customers by listening and responding on social media, integrating social networking with other marketing activities, developing valuable content, allowing two-way communication, and measuring the results of social media efforts. Examples are given of how businesses have successfully used platforms like Twitter, LinkedIn, and Facebook to strengthen their online presence and reputation.
The Community College of Qatar (CCQ), under the auspices of the Supreme Education Council (SEC), selected Houston Community College (HCC) to develop the community college model to meet the educational needs of Qatar under the educational reform initiatives of the Qatari government. HCC was chosen from among eight U.S. community colleges to develop a custom curriculum and institute a fully operational community college by the fall of 2010.
This document provides a quarterly report on goals and progress for Houston Community College for fiscal year 2016. It outlines goals and metrics across several key areas - participation, success, fiscal responsibility, external relations, and governance. For participation, the goal is to increase enrollment by 2% through various enrollment strategies that are 30-95% complete. For success, goals include increasing completion, transfer, and persistence rates for students through new programs and student services that are 50-90% complete. For fiscal responsibility, goals involve a clean audit, increasing revenues, achieving efficiencies, and ensuring financial oversight that are 15-57% complete. External relations goals focus on partnerships, visibility, fundraising, and media relations that are 2-100% complete
This document outlines Houston Community College's 2012-2015 strategic plan. The plan was developed through a comprehensive strategic planning process that included input from the board of trustees, administration, faculty, and community leaders. The plan defines HCC's mission and vision, and identifies seven strategic initiatives to guide the college over the next three years with a focus on student success. The initiatives aim to ensure high-quality academic programs, support faculty and student development, promote innovation, increase student completion rates, respond to business and industry needs, cultivate an entrepreneurial culture, and strengthen community and international partnerships.
The interval between a buyer going under contract until the closing can be a treacherous time. Knowing what to say and when to say it can make or cost you thousands of dollars. It’s not always what you know that counts, but what you say that determines a positive outcome in any given situation.
Learn to be prepared. Alexis will share an arsenal of scripts to equip you for any situation, providing several different answers to the most common Contract to Closing objections. She does not shy away from the hardest questions; after this webinar neither will you.
What emotionally motivates each of the parties? Learn what to ask or say to satisfy the key human motivations driving negotiations. Understand the roles you unconsciously play in your negotiations and learn how to use them to create a winning outcome. Understanding the increasingly difficult circumstances after a buyer is under Contract leads to more Closings!
Watch this webinar and be able to:
Handle the most difficult buyer and seller objections.
Negotiate from a position of strength especially with the other agents.
Know what to ask to get the parties on the same side, feeling you have their best interests at heart.
Know what to say, when to say it and how to say it.
Identify and handle issues before they happen.
Earn more money and save yourself valuable time!
Using Social Media To Enhance EmployabilityEllie Stringer
With 92% of recruiters using social media during the hiring process, it's vital that potential employers get the right first impression after Googling you. This means that managing your digital footprint is of utmost importance in ensuring that they see the side of you that you want them to.
This was a presentation given to students of The University of Southampton by The Southampton Digichamps.
Las primeras formas de iluminación eran antorchas y recipientes con brasas. Más tarde se desarrollaron lámparas de aceite con mechas que permitían una combustión más prolongada. En los siglos XVIII y XIX hubo avances significativos como las mechas planas, la lámpara de Argand y las lámparas de gas e incandescentes. Finalmente, en el siglo XX las lámparas eléctricas como las incandescentes y fluorescentes reemplazaron a las anteriores formas de iluminación.
Este documento describe un estudio sobre madres adolescentes y jóvenes embarazadas. Encontró que el 23% de los niños menores de 6 años sufrían desnutrición y que las madres habían perdido sus redes de apoyo. El trabajo de asistencia integral ayudó a mejorar la nutrición de los bebés y la autoestima de las madres. Aunque los niños ahora muestran algunas dificultades, la atención que recibieron los nuevos bebés fue mejor.
- Operating fund net revenue through October 2012 is $64.3 million, 4.9% below the previous year. Expenditures total $49.7 million, 13.5% less than the same period last year.
- State appropriations received year-to-date total $17.9 million, 0.4% below last year. Tuition and fees revenue is $44 million, 7.3% lower than the previous year.
- Salaries expenditures total $28.6 million year-to-date, 0.4% below last year. Benefits costs are $3.1 million, 29.4% above the previous year.
- Projected reserves at October 2012 are
This document provides a summary of Houston Community College's financial statements for the period of September 1, 2012 through May 31, 2013. Some key highlights include:
- Operating fund revenues are 1.4% below last year while expenditures are 1% below last year.
- Operating fund net revenue is $58,043,688 with reserves of $68,743,935, representing 23.7% of total revenues.
- Tuition and fees revenue and state appropriations are below projections while property tax collections are meeting projections.
- Several expense categories like contracts, utilities and instructional materials are above budget projections.
- The 2013 capital improvement program is 2.4% committed with $11.5 million
The financial report summarizes HCC's finances through December 31, 2012. Total operating revenues are $124.2 million, 2.6% below the previous year. Expenses total $90.5 million, 2.8% lower than last year, resulting in net revenues of $33.7 million. Cash and investments in the operating fund total $77.8 million. Projected fiscal year-end reserves are $62.4 million or 21.3% of revenues, exceeding the required 11% reserve level. Major capital projects and grants are progressing as planned overall.
The financial report summarizes HCC's finances through November 30, 2012. Total operating revenue is $88.6 million, 2% below last year. Expenses total $69.6 million, 9.2% less than last year. State appropriations are on budget while tuition/fees and property taxes are below projections. Expenses are mostly under budget. Cash and investments total $69 million. Projected reserves of $62.4 million exceed the required 11% reserve amount. Budget priorities funding has $5.9 million remaining. Grants received total $43.9 million while expenditures are $3.6 million. Capital project budgets are 99.9% committed.
- Total revenues through September 2012 were $55.2 million, 5.5% below the previous year. Expenditures were $25.3 million, 26.5% less than the previous year.
- State appropriations were 0.4% below last year while ad valorem tax collections were 50.4% below last year. Tuition and fees revenue was 7% lower than the previous year.
- Projected reserves at the end of September 2012 were $62.8 million, representing 21.2% of expected general fund revenue and within the college's financial stability policy.
- The document is the condensed consolidated interim financial statements of Hyundai Capital Services, Inc. and its subsidiaries for the period ended September 30, 2013.
- It includes the condensed consolidated interim statements of financial position, comprehensive income, changes in equity, and cash flows, as well as notes to the financial statements.
- An independent auditor reviewed the financial statements and issued a report stating that nothing came to their attention to indicate the financial statements were not prepared according to accounting standards.
- The document is the condensed consolidated interim financial statements of Hyundai Capital Services, Inc. and its subsidiaries for the period ended September 30, 2013.
- It includes the condensed consolidated interim statements of financial position, comprehensive income, changes in equity, and cash flows, as well as notes to the financial statements.
- An independent auditor reviewed the financial statements and issued a report stating that nothing came to their attention to indicate the financial statements were not prepared according to accounting standards.
The document provides information about school budgeting processes and forms. It includes:
1) An introduction stating that a budget is a planning and controlling tool that provides estimates of revenue and expenditures for a stated period.
2) Details several types of budgets including revenue, expense, cash, incremental, and zero-based budgets.
3) Describes various budget-related terms like budget call circular, budget estimates, financial year, annual budget statement, voted and charged expenditures.
4) Provides examples of several forms used in the budgeting process such as forms for establishment calculation, budget distribution by function and designation, estimates of demand for grants, and re-appropriation statements.
The document summarizes key information from an ACSA leadership conference for school business officials and principals. It discusses the roles and responsibilities of business departments and principals, provides an overview of the budget process from the state level down to individual school sites, and covers new aspects of school finance under California's Local Control Funding Formula and Local Control Accountability Plans. Specific topics include understanding district and site level roles, developing and monitoring school budgets, and ensuring alignment between fiscal and instructional planning.
- Hyundai Commercial, Inc. and Subsidiaries provided condensed consolidated interim financial statements for the period ending March 31, 2013 including statements of financial position, comprehensive income, changes in equity, and cash flows.
- The independent auditors' review report indicated the financial statements were prepared in accordance with Korean International Financial Reporting Standards and the review was conducted in accordance with the Review Standards for Quarterly & Semiannual Financial Statements established by the Securities and Futures Commission of the Republic of Korea.
- For the period ending March 31, 2013, the company reported total operating revenue of W87.2 billion and profit for the period of W8.6 billion, with total assets of W4.02 trillion and
- Hyundai Commercial, Inc. and Subsidiaries released their condensed consolidated interim financial statements for the period ended June 30, 2013.
- The report includes the condensed consolidated interim statements of financial position, comprehensive income, changes in equity, and cash flows for the period, as well as notes to the financial statements.
- The independent auditors' review report expresses that the financial statements present fairly, in all material respects, the financial position of Hyundai Commercial, Inc. and its subsidiaries for the period ended June 30, 2013, in accordance with relevant accounting standards.
The document provides an overview of the University of Minnesota's annual operating budget for fiscal year 2009-2010, which totaled $2.9 billion. It discusses sources of revenue including state appropriations, tuition, sponsored funds, and other income sources. The budget is distributed across academic and support units for purposes like instruction, research, student services, and facilities maintenance. The university uses a Responsibility Center Management budget model where units generate and retain most of their own revenues and are allocated costs for central services.
This document provides condensed consolidated interim financial statements for Hyundai Capital Services, Inc. and Subsidiaries for the period ending March 31, 2014. It includes an independent auditors' review report, condensed consolidated statements of financial position, comprehensive income, changes in equity, and cash flows. The financial statements provide key financial information about Hyundai Capital Services such as assets, liabilities, equity, revenue, expenses, and cash flows for the periods presented.
The Core;
WHY is the single most important prerequisite for everything to be fulfilling, and to succeed fervently. It’s something never to be invented yet discoverable in its essence. For the clear sense of WHY exudes all authenticity out of the architectonically balanced Golden Circle. Unaffected by external competitions as much at the times of bright and dark, the clearest WHY will personify coherently HOW-and-WHAT endeavours, and naturally gravitate others towards.
Mah Sing Group Berhad is a leading property developer in Malaysia that has been in business for 20 years. It develops residential, commercial, and industrial properties across Malaysia. The company is fully integrated and listed on Bursa Malaysia's Main Board. It is headquartered in Kuala Lumpur and was founded in 1965.
The quarterly financial review summarizes revenues and expenditures for the 1st quarter of FY2013 ending March 31st. The General Fund saw a $3.7M surplus with revenues at 26.4% of budget and expenditures at 21.9% of budget. Enterprise funds like Water, Sewer, Parking and Solid Waste saw revenues below 25% targets but expenditures also below 25% targets. Items to monitor going forward include state income tax disbursements, permit revenue, operating expenses, capital project costs, and insurance fund expenses.
First Children's Embassy in the World - Megjashi financial statements for 2012 include:
- Assets increased to 2.99 million denars including property, plant and equipment of 548,081 denars.
- Liabilities included 1.25 million in supplier liabilities and 1.18 million in passive time appropriations.
- Revenues were 9.78 million denars while expenditures were 10.01 million resulting in a loss of 227,000 denars.
The document is an independent auditor's report for the First Children's Embassy in the World - Megjashi located in Skopje, Macedonia for the year ended December 31, 2012. It summarizes the organization's financial statements, which show total assets of 2,992,306 denars. The report gives an unqualified opinion that the financial statements fairly represent the financial position of the organization in accordance with local accounting standards.
The document summarizes workforce trends in Texas, the Houston region, and at Houston Community College. It notes that while the Texas and Houston economies are growing and job demand is high, traditional college enrollment and the number of high school graduates entering higher education have been declining. TRUE Initiative grants awarded to HCC helped increase enrollment in cybersecurity, commercial driver's license training, and manufacturing programs to help close workforce skills gaps. However, sustained funding is needed to continue meeting the region's workforce needs as the economy grows.
The document provides an overview of Houston Community College System. It summarizes key student demographics which show the student body is diverse with over half being students of color. It also outlines the colleges' strategic priorities which focus on student success, diversity, personalized learning, and becoming the top choice for education. Additionally, it reviews the college's governance structure and administration.
The Houston Community College Small Business Development Program has made improvements to expand opportunities for certified small businesses. The program certification accepts additional certifications from the City of Houston and now includes minority, women, disabled, and disadvantaged owned businesses. The evaluation process for small businesses has also improved to maximize their chance of competing for and winning contracts. Certified small businesses can now receive up to 15 points based on their status and level of subcontracting with other certified small businesses.
This document is the procurement operations procedures manual for HCC. It provides definitions for over 75 procurement-related terms used throughout the manual. The table of contents shows that the manual contains articles on general provisions, sources of supplies and services, procurement methods, competitive sealed bidding, competitive sealed proposals, construction procurement, contract administration and close out. The document establishes standard procedures and guidelines for HCC's procurement processes.
This document provides information about Houston Community College (HCC) for the Common Data Set. It includes contact information for HCC's Office of Institutional Research and general information about HCC such as its status as a public community college with an open enrollment policy. Enrollment numbers from 2020-2021 are provided for full-time and part-time students by gender and race/ethnicity. Graduation and retention rates cannot be provided since HCC is a two-year institution. Application information is given showing total freshman applicants and admits for 2020. Admission requirements are not listed since HCC has an open enrollment policy.
This document contains the bylaws of the Board of Trustees of Houston Community College. It establishes ethics policies for trustees and senior staff, including a code of conduct. It has been amended over 30 times since its initial adoption in 2010 to update various sections. The bylaws cover topics like the board's powers and authority, committees, meetings, and operations. It aims to ensure high ethical standards and proper governance of the college.
This document outlines Houston Community College's regulation regarding ensuring equal access to technology resources for individuals with disabilities. It establishes guidelines for making the college's websites and digital content compliant with Web Content Accessibility Guidelines 2.0 Level AA. It defines key terms and roles, such as designating the ADA/Section 504 Coordinator as responsible for handling requests regarding inaccessible online content. The regulation applies to all college employees and users of technology resources, and states that inaccessible content must be made available in an equally effective alternative format upon request.
This document summarizes the bylaws of the Board of Trustees of Houston Community College. It outlines ethics policies for board members and senior staff, including standards of conduct, prohibited communications during the bid process, and requirements for disclosing conflicts of interest. The bylaws establish that board members must act in the best interests of the college, maintain confidentiality, and avoid undue external influence. Board members and senior staff are prohibited from certain communications with bidders during the bid period and from accepting related political contributions.
1. The document is a memorandum from the Chancellor of Houston Community College to the Board of Trustees regarding new reporting requirements under Texas law for incidents of sexual harassment, assault, dating violence or stalking.
2. It provides details on the requirements of Texas Education Code Section 51.253(c) which mandates that the Chancellor submit a report to the Board and post publicly on incidents reported and their dispositions.
3. Attached is the first report submitted by the Chancellor to the Board as required, providing summary data on 4 reports received under the relevant section of the Code and 1 report regarding failure to report from January to March 2020. The 3 investigations were still ongoing.
1) The document outlines Houston Community College's policy prohibiting discrimination, harassment, sexual harassment, sexual assault, dating violence, stalking, and retaliation.
2) It defines key terms like employee, sex or gender, and sexual harassment. It also defines prohibited conduct covered by the policy.
3) The policy establishes reporting procedures, including mandatory reporting requirements for employees, and designates the Title IX Coordinator to handle reports of sex discrimination.
This document outlines Houston Community College's policy on sex and gender discrimination, including sexual harassment and retaliation. It defines discrimination and prohibited conduct, and establishes procedures for reporting, investigating, and resolving complaints. It designates the Title IX Coordinator and states that any employee receiving a report must notify them. It also provides examples of corrective actions that may be taken following investigations.
This document outlines the bylaws of the Board of Trustees of Houston Community College. It was originally adopted on January 1, 2010 and has been amended numerous times, with the most recent amendment on February 5, 2020. The bylaws cover topics such as ethics and standards of conduct for trustees and staff, the powers and responsibilities of the board, elections, meetings, committees, and board operations. The purpose is to provide internal governance and management for the board and its activities in accordance with applicable laws.
The Houston Community College System's (HCC) total assets decreased by $5.4 million from fiscal year 2018 primarily due to spending $19.4 million to complete capital improvement projects, reducing restricted cash and investments. Total liabilities increased by $76.4 million mainly due to changes in pension and other post-employment benefit assumptions. HCC's net position increased by $3 million to $393 million for fiscal year 2019 despite higher pension and other post-employment benefit expenses. Non-operating revenues increased by $8 million.
This document is Houston Community College's 2019 Annual Clery Security Report, which provides crime statistics and safety policies for the college as required by law. It summarizes crime data for 2018, including reports of crimes such as burglary, assault, and dating violence. It also outlines the college's policies for reporting crimes, making timely warnings, and preparing the annual disclosure. The report provides definitions of Clery-defined crimes and lists contact information for campus safety authorities.
The document is Houston Community College's updated 2019 procurement plan listing 63 anticipated solicitations for goods and services projected to be sourced during the year, grouped by month. It notes that additional needs may be added and that official solicitation notices will be posted on the procurement website. It also outlines prohibited communication policies for proposers during the "blackout period" between advertisement and contract execution or cancellation.
This document provides information about Houston Community College for a Common Data Set. It includes contact information for the college, basic facts such as the types of degrees offered and academic calendar, enrollment numbers broken down by gender and race/ethnicity, persistence and graduation rates, and retention rates. Houston Community College is a public, coeducational institution located in Houston, Texas that offers associate degrees and certificates on a semester system with an undergraduate enrollment of over 57,000 students as of fall 2018.
The document provides tips on how to recognize email scams by learning to spot suspicious elements like generic salutations, alarmist messages, grammatical errors, requests for personal information, and emails that do not come from official college domains. Examples are given of phishing emails disguising themselves as being from Houston Community College but with email addresses from outlook.com, gmail.com, and foreign domains, as well as links that do not match the displayed text. Readers are advised to be wary of these types of suspicious emails.
The document summarizes construction spending to date totaling $342,687,622 on capital improvement projects. Of the total spending, $126,116,612 or 37% went to small, women, minority, disadvantaged, or historically underutilized businesses. The largest portions of protected spending went to small businesses at $107,526,338 or 31% of total spending and women-owned businesses at $22,593,825 or 7% of total spending. The document then lists individual subcontractors and the amounts they were paid in relation to their protected business classifications.
The document summarizes spending to date on a Capital Improvement Program construction project totaling $325.7 million. Of the total spending, $116.4 million or 36% went to small, women, minority, disadvantaged, or historically underutilized businesses. The top categories were: total SBE spending of $98.7 million (30% of total), total MBE spending of $36.7 million (11% of total), and total WBE spending of $17.2 million (5% of total). The document also lists individual subcontractors or vendors that worked on the project, indicating if they were certified in various business categories.
The document summarizes construction spending to date totaling $337,398,887 on a capital improvement program. It shows that 37% of total spending, or $123,246,981, went to small/women/minority/disadvantaged businesses. Specifically, 31% ($104,701,271) went to small businesses, 6% ($21,156,816) to women-owned businesses, and 13% ($42,320,345) to minority-owned businesses. The document also provides a breakdown of individual subcontractor payments by business type.
How Does CRISIL Evaluate Lenders in India for Credit RatingsShaheen Kumar
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
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Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.