The Financial Planning Group is a financial planning service established in 1993 based in Teddington, UK. They provide holistic financial planning to individuals, companies, and trustees. Their services include understanding clients' financial goals and situation, structuring investments using an evidence-based approach to manage risk, and recommending relevant financial products. They provide ongoing review and implementation support to help clients achieve their objectives.
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, UK. They provide holistic financial planning services to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing investment strategies, and reviewing plans annually. They use an online investment platform to consolidate clients' investments and provide ongoing access and monitoring of portfolios.
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, London. They provide holistic financial planning services to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing investment strategies, and reviewing plans annually. They use an online investment platform to consolidate clients' investments and provide ongoing access and management.
The document provides information about the Chudom Hayes Wealth Management Group of Morgan Stanley Smith Barney. It introduces Kyle Chudom and Eric Hayes, the founding member and vice president. It describes the group's mission to help families manage their finances to focus on what brings them joy. It outlines their approach of developing financial plans, diversifying portfolios, maintaining objectivity, and minimizing costs and taxes. The document also highlights the benefits of working with an experienced team and the firm's resources to help clients achieve their goals.
The document discusses the importance of financial literacy and planning for overseas Filipino workers, outlining the benefits of financial instruments like remittances, treasury bills, retail bonds, mutual funds and insurance plans. It provides examples of calculating returns on investments in these instruments over various time periods. The overall goal is to educate overseas workers on savings options and investing remittances for future needs.
The Financial Planning Group is a financial planning service established in 1993 and based in Teddington, London. They deliver holistic financial planning to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing agreed upon plans, and regularly reviewing plans. They take a long-term investment approach focused on diversification and asset allocation rather than market timing. Plans are implemented using an online investment platform for consolidated oversight and management.
The document contains a list of 40 URLs from the website www.anchusa-marketing.com related to online marketing topics such as social media marketing, affiliate marketing, product creation, blogging, and more. It also includes shortened versions of the URLs using the bit.ly domain. The URLs provide additional information and resources on various online marketing topics.
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, UK. They provide holistic financial planning services to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing investment strategies, and reviewing plans annually. They use an online investment platform to consolidate clients' investments and provide ongoing access and monitoring of portfolios.
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, London. They provide holistic financial planning services to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing investment strategies, and reviewing plans annually. They use an online investment platform to consolidate clients' investments and provide ongoing access and management.
The document provides information about the Chudom Hayes Wealth Management Group of Morgan Stanley Smith Barney. It introduces Kyle Chudom and Eric Hayes, the founding member and vice president. It describes the group's mission to help families manage their finances to focus on what brings them joy. It outlines their approach of developing financial plans, diversifying portfolios, maintaining objectivity, and minimizing costs and taxes. The document also highlights the benefits of working with an experienced team and the firm's resources to help clients achieve their goals.
The document discusses the importance of financial literacy and planning for overseas Filipino workers, outlining the benefits of financial instruments like remittances, treasury bills, retail bonds, mutual funds and insurance plans. It provides examples of calculating returns on investments in these instruments over various time periods. The overall goal is to educate overseas workers on savings options and investing remittances for future needs.
The Financial Planning Group is a financial planning service established in 1993 and based in Teddington, London. They deliver holistic financial planning to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing agreed upon plans, and regularly reviewing plans. They take a long-term investment approach focused on diversification and asset allocation rather than market timing. Plans are implemented using an online investment platform for consolidated oversight and management.
The document contains a list of 40 URLs from the website www.anchusa-marketing.com related to online marketing topics such as social media marketing, affiliate marketing, product creation, blogging, and more. It also includes shortened versions of the URLs using the bit.ly domain. The URLs provide additional information and resources on various online marketing topics.
Nya standarder för koncernredovisning och redovisning av joint ventures FinancialReportingSE
Carl-Henrik Lindgren, Ernst & Young.
Under våren 2011 väntas IASB ge ut de nya standarderna för koncernredovisning (Consolidation) och Joint ventures. Arbetet med dessa har pågått i flera år och utkast publicerades redan 2008 resp 2007. De nya standarderna väntas träda i kraft 2013 och det är viktigt att redan 2011 börja planera för införandet.
Den nya standarden om koncernredovisning ersätter stora delar av dagens IAS 27 och även SIC-12 som behandlar så kallade Special Purpose Entities SPEs. Standarden kommer att kräva en djupgående analys av alla fakta kring enheter för att avgöra om de ska konsolideras eller inte. Ett antal nya upplysningskrav väntas tillkomma där bl.a. upplysningar om så kallade structured entities (det nya begreppet för SPEs) är omfattande.
Vad gäller joint ventures försvinner klyvningsmetoden och i fortsättningen kommer bara kapitalandelsmetoden att få användas. Vidare krävs en djupgående analys för att avgöra om ett samarbete är ett joint venture eller en joint operation med olika konsekvenser för redovisningen.
Vi går också igenom erfarenheter av de nya reglerna för redovisning av förvärv enligt de omarbetade IFRS 3 och IAS 27, som de flesta företag tillämpar från 2010 och framåt. De nya reglerna innehåller ett antal ändringar som är viktiga att känna till så att förvärven hanteras på rätt sätt redan i förhandlings- och avtalsstadierna.
This document contains definitions of Kalasha words beginning with the letter "a". It provides the Kalasha word, part of speech, definition, and sometimes examples. However, most of the text is gibberish as it is just repeating the letter "a".
The document discusses financial reporting standards and the International Accounting Standards Board (IASB). It notes that the IASB chairman position was vacant for almost a year but has now been filled. It summarizes recent standards issued by the IASB and discusses the agenda consultation process. It also discusses the potential adoption of IFRS standards in the United States and Japan and comments from the European Financial Reporting Advisory Group (EFRAG).
Fpg Financial Planning Service V8 Hi Respaulcatt67
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, London. They provide holistic financial planning services to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing agreed upon plans, and regularly reviewing plans. They take a strategic long-term approach to investing using diversified portfolios on an investment platform. The firm is authorized and regulated by the Financial Services Authority.
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, London. They provide holistic financial planning services to individuals, companies, and trustees. As part of their trustee financial planning services, they help trustees understand investment powers and review trust assets, ensure assets align with beneficiary goals, implement investment strategies, and project future trust cash flows. They use an online investment platform and work with strategic partners to offer compliant and well-documented financial planning services to trustees.
The document discusses the services provided by The Financial Planning Group, which was established in 1993 and is based in Teddington, UK. They provide holistic financial planning for individuals, companies, and trustees. Their trustee financial planning involves understanding the trust's investment powers and objectives, assessing risk tolerance, implementing suitable investment strategies, and reviewing assets. They aim to set up trust assets in a tax-efficient manner and support trustees' responsibilities.
Eric C Hagen Professional Wealth Management brochureehagenllc
This document provides an overview of Eric C. Hagen's wealth management services. It summarizes his services as including wealth consulting, investment management, and cash management. It also describes the wealth management process as a 5 step consultative process focused on the client's goals and values. The document discusses the company philosophy of providing a fiduciary standard of care and client-centered services and communications. It provides biographical information on Eric C. Hagen and describes the broker-dealer NEXT Financial Group. It concludes with a summary of academic findings on modern portfolio theory and the importance of asset allocation in investment performance.
The document is an investment counselling program brochure that describes a discretionary investment management program. It offers concise summaries of the program's key features:
1) It provides globally diversified investment portfolios managed by experienced portfolio managers to help clients achieve their life goals and investment outcomes.
2) Clients work with an advisor to develop an investment profile and strategic asset allocation tailored to their needs. Professional managers then handle tactical investment decisions.
3) The program aims to generate returns, minimize taxes, and free up clients to focus on other priorities, while safeguarding investments through oversight and regulatory protections.
The document discusses the services provided by Basi & Basi Financial Planning, an independent financial planning firm. It outlines the firm's history and focus on personalized service. It also discusses key aspects of their wealth management approach, including asset allocation, fund selection, and tax strategies. Additionally, it summarizes regulations from the Retail Distribution Review that independent financial advisers must comply with going forward. Finally, it shows how independent financial advisers and solicitors can work together across a client's lifecycle to provide complementary services.
We will begin by discussing your goals, financial situation, risk tolerance, and timeline to create a customized plan. Our goal is to ask questions to help you evaluate your options and find the best solutions. We will regularly review your plan and finances, making adjustments if needed to ensure your assets still meet your needs. Your plan will be tailored specifically to you.
This document provides information about Canaccord Genuity Wealth Management's global wealth management services. It summarizes Canaccord's full-service approach, customized to each client's unique needs and goals. Clients benefit from a dedicated advisor, global research resources, and comprehensive financial planning across tax, insurance, investments and more. The document emphasizes Canaccord's global perspective and ability to identify investment opportunities worldwide through offices on multiple continents.
A brief presentation on the value of our proposition for clients of a solicitors practice and why you may consider applying to become a referral partner (all applications subject to consideration)
This document provides an overview of wealth management options available in The Bahamas, including corporate structures, trusts, foundations, and investment funds. It discusses the advantages of using The Bahamas for wealth management, such as a stable economy and tax neutral environment without income, capital gains, gift, estate, inheritance or succession taxes. Specific structures covered include International Business Companies, Segregated Accounts Companies, and Bahamian trusts. The document is intended to help readers understand the wealth management tools available in The Bahamas.
MacNicol & Associates, a leading force in Asset Management Canada, is dedicated to safeguarding and maximizing client wealth through a strategic and disciplined approach to global investing. Our strategy's core is a disciplined approach designed to yield excellent returns while effectively managing risk. This approach, which revolves around our commitment to diversification, crucial to reducing a portfolio's exposure to the unpredictable political and economic factors inherent in any single country or a specific sector, coupled with a commitment to long-term growth—positions MacNicol & Associates as a frontrunner in the field of Asset Management in Canada. So, if you're seeking expert Asset Management services in Canada, we are the premier choice to help you explore and identify the opportunities that align with your financial objectives.
The document describes Wealthcare Solutions, LLC, a registered investment advisor and FINRA branch office that provides financial planning and investment advisory services. It offers fee-based services and securities through an affiliation with Purshe Kaplan Sterling Investments. The Prime Solution is Wealthcare's standardized financial planning process, which includes initial client meetings, a plan presentation, and regular progress meetings. Key areas of financial planning covered include goals, investments, risk management, taxes, income, and estate planning. Meetings with clients follow a cycle of discovery, implementation, progress updates, and annual reviews. An ideal client has over $500,000 in assets and is willing to partner with Wealthcare for ongoing financial guidance.
This presentation, put together by KPMG, features the Financial Analysis Module of the Social Enterprise Learning Toolkit developed by Enterprising Non-Profits. The Toolkit offers a number of different learning modules and can be found on the enp website at www.enterprisingnonprofits.ca.
Worksheets and handouts accompanying this presentation can be found at www.enterprisingnonprofits.ca/learning-toolkits/3a-financial-analysis
This document provides information about The McClelland Financial Group and their wealth management services. It summarizes their approach of simplifying clients' financial lives through comprehensive financial planning that includes investment planning, insurance, tax planning, and estate planning. They utilize various proprietary financial planning tools to track clients' goals, financial plans, portfolios, taxes, estates, education savings, and insurance needs. The group is located in Thornhill, Ontario and works with Assante Capital Management to provide integrated wealth management solutions.
The Burkenroad Small Cap Fund, launched in 2001 with less than $500,000 in assets, has achieved the #1 ranking among 268 small cap core funds for the past 15 years based on total returns, according to Lipper. The fund has grown to almost $800 million in assets, celebrating 15 years of solid performance through various economic cycles. The fund's success aligns with the bank's mission of helping clients achieve their financial goals for education, homes, or retirement. It is part of Hancock and Whitney's comprehensive asset management approach of crafting customized plans using both proprietary and third-party strategies to optimize client portfolios over both short and long-term.
- Wealth management is a growing sector focused on providing comprehensive financial advice and building long-term relationships with clients.
- 2plan is positioning itself to provide enhanced wealth management services to advisers, including a structured advice process with risk profiling and asset allocation tools to develop tailored investment strategies and recommendations.
- The goal is to differentiate 2plan advisers by offering high-quality, professional advice and ongoing support to gain new clients and better serve existing ones.
Nya standarder för koncernredovisning och redovisning av joint ventures FinancialReportingSE
Carl-Henrik Lindgren, Ernst & Young.
Under våren 2011 väntas IASB ge ut de nya standarderna för koncernredovisning (Consolidation) och Joint ventures. Arbetet med dessa har pågått i flera år och utkast publicerades redan 2008 resp 2007. De nya standarderna väntas träda i kraft 2013 och det är viktigt att redan 2011 börja planera för införandet.
Den nya standarden om koncernredovisning ersätter stora delar av dagens IAS 27 och även SIC-12 som behandlar så kallade Special Purpose Entities SPEs. Standarden kommer att kräva en djupgående analys av alla fakta kring enheter för att avgöra om de ska konsolideras eller inte. Ett antal nya upplysningskrav väntas tillkomma där bl.a. upplysningar om så kallade structured entities (det nya begreppet för SPEs) är omfattande.
Vad gäller joint ventures försvinner klyvningsmetoden och i fortsättningen kommer bara kapitalandelsmetoden att få användas. Vidare krävs en djupgående analys för att avgöra om ett samarbete är ett joint venture eller en joint operation med olika konsekvenser för redovisningen.
Vi går också igenom erfarenheter av de nya reglerna för redovisning av förvärv enligt de omarbetade IFRS 3 och IAS 27, som de flesta företag tillämpar från 2010 och framåt. De nya reglerna innehåller ett antal ändringar som är viktiga att känna till så att förvärven hanteras på rätt sätt redan i förhandlings- och avtalsstadierna.
This document contains definitions of Kalasha words beginning with the letter "a". It provides the Kalasha word, part of speech, definition, and sometimes examples. However, most of the text is gibberish as it is just repeating the letter "a".
The document discusses financial reporting standards and the International Accounting Standards Board (IASB). It notes that the IASB chairman position was vacant for almost a year but has now been filled. It summarizes recent standards issued by the IASB and discusses the agenda consultation process. It also discusses the potential adoption of IFRS standards in the United States and Japan and comments from the European Financial Reporting Advisory Group (EFRAG).
Fpg Financial Planning Service V8 Hi Respaulcatt67
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, London. They provide holistic financial planning services to individuals, companies, and trustees. Their services include assessing clients' financial goals and situations, creating tailored financial plans, implementing agreed upon plans, and regularly reviewing plans. They take a strategic long-term approach to investing using diversified portfolios on an investment platform. The firm is authorized and regulated by the Financial Services Authority.
The Financial Planning Group is a financial planning firm established in 1993 based in Teddington, London. They provide holistic financial planning services to individuals, companies, and trustees. As part of their trustee financial planning services, they help trustees understand investment powers and review trust assets, ensure assets align with beneficiary goals, implement investment strategies, and project future trust cash flows. They use an online investment platform and work with strategic partners to offer compliant and well-documented financial planning services to trustees.
The document discusses the services provided by The Financial Planning Group, which was established in 1993 and is based in Teddington, UK. They provide holistic financial planning for individuals, companies, and trustees. Their trustee financial planning involves understanding the trust's investment powers and objectives, assessing risk tolerance, implementing suitable investment strategies, and reviewing assets. They aim to set up trust assets in a tax-efficient manner and support trustees' responsibilities.
Eric C Hagen Professional Wealth Management brochureehagenllc
This document provides an overview of Eric C. Hagen's wealth management services. It summarizes his services as including wealth consulting, investment management, and cash management. It also describes the wealth management process as a 5 step consultative process focused on the client's goals and values. The document discusses the company philosophy of providing a fiduciary standard of care and client-centered services and communications. It provides biographical information on Eric C. Hagen and describes the broker-dealer NEXT Financial Group. It concludes with a summary of academic findings on modern portfolio theory and the importance of asset allocation in investment performance.
The document is an investment counselling program brochure that describes a discretionary investment management program. It offers concise summaries of the program's key features:
1) It provides globally diversified investment portfolios managed by experienced portfolio managers to help clients achieve their life goals and investment outcomes.
2) Clients work with an advisor to develop an investment profile and strategic asset allocation tailored to their needs. Professional managers then handle tactical investment decisions.
3) The program aims to generate returns, minimize taxes, and free up clients to focus on other priorities, while safeguarding investments through oversight and regulatory protections.
The document discusses the services provided by Basi & Basi Financial Planning, an independent financial planning firm. It outlines the firm's history and focus on personalized service. It also discusses key aspects of their wealth management approach, including asset allocation, fund selection, and tax strategies. Additionally, it summarizes regulations from the Retail Distribution Review that independent financial advisers must comply with going forward. Finally, it shows how independent financial advisers and solicitors can work together across a client's lifecycle to provide complementary services.
We will begin by discussing your goals, financial situation, risk tolerance, and timeline to create a customized plan. Our goal is to ask questions to help you evaluate your options and find the best solutions. We will regularly review your plan and finances, making adjustments if needed to ensure your assets still meet your needs. Your plan will be tailored specifically to you.
This document provides information about Canaccord Genuity Wealth Management's global wealth management services. It summarizes Canaccord's full-service approach, customized to each client's unique needs and goals. Clients benefit from a dedicated advisor, global research resources, and comprehensive financial planning across tax, insurance, investments and more. The document emphasizes Canaccord's global perspective and ability to identify investment opportunities worldwide through offices on multiple continents.
A brief presentation on the value of our proposition for clients of a solicitors practice and why you may consider applying to become a referral partner (all applications subject to consideration)
This document provides an overview of wealth management options available in The Bahamas, including corporate structures, trusts, foundations, and investment funds. It discusses the advantages of using The Bahamas for wealth management, such as a stable economy and tax neutral environment without income, capital gains, gift, estate, inheritance or succession taxes. Specific structures covered include International Business Companies, Segregated Accounts Companies, and Bahamian trusts. The document is intended to help readers understand the wealth management tools available in The Bahamas.
MacNicol & Associates, a leading force in Asset Management Canada, is dedicated to safeguarding and maximizing client wealth through a strategic and disciplined approach to global investing. Our strategy's core is a disciplined approach designed to yield excellent returns while effectively managing risk. This approach, which revolves around our commitment to diversification, crucial to reducing a portfolio's exposure to the unpredictable political and economic factors inherent in any single country or a specific sector, coupled with a commitment to long-term growth—positions MacNicol & Associates as a frontrunner in the field of Asset Management in Canada. So, if you're seeking expert Asset Management services in Canada, we are the premier choice to help you explore and identify the opportunities that align with your financial objectives.
The document describes Wealthcare Solutions, LLC, a registered investment advisor and FINRA branch office that provides financial planning and investment advisory services. It offers fee-based services and securities through an affiliation with Purshe Kaplan Sterling Investments. The Prime Solution is Wealthcare's standardized financial planning process, which includes initial client meetings, a plan presentation, and regular progress meetings. Key areas of financial planning covered include goals, investments, risk management, taxes, income, and estate planning. Meetings with clients follow a cycle of discovery, implementation, progress updates, and annual reviews. An ideal client has over $500,000 in assets and is willing to partner with Wealthcare for ongoing financial guidance.
This presentation, put together by KPMG, features the Financial Analysis Module of the Social Enterprise Learning Toolkit developed by Enterprising Non-Profits. The Toolkit offers a number of different learning modules and can be found on the enp website at www.enterprisingnonprofits.ca.
Worksheets and handouts accompanying this presentation can be found at www.enterprisingnonprofits.ca/learning-toolkits/3a-financial-analysis
This document provides information about The McClelland Financial Group and their wealth management services. It summarizes their approach of simplifying clients' financial lives through comprehensive financial planning that includes investment planning, insurance, tax planning, and estate planning. They utilize various proprietary financial planning tools to track clients' goals, financial plans, portfolios, taxes, estates, education savings, and insurance needs. The group is located in Thornhill, Ontario and works with Assante Capital Management to provide integrated wealth management solutions.
The Burkenroad Small Cap Fund, launched in 2001 with less than $500,000 in assets, has achieved the #1 ranking among 268 small cap core funds for the past 15 years based on total returns, according to Lipper. The fund has grown to almost $800 million in assets, celebrating 15 years of solid performance through various economic cycles. The fund's success aligns with the bank's mission of helping clients achieve their financial goals for education, homes, or retirement. It is part of Hancock and Whitney's comprehensive asset management approach of crafting customized plans using both proprietary and third-party strategies to optimize client portfolios over both short and long-term.
- Wealth management is a growing sector focused on providing comprehensive financial advice and building long-term relationships with clients.
- 2plan is positioning itself to provide enhanced wealth management services to advisers, including a structured advice process with risk profiling and asset allocation tools to develop tailored investment strategies and recommendations.
- The goal is to differentiate 2plan advisers by offering high-quality, professional advice and ongoing support to gain new clients and better serve existing ones.
We support and advance the goals of our clients through customized wealth and financial planning services, investment policy creation, asset allocation and portfolio management. As a client of Cardinal Point, you can enjoy the assurance that comes with having a team of experienced professionals working with you to build a comprehensive wealth plan that is focused on creating long-term value — and delivered with a personalized approach that is tailored to your needs. www.cardinalpointwealth.com
The document summarizes the services of Concert Wealth Management, a registered investment advisory firm. It offers integrated financial planning and investment management solutions for high net worth individuals and families. As an independent financial advisor, it provides objective advice without ties to any single vendor. The firm consists of four companies that offer wealth management, business consulting, services for investment advisors, and institutional investment management. It focuses on helping clients achieve their financial goals through comprehensive planning and customized investment strategies.
The document provides a retirement portfolio plan for a client. It includes an analysis of the client's financial profile, cash flow needs, and risk factors. A balanced portfolio of ETFs is recommended that balances risk and return, with an expected return of 7.49% and standard deviation of 13.61%. The portfolio focuses on assets that perform well during economic growth and inflation, to take advantage of risk premiums given the client's secure pension and rental income.
UAP Investments provides investment management services through various funds and cash management services. It offers several unit trust funds across different risk profiles, including a money market fund, high yield bond fund, dividend maximizer fund, and enhanced income fund. It also offers a Cash Max service to provide personalized portfolio management and guaranteed returns over specified periods. The document provides an overview of UAP Investments, the structure and boards that govern it, the products and services it offers, and details on the objectives, strategies and suitability of each fund.
Similar to Fpg financial planning service v.6 (20)
Physiology and chemistry of skin and pigmentation, hairs, scalp, lips and nail, Cleansing cream, Lotions, Face powders, Face packs, Lipsticks, Bath products, soaps and baby product,
Preparation and standardization of the following : Tonic, Bleaches, Dentifrices and Mouth washes & Tooth Pastes, Cosmetics for Nails.
How to Build a Module in Odoo 17 Using the Scaffold MethodCeline George
Odoo provides an option for creating a module by using a single line command. By using this command the user can make a whole structure of a module. It is very easy for a beginner to make a module. There is no need to make each file manually. This slide will show how to create a module using the scaffold method.
This presentation includes basic of PCOS their pathology and treatment and also Ayurveda correlation of PCOS and Ayurvedic line of treatment mentioned in classics.
বাংলাদেশের অর্থনৈতিক সমীক্ষা ২০২৪ [Bangladesh Economic Review 2024 Bangla.pdf] কম্পিউটার , ট্যাব ও স্মার্ট ফোন ভার্সন সহ সম্পূর্ণ বাংলা ই-বুক বা pdf বই " সুচিপত্র ...বুকমার্ক মেনু 🔖 ও হাইপার লিংক মেনু 📝👆 যুক্ত ..
আমাদের সবার জন্য খুব খুব গুরুত্বপূর্ণ একটি বই ..বিসিএস, ব্যাংক, ইউনিভার্সিটি ভর্তি ও যে কোন প্রতিযোগিতা মূলক পরীক্ষার জন্য এর খুব ইম্পরট্যান্ট একটি বিষয় ...তাছাড়া বাংলাদেশের সাম্প্রতিক যে কোন ডাটা বা তথ্য এই বইতে পাবেন ...
তাই একজন নাগরিক হিসাবে এই তথ্য গুলো আপনার জানা প্রয়োজন ...।
বিসিএস ও ব্যাংক এর লিখিত পরীক্ষা ...+এছাড়া মাধ্যমিক ও উচ্চমাধ্যমিকের স্টুডেন্টদের জন্য অনেক কাজে আসবে ...
A workshop hosted by the South African Journal of Science aimed at postgraduate students and early career researchers with little or no experience in writing and publishing journal articles.
Thinking of getting a dog? Be aware that breeds like Pit Bulls, Rottweilers, and German Shepherds can be loyal and dangerous. Proper training and socialization are crucial to preventing aggressive behaviors. Ensure safety by understanding their needs and always supervising interactions. Stay safe, and enjoy your furry friends!
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
2. Who are
The Financial Planning Group?
• Established in 1993
• Based in Teddington, South West London
• We deliver a holistic financial planning
service to Individuals, Companies and Trustees
• Authorised and Regulated by the Financial Services Authority
Who are we?
3. Key questions to consider
• Do you have a clear understanding of your financial goals?
• Are your investments producing a sufficient return to meet your goals?
• Will you be able to afford to pay for School and University fees for your children?
• When and how will you be able to repay your mortgage?
• Will your family be protected should you die?
• What happens if you lose your job or become incapacitated?
• You are planning a major lifestyle change; can you afford to do it?
• When can you afford to retire?
• How can you pass on your wealth to your family in the most tax efficient way?
Key questions
4. Financial planning service
• We will help you to understand your current financial situation
Using financial planning software we will put your assets, expenditure, tax, protection
and debt in context and relate these to your future plans and aspirations
• We have a structured investment process to manage the risk of your portfolio
With the use of an investment platform we manage your portfolio in one place providing you with online access
• What you know as financial products - Pensions, ISAs, Bonds, Unit Trusts - will be recommended
only as relevant tax vehicles
• We offer a comprehensive mortgage service - residential, holiday home, investment and business
• We will work with your accountant or solicitor to ensure a truly holistic approach to your finances
• We provide an ongoing relationship; your financial plan will be reviewed at least annually
• We will act as your agent in all communications with insurance companies and other providers
to minimise the administrative burden and complexity of dealing with your financial affairs
Financial planning service
5. Financial planning service: Stages
1
Initial Meeting
Discuss your aims and
learn about our service
6 2
Review your financial Gather data and set
plan regularly goals and aims
5 3
Implement the We prepare your
agreed plan financial plan
4
Present and discuss your
financial plan
Financial planning service
6. Financial planning service: Planning
With you we explore and record
all aspects of your financial life to
ensure the best possible starting
point for your plan
Financial planning service
7. Financial planning service: Planning
We model your assets, tax, expenditure, protection and debt into the
future and help you to decide on the shape of your financial plan
Financial planning service
8. Investment philosophy
• Our philosophy is based not on speculation but on
the science of capital markets
• When investing for your long term future, return is
the reward for the risk you take with your money
• Capital markets around the world are efficient; there
is no advantage to be gained from stock selection or
market timing
• Diversification reduces risk and Asset Allocation
allows risk to be adjusted to fit individual need
Eugene F. Fama
Efficient Markets Hypothesis
University of Chicago - 1966
Investment philosophy
9. A picture of growth
Portfolio 4:
10 Asset classes
8626 Securities
2%
2%
WRAP
CASH
12%
UK
CORE
EQUITY
36%
9%
UK
VALUE
UK
SMALL
COMPANIES
9%
INTERNATIONAL
CORE
EQUIT
GLOBAL
TARGETED
VALUE
11%
4%
EMERGING
MARKETS
CORE
E
5%
10%
EMERGING
MARKETS
TARGET
GLOBAL
SHORT
DATED
BOND
STERLING
ULTRA
SHORT
FIXED
2%
2%
WRAP
CASH
12%
UK
CORE
EQUITY
36%
9%
UK
VALUE
UK
SMALL
COMPANIES
9%
INTERNATIONAL
CORE
EQUITY
GLOBAL
TARGETED
VALUE
11%
4%
EMERGING
MARKETS
CORE
EQUITY
5%
10%
EMERGING
MARKETS
TARGET
VALUE
GLOBAL
SHORT
DATED
BOND
STERLING
ULTRA
SHORT
FIXED
INCOME
Investment process
10. What this means for you?
• Your risk profile is assessed using a psychometric risk profiling questionnaire
• Your attitude towards risk is then put into the context of both your time
horizon and planning goals
• We will help you decide on the most suitable portfolio to align to your financial plan
• Our role as the financial planner becomes one of supervision, monitoring and
maintaining discipline
• It is important to ensure that the portfolio is reviewed on a regular basis, to ensure
it remains suitable and provides the investment return needed for your financial plan
Investment platform
11. Use of an investment platform
• The Financial Planning Group use a WRAP platform to manage
your Investment Portfolio
• The WRAP is a web-based facility that allows us to construct cost-efficient and
consolidated investment portfolios
• The financial products you may have bought in the past - Pensions, ISA’s, Unit Trusts,
Bonds - are taxed in different ways. To allow a cohesive investment strategy which is aligned
to your plan these ‘Tax Wrappers’ can now be managed in one place
• Your online access provides a clear view of your whole investment position. No longer are
you required to think in terms of individual products or plans. Keeping track of your entire
portfolio becomes a simple task, with instant portfolio valuations
• Vastly reduced paperwork and increased efficiency mean that we can focus on
ensuring the correct investment strategy is in place to achieve your objectives
Investment platform
12. Investment platform: online access
Investment platform: Online access
Online access to the value of your
investment portfolio.
Login securely to your personal
account to view realtime valuations
of your funds
Investment platform
13. Strategic Partners
• Dimensional Fund Advisers – investment solutions
• Standard Life – platform and service provider
• Voyant – cash flow modeling software
• Oxford Risk – risk profiling
www.dfaeurope.com www.standardlife.com www.planwithvoyant.co.uk www.oxfordrisk.com
Strategic partners
14. Regulatory
• The Financial Planning Group are Authorised and Regulated
by the Financial Services Authority (no.161655) www.fsa.gov.uk/register/firmRefSearch.do
• Treating Customers Fairly www.fsa.gov.uk/smallfirms/tcf/
• Data Protection Act 1998 www.ico.gov.uk/for_organisations/data_protection/the_guide.aspx
• Assessing Suitability Rule https://fsahandbook.info/FSA/html/handbook/COBS/9/2
• The Financial Planning Process – International Standards Organisation 22222 www.iso.org
Regulatory
15. The Financial Planning Group
1 Cambridge Road, Teddington, Middlesex, TW11 8DT
Tel 020 8977 7090 | enquiries@fpgonline.co.uk | www.fpgonline.co.uk