IFIC Bank Limited is a commercial bank in Bangladesh that was established as a joint venture between the government and private sector. The presentation analyzes IFIC Bank's financial performance from 2015 to 2017 using various financial ratios. The current ratio, debt-to-equity ratio, debt-to-assets ratio, net profit margin, return on assets, and earnings per share are all examined and shown to have generally improved over the three-year period. The conclusion states that ratio analysis of financial statements is important for evaluating a bank's performance compared to previous years, competitors, and industry standards.

1. Welcome to
the
presentation

2. Financial Performance of IFIC
Bank Limited

3. Introduction
– International Finance Investment and Commerce Bank Limited
– Banking company incorporated in the People’s Republic of Bangladesh with
limited liability.
– It was set up at the instance of the Government in 1976 as a joint venture
between the Government of Bangladesh and sponsors in the private sector.
– In 1983 the Government allowed banks in the private sector, IFIC was converted
into a fully fledged commercial bank.
– Now it holds 32.75% of the share capital of the Bank.
– Chairperson Salman F Rahman

4. Vision
IFIC Bank Ltd wants to be the preferred financial service provider
through Innovative, sustainable and inclusive growth and deliver the
best in class value to all stakeholders.

5. Mission
 Our mission to provide service to our clients with the help of a
skilled and dedicated workforce whose creative talents, innovative
actions and competitive edge make our position unique in giving
quality service to all institutions and individuals that we care for.
 We are committed to the welfare and economic prosperity of the
people and the community, for we derive from them our inspiration
and drive for onward progress to prosperity.

6. Financial Performance Analysis
of IFIC Bank

7. Current Ratio

9. Total Debt to Equity Ratio

10. 14.3 14.35
11.33
0
2
4
6
8
10
12
14
16
2015 2016 2017
Total debt to total asset ratio

11. Net profit margin

12. 7.01%
9.72%
13.85%
0.00%
2.00%
4.00%
6.00%
8.00%
10.00%
12.00%
14.00%
16.00%
2015 2016 2017
Net profit margin

13. Return on asset

14. 0.49%
0.61%
0.82%
0.00%
0.10%
0.20%
0.30%
0.40%
0.50%
0.60%
0.70%
0.80%
0.90%
2015 2016 2017
Return on assets

15. Earning Per Share

16. 2.02
1.38
1.76
0
0.5
1
1.5
2
2.5
2015 2016 2017
Earning per share

17. Conclusion
IFIC Bank Limited is one of the leading commercial banks in our country.
In the new competitive business era, private banking sector is getting more
competitive in Bangladesh. In this sector the most used financial
statements. Ratio analysis deals with these statements. Ratios are
calculated from current year numbers and are then compared to previous
years, other companies, the industry, or even the economy to judge the
performance of the company. For this reason to evaluate the performance
of IFIC Bank Ltd the ratio analysis has been selected.