BMCE BANK &
PAYPAL
The most innovative
Bank in Morocco
WHY BMCE BANK – OVERVIEW
A KEY PLAYER IN THE
CORPORATE MOROCCAN
ECONOMY
A MULTI-BRAND BANKING
GROUP
A MULTI-BRAND BANKING
GROUP
AN INTERNATIONAL BANK
SUSTAINED PERFORMANCE
INTERNATIONAL SHAREHOLDERS
A COMMITED GROUP
AWARDS
AWARDS
RETAILS & SME DISTRIBUTION
NETWORK
SOLID ASSETS FOR DEVELOPMENT
First mover in e-Commerce:
E-PAY prepaid card
Please give numbers
about E-Pay and
forecast
E-Banking
Please describe your
current project
Mobile Banking
Please describe your
current project
RME TRANSFERS
Please give more
details on your
current project and
some numbers on
potentiality of
remittences
RME TRANSFERS
Market share estimated to $ 320 million
 Money transferred: $ 6,4 billion
 More that 5 million Moroccans living abroad
 Equivalent to 12% of total population
 Today, most of the money transfer is done via Western Union , MoneyGram
through parternships with banks and Poste du Maroc
 New comers:
 Money express
 Money Exchange
 RiaEnvia
 Travelex TMT
 Chequepoint
 Xpress Money
 …
 Main problem: very high fees per transaction
Real opportunity for PayPal!
Company 50euros
transaction
100 euros
transaction
500 euros
transaction
Transaction time
Western Union 10,5 € 19 € 38 € Real time
MoneyGram 8 € 10 € 32 € 10 min
Flouss.com 9 € 9 € 28 € Real time
Example
E-Commerce Potential in
Morocco through the
Partnership
Please add numbers from document
you presented to Comité de
direction, en insistant sur les 3
indicateurs :
TAM (Total Available Market)
SAM (Served Available Market)
TPV (Total Processing Volume)
MARKET SIZE
Example
$ 21 billion
$ 27,3 billion
Market size 2010
Market size 2016
Marketshare ~10%
$ 2,7 billion
Revenues
$ 81 million
Profits
xxxx
MARKET SIZE
2010 2016
Telecom Turnover: $ 5,5 billion
Turnover: $ 6,5 billion
PayPal market share $ 650 billion
Airline Turnover: $ 4 billion
Turnover: $ 5 billion
PayPal market share $ 500 million
Utilities& e-Gov Turnover: $5 billion
Turnover: $ 5,5 billion
PayPal market share $ 550 million
Travel agencies Turnover: $ 800 million
Turnover: $ 2,5 billion
PayPal market share $ 250 million
Hotels Turnover: $ 800 million
Turnover: $ 2,5 billion
PayPal market share $ 250 million
Key accounts :
$ 15,3 billion $ 19,5 billion
PayPal market share $ 2 billion
10%

Finance com group

  • 1.
    BMCE BANK & PAYPAL Themost innovative Bank in Morocco
  • 2.
    WHY BMCE BANK– OVERVIEW
  • 3.
    A KEY PLAYERIN THE CORPORATE MOROCCAN ECONOMY
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
    RETAILS & SMEDISTRIBUTION NETWORK
  • 13.
    SOLID ASSETS FORDEVELOPMENT
  • 14.
    First mover ine-Commerce: E-PAY prepaid card Please give numbers about E-Pay and forecast
  • 15.
  • 16.
    Mobile Banking Please describeyour current project
  • 17.
    RME TRANSFERS Please givemore details on your current project and some numbers on potentiality of remittences
  • 18.
    RME TRANSFERS Market shareestimated to $ 320 million  Money transferred: $ 6,4 billion  More that 5 million Moroccans living abroad  Equivalent to 12% of total population  Today, most of the money transfer is done via Western Union , MoneyGram through parternships with banks and Poste du Maroc  New comers:  Money express  Money Exchange  RiaEnvia  Travelex TMT  Chequepoint  Xpress Money  …  Main problem: very high fees per transaction Real opportunity for PayPal! Company 50euros transaction 100 euros transaction 500 euros transaction Transaction time Western Union 10,5 € 19 € 38 € Real time MoneyGram 8 € 10 € 32 € 10 min Flouss.com 9 € 9 € 28 € Real time Example
  • 19.
    E-Commerce Potential in Moroccothrough the Partnership Please add numbers from document you presented to Comité de direction, en insistant sur les 3 indicateurs : TAM (Total Available Market) SAM (Served Available Market) TPV (Total Processing Volume)
  • 20.
    MARKET SIZE Example $ 21billion $ 27,3 billion Market size 2010 Market size 2016 Marketshare ~10% $ 2,7 billion Revenues $ 81 million Profits xxxx
  • 21.
    MARKET SIZE 2010 2016 TelecomTurnover: $ 5,5 billion Turnover: $ 6,5 billion PayPal market share $ 650 billion Airline Turnover: $ 4 billion Turnover: $ 5 billion PayPal market share $ 500 million Utilities& e-Gov Turnover: $5 billion Turnover: $ 5,5 billion PayPal market share $ 550 million Travel agencies Turnover: $ 800 million Turnover: $ 2,5 billion PayPal market share $ 250 million Hotels Turnover: $ 800 million Turnover: $ 2,5 billion PayPal market share $ 250 million Key accounts : $ 15,3 billion $ 19,5 billion PayPal market share $ 2 billion 10%