This document discusses BMCE Bank's partnership with PayPal to expand e-commerce and money transfer services in Morocco. It provides details on BMCE Bank's current mobile banking, e-banking, and remittance transfer projects. For remittances, it estimates the potential market size at $320 million given over $6.4 billion is transferred annually by the over 5 million Moroccans living abroad. The partnership with PayPal could help lower fees for money transfers and capture a share of the market from companies like Western Union. It also presents market size projections for key sectors in 2010 and 2016 that could be served through PayPal, such as telecom, airlines, utilities, travel, and hotels, with