SlideShare a Scribd company logo
THE FAITH-BASED FINANCIAL LEGACY PLAN™
“The Proactive Stewardship Approach to Church Membership Growth and Attrition”
The Faith-Based Legacy PlanTM is a proactive stewardship approach to membership growth and attrition that
consist of financial literacy strategies that enhance and support the vision of the church. It was created
specifically to help empower pastors and church leaders to systematically handle the financial challenges of
the ministry. The plan was designed Charles Sims, Jr., President and CEO of the Sims Financial Group, Inc. and
Patrick L. Cole, Managing Director, who also serves as an Ordained Elder in his local church. Together they
have a combined 65+ years of financial services, multimedia marketing, and church leadership experience.
FOUR MAJOR COMPONENTS OF THE FAITH-BASED FINANCIAL LEGACY PLANTM
I. PERPETUAL LEGACY TITHING – Perpetually generate contributions to grow church financial reserves
and endowments for future ministry expansion. Great for use in new member orientation
DOES NOT AFFECT CURRENT GIVING AND IS AT NO ADDITIONAL COST TO THE CHURCH.
II. PRE-MARITAL FINANCIAL PLANNING – Financial planning for those considering marriage or engaged.
Topics cover stewardship and tithing, income protection, risk and debt management, wealth-building,
retirement planning, budgeting and many other planning concepts to alleviate financial stress.
III. FREE COLLEGE TUITION SCHOLARSHIP PROGRAM – SAGE Scholars Free Guaranteed College
Scholarships for church member loved ones as early as birth and up to age 17.
IV. THE SHEPHERD’S RETIREMENT LEGACY PLAN – Supplemental Retirement plan design to protect both
your natural and spiritual family whether you live to retire with confidence, die or become disabled; it
ensures an additional source of income for your family and the ministry.
Patrick L. Cole, CCPS
pcole@SimsFinancialGroup.com
Direct: 901-502-2650
The Sims Financial Group, Inc.
3200 West End., Suite 500
Nashville, TN 37203
Office: 615-783-1630
The Sims Financial Group, Inc.
855 Ridge Lake Blvd., Suite 303
Memphis, TN 38111
Office: 901-682-2410
This document is designed to provide general information on the subject covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or
recommend any tax plan or management. Please note that The Sims Financial Group, Inc., its affiliated companies, and their representatives do not give legal or tax advice.

More Related Content

What's hot

Opportunity Presentation
Opportunity PresentationOpportunity Presentation
Opportunity Presentation
Rich Wilson
 
Recommendation- Andrea
Recommendation- AndreaRecommendation- Andrea
Recommendation- Andrea
Caroline Ross
 
Dax Sukhraj
Dax SukhrajDax Sukhraj
Dax Sukhraj
keybasesukhraj
 
Bio
BioBio
Chad Zagel Presentation
Chad Zagel PresentationChad Zagel Presentation
Chad Zagel Presentation
Chadzagel
 
David Giertz long form biography
David Giertz long form biographyDavid Giertz long form biography
David Giertz long form biography
David Giertz
 
RES-02.11.16 Jaycees _Womack_FUNDRAISING
RES-02.11.16 Jaycees _Womack_FUNDRAISINGRES-02.11.16 Jaycees _Womack_FUNDRAISING
RES-02.11.16 Jaycees _Womack_FUNDRAISING
Don Womack
 

What's hot (7)

Opportunity Presentation
Opportunity PresentationOpportunity Presentation
Opportunity Presentation
 
Recommendation- Andrea
Recommendation- AndreaRecommendation- Andrea
Recommendation- Andrea
 
Dax Sukhraj
Dax SukhrajDax Sukhraj
Dax Sukhraj
 
Bio
BioBio
Bio
 
Chad Zagel Presentation
Chad Zagel PresentationChad Zagel Presentation
Chad Zagel Presentation
 
David Giertz long form biography
David Giertz long form biographyDavid Giertz long form biography
David Giertz long form biography
 
RES-02.11.16 Jaycees _Womack_FUNDRAISING
RES-02.11.16 Jaycees _Womack_FUNDRAISINGRES-02.11.16 Jaycees _Womack_FUNDRAISING
RES-02.11.16 Jaycees _Womack_FUNDRAISING
 

Similar to FAITH-BASED FINANCIAL LEGACY PLAN™

Ida tax credit conference 12 07-06 for duplicator
Ida tax credit conference 12 07-06 for duplicatorIda tax credit conference 12 07-06 for duplicator
Ida tax credit conference 12 07-06 for duplicator
Denis Rigdon
 
Clarence Lee Smith Resume Executive 5 6 15 grey doc
Clarence Lee Smith Resume Executive 5 6 15 grey docClarence Lee Smith Resume Executive 5 6 15 grey doc
Clarence Lee Smith Resume Executive 5 6 15 grey doc
Clarence Lee Smith
 
fwi community flyer 315
fwi community flyer 315fwi community flyer 315
fwi community flyer 315
Financial Wealth Institute
 
Crain Resume 4.7.16
Crain Resume 4.7.16Crain Resume 4.7.16
Crain Resume 4.7.16
Theresa (Terri) Crain
 
History of Lingayen Catholic Credit Cooperative
History of  Lingayen Catholic Credit CooperativeHistory of  Lingayen Catholic Credit Cooperative
History of Lingayen Catholic Credit Cooperative
jo bitonio
 
Dixon Advisory [Introduction to Partnerships]
Dixon Advisory [Introduction to Partnerships]  Dixon Advisory [Introduction to Partnerships]
Dixon Advisory [Introduction to Partnerships]
Lee Eaton Consultant at KPMG
 
Business Succession Planning - About The Rawls Group
Business Succession Planning - About The Rawls GroupBusiness Succession Planning - About The Rawls Group
Business Succession Planning - About The Rawls Group
The Rawls Group
 
CPA Congress Melbourne 2015 - Day One Wrap Up
CPA Congress Melbourne 2015 - Day One Wrap Up CPA Congress Melbourne 2015 - Day One Wrap Up
CPA Congress Melbourne 2015 - Day One Wrap Up
CPA Australia
 
Patricia A Vamos - 2016 Resume - General
Patricia A Vamos - 2016 Resume - GeneralPatricia A Vamos - 2016 Resume - General
Patricia A Vamos - 2016 Resume - General
Patricia A. Vamos
 
Suncoast Advisory Group Brochure
Suncoast Advisory Group BrochureSuncoast Advisory Group Brochure
Suncoast Advisory Group Brochure
Rick Helbing
 
Sterling Investment Advisors
Sterling Investment AdvisorsSterling Investment Advisors
Sterling Investment Advisors
guest319d3ed
 
Michael Collins CV Oct 2016 vSENT
Michael Collins CV Oct 2016 vSENTMichael Collins CV Oct 2016 vSENT
Michael Collins CV Oct 2016 vSENT
Michael Collins
 
Forrest Consulting - We Build -v2
Forrest Consulting - We Build -v2Forrest Consulting - We Build -v2
Forrest Consulting - We Build -v2
leepublish
 
Flanagan Samples Northern Trust
Flanagan Samples Northern TrustFlanagan Samples Northern Trust
Flanagan Samples Northern Trust
Steve Flanagan
 
Heather Campbell Resume with skills
Heather Campbell Resume with skillsHeather Campbell Resume with skills
Heather Campbell Resume with skills
Heather Campbell
 
BP Resume
BP ResumeBP Resume
BP Resume
Bernard Palmer
 
FAMILY & BUSINESS SUCCESSION PLANNING
 FAMILY & BUSINESS SUCCESSION PLANNING FAMILY & BUSINESS SUCCESSION PLANNING
FAMILY & BUSINESS SUCCESSION PLANNING
Newport Board Group
 
Tfg sawin resume 2016
Tfg sawin resume 2016Tfg sawin resume 2016
Tfg sawin resume 2016
William E. Sawin, Sr.
 
Michael Anthony Campi
Michael Anthony CampiMichael Anthony Campi
Michael Anthony Campi
Michael A. Campi
 
Higher Education Consulting Firm: Calling All Leaders
Higher Education Consulting Firm: Calling All LeadersHigher Education Consulting Firm: Calling All Leaders
Higher Education Consulting Firm: Calling All Leaders
Significant Systems
 

Similar to FAITH-BASED FINANCIAL LEGACY PLAN™ (20)

Ida tax credit conference 12 07-06 for duplicator
Ida tax credit conference 12 07-06 for duplicatorIda tax credit conference 12 07-06 for duplicator
Ida tax credit conference 12 07-06 for duplicator
 
Clarence Lee Smith Resume Executive 5 6 15 grey doc
Clarence Lee Smith Resume Executive 5 6 15 grey docClarence Lee Smith Resume Executive 5 6 15 grey doc
Clarence Lee Smith Resume Executive 5 6 15 grey doc
 
fwi community flyer 315
fwi community flyer 315fwi community flyer 315
fwi community flyer 315
 
Crain Resume 4.7.16
Crain Resume 4.7.16Crain Resume 4.7.16
Crain Resume 4.7.16
 
History of Lingayen Catholic Credit Cooperative
History of  Lingayen Catholic Credit CooperativeHistory of  Lingayen Catholic Credit Cooperative
History of Lingayen Catholic Credit Cooperative
 
Dixon Advisory [Introduction to Partnerships]
Dixon Advisory [Introduction to Partnerships]  Dixon Advisory [Introduction to Partnerships]
Dixon Advisory [Introduction to Partnerships]
 
Business Succession Planning - About The Rawls Group
Business Succession Planning - About The Rawls GroupBusiness Succession Planning - About The Rawls Group
Business Succession Planning - About The Rawls Group
 
CPA Congress Melbourne 2015 - Day One Wrap Up
CPA Congress Melbourne 2015 - Day One Wrap Up CPA Congress Melbourne 2015 - Day One Wrap Up
CPA Congress Melbourne 2015 - Day One Wrap Up
 
Patricia A Vamos - 2016 Resume - General
Patricia A Vamos - 2016 Resume - GeneralPatricia A Vamos - 2016 Resume - General
Patricia A Vamos - 2016 Resume - General
 
Suncoast Advisory Group Brochure
Suncoast Advisory Group BrochureSuncoast Advisory Group Brochure
Suncoast Advisory Group Brochure
 
Sterling Investment Advisors
Sterling Investment AdvisorsSterling Investment Advisors
Sterling Investment Advisors
 
Michael Collins CV Oct 2016 vSENT
Michael Collins CV Oct 2016 vSENTMichael Collins CV Oct 2016 vSENT
Michael Collins CV Oct 2016 vSENT
 
Forrest Consulting - We Build -v2
Forrest Consulting - We Build -v2Forrest Consulting - We Build -v2
Forrest Consulting - We Build -v2
 
Flanagan Samples Northern Trust
Flanagan Samples Northern TrustFlanagan Samples Northern Trust
Flanagan Samples Northern Trust
 
Heather Campbell Resume with skills
Heather Campbell Resume with skillsHeather Campbell Resume with skills
Heather Campbell Resume with skills
 
BP Resume
BP ResumeBP Resume
BP Resume
 
FAMILY & BUSINESS SUCCESSION PLANNING
 FAMILY & BUSINESS SUCCESSION PLANNING FAMILY & BUSINESS SUCCESSION PLANNING
FAMILY & BUSINESS SUCCESSION PLANNING
 
Tfg sawin resume 2016
Tfg sawin resume 2016Tfg sawin resume 2016
Tfg sawin resume 2016
 
Michael Anthony Campi
Michael Anthony CampiMichael Anthony Campi
Michael Anthony Campi
 
Higher Education Consulting Firm: Calling All Leaders
Higher Education Consulting Firm: Calling All LeadersHigher Education Consulting Firm: Calling All Leaders
Higher Education Consulting Firm: Calling All Leaders
 

Recently uploaded

How to Invest in Cryptocurrency for Beginners: A Complete Guide
How to Invest in Cryptocurrency for Beginners: A Complete GuideHow to Invest in Cryptocurrency for Beginners: A Complete Guide
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Daniel
 
The state of welfare Resolution Foundation Event
The state of welfare Resolution Foundation EventThe state of welfare Resolution Foundation Event
The state of welfare Resolution Foundation Event
ResolutionFoundation
 
欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】
欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】
欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】
brunasordi905
 
TechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdfTechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdf
richardwellington119
 
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
rlo9fxi
 
FCCS Basic Accounts Outline and Hierarchy.pptx
FCCS Basic Accounts Outline and Hierarchy.pptxFCCS Basic Accounts Outline and Hierarchy.pptx
FCCS Basic Accounts Outline and Hierarchy.pptx
nalamynandan
 
Money20/20 and EU Networking Event of 20/24!
Money20/20 and EU Networking Event of 20/24!Money20/20 and EU Networking Event of 20/24!
Money20/20 and EU Networking Event of 20/24!
FinTech Belgium
 
International Sustainability Standards Board
International Sustainability Standards BoardInternational Sustainability Standards Board
International Sustainability Standards Board
Kumar Ramaiah
 
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdfMacroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
olaola5673
 
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksKYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
Any kyc Account
 
Discover the Future of Dogecoin with Our Comprehensive Guidance
Discover the Future of Dogecoin with Our Comprehensive GuidanceDiscover the Future of Dogecoin with Our Comprehensive Guidance
Discover the Future of Dogecoin with Our Comprehensive Guidance
36 Crypto
 
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma TranscriptUniversity of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
tscdzuip
 
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptxExploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
cosmo-soil
 
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightnessWhat's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightness
Labour Market Information Council | Conseil de l’information sur le marché du travail
 
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfOptimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
shruti1menon2
 
The Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial RevolutionThe Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial Revolution
Paolo Maresca
 
Importance of community participation in development projects.pdf
Importance of community participation in development projects.pdfImportance of community participation in development projects.pdf
Importance of community participation in development projects.pdf
krisretro1
 
Power point analisis laporan keuangan chapter 7 subramanyam
Power point analisis laporan keuangan chapter 7 subramanyamPower point analisis laporan keuangan chapter 7 subramanyam
Power point analisis laporan keuangan chapter 7 subramanyam
FarhanRafifSidqi
 
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
28xo7hf
 
The Rise and Fall of Ponzi Schemes in America.pptx
The Rise and Fall of Ponzi Schemes in America.pptxThe Rise and Fall of Ponzi Schemes in America.pptx
The Rise and Fall of Ponzi Schemes in America.pptx
Diana Rose
 

Recently uploaded (20)

How to Invest in Cryptocurrency for Beginners: A Complete Guide
How to Invest in Cryptocurrency for Beginners: A Complete GuideHow to Invest in Cryptocurrency for Beginners: A Complete Guide
How to Invest in Cryptocurrency for Beginners: A Complete Guide
 
The state of welfare Resolution Foundation Event
The state of welfare Resolution Foundation EventThe state of welfare Resolution Foundation Event
The state of welfare Resolution Foundation Event
 
欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】
欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】
欧洲杯投注-欧洲杯投注买球-欧洲杯投注买球网|【​网址​🎉ac22.net🎉​】
 
TechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdfTechnoXander Confirmation of Payee Product Pack 1.pdf
TechnoXander Confirmation of Payee Product Pack 1.pdf
 
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
 
FCCS Basic Accounts Outline and Hierarchy.pptx
FCCS Basic Accounts Outline and Hierarchy.pptxFCCS Basic Accounts Outline and Hierarchy.pptx
FCCS Basic Accounts Outline and Hierarchy.pptx
 
Money20/20 and EU Networking Event of 20/24!
Money20/20 and EU Networking Event of 20/24!Money20/20 and EU Networking Event of 20/24!
Money20/20 and EU Networking Event of 20/24!
 
International Sustainability Standards Board
International Sustainability Standards BoardInternational Sustainability Standards Board
International Sustainability Standards Board
 
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdfMacroeconomic-digest-of-Ukraine-0624-Eng.pdf
Macroeconomic-digest-of-Ukraine-0624-Eng.pdf
 
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksKYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
 
Discover the Future of Dogecoin with Our Comprehensive Guidance
Discover the Future of Dogecoin with Our Comprehensive GuidanceDiscover the Future of Dogecoin with Our Comprehensive Guidance
Discover the Future of Dogecoin with Our Comprehensive Guidance
 
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma TranscriptUniversity of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
 
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptxExploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Exploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
 
What's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightnessWhat's a worker’s market? Job quality and labour market tightness
What's a worker’s market? Job quality and labour market tightness
 
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfOptimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
 
The Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial RevolutionThe Impact of Generative AI and 4th Industrial Revolution
The Impact of Generative AI and 4th Industrial Revolution
 
Importance of community participation in development projects.pdf
Importance of community participation in development projects.pdfImportance of community participation in development projects.pdf
Importance of community participation in development projects.pdf
 
Power point analisis laporan keuangan chapter 7 subramanyam
Power point analisis laporan keuangan chapter 7 subramanyamPower point analisis laporan keuangan chapter 7 subramanyam
Power point analisis laporan keuangan chapter 7 subramanyam
 
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
 
The Rise and Fall of Ponzi Schemes in America.pptx
The Rise and Fall of Ponzi Schemes in America.pptxThe Rise and Fall of Ponzi Schemes in America.pptx
The Rise and Fall of Ponzi Schemes in America.pptx
 

FAITH-BASED FINANCIAL LEGACY PLAN™

  • 1. THE FAITH-BASED FINANCIAL LEGACY PLAN™ “The Proactive Stewardship Approach to Church Membership Growth and Attrition” The Faith-Based Legacy PlanTM is a proactive stewardship approach to membership growth and attrition that consist of financial literacy strategies that enhance and support the vision of the church. It was created specifically to help empower pastors and church leaders to systematically handle the financial challenges of the ministry. The plan was designed Charles Sims, Jr., President and CEO of the Sims Financial Group, Inc. and Patrick L. Cole, Managing Director, who also serves as an Ordained Elder in his local church. Together they have a combined 65+ years of financial services, multimedia marketing, and church leadership experience. FOUR MAJOR COMPONENTS OF THE FAITH-BASED FINANCIAL LEGACY PLANTM I. PERPETUAL LEGACY TITHING – Perpetually generate contributions to grow church financial reserves and endowments for future ministry expansion. Great for use in new member orientation DOES NOT AFFECT CURRENT GIVING AND IS AT NO ADDITIONAL COST TO THE CHURCH. II. PRE-MARITAL FINANCIAL PLANNING – Financial planning for those considering marriage or engaged. Topics cover stewardship and tithing, income protection, risk and debt management, wealth-building, retirement planning, budgeting and many other planning concepts to alleviate financial stress. III. FREE COLLEGE TUITION SCHOLARSHIP PROGRAM – SAGE Scholars Free Guaranteed College Scholarships for church member loved ones as early as birth and up to age 17. IV. THE SHEPHERD’S RETIREMENT LEGACY PLAN – Supplemental Retirement plan design to protect both your natural and spiritual family whether you live to retire with confidence, die or become disabled; it ensures an additional source of income for your family and the ministry. Patrick L. Cole, CCPS pcole@SimsFinancialGroup.com Direct: 901-502-2650 The Sims Financial Group, Inc. 3200 West End., Suite 500 Nashville, TN 37203 Office: 615-783-1630 The Sims Financial Group, Inc. 855 Ridge Lake Blvd., Suite 303 Memphis, TN 38111 Office: 901-682-2410 This document is designed to provide general information on the subject covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or management. Please note that The Sims Financial Group, Inc., its affiliated companies, and their representatives do not give legal or tax advice.