This document provides information about short-term financing solutions from Royal Bank of Canada for businesses. It discusses how temporary cash gaps can be addressed through flexible credit arrangements. The bank offers overdraft protection, operating lines of credit, business credit cards, and a Visa CreditLine that allows purchases with credit card convenience and rewards. Contact information is provided for Emad Ghali, a senior account manager, to discuss these and other small business financial services.

1. Emad Ghali
Senior Account Manager Business &
Personal
Royal Bank of Canada
2157 Guy Street
Montreal, QC H3H 2L9
Cel: 514-462-2184
emad.ghali@rbc.com
For more information about
these solutions and other
RBC®
Small Business
Financial Services:
> Visit your nearest
RBC Royal Bank®
branch
> Go to www.rbcroyalbank.com
> Call 1-800 ROYAL®
2-0
Small Business Financial Services
Making credit work for you
and your business
Finance short-term expenses and cash shortfalls
Even if you have a great understanding of your
sales cycle, there may be times – especially
when your business is growing – that you need
additional inventory, raw materials or other
supplies to meet an immediate request. Other
times, you’ll need money to pay invoices from
suppliers before you receive money from
customers.
You can protect your business from temporary cash gaps by having flexible, short
term financing solutions arranged before you need the funds. Ensuring that you
have access to credit can minimize the cost of short term and unexpected expenses
and keep your business plan on track.
How we can help
> Overdraft. Eliminate concerns about not having enough cash in your account
to pay suppliers or employees with overdraft protection.
> Operating Line. Have cash available before you need it. An operating line lets
you borrow as much as you need and pay it back when you have surplus cash.
> Business Visa* Expense Cards. Streamline your business expenses by choosing
between the Visa Business card offering basic benefits, and the Visa Business
Platinum Avion card offering superior rewards and valuable insurances.
> Visa* CreditLine for Small Business.™
This self-managed line of credit lets you
make purchases with the convenience of a credit card. Plus, you’ll earn travel
and merchandise rewards through RBC Rewards and enjoy valuable
insurance benefits.
®
Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of
Canada. * Registered trademark of Visa International Service Association. Used under license.
™
Trademark of Royal Bank of Canada.