This document provides an update on MISMO standards and the eMortgage initiative. It discusses the MISMO logical data dictionary (LDD) and XML schema, as well as MISMO's governance structure and standards development process. The document notes that MISMO standards allow competitors to collaborate on common data formats. It also distinguishes between MISMO standards, which are openly developed and available, and regulatory reporting specifications, which are often more closed. The document describes growing adoption of MISMO standards in mortgage origination, underwriting, and servicing. It introduces the new SMART Doc V3 standard and efforts to coordinate its adoption. Finally, it discusses an electronic signature case study involving the IRS Form 4506-T.
Building & Running A Successful Identity ProgramDan Houser
Two hour presentation on steps to build a successful identity access management program, including stakeholder buyin, strategy, roadmaps, selling I&AM, foundational components of I&AM, etc.
There’s growing recognition in the analyst community that reference data is a form of master data that requires its own governance. Locations, currency codes, financial accounts, and organizational hierarchies are so widely used in an organization that mismatches can result in: reconciliation issues, poor quality analytics or even transactional failures.
While it’s easy to see how poor reference data management (RDM) can cause problems, many companies struggle with determining how to get started. Multiple questions arise: What’s the scope? How should one choose between RDM solutions? How do I compute ROI? To answer these questions and more, Orchestra Networks teamed up with Aaron Zornes, Chief Research Office of the MDM Institute and Godfather of MDM, for: Everything you ever wanted to know about Reference Data (but were afraid to ask).
In this hour long webcast featuring Aaron Zornes (MDM Institute) and Conrad Chuang (Orchestra Networks) you will learn the:
Characteristics of reference data,
Key features of a reference data management (RDM) solution,
Lessons learned RDM implementations,
and more
Building & Running A Successful Identity ProgramDan Houser
Two hour presentation on steps to build a successful identity access management program, including stakeholder buyin, strategy, roadmaps, selling I&AM, foundational components of I&AM, etc.
There’s growing recognition in the analyst community that reference data is a form of master data that requires its own governance. Locations, currency codes, financial accounts, and organizational hierarchies are so widely used in an organization that mismatches can result in: reconciliation issues, poor quality analytics or even transactional failures.
While it’s easy to see how poor reference data management (RDM) can cause problems, many companies struggle with determining how to get started. Multiple questions arise: What’s the scope? How should one choose between RDM solutions? How do I compute ROI? To answer these questions and more, Orchestra Networks teamed up with Aaron Zornes, Chief Research Office of the MDM Institute and Godfather of MDM, for: Everything you ever wanted to know about Reference Data (but were afraid to ask).
In this hour long webcast featuring Aaron Zornes (MDM Institute) and Conrad Chuang (Orchestra Networks) you will learn the:
Characteristics of reference data,
Key features of a reference data management (RDM) solution,
Lessons learned RDM implementations,
and more
On May 20, Visual Basic is 25 years old! Congrats to VB! Yet Microsoft is not to open source Visual Basic. VBA has become a precious species. Here I am to share some notes on Excel/VBA.
EU cybersecurity requirements under current and future medical devices regula...Erik Vollebregt
Presentation delivered at Q1 MEDICAL DEVICE CYBERSECURITY RISK MITIGATION conference in Washington on 25 July 2016 concerning EU cybersecurity requirements under current and future medical devices regulation
In the new world of connected healthcare, medical device manufacturers are challenged with cybersecurity issues to comply with the new FDA regulations. We examine the 5 domain areas of cybersecurity which apply to IoT HealthCare Vendors/ Providers.
21CFR regulations & its applicability in the industry and FDA perspective on the same and FDA check points on 21CFR regulations during their inspection.
Digital Retail Africa 2023 hosted by IT News Africa - Carrie Peter speaks on Balancing User Experience and Security Compliance at Scale at the Digital Retail Africa 2023 conference. #retailtech #ecommerce #customerexperience #onlineshopping #securitycompliance
NOPERU is the organization responsible for handing out permits those Corporations, Governments and Citizens need for activities that involve emissions – such as CO2 – or resource usage – such as energy or water. NOPERU works with 100s users from five locations. A transition is taking place from decentralized data, Oracle Forms based application silos, paper based documents, data oriented, outdated character based user interfaces to a future steeped in Fusion Middleware, with modern pages (ADF), a serviced oriented architecture with decoupling and reuse (SOA Suite and OSB), a unified database (Oracle 11gR2) and digital documents (WebCenter Content). Then a business process approach (BPM Suite & BAM) that aligns with how business really works and provides operational insight to managers. This presentation tells the story of the transition, functional, architectural and technological aspects.
On May 20, Visual Basic is 25 years old! Congrats to VB! Yet Microsoft is not to open source Visual Basic. VBA has become a precious species. Here I am to share some notes on Excel/VBA.
EU cybersecurity requirements under current and future medical devices regula...Erik Vollebregt
Presentation delivered at Q1 MEDICAL DEVICE CYBERSECURITY RISK MITIGATION conference in Washington on 25 July 2016 concerning EU cybersecurity requirements under current and future medical devices regulation
In the new world of connected healthcare, medical device manufacturers are challenged with cybersecurity issues to comply with the new FDA regulations. We examine the 5 domain areas of cybersecurity which apply to IoT HealthCare Vendors/ Providers.
21CFR regulations & its applicability in the industry and FDA perspective on the same and FDA check points on 21CFR regulations during their inspection.
Digital Retail Africa 2023 hosted by IT News Africa - Carrie Peter speaks on Balancing User Experience and Security Compliance at Scale at the Digital Retail Africa 2023 conference. #retailtech #ecommerce #customerexperience #onlineshopping #securitycompliance
NOPERU is the organization responsible for handing out permits those Corporations, Governments and Citizens need for activities that involve emissions – such as CO2 – or resource usage – such as energy or water. NOPERU works with 100s users from five locations. A transition is taking place from decentralized data, Oracle Forms based application silos, paper based documents, data oriented, outdated character based user interfaces to a future steeped in Fusion Middleware, with modern pages (ADF), a serviced oriented architecture with decoupling and reuse (SOA Suite and OSB), a unified database (Oracle 11gR2) and digital documents (WebCenter Content). Then a business process approach (BPM Suite & BAM) that aligns with how business really works and provides operational insight to managers. This presentation tells the story of the transition, functional, architectural and technological aspects.
Presentation about "Trust Your Supplier", a Chainyard solution to enable supplier qualification on a permissioned shared ledger. TYS is implemented on Hyperledger Fabric and works on a permissioned blockchain. It is one of largest consortium evolving in the supply chain space. If you need more info on TYS, SSI, BITA Party Object or just more info on Chainyard, email me at mohan@chainyard.com
New Analytic Uses of Master Data Management in the EnterpriseDATAVERSITY
Companies all over the world are going through digital transformation now, which in many cases is all about maturing the data environment and the use of data. Master data is key to this effort. All transformative projects require master data and usually many subject areas.
What could you accomplish if cultivating master data didn’t have to be part of every project and could be accessed as a service?
We’ll look at creative enterprise use cases of Master Data Management in the enterprise. We’ll see what some MDM vendors are doing with AI and how the future of MDM will be shaped by looking at some specific MDM actions influenced by AI.
A Case of Fusion Middleware (IlOUG Tech Days, July 2013)Lucas Jellema
NOPERU is the organization responsible for handing out permits that Corporations, Governments and Citizens need for activities that involve emissions -such as CO2 - or resource usage - such as energy or water. NOPERU works with 100s users from five locations. A transition is taking place from decentralized data, Oracle Forms based application silos, paper based documents, data oriented, outdated character based user interfaces to a future steeped in Fusion Middleware, with modern pages (ADF), a serviced oriented architecture with decoupling and reuse (SOA Suite and OSB), a unified database (Oracle 11gR2) and digital documents (WebCenter Content). Then a business process approach (BPM Suite & BAM) that aligns with how business really works and provides operational insight to managers. This presentation tells the story of the transition, functional, architectural and technological aspects.
Analytics in the Cloud and the ROI for B2BVeronica Kirn
Veronica Kirn Global Market Manager presents the shift in Analytics with Jeannine Calandra providing in depth product specifics for B2B Services Reporting & Analytics. This was presented at the InterConnect event in Las Vegas, NV for Technology professionals interesting in addressing their Business to Business (B2B) need for turning data into insight.
Bridging Data Gaps with a Solid Data Foundation - A Key Imperative for Today’...Denodo
Watch full webinar here: https://bit.ly/3CjoaxS
In this session, the panel will discuss the importance of laying out a solid data foundation for everything digital for any financial institution. The panelists from UFCU and DevFacto will share their journey and agile approach toward data management in a hybrid data environment.
From this session, you will learn how UFCU gained unprecedented agility in data management and built the foundation for a “member 360” view. Devfacto worked with UFCU to design and set up multiple service streams. To streamline cloud adoption, and seamlessly unify cloud and on-premise data sources. Denodo’s Logical Data Platform enabled UFCU with reusable Lego-like building blocks to create different data views for business teams.
Revenue assurance (RA) is a niche business activity most commonly undertaken within businesses that provide telecommunication services. The activity is the use of data quality and process improvement methods that improve profits, revenues and cash flows without influencing demand.
Opportunity for VARs and MSPs to help SMBs manage services and save IT management costs. Content includes the following: About Kaseya; Why sell/resell Kaseya; Prospecting; Creating opportunities and registering deals; And how to engage. Presented by Kaseya. March 2014
Epistemic Interaction - tuning interfaces to provide information for AI supportAlan Dix
Paper presented at SYNERGY workshop at AVI 2024, Genoa, Italy. 3rd June 2024
https://alandix.com/academic/papers/synergy2024-epistemic/
As machine learning integrates deeper into human-computer interactions, the concept of epistemic interaction emerges, aiming to refine these interactions to enhance system adaptability. This approach encourages minor, intentional adjustments in user behaviour to enrich the data available for system learning. This paper introduces epistemic interaction within the context of human-system communication, illustrating how deliberate interaction design can improve system understanding and adaptation. Through concrete examples, we demonstrate the potential of epistemic interaction to significantly advance human-computer interaction by leveraging intuitive human communication strategies to inform system design and functionality, offering a novel pathway for enriching user-system engagements.
UiPath Test Automation using UiPath Test Suite series, part 4DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 4. In this session, we will cover Test Manager overview along with SAP heatmap.
The UiPath Test Manager overview with SAP heatmap webinar offers a concise yet comprehensive exploration of the role of a Test Manager within SAP environments, coupled with the utilization of heatmaps for effective testing strategies.
Participants will gain insights into the responsibilities, challenges, and best practices associated with test management in SAP projects. Additionally, the webinar delves into the significance of heatmaps as a visual aid for identifying testing priorities, areas of risk, and resource allocation within SAP landscapes. Through this session, attendees can expect to enhance their understanding of test management principles while learning practical approaches to optimize testing processes in SAP environments using heatmap visualization techniques
What will you get from this session?
1. Insights into SAP testing best practices
2. Heatmap utilization for testing
3. Optimization of testing processes
4. Demo
Topics covered:
Execution from the test manager
Orchestrator execution result
Defect reporting
SAP heatmap example with demo
Speaker:
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
"Impact of front-end architecture on development cost", Viktor TurskyiFwdays
I have heard many times that architecture is not important for the front-end. Also, many times I have seen how developers implement features on the front-end just following the standard rules for a framework and think that this is enough to successfully launch the project, and then the project fails. How to prevent this and what approach to choose? I have launched dozens of complex projects and during the talk we will analyze which approaches have worked for me and which have not.
GraphRAG is All You need? LLM & Knowledge GraphGuy Korland
Guy Korland, CEO and Co-founder of FalkorDB, will review two articles on the integration of language models with knowledge graphs.
1. Unifying Large Language Models and Knowledge Graphs: A Roadmap.
https://arxiv.org/abs/2306.08302
2. Microsoft Research's GraphRAG paper and a review paper on various uses of knowledge graphs:
https://www.microsoft.com/en-us/research/blog/graphrag-unlocking-llm-discovery-on-narrative-private-data/
Slack (or Teams) Automation for Bonterra Impact Management (fka Social Soluti...Jeffrey Haguewood
Sidekick Solutions uses Bonterra Impact Management (fka Social Solutions Apricot) and automation solutions to integrate data for business workflows.
We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on the notifications, alerts, and approval requests using Slack for Bonterra Impact Management. The solutions covered in this webinar can also be deployed for Microsoft Teams.
Interested in deploying notification automations for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
JMeter webinar - integration with InfluxDB and GrafanaRTTS
Watch this recorded webinar about real-time monitoring of application performance. See how to integrate Apache JMeter, the open-source leader in performance testing, with InfluxDB, the open-source time-series database, and Grafana, the open-source analytics and visualization application.
In this webinar, we will review the benefits of leveraging InfluxDB and Grafana when executing load tests and demonstrate how these tools are used to visualize performance metrics.
Length: 30 minutes
Session Overview
-------------------------------------------
During this webinar, we will cover the following topics while demonstrating the integrations of JMeter, InfluxDB and Grafana:
- What out-of-the-box solutions are available for real-time monitoring JMeter tests?
- What are the benefits of integrating InfluxDB and Grafana into the load testing stack?
- Which features are provided by Grafana?
- Demonstration of InfluxDB and Grafana using a practice web application
To view the webinar recording, go to:
https://www.rttsweb.com/jmeter-integration-webinar
DevOps and Testing slides at DASA ConnectKari Kakkonen
My and Rik Marselis slides at 30.5.2024 DASA Connect conference. We discuss about what is testing, then what is agile testing and finally what is Testing in DevOps. Finally we had lovely workshop with the participants trying to find out different ways to think about quality and testing in different parts of the DevOps infinity loop.
Connector Corner: Automate dynamic content and events by pushing a buttonDianaGray10
Here is something new! In our next Connector Corner webinar, we will demonstrate how you can use a single workflow to:
Create a campaign using Mailchimp with merge tags/fields
Send an interactive Slack channel message (using buttons)
Have the message received by managers and peers along with a test email for review
But there’s more:
In a second workflow supporting the same use case, you’ll see:
Your campaign sent to target colleagues for approval
If the “Approve” button is clicked, a Jira/Zendesk ticket is created for the marketing design team
But—if the “Reject” button is pushed, colleagues will be alerted via Slack message
Join us to learn more about this new, human-in-the-loop capability, brought to you by Integration Service connectors.
And...
Speakers:
Akshay Agnihotri, Product Manager
Charlie Greenberg, Host
Essentials of Automations: Optimizing FME Workflows with ParametersSafe Software
Are you looking to streamline your workflows and boost your projects’ efficiency? Do you find yourself searching for ways to add flexibility and control over your FME workflows? If so, you’re in the right place.
Join us for an insightful dive into the world of FME parameters, a critical element in optimizing workflow efficiency. This webinar marks the beginning of our three-part “Essentials of Automation” series. This first webinar is designed to equip you with the knowledge and skills to utilize parameters effectively: enhancing the flexibility, maintainability, and user control of your FME projects.
Here’s what you’ll gain:
- Essentials of FME Parameters: Understand the pivotal role of parameters, including Reader/Writer, Transformer, User, and FME Flow categories. Discover how they are the key to unlocking automation and optimization within your workflows.
- Practical Applications in FME Form: Delve into key user parameter types including choice, connections, and file URLs. Allow users to control how a workflow runs, making your workflows more reusable. Learn to import values and deliver the best user experience for your workflows while enhancing accuracy.
- Optimization Strategies in FME Flow: Explore the creation and strategic deployment of parameters in FME Flow, including the use of deployment and geometry parameters, to maximize workflow efficiency.
- Pro Tips for Success: Gain insights on parameterizing connections and leveraging new features like Conditional Visibility for clarity and simplicity.
We’ll wrap up with a glimpse into future webinars, followed by a Q&A session to address your specific questions surrounding this topic.
Don’t miss this opportunity to elevate your FME expertise and drive your projects to new heights of efficiency.
Builder.ai Founder Sachin Dev Duggal's Strategic Approach to Create an Innova...Ramesh Iyer
In today's fast-changing business world, Companies that adapt and embrace new ideas often need help to keep up with the competition. However, fostering a culture of innovation takes much work. It takes vision, leadership and willingness to take risks in the right proportion. Sachin Dev Duggal, co-founder of Builder.ai, has perfected the art of this balance, creating a company culture where creativity and growth are nurtured at each stage.
Transcript: Selling digital books in 2024: Insights from industry leaders - T...BookNet Canada
The publishing industry has been selling digital audiobooks and ebooks for over a decade and has found its groove. What’s changed? What has stayed the same? Where do we go from here? Join a group of leading sales peers from across the industry for a conversation about the lessons learned since the popularization of digital books, best practices, digital book supply chain management, and more.
Link to video recording: https://bnctechforum.ca/sessions/selling-digital-books-in-2024-insights-from-industry-leaders/
Presented by BookNet Canada on May 28, 2024, with support from the Department of Canadian Heritage.
Transcript: Selling digital books in 2024: Insights from industry leaders - T...
MISMO / eMortgage Update
1. MISMO / eMortgage Update
Harry Gardner
President, SigniaDocs, Inc.
Chair, MISMO Residential Governance Committee
November 9, 2011
2. MISMO Standards
• Logical Data Dictionary (LDD)
– Over 5,000 data points and enumerations (lists of
values), with business definitions agreed-upon by
industry participants
– Workgroups vet data points and definitions they need
for their business exchanges
– Core Data Structures reviews proposed data points
against existing LDD
• Version 3 -- XML Schema
– Reference Model sets the structure and relationships
for all those data points
– Extensible – business partners can add their own
custom data 2
3. MISMO Structure
Board of Directors
Residential Governance
Core Data Structures Architecture WG
Council of Chairs
Process-Area Workgroups: Specialized Workgroups:
Origination, Secondary, Servicing Doc Classification, eMortgage,
Tax, Title, Credit, Flood, MI Business Rules, Interface Arch.
Development Groups
3
4. Standards Development
• IPR policy allows competitors to come together and
develop data standards that benefit everyone
• Compete on services and technology, not data
formats
• Reference Model ensures common XML structure
• Conf Calls – Workgroups, Development Groups
• Trimester Meetings – January, May, September
• Standards are constantly being expanded to meet
real-world needs of the industry
4
5. Standards vs. Specifications
• MISMO standards
– Openly created and openly available
– Developed by industry consensus
– Common language
– Extensible
• Regulatory reporting specifications
– Usually more “closed”
– Created by regulators or private industry groups
– Usually not aligned with existing open standards
– Data quality is compromised
– Cost impact
5
6. Industry Adoption
• Early days – mostly front-end services: tax,
title, flood, MI – request/response
transactions
• Extended into Origination, Underwriting,
Secondary delivery and Servicing setup
• Now mandated by FHFA for Fannie & Freddie:
• UMDP: Uniform Mortgage Data Program
– ULDD: Uniform Loan Delivery Dataset
– UAD: Uniform Appraisal Dataset
6
7. SMART Doc V3
• MISMO “Document” concept, common
throughout all workgroups
• Addresses shortcomings of SMART Doc V 1.02
• Flexible structure
• Any VIEW format (PDF, XHTML, Word…) can
be incorporated with XML data
• Working with MBA, MERS, Fannie Mae and
Freddie Mac to coordinate and plan transition
to SMART Doc V3 7
10. Real-World Application of
Electronic Signatures
Jeff Knott
Director, Product Management
Equifax
November 9, 2011
11. Today’s Roadmap
• Market Challenges
• Multiple Use Cases
• eSignature Case Study
– IRS Form 4506-T
– Market Problem
– Proof of Concept
– Program Objectives
– Value Proposition
• Q&A
12. Market Challenges
• Fraud
• Compliance
– Laws and Regulations
– Internal Policy
• Security
– System Access
– User Authentication
• Process Adoption
13. Multiple Use Cases
• Mortgage
Qualification
• Credentialing
• Background Investigation
Risk Customer • Consumer Finance
Mitigation Acquisition
• Accounts Receivable
• Government Programs
• Property Management
Quality
Control
Service
Renewal
• Brokerage Services
• Insurance
Customer Lifecycle
• And more . . .
15. IRS Income Verification Express
Service (IVES) Program
• Personal Tax, Business Tax, and Wage Statements
• Registered IVES program participants; authorized 3rd parties
• Documents retrieved directly from the IRS
• Consent-based service
• IRS form (4506-T, 4506-EZ, or 4506) must be signed within 120 days
Client IVES Participant IRS Service Center
Order
Form 4506-T Form 4506-T
Tax Document Tax Document
Acquisition & Quality Check Tax Transcript
Decisioning Process & Fulfillment Fulfillment Process
15
16. IRS Form 4506-T
Taxpayer’s SSN
Previous Address
Enter Form Type
Check box for 1040
Check box for W2, 1099
Enter Years Requested
Date within 120 days
Signature
17. Market Problem
• Traditionally the IRS Return and Income Verification Services
(RAIVS) team does not allow the use of electronic signature
on its Form 4506-T as an alternative to ink signatures.
• Electronic commerce is enjoying rapid adoption across many
sectors, in both business and government transactions.
• Methods for initiating, completing and recording electronic
signatures and records are expanding as demand increases,
with many technologies to choose from in the market.
• Due to current economic conditions, especially in the
mortgage industry, and increased regulations, this type of
electronic processing can be leveraged to solve a widely
recognized efficiency concern.
18. Industry Leadership
Equifax & DocuSign
• Championing industry enhancements
• Defining and aligning policies, standards, and rules
• Identifying data stakeholders and their goals
• Communicating with accountability to stakeholders
• Providing mechanisms for review and issue resolution
Policy
Data Quality
&
Strategy Management
19. Proof of Concept
• Equifax and DocuSign have partnered with the IRS to
initiate a small-scale, limited-scope experiment
involving the submission of electronically signed
forms to the IRS through a trusted third party
• This pilot would enhance the IVES program by
allowing either a “wet” ink or electronic signature to
be used by taxpayers on a Form 4506-T
20. IRS Requirements
• Support the electronic filing goals of the IRS Restructuring and Reform Act
of 1998 (RRA 98) by enabling electronic signature technologies
• Comply with the requirements of Section 508 of the Rehabilitation Act
• Protect citizen rights and privacy, limit burden, and promote broad
acceptance of electronic commerce
• Use technologies and processes that facilitate electronic filing, payment,
and communication without relying on paper-based signatures
• Replace paper transactions with electronic methods that are more
accurate and less expensive to process
• Have security appropriate for the level of risk
• Are based as much as practicable on established laws and existing
frameworks, including time-tested industry practices
21. eSignature Objectives
• Require no changes to IRS policy or procedure
• Require no changes to trusted third party relationships
• Test the effect of electronic signing on the Taxpayer
experience
• Improve Taxpayer privacy over current levels
• Reduce 4506-T rejection rates from current IRS levels
• Improve data integrity and security
• Test the ability of electronic processing to solve a widely
recognized efficiency concern within the IRS
22. Value Proposition
• Electronic signature
acceptance by the IRS on
Form 4506-T:
– Promotes use of tax
transcripts
– Reduces lost paperwork
– Minimizes signature fraud
– Streamlines processes
– Lowers costs
Final released versions are posted for open download from MISMO.ORGSubscribers have access to draft versions as they are developedCan be extended via NameSpaces – but extensions are often incorporated into the next release as part of the full standards, so although MISMO creates standards, they are far from static – constantly expanding and evolving to meet the needs of those who use them.Data quality of regulatory reporting specs – CSBS, ASF examples – comma-delimited format, limited or different enumerations, varying matches to MISMO granularityRegulators can help their constituents save $$ by aligning to existing, adopted standardsMISMO welcomes opportunities to expand the LDD and reference model with additional data needed for regulatory purposesEveryone benefits through cost savings and better data quality (which is the core value of having this data reported in the first place)