This document provides information about paying for college, including expected earnings based on education level, sources of financial aid, types of aid available, and how to apply. On average, a high school graduate earns $22,437 annually, while a college graduate with an associate's degree earns $30,356, and a bachelor's degree $45,776. More than 2/3 of new jobs require postsecondary education. Financial aid comes from federal and state governments as well as institutions and private sources. Types of aid include scholarships, grants, work-study, and loans. Grants like Pell and FSEOG provide up to $5,550 annually. Students can apply for financial aid by getting a FAF
Tools of the Trade: Financial Aid 101: Education is AffordableMarissa Lowman
John B. Leach, Associate Dean of Admission and Financial Aid at Davidson College, gave an overview of the principles behind financial aid and an in-depth investigation of the financial aid process.
Tools of the Trade: Financial Aid 101: Education is AffordableMarissa Lowman
John B. Leach, Associate Dean of Admission and Financial Aid at Davidson College, gave an overview of the principles behind financial aid and an in-depth investigation of the financial aid process.
Students will learn about how the different forms of financial aid can help them finance their college education, and how to obtain funding help when paying for college.
We’ve put together a brief presentation to explain the language you’ll encounter when borrowing a college loan, how to differentiate between lenders, and ways to make sure you borrow wisely.
Nov. 10, 2011 Wissahickon HS Financial Aid NightChristopher
Fran McKeown, a representative from PHEAA (Pennsylvania Higher Education Assistance Agency), presented to parents and students of Wissahickon HS about financial aid.
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
Students will learn about how the different forms of financial aid can help them finance their college education, and how to obtain funding help when paying for college.
We’ve put together a brief presentation to explain the language you’ll encounter when borrowing a college loan, how to differentiate between lenders, and ways to make sure you borrow wisely.
Nov. 10, 2011 Wissahickon HS Financial Aid NightChristopher
Fran McKeown, a representative from PHEAA (Pennsylvania Higher Education Assistance Agency), presented to parents and students of Wissahickon HS about financial aid.
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
It’s no secret that postsecondary education is an investment, but do you find yourself asking how much it will really cost and wondering how you will pay for it?
We’ll help you determine the true cost of education after high school and go over all your options for payment – from scholarships and grants to financial aid and student loans. We’ll also cover the topic of timing – when you should begin looking into your options and what to expect from the application process.
The decision to go to college can by complicated by the financial commitment that’s involved. It can be stressful (as a family) to think of the expense, the debt piling up, and the unknown of when it comes time to repay.
With some knowledge and preparation, you can make college happen. Don’t let the cost deter you if you’re confident in the value of a college education!
How to fill out the FAFSA (Free Application for Federal Student Aid), from Darryl Young and the 15K Degrees Initiative in Louisville, KY (www.15kdegrees.org)
1. Let’s Use Some Dynamite to shed light on paying for college! What Are You Going To Do Today Napoleon?
2. Uncle Rico… What’s the Value of A College Education over a lifetime? Back in ‘82 On average a high school graduate can expect to make $22,437 per year A college graduate with a associate’s degree can expect to make $30,356 A college graduate with a bachelor’s degree can expect to make $45,776 An advanced degree graduate can expect to make $65,301
3.
4. A Changing Workforce More than 2/3 of new jobs require some postsecondary education
5. Financing Your EducationPaying for College What is financial aid? Where does it come from? What aid is available? How do I apply?
7. Where does it come from? Federal Government State Government Institution Private Sources
8. What can Financial Aid Be? Scholarships – Free Money Full-Time/Part-Time Work College Savings – UESP 529 Plan Grants – Free Money Work-Study – Aid & Tuition Discounts Federal Student Loans – Low Interest / Consolidation Federal Parent Loans – Low Interest Private/Alternative Loans – Non Federal Loans
9. Paying for College: Grants Pell Grant Up to $5,550 Federal Supplemental Educational Opportunity Grant (FSEOG) $100 to $4,000 LEAP Grant(Leveraging Educational Assistance Partnership) Partnership between state and federal government State matches federal dollars, up to $1,000 Utah Centennial Opportunity Program for Education (UCOPE) Grant Funding by the Utah State Legislature to supplement shrinking federal dollars
10. Paying for College: Work Study Federal Work Study Up to 20 hours per week Does not affect income on next year’s FAFSA Federal government typically pays 75% of student’s wage Utah matches funds through UCOPE Work Study Program
19. What Next? EFC: Expected Family Contribution SAR: Student Aid Report Award Letter
20. Independent Student Definition 24 Graduate or Professional Student Married Has children or dependents Orphan or ward of the court Veteran Active duty Determined to be “independent” by financial aid administrator based upon unusual circumstances
32. Remember to always smile when faced with impossible odds UHEAA Outreach Michelle Riddle mriddle@utahsbr.edu (801) 321-7145 Sumiko Martinez smartinez@utahsbr.edu (801) 366-8477 Brian Hosie bhosie@utahsbr.edu 801-321-7245 Steve Rogerssrogers@utahsbr.edu (801)366-8460
33. Follow us on Facebook and Twitter for the most up-to-date scholarship reminders! www.facebook.com/uheaa www.twitter.com/uheaa www.uheaa.org/higheredshop
Editor's Notes
Custom animation effects: Grayscale picture fades to full color(Basic)To reproduce the grayscale picture effects on this slide, do the following:On the Home tab, in the Slides group, click Layout, and then click Blank. On the Insert tab, in the Illustrations group, click Picture. In the Insert Picture dialog box, select a color picture and then click Insert. On the slide, select the picture. Under Picture Tools, on the Format tab, in the bottom right corner of the Size group, click the Size and Position dialog box launcher. In the Size and Position dialog box, on the Size tab, resize or crop the picture as needed so that under Size and rotate, the Height box is set to 4.15” and the Width box is set to 6.25”. Resize the picture under Size and rotate by entering values into the Height and Width boxes. Crop the picture under Crop from by entering values into the Left, Right, Top, and Bottom boxes. Under PictureTools, on the Format tab, in the Adjust group, click Recolor, and then under Color Modes click Grayscale (first option from the left).Right-click the grayscale picture, and then click Format Picture. In the Format Picture dialog box, in the left pane, click Shadow. In the Shadow pane, click the button next to Presets, and then under Outer click Offset Diagonal Top Right (third row, first option on the left).On the Home tab, in the Drawing group, click Arrange, point to Align, and then do the following:Click Align to Slide.Click Align Middle.Click Align Center.To reproduce the full-color picture effects on this slide, do the following:Select the grayscale picture. On the Home tab, in the Clipboard group, click the arrow under Paste, and then click Duplicate.Select the duplicate picture. Under PictureTools, on the Format tab, in the Adjust group, click Recolor, and then under No Recolor click No Recolor.On the Home tab, in the Drawing group, click Arrange, point to Align, and then do the following:Click Align to Slide.Click Align Middle.Click Align Center.To reproduce the animation effects on this slide, do the following:On the Animations tab, in the Animations group, click CustomAnimation.On the slide, select the full-color picture, and then do the following in the CustomAnimation task pane: Click Add Effect, point to Entrance, and then click MoreEffects. In the Add Entrance Effect dialog box,under Subtle, click Fade, and then click OK.Under Modify: Fade, in the Start list, select With Previous.Under Modify: Fade, in the Speed list, select Slow.Click Add Effect, point to Entrance, and then click MoreEffects. In the Add Entrance Effect dialog box,under Subtle, click Expand, and then click OK.Under Modify: Expand, in the Start list, select With Previous.Under Modify: Expand, in the Speed list, select Fast.To reproduce the background effects on this slide, do the following:On the Design tab, in the Background group, click BackgroundStyles, and then click Style 8 (second row, fourth option from the left). (Note: If this action is taken in a PowerPoint presentation containing more than one slide, the background style will be applied to all of the slides.)
These are averages for the state of Utah National averages areHigh School Grad 31,539Associate Degree Grad $40,588Bachelor’s Degree Grad $50,944Professional Grad$100,000
All based on financial need. Pell Grants are always available. The others have limited funding, so check with your school about availability and priority deadlines.
Also talk about borrower protections for repayment period.