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The document provides an overview of Islamic banking products and operations. It discusses key concepts like prohibiting interest and requiring profit and loss sharing. Common Islamic banking products described include murabaha for working capital, equipment financing, syndicated financing, sukuk bonds, mortgages, and investment funds. The concluding remarks note the growth opportunities for Islamic banking given the large Muslim population and its compatibility with their religious beliefs.
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2) Common Islamic banking products include short-term working capital financing, medium-term sales financing, syndicated financing, and sukuk (Islamic bonds). Mortgages are offered through diminishing musharakah, where the bank and customer jointly purchase a property.
3) The Islamic finance market has grown significantly, with over $700 billion in assets and $100-200 billion in liquid funds seeking Sharia-compliant investments. The industry is working to develop new
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The East Cameron Gas Company Sukuk was the first sukuk issued in the United States in 2006. It raised $165.67 million through a musharakah structure to purchase oil and gas assets, with the sukuk holders and issuer owning shares in the assets. However, the sukuk experienced downgrades and defaults due to production issues and volatile oil and gas prices. While an innovative first for the US, it demonstrated some of the risks involved in asset-backed sukuk.
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The document summarizes Dubai's debt crisis and its impacts. It discusses how Dubai accumulated large debts through real estate speculation and risky lending. When Dubai World requested delays in debt repayments of $59 billion, it shocked global markets. Abu Dhabi then provided $10 billion in aid to help Dubai repay its debts. The crisis raised concerns for global banks lending to Dubai and regional economic impacts, but Dubai is expected to eventually recover as its projects are completed.
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- Meezan Bank offers an easy home financing product that allows customers to purchase a home through monthly installments in a sharia-compliant manner without interest.
- The product is based on the concept of diminishing musharakah, where the bank and customer jointly own the property and the customer gradually purchases the bank's share over time.
- The document provides details on payment plans, profit calculations, examples of payment schedules, and frequently asked questions about the diminishing musharakah structure and easy home financing product.
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The document discusses Sukuk, an Islamic financial certificate that is an alternative to conventional bonds. Sukuk represents proportionate ownership of tangible assets or services, with the certificate holders entitled to income from those underlying assets. The document provides details on how Sukuk are structured and issued through a special purpose vehicle, with the holders having beneficial ownership of the leased assets. Examples of major Sukuk issues are also mentioned, along with the benefits of Sukuk for issuers and investors.
Alhuda CIBE - Issuance Procedures of Sukuk
This document discusses the re-engineering of structural and issuance procedures for sukuk. It provides background on the Islamic finance industry and capital markets. It then discusses the International Islamic Financial Market, sukuk structures commonly used globally, and contracts used in sukuk issuance. The key information is that sukuk are similar to asset-backed securities and represent ownership in underlying assets. There are currently 24 recognized sukuk structures based on different Islamic contracts. The document outlines some of the major sukuk structures and provides examples of their use through diagrams.
Cross-Border Sukuk Issues
This document summarizes WestLB's involvement in Islamic financing deals since 2005 and discusses opportunities for continued growth in the Islamic finance market. It outlines two case studies of cross-border Sukuk issues arranged by WestLB, including the first GCC sovereign Sukuk in 2001 and a $600 million Sukuk for Dar Al-Arkan. It also discusses expansion of Islamic finance into new regions like the UK and innovations in Sukuk structures.
Canadian Banks Islamic FINANCE
ISLAMIC BANKING AND FINANCE: WHAT’S IN IT FOR CANADIAN COMPANIES?
Mohammad Fadel
Canada Research Chair in the Law and Economics of Islamic Law University of Toronto Faculty of Law October 16, 2006
Islamic Banking and Finance
The document discusses the history and growth of Islamic banking, particularly in the Middle East. It outlines opportunities for Canadian companies and financial institutions to become involved in Islamic finance. The key points are:
- Islamic banking has grown significantly since the 1970s, especially in Malaysia, the Gulf, and the UK. It provides financing compliant with Sharia law like murabaha and sukuk bonds.
- The sector grew after 9/11 due to reverse capital flight to the Middle East and increased oil prices. Major banks now have Islamic windows to serve Muslim clients.
- Islamic finance is a large and growing sector, estimated between $250-750 billion. It provides capital for sovereign and corporate debt, project finance, and
Ilorin
The document discusses the growth of Islamic finance, particularly in the Gulf region. It notes that Islamic banks first formed in the 1970s in Muslim-majority countries and have since expanded to offer more complex financing schemes like bonds, leases, and retail banking. The growth of Islamic finance was further boosted by a reverse capital flight after 9/11 and higher oil prices. Both conventional banks and international agencies have also begun issuing sukuk bonds. The document argues that with continued infrastructure investment needs in the Gulf, there will be ongoing demand for project financing, including from Islamic sources of capital. It suggests opportunities now exist for Nigerian banks, investors, and companies to tap into Islamic finance markets.
Alhuda CIBE - Presentation on Sukuk by Ijlal Alvi
This document provides an overview of Sukuk (Islamic bonds) and the Islamic finance industry. It discusses the evolution and growth of Islamic finance since the 1970s across commercial banking, equity funds, and other areas. It then focuses on the Islamic capital markets, noting that Sukuk issuance has grown significantly in recent years and is projected to continue growing. However, the secondary market for Sukuk is still developing due to issues like limited supply and investor hold strategies. The document concludes by recommending steps to further develop the Sukuk market and Islamic finance industry overall, such as standardization, regulatory frameworks, and infrastructure development.
Khawaja sb roadshow islamic banking
The document discusses Islamic banking and finance principles and the state of the Islamic banking industry in Pakistan and globally. It provides an overview of Islamic banking products and principles, how they differ from conventional banking, and the progress and market share of Islamic banking in Pakistan and major countries. It also outlines the roles and activities of AlHuda Centre of Islamic Banking and Economics in promoting Islamic banking through education, research, and advisory services.
Khawaja sb roadshow islamic banking
The document discusses Islamic banking and finance principles and the progress of the Islamic banking industry in Pakistan. It provides an overview of Islamic banking products and compares Islamic and conventional banking. The summary highlights that Islamic banking prohibits interest and is based on asset-backed financing, risk-sharing, and Shariah compliance. It also notes that the Islamic banking industry has grown significantly in Pakistan and globally in recent years.
Agriculture finance training
The document provides an outline of a presentation on Islamic banking and agricultural finance. It discusses various Islamic financing modes like Musharakah, Mudarabah, and Bai. It also discusses Takaful (Islamic insurance) and provides an overview of the takaful industry and products in Pakistan. It summarizes the progress of the Islamic banking industry in Pakistan and internationally.
Alhuda CIBE - Presentation on Islamic Finance by Zubair Mughal
Alhuda CIBE - Presentation on Islamic Finance by Zubair MughalAlhuda Centre of Islamic Banking & Economics
This document provides an outline for a presentation on Islamic banking and Takaful (Islamic insurance). It discusses key Islamic financing mechanisms like Musharakah, Mudarabah and various types of Bai (sale contracts). It also provides an overview of the global Islamic finance industry, key products and the regulatory bodies that set standards. For Takaful, it explains the principles, governance structure and various product types like family and general Takaful. The document outlines the target market and challenges for further growth of the Takaful industry worldwide.Islamic Finance by Zubair Mughal.ppt
The document provides an outline for a presentation on Islamic banking and Takaful (Islamic insurance). It discusses various Islamic banking products and financing mechanisms, including Musharakah, Mudarabah, and Bai (buying and selling). It also covers the principles and models of Takaful, including Wakalah and Mudarabah models. The document reviews the growth and geographical spread of Islamic banking and Takaful internationally and in key markets like Malaysia, GCC countries, and Pakistan. It identifies some challenges in standardizing Takaful business models internationally.
ICMAP
The document provides an overview of Islamic banking and finance. It defines key concepts like Riba (interest), outlines major Islamic banking products like Murabahah, Ijarah, Musharakah and Mudarabah. It discusses the differences between Islamic and conventional banking. It also provides information on the progress and growth of the Islamic banking industry globally and in Pakistan, including the number of Islamic banks and branches.
Alhuda Presentation
The document provides an overview of Islamic banking and finance. It defines key concepts like Riba (interest), outlines major Islamic banking products like Murabahah, Ijarah, Musharakah and Mudarabah. It discusses the differences between Islamic and conventional banking. It also provides information on the progress and growth of the Islamic banking industry globally and in Pakistan, including the number of Islamic banks and branches.
Sukuk-Structures.pdf
This document provides an introduction to Sukuk, which are Sharia-compliant financial certificates that are an alternative to conventional bonds. It discusses the types of Sukuk, including Sukuk al-Ijara (lease-based), Sukuk al-Salam (advance purchase), Sukuk al-Murabaha (cost-plus), and others. For each type, it outlines the basic transaction structure, steps involved, and examples of Sukuks that have been issued using that structure. The document aims to explain the underlying principles and structures of various Sukuk models for practitioners in the Islamic finance industry.
Alhuda CIBE - Corporate Sukuk Issuance and Prospects by Muhammad Arif
Alhuda CIBE - Corporate Sukuk Issuance and Prospects by Muhammad Arif Alhuda Centre of Islamic Banking & Economics
The document discusses corporate Sukuk issuance and prospects in Pakistan, particularly for utility and state-owned enterprises. It provides definitions of Sukuk, describes their structure and how they are linked to real assets. Global Sukuk issuance trends are presented, showing growth from 2001-2006. Key considerations for a successful Sukuk market include proper Shariah, legal and regulatory frameworks and developing the interbank market. International experience from Malaysia, UAE, and Bahrain demonstrates the importance of consistent sovereign issuance, innovations in Sukuk products, and developing investor bases. While prospects for Sukuk issuance are large in Pakistan, current issues include the lack of a sovereign Sukuk market and developed interSimilar to Duncan Smiths Presentation (20)
Alhuda CIBE - Presentation on Sukuk by Hamad Rasool
Alhuda CIBE - Presentation on Sukuk by Hamad Rasool
Standards & guidelines issued by accounting, auditing, governance (aaoifi)
Standards & guidelines issued by accounting, auditing, governance (aaoifi)
Alhuda CIBE - Presentation on Islamic Finance by Zubair Mughal
Alhuda CIBE - Presentation on Islamic Finance by Zubair Mughal
Alhuda CIBE - Corporate Sukuk Issuance and Prospects by Muhammad Arif
Alhuda CIBE - Corporate Sukuk Issuance and Prospects by Muhammad Arif
More from ISEConsult
Islamic Banking Int Fin Mkts
This document discusses Islamic banking and its role in international financial markets. It provides an overview of Islamic banking in Malaysia, where about 10% of banking transactions are Islamic-based. Globally, Islamic banking assets total around $260 billion, though they account for only 1% of the global banking system. The document also discusses the evolution of international financial markets and their increasing sophistication, concentration, and integration. It notes that Islamic markets have emerged to fill market needs, and that for Islamic finance to grow, it needs to create transparent, fair, and stable markets that satisfy customer needs.
Iqbal Khan Presentation20070201
The document summarizes Islamic finance, its relevance and growth. It discusses how Islamic finance prohibits interest and certain investments based on religious principles. It has grown significantly in recent decades to become a mainstream part of the global financial system, with an estimated market size of $750 billion. The future of Islamic finance looks promising as the industry develops new products and reaches new markets and populations around the world.
Intro To Shariah Compliant Structures Mohammed Haris
The document provides an overview of Shariah compliant financing structures and business applications, including:
1) It describes various Shariah compliant financing structures like Murabaha, Ijarah, Musharaka, Mudarabah and how they work.
2) It discusses various business solutions for financing requirements like working capital, asset financing and trade requirements using the above structures.
3) It provides examples of how these structures can be applied to provide financing for imports, exports, and other business needs in a Shariah compliant manner.
Fiqhof Islamic Finance
This document provides an overview of various Islamic finance concepts including Musharakah (partnership), Mudarabah (profit-sharing partnership), Murabahah (cost-plus sale), Ijarah (leasing), and Bai Mu'ajjal (deferred payment sale). It defines these concepts, outlines their basic rules and differences, and provides examples to illustrate how they work in practice.
Financial Crisis And Islamic Finance
The graduate thesis examines the financial crisis and compares conventional and Islamic finance. It analyzes mortgage loans and securities in conventional finance that contributed to the crisis. Islamic finance prohibits interest and relies on profit-sharing models like musharakah, mudarabah, and murabahah. While avoiding risks of conventional models, ongoing debate discusses improving Islamic models for modern markets.
Fa
Islamic insurance, also known as takaful, is based on principles of mutual assistance and cooperation rather than commercial insurance principles involving interest and gambling. It operates through members contributing funds into a shared pool to compensate anyone who suffers specified losses. Key differences from conventional insurance are that takaful contracts cannot be based on buying and selling and must avoid uncertainty. Common takaful products include family, medical, fire, motor and accident plans. Islamic scholars have developed takaful as an alternative to conventional insurance that is compliant with Sharia law.
Eoif Mudarabah Musharakah
This document provides an overview of the Islamic financing concepts of Mudarabah and Musharakah. It defines Mudarabah as a partnership between an investor and a fund manager, where the investor provides capital and the fund manager manages the business. Profits are shared according to a pre-agreed ratio, while losses are borne solely by the investor. It describes different types of Mudarabah and rules regarding capital, management, and termination. Musharakah is defined as a partnership where multiple parties combine capital to generate profits or benefits which are then shared according to ownership ratios. The document outlines various types of partnerships and basic rules regarding capital contribution, management, profit/loss sharing, and termination for Musharak
Distribution Of Wealth
The document discusses Islamic principles related to wealth distribution and prohibitions on riba (interest or usury). It provides classifications of riba according to different Islamic scholars. Riba is generally prohibited in Islam as it can lead to injustice and oppression. There are two main types of riba: Riba al-Nasiyah (interest on loans) and Riba al-Fadl (excess received in exchange of commodities). Scholars differ on the exact definition of commodities covered under Riba al-Fadl.
Diminishing Musharakah By Yahya Asim
Diminishing Musharakah is a type of partnership where one partner gradually purchases the shares of the other partner over time. There are two types: Shirkat-ul-Aqd (joint venture) where partners start a business together, and Shirkat-ul-Milk (joint ownership) where partners jointly purchase an asset. Diminishing Musharakah is commonly used in Islamic banking for house financing through purchase, construction, renovation, or balance transfers, where the bank and client enter a partnership agreement and the client gradually purchases the bank's share of ownership.
Islamic Life Insurance
Takaful insurance is an Islamic alternative to conventional insurance that complies with Sharia law. It operates similar to mutual or cooperative insurance, with policyholders underwriting risk. The market has grown significantly in recent decades in Southeast Asia, the Middle East, and parts of Africa. Takaful models differ in how funds are shared between policyholders and the operator. Regulation of the industry is still developing globally and faces challenges such as a lack of harmonization and shortage of skilled workers.
The Growth Potential Of Islamic Insurance Takaful in Arab Market
The document discusses the growth potential for Islamic insurance (takaful) in the Arab market. It notes that the MENA region has high GDP growth and its insurance market is expected to grow significantly. Takaful is described as a combination of donation and profit sharing between participants, with surplus shared or deficits covered. The document identifies several factors that could drive growth for family and general takaful, such as young populations, infrastructure projects, and increasing awareness of takaful products. It also presents survey results finding strong potential demand from customers.
Succesful Islamic Insurance 21st Century
The document summarizes the success and opportunities for growth in the takaful (Islamic insurance) industry. Some key points:
- The takaful industry has grown significantly in recent years but still only accounts for 0.7% of the global insurance market, leaving room for further expansion.
- Malaysia and Indonesia have been leaders in takaful but initiatives like the Malaysia International Islamic Financial Centre aim to further develop the domestic market and attract more foreign participation.
- While the industry has seen success, there are still opportunities to increase public awareness, develop innovative products, and address issues like the lack of standardized shariah interpretations and limited re-takaful capacity.
- The global takaful market
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Intro To Shariah Compliant Structures Mohammed Haris
Intro To Shariah Compliant Structures Mohammed Haris
The Growth Potential Of Islamic Insurance Takaful in Arab Market
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一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
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1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
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【业务选择办理准则】
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二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
RMIT University degree offer diploma Transcript
澳洲RMIT毕业证书制作RMIT假文凭定制Q微168899991做RMIT留信网教留服认证海牙认证改RMIT成绩单GPA做RMIT假学位证假文凭高仿毕业证申请墨尔本皇家理工大学RMIT University degree offer diploma Transcript
Enhancing Asset Quality: Strategies for Financial Institutions
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
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1教育部学历学位认证留服官网真实存档可查永久存档。
2留学回国人员证明（使馆认证）使馆网站真实存档可查。
我们对海外大学及学院的毕业证成绩单所使用的材料尺寸大小防伪结构（包括：皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单隐形水印阴影底纹钢印LOGO烫金烫银LOGO烫金烫银复合重叠。文字图案浮雕激光镭射紫外荧光温感复印防伪）都有原版本文凭对照。质量得到了广大海外客户群体的认可同时和海外学校留学中介做到与时俱进及时掌握各大院校的（毕业证成绩单资格证结业证录取通知书在读证明等相关材料）的版本更新信息能够在第一时间掌握最新的海外学历文凭的样版尺寸大小纸张材质防伪技术等等并在第一时间收集到原版实物以求达到客户的需求。
本公司还可以按照客户原版印刷制作且能够达到客户理想的要求。有需要办理证件的客户请联系我们在线客服中心微信：95270640 或咨询在线父亲的家很狭小除了一张单人床和一张小方桌几乎没有多余的空间山娃一下子就联想起学校的男小便处山娃很想笑却怎么也笑不出来山娃很迷惑父亲的家除了一扇小铁门连窗户也没有墓穴一般阴森森有些骇人父亲的城也便成了山娃的城父亲的家也便成了山娃的家父亲让山娃呆在屋里做作业看电视最多只能在门口透透气不能跟陌生人搭腔更不能乱跑一怕迷路二怕拐子拐人山娃很惊惧去年村里的田鸡就因为跟父亲进城一不小心被人拐跑了至今不见踪影害不
1：1制作加拿大麦吉尔大学毕业证硕士学历证书原版一模一样
原版一模一样【微信：741003700 】【加拿大麦吉尔大学毕业证硕士学历证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
原版定制【微信:bwp0011】《(nwu毕业证书)美国西北大学毕业证学位证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
快速办理(美国Fordham毕业证书)福德汉姆大学毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(美国Fordham毕业证书)福德汉姆大学毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Dr. Alyce Su Cover Story - China's Investment Leader
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
做澳洲澳大利亚国立大学毕业证荣誉学位证书原版一模一样
原版一模一样【微信：741003700 】【澳洲澳大利亚国立大学毕业证荣誉学位证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
快速办理(SMU毕业证书)南卫理公会大学毕业证毕业完成信一模一样
学校原件一模一样【微信：741003700 】《(SMU毕业证书)南卫理公会大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
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Duncan Smiths Presentation
- 1. Islamic Banking – Products & Operations A practical introduction Duncan R. Smith Arab Banking Corporation March 2008
- 6. ORIGINS OF ISLAMIC BANKING Quran Hadith & Sunna Interpretation by Shariaa Scholars Sayings of the Prophet Teachings & Life style of the Prophet i) Sahih Al-Bokhari ii) Sahih Muslim 1) Hanbaly 2) Shafei 3) Hanafi 4) Maliki Two Sects of Islam Sunnah Shia’h 5) Ithna-Ashriah Qiyas - Ijtehad – Ijma’a Surah Verse(s) Al-BAQARRAH (#2) 275-279 AN-NESSA (#4) AL-EMRAN (#3) AR-RUM (#30) 130 161 39
- 13. (2) LIBYAN CONSTRUCTION EQUIPMENT FINANCE TRANSACTION ABCIB Suppliers Client Contractor Equipment Contract payments Opens Letters of Credit $ payments Makes payments against documents Supply goods / equipment
- 18. (4) SUKUK SUMMARY ABC Islamic Bank (E.C.); Arab National Bank; Deutsche Bank AG; Dubai Islamic Bank PJSC; Gulf International Bank B.S.C.; Kuwait Finance House (Malaysia) Berhad; Unicorn Investment Bank, B.S.C. (c) Joint Lead Managers and Joint Bookruners Saudi law for property-related documents English law for Trust Deed and Certificates Governing Law Sukuk Al-Ijara Issue Type Application made to Dubai International Financial Exchange (DIFX) and Labuan International Financial Exchange (LFX) Public Listing US$ LIBOR plus 225bps Coupon 3-month US$ LIBOR Floating Rate 5 years, bullet Maturity Dar Al-Arkan International Sukuk Company (a limited liability company incorporated in the Cayman Islands) Issuer 5 Year US$[*] Trust Certificates due 2012 Issue Dar Al-Arkan Real Estate Development Company (Dar Al-Arkan) Guarantor
- 19. Sale Proceeds (US$) Sale of Real Estate Assets (Transfer of Title Deeds) Issue Proceeds (US$) Guarantee 5 Year Lease (Use of Real Estate Assets) Lease Payments On-shore Offshore Certificates Payment for Real Estate R ights (US$) Transfer of Real Estate Rights SAUDI SPV Dar Al-Arkan ISSUER (Dar Al-Arkan International Sukuk Co.) SUKUK HOLDERS (4) TRANSACTION STRUCTURE (SUKUK AL IJARA)
- 23. Property / Asset Customer (20% share) (“Customer Share”) Bank (80% share) (“Bank’s Share”) (6) DIMINISHING MUSHARAKAH / IJARAH STRUCTURE Customer Bank Customer (as tenant) Bank’s Share Increasing ownership Acquisition cost instalments to purchase 80% share Joint Purchase Based on Shirkat-al-milk. Bank takes title Customer agrees to repay principal by the buying over time, the Bank’s share. Consequently the customer’s ownership interest in the property increases and the Bank’s decreases The Customer leases the Bank’s share, with periodic adjustments made to rental to reflect the fact that a reducing bank share is being leased Rental Lease of reducing Bank’s share
- 24. ISLAMIC INVESTMENT PRODUCTS – 320 Worldwide; top 93 1 Non Investment Islamic Fund 1 Islamic Mutual Funds 1 Islamic Infrastructure Funds 1 Islamic Hybrid Funds 2 Islamic Hedge Funds 3 Islamic Growth Funds 3 Islamic Murabaha Funds 3 Islamic Index Funds 3 Islamic Funds of Funds 4 Islamic Commodity Funds 5 Islamic Leasing Funds 7 Islamic Balanced Funds 10 Islamic Real Estate Funds 18 Islamic Income Funds 31 Islamic Equity Funds
- 26. Mille Grazie !