Cross-Border Sukuk Issues
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This document summarizes WestLB's involvement in Islamic financing deals since 2005 and discusses opportunities for continued growth in the Islamic finance market. It outlines two case studies of cross-border Sukuk issues arranged by WestLB, including the first GCC sovereign Sukuk in 2001 and a $600 million Sukuk for Dar Al-Arkan. It also discusses expansion of Islamic finance into new regions like the UK and innovations in Sukuk structures.
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The Islamic capital markets have seen growth in Sukuk issuances from the Middle East and new entrants like Turkey. However, there are still challenges to creating sustainable and credible Islamic capital markets. Key issues discussed include the need for clear laws and regulations to attract cross-border deals, developing local currency markets beyond just Malaysia and Saudi Arabia, and changing investor mindsets to accept more equity-like risks in line with Islamic finance principles. Moving forward, players aim to integrate Islamic finance more into real economic activities like infrastructure and promote more asset-backed securities.
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The document analyzes whether modern sukuk structures are Shariah compliant. It finds that most sukuk resemble conventional bonds in key ways: distributions are based on interest rates rather than profits; managers promise to loan holders if profits fall below a rate; and managers guarantee to repurchase assets at face value, ensuring return of principal. While incentives can comply with Shariah if based on actual profits, modern sukuk incentives are tied to interest rates. The document concludes most sukuk fail to represent true asset ownership and risk sharing as required by Shariah.
Chapter 6: Islamic Financial System
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1. TNB Malaysia sukuk involved TNB issuing sukuk to fund a power plant project, with guarantees from TNB and implicit backing from the Malaysian government reducing default risk.
2. Qatar Global Sukuk was used to fund construction of a medical city, with the sukuk structure involving the SPV leasing land from Qatar and selling it upon maturity.
3. Nakheel sukuk was the largest ever at $3.52 billion to develop Dubai Waterfront, but faced issues during the financial crisis despite guarantees, and questions around applicable law for the guarantees.
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This document discusses SPV structures in sukuk and their capital adequacy requirements under Basel II. It examines how sukuk representing equity, debt, and asset-backed securities would be treated. For equity-style sukuk holding over 20% of assets, capital deductions or pro rata consolidation is required. For debt-style sukuk, risk weights from 20-150% apply depending on the obligor's credit rating. For asset-backed sukuk, crucial factors are the rating and whether the assets are truly sold. Ratings determine capital charges or risk weights from 20-350%. Many issues can affect the rating if not guaranteed by an obligor.
The Tabreed Sukuk
The Tabreed sukuk used an istisna'a and ijarah structure to fund the construction of a cooling plant. An SPV issued $200M in sukuk and entered into contracts with Tabreed to construct the plant in stages, making payments along the way. Tabreed would also make lease payments on completed portions. The structure included security measures to make payments to sukuk holders. Standard & Poor's rated the sukuk BB, viewing it as having some secured features but also weaknesses like broad default clauses.
Types of Sukuk (October 2015)
This document discusses different types of Sukuk (Islamic bonds), including Istisna'a Sukuk, Salam Sukuk, Ijarah Sukuk, and others. Istisna'a Sukuk are used for project financing, with funds advanced to pay for project costs. Salam Sukuk involve the spot sale of assets for deferred delivery. Ijarah Sukuk are based on the leasing of tangible assets to generate returns for investors. Overall, the document provides an overview of various Sharia-compliant financing structures used in the Islamic capital markets.
Deposit bank1
Dokumen tersebut membahas produk-produk perbankan syariah seperti tabungan, giro, deposito, dan kartu kredit/debit. Tabungan dan giro dapat berdasarkan prinsip wadiah atau mudharabah, sedangkan deposito hanya boleh mudharabah. Kartu kredit syariah berdasarkan kafalah, qardh, dan ijarah tanpa bunga. Semua produk harus sesuai prinsip syariah dan fatwa DSN-MUI.
Magisterio15
Este documento discute los principios de una escuela inclusiva. Propone que una escuela inclusiva evite etiquetar a los estudiantes y se aleje del paradigma escolar actual centrado en libros de texto, tareas y exámenes. También enfatiza la importancia de mantener una perspectiva optimista y de trabajar juntos como comunidad escolar, incluyendo estudiantes, familias, maestros y administración, para lograr un cambio hacia una educación más inclusiva.
Sukuk Structures
The document describes different types of sukuk (Islamic bonds), including istisna'a sukuk (based on project financing contracts), salam sukuk (based on advanced payment for commodities), ijarah sukuk (based on lease contracts), mudarabah sukuk (based on profit-sharing contracts), musharakah sukuk (based on partnership contracts), and murabahah sukuk (based on trade contracts). Each sukuk structure involves an originator establishing a special purpose vehicle that issues certificates to investors based on the underlying sharia-compliant contract, such as leasing an asset to the originator.
CdeA_EOE
Charla ofrecida en el CEP de Jaén, presentando la comunidad de aprendizaje del CEIP San Juan de la Cruz de Baeza y haciendo una reflexión sobre el papel del orientador del EOE en la misma.
Risk Mitigation in Islamic Banking
This document discusses various techniques for mitigating risk in Islamic banking. It begins by explaining how Islamic finance prohibits separating ownership from risk like conventional interest-based loans. It then discusses several key risks like credit risk and how Islamic banks estimate expected losses. It provides details on techniques for mitigating different types of risk, including using loan loss reserves, collateral, contracts, partnerships, murabahah structures, salam, parallel salam and sukuk structures. The goal is to encourage risk sharing over risk transferring in accordance with Islamic principles.
Types of Sukuk
There are several types of sukuk discussed in the document. Istisna'a sukuk involve project financing where funds are advanced for supplies/labor and repaid from project revenues. Salam sukuk involve the purchase of commodities on a deferred delivery basis, with full payment up front. Ijarah sukuk involve the purchase of tangible assets by an SPV from an originator which are then leased back, with rental payments funding returns to sukuk holders. Mudharabah and musharakah sukuk also exist but are not described in detail. Each structure aims to comply with Shariah principles while providing financing.
#Revolución Inclusiva
La educación inclusiva es un proceso orientado a responder a la diversidad de los estudiantes, incrementando su participación y reduciendo la exclusión en y desde la educación. Se refiere a la presencia, participación y logros de todos los alumnos, con énfasis en aquellos que están excluidos o en riesgo de marginación.
Cultura de evaluación
Evaluación entendida como un proceso que permite identificar errores, comprender por qué te has equivocado, y tomar decisiones para mejorar, para corregir esos errores.
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Canada Research Chair in the Law and Economics of Islamic Law University of Toronto Faculty of Law October 16, 2006
Islamic Banking and Finance
The document discusses the history and growth of Islamic banking, particularly in the Middle East. It outlines opportunities for Canadian companies and financial institutions to become involved in Islamic finance. The key points are:
- Islamic banking has grown significantly since the 1970s, especially in Malaysia, the Gulf, and the UK. It provides financing compliant with Sharia law like murabaha and sukuk bonds.
- The sector grew after 9/11 due to reverse capital flight to the Middle East and increased oil prices. Major banks now have Islamic windows to serve Muslim clients.
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Duncan Smiths Presentation
The document provides an overview of Islamic banking products and operations. It discusses key concepts like prohibiting interest and requiring profit and loss sharing. Common Islamic banking products described include murabaha for working capital, equipment financing, syndicated financing, sukuk bonds, mortgages, and investment funds. The concluding remarks note the growth opportunities for Islamic banking given the large Muslim population and its compatibility with their religious beliefs.
Alhuda CIBE - Present Trends and Future Prospects of Sukuk
Alhuda CIBE - Present Trends and Future Prospects of SukukAlhuda Centre of Islamic Banking & Economics
1) The document discusses the growth of the Islamic bond (sukuk) market, providing examples of notable sukuk deals from 2003-2006 in the Middle East.
2) It describes various sukuk structures that have been used, including sukuk al-ijara, sukuk al-istisna, and sukuk al-musharakah.
3) Factors that fueled the growth of Islamic bond markets are also summarized, such as the use of "mainstream" Islamic structures and higher demand from investors.Alhuda CIBE - Presentation on Sukuk by Ijlal Alvi
This document provides an overview of Sukuk (Islamic bonds) and the Islamic finance industry. It discusses the evolution and growth of Islamic finance since the 1970s across commercial banking, equity funds, and other areas. It then focuses on the Islamic capital markets, noting that Sukuk issuance has grown significantly in recent years and is projected to continue growing. However, the secondary market for Sukuk is still developing due to issues like limited supply and investor hold strategies. The document concludes by recommending steps to further develop the Sukuk market and Islamic finance industry overall, such as standardization, regulatory frameworks, and infrastructure development.
Islamic banking
1) Islamic banking provides interest-free banking products that comply with Sharia law, including profit and loss sharing arrangements. It emerged in the 1970s due to factors like Arab nationalism, oil wealth, and individual choice.
2) Common Islamic banking products include short-term working capital financing, medium-term sales financing, syndicated financing, and sukuk (Islamic bonds). Mortgages are offered through diminishing musharakah, where the bank and customer jointly purchase a property.
3) The Islamic finance market has grown significantly, with over $700 billion in assets and $100-200 billion in liquid funds seeking Sharia-compliant investments. The industry is working to develop new
Ilorin
The document discusses the growth of Islamic finance, particularly in the Gulf region. It notes that Islamic banks first formed in the 1970s in Muslim-majority countries and have since expanded to offer more complex financing schemes like bonds, leases, and retail banking. The growth of Islamic finance was further boosted by a reverse capital flight after 9/11 and higher oil prices. Both conventional banks and international agencies have also begun issuing sukuk bonds. The document argues that with continued infrastructure investment needs in the Gulf, there will be ongoing demand for project financing, including from Islamic sources of capital. It suggests opportunities now exist for Nigerian banks, investors, and companies to tap into Islamic finance markets.
Islamic Finance opportunities for African investors
The document discusses the growth of Islamic finance, particularly in the Gulf region. It notes that Islamic banks first formed in the 1970s in Muslim-majority countries and have since expanded to offer more complex financing schemes like bonds, leases, and retail banking. The growth of Islamic finance was further boosted by a reverse capital flight after 9/11 and higher oil prices. The document also outlines opportunities for Nigerian investors, banks, and companies to tap into Islamic capital markets and infrastructure projects in the Gulf region.
Aftab Hasan Speaking At Ship Tek 2010
This document summarizes an Islamic finance presentation on emerging opportunities for Islamic ship financing. It outlines the concepts of Islamic finance, including a prohibition on interest (riba) and a focus on profit and loss sharing. It discusses the progress of Islamic banking, current market size, and recent deals in Islamic ship financing. Structures for Islamic ship financing include existing vessel financing using an ijara (lease) structure and newbuild vessel financing using an istisna'a (procurement contract) structure. Case studies of recent Islamic ship financing deals are also presented.
Odm md
The document discusses Islamic finance and S&P's approach to rating Islamic financial institutions and sukuk (Sharia-compliant bonds). It provides an overview of Islamic finance principles, notes that Islamic banks were not directly affected by the financial crisis but may be exposed to real estate risks. It also outlines S&P's views on the sukuk market, including its slowdown in 2008 and signs of recovery. S&P evaluates Islamic banks and assesses risks such as exposure to real estate sectors and reliance on wholesale funding.
Development of Islamic Banks in Australia
This document provides information about a group project on the history and development of Islamic finance in Australia. It contains an introduction on Islamic finance and the early history of banking in Australia. It then discusses the key organizations involved in establishing Islamic finance in Australia, including the Muslim Community Cooperative Australia and Muslim Community Credit Union. It also outlines some of the Islamic products offered in Australia and issues facing the development of Islamic finance, such as regulatory and tax challenges. The document contains an outline and is a source of information for the group project.
Khawaja sb roadshow islamic banking
The document discusses Islamic banking and finance principles and the state of the Islamic banking industry in Pakistan and globally. It provides an overview of Islamic banking products and principles, how they differ from conventional banking, and the progress and market share of Islamic banking in Pakistan and major countries. It also outlines the roles and activities of AlHuda Centre of Islamic Banking and Economics in promoting Islamic banking through education, research, and advisory services.
Khawaja sb roadshow islamic banking
The document discusses Islamic banking and finance principles and the progress of the Islamic banking industry in Pakistan. It provides an overview of Islamic banking products and compares Islamic and conventional banking. The summary highlights that Islamic banking prohibits interest and is based on asset-backed financing, risk-sharing, and Shariah compliance. It also notes that the Islamic banking industry has grown significantly in Pakistan and globally in recent years.
Alhuda CIBE - Review on Several Sukuk Products by Ijlal Alvi
Alhuda CIBE - Review on Several Sukuk Products by Ijlal AlviAlhuda Centre of Islamic Banking & Economics
This document summarizes recent trends in the global Sukuk market, including total issuance amounts exceeding $47 billion. It outlines key developments and innovative structures in various countries seeking to issue Sukuk bonds, such as the first corporate Sukuk from Saudi Arabia's SABIC and hybrid/convertible Sukuk structures. The document also discusses the potential for further growth in Sukuk issuance from funds, utilities companies, and as regulatory frameworks develop in more countries including the UK, US, Japan, and Indonesia.Col Presentation
This document discusses opportunities for Islamic finance in Australia. It provides an overview of Crescent Investments Australasia, which focuses on Shariah compliant wealth management products. It notes that Australia's Muslim population is growing and represents over $3 billion in household purchasing power. The document outlines what Islamic finance entails, including prohibiting interest and emphasizing profit/loss sharing and asset-backed transactions. It acknowledges legislative challenges around taxation but highlights opportunities in areas like Islamic superannuation funds, which could represent $3-6 billion in assets. Overall the document argues there is significant potential to expand Islamic finance in Australia.
Islamic Finance: An Industry Overview
The Islamic finance industry has grown significantly in recent decades. It is currently estimated to be worth around $700 billion but is expected to reach $1.4 trillion by 2010. Islamic finance first developed in the 1960s and gained momentum in the 1970s due to oil wealth. It faced early criticisms for not having interest rates but responded that returns are determined after investment based on actual profits. The industry continued growing through the 1980s and 1990s as more institutions offered Islamic products. It was impacted by the 2008 financial crisis but overall fared better than conventional finance due to its risk-sharing principles. Looking ahead, forecasts show continued strong growth in Islamic finance as interest grows in both Muslim-majority and Western countries.
28.06.2010 Promoting affordable home ownership for Mongolians through capital...
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The Mongolian Mortgage Corporation (MIK) was established in 2006 to promote affordable home ownership in Mongolia. MIK raises medium to long term funds on domestic and foreign capital markets through financial instruments like covered bonds and asset-backed securities. This capital is used to purchase mortgage loans from banks to develop the secondary mortgage market. MIK also issues its own bonds to further provide liquidity to the housing market. Over the years, MIK has purchased over 9.9 billion MNT in mortgage pools and issued 6.3 billion MNT in covered bonds to continue expanding the Mongolian mortgage market. MIK works with international partners like KfW and IFC to further develop the legal framework and capacity for sustainableAlhuda CIBE - Issuance Procedures of Sukuk
This document discusses the re-engineering of structural and issuance procedures for sukuk. It provides background on the Islamic finance industry and capital markets. It then discusses the International Islamic Financial Market, sukuk structures commonly used globally, and contracts used in sukuk issuance. The key information is that sukuk are similar to asset-backed securities and represent ownership in underlying assets. There are currently 24 recognized sukuk structures based on different Islamic contracts. The document outlines some of the major sukuk structures and provides examples of their use through diagrams.
Alhuda CIBE - Corporate Sukuk Issuance and Prospects by Muhammad Arif
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The document discusses corporate Sukuk issuance and prospects in Pakistan, particularly for utility and state-owned enterprises. It provides definitions of Sukuk, describes their structure and how they are linked to real assets. Global Sukuk issuance trends are presented, showing growth from 2001-2006. Key considerations for a successful Sukuk market include proper Shariah, legal and regulatory frameworks and developing the interbank market. International experience from Malaysia, UAE, and Bahrain demonstrates the importance of consistent sovereign issuance, innovations in Sukuk products, and developing investor bases. While prospects for Sukuk issuance are large in Pakistan, current issues include the lack of a sovereign Sukuk market and developed interDubai World Crisis
- Dubai is one of the seven emirates of the United Arab Emirates and has emerged as a global business hub under the leadership of Sheikh Mohammed Bin Rashid Al Maktoum.
- Dubai has diversified its economy from oil and trade to real estate, tourism, and financial services, fueling a real estate boom in the 2000s. However, the 2009 global financial crisis caused Dubai's real estate prices to collapse, leaving Dubai World - an investment company managing Dubai government projects - with $59 billion in debt.
- This led to Dubai World seeking a debt repayment delay and restructuring. Abu Dhabi, the richest emirate in the UAE
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Islamic insurance, also known as takaful, is based on principles of mutual assistance and cooperation rather than commercial insurance principles involving interest and gambling. It operates through members contributing funds into a shared pool to compensate anyone who suffers specified losses. Key differences from conventional insurance are that takaful contracts cannot be based on buying and selling and must avoid uncertainty. Common takaful products include family, medical, fire, motor and accident plans. Islamic scholars have developed takaful as an alternative to conventional insurance that is compliant with Sharia law.
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一.圣芭芭拉分校毕业证成绩单使馆认证教育部认证成绩单等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
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国外毕业证学位证成绩单办理流程：
1客户提供圣芭芭拉分校圣芭芭拉分校毕业证成绩单办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。
专业服务请勿犹豫联系我！本公司是留学创业和海归创业者们的桥梁。一次办理终生受用一步到位高效服务。详情请在线咨询办理,欢迎有诚意办理的客户咨询!洽谈。
招聘代理：本公司诚聘英国加拿大澳洲新西兰美国法国德国新加坡各地代理人员如果你有业余时间有兴趣就请联系我们咨询顾问：+微信:95270640田里逡巡一番抱起一只硕大的西瓜用石刀劈开抑或用拳头砸开每人抱起一大块就啃啃得满嘴满脸猴屁股般的红艳大家一个劲地指着对方吃吃地笑瓜裂得古怪奇形怪状却丝毫不影响瓜味甜丝丝的满嘴生津遍地都是瓜横七竖八的活像掷满了一地的大石块摘走二三只爷爷是断然发现不了的即便发现爷爷也不恼反而教山娃辨认孰熟孰嫩孰甜孰淡名义上是护瓜往往在瓜棚里坐上一刻饱吃一顿后山娃就领着阿黑漫山遍野地跑阿黑是一条黑色的大猎狗挺机灵的是山室
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专业为留学生办理伦敦大学|学院伦敦大学|学院毕业证offer【100%存档可查】留学全套申请材料办理。本公司承诺所有毕业证成绩单成品全部按照学校原版工艺对照一比一制作和学校一样的羊皮纸张保证您证书的质量！
如果你回国在学历认证方面有以下难题请联系我们我们将竭诚为你解决认证瓶颈
1所有材料真实但资料不全无法提供完全齐整的原件。【如：成绩单丶毕业证丶回国证明等材料中有遗失的。】
2获得真实的国外最终学历学位但国外本科学历就读经历存在问题或缺陷。【如：国外本科是教育部不承认的或者是联合办学项目教育部没有备案的或者外本科没有正常毕业的。】
3学分转移联合办学等情况复杂不知道怎么整理材料的。时间紧迫自己不清楚递交流程的。
如果你是以上情况之一请联系我们我们将在第一时间内给你免费咨询相关信息。我们将帮助你整理认证所需的各种材料.帮你解决国外学历认证难题。
国外伦敦大学|学院伦敦大学|学院毕业证offer办理方法：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询伦敦大学|学院伦敦大学|学院毕业证offer）；
2开始安排制作伦敦大学|学院毕业证成绩单电子图；
3伦敦大学|学院毕业证成绩单电子版做好以后发送给您确认；
4伦敦大学|学院毕业证成绩单电子版您确认信息无误之后安排制作成品；
5伦敦大学|学院成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。吃吃地笑山娃很精神越逛越起劲父亲却越逛越疲倦望着父亲呵欠连天的样子山娃也说困了累了回家吧小屋闷罐一般头顶上的三叶扇彻夜呜呜作响搅得满屋热气腾腾也搅得山娃心烦意乱父亲一上床就呼呼大睡山娃却辗转反侧睡不着山娃一次又一次摸索着爬起来一遍又一遍地用暖乎乎的冷水擦身往水泥地板上一勺一勺的洒水也不知过了多久山娃竟迷迷糊糊地睡着了迷迷糊糊地又闻到了闹钟刺耳的铃声和哐咣的关门声待山娃醒来时父亲早已上班去了床头总们
1. Elemental Economics - Introduction to mining.pdf
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
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Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
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Economic Risk Factor Update: June 2024 [SlideShare]
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
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原版一模一样【微信：741003700 】【加拿大麦吉尔大学毕业证硕士学历证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
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留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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Business Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas PowerpointBusiness Ideas Powerpoint
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
IC毕业证文凭证书【微信95270640】一比一伪造帝国理工大学文凭@假冒IC毕业证成绩单+Q微信95270640办理IC学位证书@仿造IC毕业文凭证书@购买帝国理工大学毕业证成绩单IC真实使馆认证/真实留信认证回国人员证明
如果您是以下情况，我们都能竭诚为您解决实际问题：【公司采用定金+余款的付款流程，以最大化保障您的利益，让您放心无忧】
1、在校期间，因各种原因未能顺利毕业，拿不到官方毕业证+微信95270640
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我们从事工作十余年的有着丰富经验的业务顾问，熟悉海外各国大学的学制及教育体系，并且以挂科生解决毕业材料不全问题为基础，为客户量身定制1对1方案，未能毕业的回国留学生成功搭建回国顺利发展所需的桥梁。我们一直努力以高品质的教育为起点，以诚信、专业、高效、创新作为一切的行动宗旨，始终把“诚信为主、质量为本、客户第一”作为我们全部工作的出发点和归宿点。同时为海内外留学生提供大学毕业证购买、补办成绩单及各类分数修改等服务；归国认证方面，提供《留信网入库》申请、《国外学历学位认证》申请以及真实学籍办理等服务，帮助众多莘莘学子实现了一个又一个梦想。
专业服务，请勿犹豫联系我
如果您真实毕业回国，对于学历认证无从下手，请联系我，我们免费帮您递交
诚招代理：本公司诚聘当地代理人员，如果你有业余时间，或者你有同学朋友需要，有兴趣就请联系我
你赢我赢，共创双赢
你做代理，可以帮助帝国理工大学同学朋友
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你做代理，你将是别人人生帝国理工大学的转折点
你做代理，可以改变自己，改变他人，给他人和自己一个机会美景更增添一份性感夹杂着一份纯洁的妖娆毫无违和感实在给人带来一份悠然幸福的心情如果说现在的审美已经断然拒绝了无声的话那么在树林间飞掠而过的小鸟叽叽咋咋的叫声是否就是这最后的点睛之笔悠然走在林间的小路上宁静与清香一丝丝的盛夏气息吸入身体昔日生活里的繁忙与焦躁早已淡然无存心中满是悠然清淡的芳菲身体不由的轻松脚步也感到无比的轻快走出这盘栾交错的小道眼前是连绵不绝的山峦浩荡天地间大自然毫无吝啬的展现它的达
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- 6. Expansion & Innovation GCC Total: US$5,846.9m (15 issues representing 49.9% of total issuance) Source: IFIS (Islamic Finance Information Service) 51 11,721.55 Sum Total of all Countries 7 101.00 Bahrain 1 16.48 Pakistan 1 200.00 Kuwait 35 5,858.17 Malaysia 1 600.00 Saudi Arabia 6 4,945.90 United Arab Emirates No. of Issues Total issued in USD$ (Million) Country Sukuk Statistics Q2 2007; by Country Up to 10th June 2007
- 12. “ The name’s Bond….Islamic Bond”
- 16. Saudi Arabia - First Off-Shore Sukuk ABC Islamic Bank (E.C.); Arab National Bank; Standard Bank Plc; Unicorn Investment Bank, B.S.C. (c); and WestLB AG, London Branch Joint Lead Managers and Joint Bookruners Sukuk al-Ijara Issue Type US$ LIBOR plus 200bp Coupon 3-month US$ LIBOR Floating Rate 3 years, bullet Maturity DAAR International Sukuk Company (a limited liability company incorporated in the Cayman Islands) Issuer US$600,000,000 Trust Certificates due 2010 Issue Dar Al-Arkan Real Estate Development Company (DAAR) Guarantor
- 17. Dar Al Arkan US$600m Sukuk Al Ijara SAUDI SPV DAAR ISSUER (DAAR International Sukuk Co.) SUKUK HOLDERS Sale Proceeds (US$) Sale of Real Estate Assets Issue Proceeds (US$) Guarantee 3 Year Lease Lease Payments On-shore Offshore Certificates Payment for Real Estate Rights (US$) Transfer of Real Estate Rights
- 19. WestLB Contacts Islamic Finance – Origination & Structuring David McCaig Telephone (+44) 20 7020 7532 Head of Emerging Markets Fax (+44) 20 7020 7530 Managing Director e-mail [email_address] David Testa Telephone (+44) 20 7020 3622 Head of Islamic Finance Fax (+44) 20 7020 7530 Executive Director e-mail [email_address] Mobile (+44) 7770 435 312 Walid Sarieddine Telephone (+ 44) 20 7020 7533 Director Fax (+ 44) 20 7020 7530 e-mail [email_address] Mobile (+44) 7769 670 660 Sami Neffati Telephone (+ 44) 20 7020 7523 Manager Fax (+ 44) 20 7020 7530 e-mail [email_address] Mobile (+44) 7825 420 765